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Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 326.07. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 326.07. The state of Loan Amount is 15000.0. The state of Revolving Balance is 5729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 326.07. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 326.07. The state of Loan Amount is 15000.0. The state of Revolving Balance is 5729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 277.45. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 277.11. The state of Loan Amount is 9000.0. The state of Revolving Balance is 109893.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 19.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 53000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 277.45. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 277.11. The state of Loan Amount is 9000.0. The state of Revolving Balance is 109893.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 19.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 53000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 680.76. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.88%. The state of Last Payment Amount is 29665.3. The state of Loan Amount is 30000.0. The state of Revolving Balance is 70228.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 35.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 350000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 680.76. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.88%. The state of Last Payment Amount is 29665.3. The state of Loan Amount is 30000.0. The state of Revolving Balance is 70228.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 35.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 350000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 521.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 14181.62. The state of Loan Amount is 24000.0. The state of Revolving Balance is 24296.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 26.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 521.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 14181.62. The state of Loan Amount is 24000.0. The state of Revolving Balance is 24296.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 26.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 261.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 261.88. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7950.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is LA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 261.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 261.88. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7950.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is LA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 630.34. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 630.01. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17581.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 61.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 630.34. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 630.01. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17581.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 61.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 85.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 1272.1. The state of Loan Amount is 2500.0. The state of Revolving Balance is 4217.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 57.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 85.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 1272.1. The state of Loan Amount is 2500.0. The state of Revolving Balance is 4217.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 57.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 533.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 16456.91. The state of Loan Amount is 16600.0. The state of Revolving Balance is 21612.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is TN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 56000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 533.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 16456.91. The state of Loan Amount is 16600.0. The state of Revolving Balance is 21612.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is TN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 56000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 779.84. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.69%. The state of Last Payment Amount is 779.79. The state of Loan Amount is 25000.0. The state of Revolving Balance is 47057.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 60.3%. The state of Total Accounts is 63.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 93000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 779.84. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.69%. The state of Last Payment Amount is 779.79. The state of Loan Amount is 25000.0. The state of Revolving Balance is 47057.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 60.3%. The state of Total Accounts is 63.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 93000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 225.7. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 225.7. The state of Loan Amount is 6850.0. The state of Revolving Balance is 3772.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 64000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 225.7. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 225.7. The state of Loan Amount is 6850.0. The state of Revolving Balance is 3772.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 64000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 286.49. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 7473.93. The state of Loan Amount is 14000.0. The state of Revolving Balance is 10991.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 35.6%. The state of Total Accounts is 48.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 66000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 286.49. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 7473.93. The state of Loan Amount is 14000.0. The state of Revolving Balance is 10991.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 35.6%. The state of Total Accounts is 48.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 66000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 259.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.19%. The state of Last Payment Amount is 7239.44. The state of Loan Amount is 8500.0. The state of Revolving Balance is 1539.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 7.3%. The state of Total Accounts is 37.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 259.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.19%. The state of Last Payment Amount is 7239.44. The state of Loan Amount is 8500.0. The state of Revolving Balance is 1539.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 7.3%. The state of Total Accounts is 37.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 328.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 2265.27. The state of Loan Amount is 10500.0. The state of Revolving Balance is 9964.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 67.8%. The state of Total Accounts is 17.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is KS. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 328.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 2265.27. The state of Loan Amount is 10500.0. The state of Revolving Balance is 9964.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 67.8%. The state of Total Accounts is 17.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is KS. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 370.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 3183.95. The state of Loan Amount is 11125.0. The state of Revolving Balance is 7170.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 34.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 38000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 370.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 3183.95. The state of Loan Amount is 11125.0. The state of Revolving Balance is 7170.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 34.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 38000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 395.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 7629.73. The state of Loan Amount is 12000.0. The state of Revolving Balance is 14113.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 35.7%. The state of Total Accounts is 42.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 395.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 7629.73. The state of Loan Amount is 12000.0. The state of Revolving Balance is 14113.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 35.7%. The state of Total Accounts is 42.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 294.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 11056.99. The state of Loan Amount is 14400.0. The state of Revolving Balance is 7289.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 16.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 294.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 11056.99. The state of Loan Amount is 14400.0. The state of Revolving Balance is 7289.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 16.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 168.45. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 29.41. The state of Loan Amount is 5000.0. The state of Revolving Balance is 2969.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 28.0%. The state of Total Accounts is 9.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 27000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 168.45. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 29.41. The state of Loan Amount is 5000.0. The state of Revolving Balance is 2969.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 28.0%. The state of Total Accounts is 9.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 27000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 415.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 15850.52. The state of Loan Amount is 18000.0. The state of Revolving Balance is 5672.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 30.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is RI. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 415.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 15850.52. The state of Loan Amount is 18000.0. The state of Revolving Balance is 5672.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 30.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is RI. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 789.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 0.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 11855.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 33.4%. The state of Total Accounts is 37.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 789.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 0.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 11855.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 33.4%. The state of Total Accounts is 37.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 351.81. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 5776.92. The state of Loan Amount is 10150.0. The state of Revolving Balance is 10153.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 66.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 27539.0.' Answer:

