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ChanceFocus Asset Management (Shanghai) Company 15

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 451.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 451.19. The state of Loan Amount is 20000.0. The state of Revolving Balance is 15246.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 42.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 111000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 451.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 451.19. The state of Loan Amount is 20000.0. The state of Revolving Balance is 15246.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 42.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 111000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 498.02. The state of Loan Purpose is credit_card. The state of Loan Application Type is Joint App. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 22127.91. The state of Loan Amount is 21600.0. The state of Revolving Balance is 14785.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 0.0.' Answer:

good

The client has attributes as follows: The state of Installment is 498.02. The state of Loan Purpose is credit_card. The state of Loan Application Type is Joint App. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 22127.91. The state of Loan Amount is 21600.0. The state of Revolving Balance is 14785.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 0.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 754.58. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 7113.02. The state of Loan Amount is 20875.0. The state of Revolving Balance is 7882.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 83.0%. The state of Total Accounts is 29.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 754.58. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 7113.02. The state of Loan Amount is 20875.0. The state of Revolving Balance is 7882.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 83.0%. The state of Total Accounts is 29.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1190.62. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 1190.4. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 34.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1190.62. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 1190.4. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 34.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 570.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 5499.28. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7757.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 29.7%. The state of Total Accounts is 13.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 570.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 5499.28. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7757.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 29.7%. The state of Total Accounts is 13.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 154.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 3607.76. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3850.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 80.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 154.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 3607.76. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3850.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 80.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 379.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.59%. The state of Last Payment Amount is 6746.91. The state of Loan Amount is 26500.0. The state of Revolving Balance is 6071.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 42.2%. The state of Total Accounts is 16.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 81000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 379.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.59%. The state of Last Payment Amount is 6746.91. The state of Loan Amount is 26500.0. The state of Revolving Balance is 6071.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 42.2%. The state of Total Accounts is 16.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 81000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 281.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 8482.73. The state of Loan Amount is 10675.0. The state of Revolving Balance is 11204.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 59250.0.' Answer:

good

The client has attributes as follows: The state of Installment is 281.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 8482.73. The state of Loan Amount is 10675.0. The state of Revolving Balance is 11204.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 59250.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 503.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 503.21. The state of Loan Amount is 20000.0. The state of Revolving Balance is 49181.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 82.1%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OK. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 503.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 503.21. The state of Loan Amount is 20000.0. The state of Revolving Balance is 49181.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 82.1%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OK. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 329.48. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 329.26. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4261.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 329.48. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 329.26. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4261.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is OR. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 895.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 17332.13. The state of Loan Amount is 24100.0. The state of Revolving Balance is 8187.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 30.0%. The state of Total Accounts is 8.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 51841.92.' Answer:

good

The client has attributes as follows: The state of Installment is 895.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 17332.13. The state of Loan Amount is 24100.0. The state of Revolving Balance is 8187.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 30.0%. The state of Total Accounts is 8.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 51841.92.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1269.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 1269.73. The state of Loan Amount is 35000.0. The state of Revolving Balance is 36977.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 63.5%. The state of Total Accounts is 46.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1269.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 1269.73. The state of Loan Amount is 35000.0. The state of Revolving Balance is 36977.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 63.5%. The state of Total Accounts is 46.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 843.9. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 843.9. The state of Loan Amount is 35000.0. The state of Revolving Balance is 6962.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 30.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 843.9. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 843.9. The state of Loan Amount is 35000.0. The state of Revolving Balance is 6962.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 30.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 548.64. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 21.67%. The state of Last Payment Amount is 548.64. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11074.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 67.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OR. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 548.64. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 21.67%. The state of Last Payment Amount is 548.64. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11074.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 67.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OR. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 99.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.49%. The state of Last Payment Amount is 2313.73. The state of Loan Amount is 2650.0. The state of Revolving Balance is 1766.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 8.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 64000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 99.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.49%. The state of Last Payment Amount is 2313.73. The state of Loan Amount is 2650.0. The state of Revolving Balance is 1766.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 8.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 64000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 309.59. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 220.89. The state of Loan Amount is 8975.0. The state of Revolving Balance is 2634.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 16.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 36500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 309.59. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 220.89. The state of Loan Amount is 8975.0. The state of Revolving Balance is 2634.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 16.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 36500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 517.41. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.15%. The state of Last Payment Amount is 15361.46. The state of Loan Amount is 16000.0. The state of Revolving Balance is 45905.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 79.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is MT. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 517.41. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.15%. The state of Last Payment Amount is 15361.46. The state of Loan Amount is 16000.0. The state of Revolving Balance is 45905.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 79.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is MT. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 382.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 382.42. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12763.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 33000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 382.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 382.42. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12763.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 33000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 340.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.68%. The state of Last Payment Amount is 340.23. The state of Loan Amount is 10000.0. The state of Revolving Balance is 13196.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 79.5%. The state of Total Accounts is 28.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is KY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 340.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.68%. The state of Last Payment Amount is 340.23. The state of Loan Amount is 10000.0. The state of Revolving Balance is 13196.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 79.5%. The state of Total Accounts is 28.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is KY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 623.2. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.14%. The state of Last Payment Amount is 14943.03. The state of Loan Amount is 25000.0. The state of Revolving Balance is 12500.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 75.3%. The state of Total Accounts is 32.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 623.2. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.14%. The state of Last Payment Amount is 14943.03. The state of Loan Amount is 25000.0. The state of Revolving Balance is 12500.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 75.3%. The state of Total Accounts is 32.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 372.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.54%. The state of Last Payment Amount is 372.48. The state of Loan Amount is 14500.0. The state of Revolving Balance is 20921.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 68.1%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 372.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