good

The client has attributes as follows: The state of Installment is 351.81. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 5776.92. The state of Loan Amount is 10150.0. The state of Revolving Balance is 10153.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 66.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 27539.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 255.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 254.64. The state of Loan Amount is 7200.0. The state of Revolving Balance is 3356.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 58.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 20000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 255.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 254.64. The state of Loan Amount is 7200.0. The state of Revolving Balance is 3356.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 58.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 20000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 326.07. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 8380.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15625.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is LA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 326.07. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 8380.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15625.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is LA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1273.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.74%. The state of Last Payment Amount is 32741.57. The state of Loan Amount is 32150.0. The state of Revolving Balance is 14790.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 39.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 94000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1273.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.74%. The state of Last Payment Amount is 32741.57. The state of Loan Amount is 32150.0. The state of Revolving Balance is 14790.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 39.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 94000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 426.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 9563.95. The state of Loan Amount is 13000.0. The state of Revolving Balance is 12773.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 81.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 125000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 426.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 9563.95. The state of Loan Amount is 13000.0. The state of Revolving Balance is 12773.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 81.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 671.38. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 671.38. The state of Loan Amount is 20000.0. The state of Revolving Balance is 9270.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 40.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 671.38. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 671.38. The state of Loan Amount is 20000.0. The state of Revolving Balance is 9270.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 40.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 293.21. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7259.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is FL. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 293.21. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7259.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is FL. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 554.96. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 23489.74. The state of Loan Amount is 24600.0. The state of Revolving Balance is 14634.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 30.7%. The state of Total Accounts is 24.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is GA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 99000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 554.96. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 23489.74. The state of Loan Amount is 24600.0. The state of Revolving Balance is 14634.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 30.7%. The state of Total Accounts is 24.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is GA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 99000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 388.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.15%. The state of Last Payment Amount is 387.72. The state of Loan Amount is 12000.0. The state of Revolving Balance is 10218.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 68.1%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 95000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 388.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.15%. The state of Last Payment Amount is 387.72. The state of Loan Amount is 12000.0. The state of Revolving Balance is 10218.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 68.1%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 210.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 3625.61. The state of Loan Amount is 5600.0. The state of Revolving Balance is 2512.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 54.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 14000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 210.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 3625.61. The state of Loan Amount is 5600.0. The state of Revolving Balance is 2512.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 54.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 14000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 68.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 2032.44. The state of Loan Amount is 2000.0. The state of Revolving Balance is 3630.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 27.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 36000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 68.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 2032.44. The state of Loan Amount is 2000.0. The state of Revolving Balance is 3630.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 27.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 36000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 221.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 221.74. The state of Loan Amount is 6725.0. The state of Revolving Balance is 6064.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 45000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 221.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 221.74. The state of Loan Amount is 6725.0. The state of Revolving Balance is 6064.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 416.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.18%. The state of Last Payment Amount is 416.39. The state of Loan Amount is 11025.0. The state of Revolving Balance is 11309.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 98.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 36000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 416.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.18%. The state of Last Payment Amount is 416.39. The state of Loan Amount is 11025.0. The state of Revolving Balance is 11309.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 98.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 36000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 161.32. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 3417.82. The state of Loan Amount is 5000.0. The state of Revolving Balance is 25540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 76.0%. The state of Total Accounts is 16.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 161.32. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 3417.82. The state of Loan Amount is 5000.0. The state of Revolving Balance is 25540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 76.0%. The state of Total Accounts is 16.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 172.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 4037.85. The state of Loan Amount is 5000.0. The state of Revolving Balance is 1946.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 9.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 172.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 4037.85. The state of Loan Amount is 5000.0. The state of Revolving Balance is 1946.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 9.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 256.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.49%. The state of Last Payment Amount is 9732.8. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11637.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 89.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 79931.0.' Answer:

good

The client has attributes as follows: The state of Installment is 256.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.49%. The state of Last Payment Amount is 9732.8. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11637.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 89.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 79931.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 678.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 678.61. The state of Loan Amount is 20000.0. The state of Revolving Balance is 19616.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 29.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 678.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 678.61. The state of Loan Amount is 20000.0. The state of Revolving Balance is 19616.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 29.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 285.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 6490.02. The state of Loan Amount is 8000.0. The state of Revolving Balance is 6702.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 35.8%. The state of Total Accounts is 18.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 285.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 6490.02. The state of Loan Amount is 8000.0. The state of Revolving Balance is 6702.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 35.8%. The state of Total Accounts is 18.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 306.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 307.34. The state of Loan Amount is 9000.0. The state of Revolving Balance is 8011.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.3%. The state of Total Accounts is 35.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 306.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 307.34. The state of Loan Amount is 9000.0. The state of Revolving Balance is 8011.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.3%. The state of Total Accounts is 35.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 424.92. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 5198.9. The state of Loan Amount is 18000.0. The state of Revolving Balance is 7507.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 34.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 424.92. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 5198.9. The state of Loan Amount is 18000.0. The state of Revolving Balance is 7507.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 34.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 313.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 7531.78. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8735.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 107000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 313.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 7531.78. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8735.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 107000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 850.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 34982.31. The state of Loan Amount is 35000.0. The state of Revolving Balance is 4646.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 60.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NY. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 550000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 850.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 34982.31. The state of Loan Amount is 35000.0. The state of Revolving Balance is 4646.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 60.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NY. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 550000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 944.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.89%. The state of Last Payment Amount is 36031.71. The state of Loan Amount is 35000.0. The state of Revolving Balance is 26099.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 59.7%. The state of Total Accounts is 42.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 78435.0.' Answer:

good

The client has attributes as follows: The state of Installment is 944.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.89%. The state of Last Payment Amount is 36031.71. The state of Loan Amount is 35000.0. The state of Revolving Balance is 26099.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 59.7%. The state of Total Accounts is 42.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 78435.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 451.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 11148.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 4192.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 21.5%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is UT. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 451.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 11148.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 4192.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 21.5%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is UT. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 79.71. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 79.71. The state of Loan Amount is 2400.0. The state of Revolving Balance is 2107.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 23.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 72000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 79.71. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 79.71. The state of Loan Amount is 2400.0. The state of Revolving Balance is 2107.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 23.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 305.09. The state of Loan Amount is 8700.0. The state of Revolving Balance is 9642.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 102000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 293.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 305.09. The state of Loan Amount is 8700.0. The state of Revolving Balance is 9642.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 102000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 425.16. The state of Loan Purpose is house. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 9371.78. The state of Loan Amount is 12000.0. The state of Revolving Balance is 15339.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.0%. The state of Total Accounts is 62.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 119000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 425.16. The state of Loan Purpose is house. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 9371.78. The state of Loan Amount is 12000.0. The state of Revolving Balance is 15339.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.0%. The state of Total Accounts is 62.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 119000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 988.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 21406.25. The state of Loan Amount is 30000.0. The state of Revolving Balance is 22918.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 35.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is CT. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 988.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 21406.25. The state of Loan Amount is 30000.0. The state of Revolving Balance is 22918.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 35.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is CT. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 278.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 1636.87. The state of Loan Amount is 7975.0. The state of Revolving Balance is 6665.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 43.3%. The state of Total Accounts is 6.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 250000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 278.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 1636.87. The state of Loan Amount is 7975.0. The state of Revolving Balance is 6665.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 43.3%. The state of Total Accounts is 6.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 250000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 493.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.2%. The state of Last Payment Amount is 5061.65. The state of Loan Amount is 13250.0. The state of Revolving Balance is 9694.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 83.6%. The state of Total Accounts is 35.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 493.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.2%. The state of Last Payment Amount is 5061.65. The state of Loan Amount is 13250.0. The state of Revolving Balance is 9694.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 83.6%. The state of Total Accounts is 35.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 378.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 2605.24. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9442.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 72.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 378.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 2605.24. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9442.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 72.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 242.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 242.22. The state of Loan Amount is 7075.0. The state of Revolving Balance is 7363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 71.5%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 17000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 242.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 242.22. The state of Loan Amount is 7075.0. The state of Revolving Balance is 7363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 71.5%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 17000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1002.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 23848.7. The state of Loan Amount is 32000.0. The state of Revolving Balance is 11404.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 35.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1002.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 23848.7. The state of Loan Amount is 32000.0. The state of Revolving Balance is 11404.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 35.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 622.04. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 7771.32. The state of Loan Amount is 20000.0. The state of Revolving Balance is 10467.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 7.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 235000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 622.04. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 7771.32. The state of Loan Amount is 20000.0. The state of Revolving Balance is 10467.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 7.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 235000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 259.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 379.36. The state of Loan Amount is 10000.0. The state of Revolving Balance is 254.0. The state of Delinquency In 2 years is 7.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 18.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 39000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 259.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 379.36. The state of Loan Amount is 10000.0. The state of Revolving Balance is 254.0. The state of Delinquency In 2 years is 7.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 18.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 39000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 966.47. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 31335.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 9963.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 64.7%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 966.47. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 31335.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 9963.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 64.7%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 263.93. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 855.73. The state of Loan Amount is 8400.0. The state of Revolving Balance is 9544.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 41.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 130000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 263.93. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 855.73. The state of Loan Amount is 8400.0. The state of Revolving Balance is 9544.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 41.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 130000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 301.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 1491.24. The state of Loan Amount is 9600.0. The state of Revolving Balance is 8466.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 37.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 58500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 301.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 1491.24. The state of Loan Amount is 9600.0. The state of Revolving Balance is 8466.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 37.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 58500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 3256.88. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4684.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 59.0%. The state of Total Accounts is 5.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 3256.88. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4684.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 59.0%. The state of Total Accounts is 5.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 501.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 12311.47. The state of Loan Amount is 14000.0. The state of Revolving Balance is 14908.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 42.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 501.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 12311.47. The state of Loan Amount is 14000.0. The state of Revolving Balance is 14908.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 42.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 611.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 23408.08. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16260.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CO. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 611.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 23408.08. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16260.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CO. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 662.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 24744.81. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7753.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 34.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 99000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 662.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 24744.81. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7753.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 34.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 99000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 600.22. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.89%. The state of Last Payment Amount is 1800.66. The state of Loan Amount is 16175.0. The state of Revolving Balance is 40766.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 29.0. The state of Revolving Utilization Rate is 67.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 600.22. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.89%. The state of Last Payment Amount is 1800.66. The state of Loan Amount is 16175.0. The state of Revolving Balance is 40766.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 29.0. The state of Revolving Utilization Rate is 67.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 407.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 10835.21. The state of Loan Amount is 12000.0. The state of Revolving Balance is 7244.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 28.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 407.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 10835.21. The state of Loan Amount is 12000.0. The state of Revolving Balance is 7244.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 28.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 529.99. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 529.99. The state of Loan Amount is 16625.0. The state of Revolving Balance is 13653.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 83.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 94500.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 529.99. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 529.99. The state of Loan Amount is 16625.0. The state of Revolving Balance is 13653.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 83.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 94500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 170.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 3487.05. The state of Loan Amount is 5375.0. The state of Revolving Balance is 4802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 26499.0.' Answer:

good

The client has attributes as follows: The state of Installment is 170.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 3487.05. The state of Loan Amount is 5375.0. The state of Revolving Balance is 4802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 26499.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 308.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.8%. The state of Last Payment Amount is 2982.65. The state of Loan Amount is 9600.0. The state of Revolving Balance is 15087.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 54000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 308.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.8%. The state of Last Payment Amount is 2982.65. The state of Loan Amount is 9600.0. The state of Revolving Balance is 15087.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 54000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 742.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 741.93. The state of Loan Amount is 23000.0. The state of Revolving Balance is 26517.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 88.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 89000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 742.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 741.93. The state of Loan Amount is 23000.0. The state of Revolving Balance is 26517.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 88.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 89000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 867.31. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 867.14. The state of Loan Amount is 28800.0. The state of Revolving Balance is 69520.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 44.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 195000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 867.31. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 867.14. The state of Loan Amount is 28800.0. The state of Revolving Balance is 69520.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 44.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 195000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 193.34. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 3.85. The state of Loan Amount is 5275.0. The state of Revolving Balance is 1723.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 31.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 193.34. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 3.85. The state of Loan Amount is 5275.0. The state of Revolving Balance is 1723.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 31.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 227.48. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 7618.12. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3637.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 8.6%. The state of Total Accounts is 24.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is MA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 227.48. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 7618.12. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3637.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 8.6%. The state of Total Accounts is 24.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is MA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 451.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.2%. The state of Last Payment Amount is 494.12. The state of Loan Amount is 13000.0. The state of Revolving Balance is 14058.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 40.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 72996.0.' Answer:

good

The client has attributes as follows: The state of Installment is 451.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.2%. The state of Last Payment Amount is 494.12. The state of Loan Amount is 13000.0. The state of Revolving Balance is 14058.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 40.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 72996.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 361.38. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 361.28. The state of Loan Amount is 12000.0. The state of Revolving Balance is 267381.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 160000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 361.38. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 361.28. The state of Loan Amount is 12000.0. The state of Revolving Balance is 267381.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 160000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 693.82. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 366.23. The state of Loan Amount is 19125.0. The state of Revolving Balance is 12113.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.3%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 693.82. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 366.23. The state of Loan Amount is 19125.0. The state of Revolving Balance is 12113.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.3%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 324.58. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 8909.47. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4473.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 64.8%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is RI. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 36000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 324.58. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 8909.47. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4473.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 64.8%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is RI. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 36000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 435.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 11450.21. The state of Loan Amount is 12800.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 5.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 71000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 435.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 11450.21. The state of Loan Amount is 12800.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 5.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 71000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 883.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.49%. The state of Last Payment Amount is 21217.19. The state of Loan Amount is 30400.0. The state of Revolving Balance is 10212.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 883.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.49%. The state of Last Payment Amount is 21217.19. The state of Loan Amount is 30400.0. The state of Revolving Balance is 10212.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 491.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 14422.59. The state of Loan Amount is 15000.0. The state of Revolving Balance is 19763.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 91.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 57200.0.' Answer:

good

The client has attributes as follows: The state of Installment is 491.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 14422.59. The state of Loan Amount is 15000.0. The state of Revolving Balance is 19763.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 91.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 57200.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 367.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 3950.71. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12042.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 13.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 47000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 367.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 3950.71. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12042.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 13.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 47000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 325.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 6920.49. The state of Loan Amount is 9000.0. The state of Revolving Balance is 2961.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 33.3%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 115000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 325.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 6920.49. The state of Loan Amount is 9000.0. The state of Revolving Balance is 2961.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 33.3%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 56.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.24%. The state of Last Payment Amount is 56.61. The state of Loan Amount is 1800.0. The state of Revolving Balance is 2755.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 56.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.24%. The state of Last Payment Amount is 56.61. The state of Loan Amount is 1800.0. The state of Revolving Balance is 2755.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 105.51. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 3010.24. The state of Loan Amount is 3000.0. The state of Revolving Balance is 2367.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 19.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MN. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 105.51. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 3010.24. The state of Loan Amount is 3000.0. The state of Revolving Balance is 2367.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 19.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MN. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 262.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.97%. The state of Last Payment Amount is 262.3. The state of Loan Amount is 8500.0. The state of Revolving Balance is 12003.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.1%. The state of Total Accounts is 16.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 115000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 262.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.97%. The state of Last Payment Amount is 262.3. The state of Loan Amount is 8500.0. The state of Revolving Balance is 12003.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.1%. The state of Total Accounts is 16.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 180.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 180.69. The state of Loan Amount is 5100.0. The state of Revolving Balance is 7997.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 62.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is ME. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 17052.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 180.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 180.69. The state of Loan Amount is 5100.0. The state of Revolving Balance is 7997.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 62.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is ME. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 17052.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 863.16. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 5942.19. The state of Loan Amount is 28000.0. The state of Revolving Balance is 29276.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 863.16. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 5942.19. The state of Loan Amount is 28000.0. The state of Revolving Balance is 29276.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 534.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 13592.22. The state of Loan Amount is 15000.0. The state of Revolving Balance is 18871.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 34.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 534.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 13592.22. The state of Loan Amount is 15000.0. The state of Revolving Balance is 18871.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 34.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 223.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.31%. The state of Last Payment Amount is 223.14. The state of Loan Amount is 6500.0. The state of Revolving Balance is 12012.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 25000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 223.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.31%. The state of Last Payment Amount is 223.14. The state of Loan Amount is 6500.0. The state of Revolving Balance is 12012.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 25000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 382.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 382.41. The state of Loan Amount is 10800.0. The state of Revolving Balance is 3152.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 382.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 382.41. The state of Loan Amount is 10800.0. The state of Revolving Balance is 3152.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 712.96. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 712.96. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17346.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 47.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 712.96. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 712.96. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17346.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 47.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 524.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 524.22. The state of Loan Amount is 14450.0. The state of Revolving Balance is 12145.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 76.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 524.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 524.22. The state of Loan Amount is 14450.0. The state of Revolving Balance is 12145.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 76.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 435.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 6510.69. The state of Loan Amount is 13000.0. The state of Revolving Balance is 12128.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.9%. The state of Total Accounts is 13.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CO. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 435.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 6510.69. The state of Loan Amount is 13000.0. The state of Revolving Balance is 12128.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.9%. The state of Total Accounts is 13.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CO. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 659.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 6318.3. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22594.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 50.5%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 659.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 6318.3. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22594.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 50.5%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 352.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 1748.67. The state of Loan Amount is 11500.0. The state of Revolving Balance is 13286.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 40.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 352.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 1748.67. The state of Loan Amount is 11500.0. The state of Revolving Balance is 13286.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 40.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 313.99. The state of Loan Amount is 10000.0. The state of Revolving Balance is 9992.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 60.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29202.0.' Answer:

good

The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 313.99. The state of Loan Amount is 10000.0. The state of Revolving Balance is 9992.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 60.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29202.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 495.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.24%. The state of Last Payment Amount is 495.39. The state of Loan Amount is 19000.0. The state of Revolving Balance is 10267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 38000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 495.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.24%. The state of Last Payment Amount is 495.39. The state of Loan Amount is 19000.0. The state of Revolving Balance is 10267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 38000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 449.86. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 449.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 6466.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 31.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 449.86. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 449.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 6466.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 31.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 842.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 4959.66. The state of Loan Amount is 25000.0. The state of Revolving Balance is 18574.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 842.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 4959.66. The state of Loan Amount is 25000.0. The state of Revolving Balance is 18574.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 103.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 103.27. The state of Loan Amount is 2875.0. The state of Revolving Balance is 3295.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 65.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 103.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 103.27. The state of Loan Amount is 2875.0. The state of Revolving Balance is 3295.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 65.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 247.79. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.21%. The state of Last Payment Amount is 6076.3. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1019.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 2.5%. The state of Total Accounts is 67.0. The state of Fico Range Low is 780.0. The state of Fico Range High is 784.0. The state of Address State is IN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 247.79. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.21%. The state of Last Payment Amount is 6076.3. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1019.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 2.5%. The state of Total Accounts is 67.0. The state of Fico Range Low is 780.0. The state of Fico Range High is 784.0. The state of Address State is IN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 350.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 8418.08. The state of Loan Amount is 11200.0. The state of Revolving Balance is 11751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 48.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 350.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 8418.08. The state of Loan Amount is 11200.0. The state of Revolving Balance is 11751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 48.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 843.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.01%. The state of Last Payment Amount is 19469.72. The state of Loan Amount is 24000.0. The state of Revolving Balance is 1962.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 190000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 843.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.01%. The state of Last Payment Amount is 19469.72. The state of Loan Amount is 24000.0. The state of Revolving Balance is 1962.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 190000.0.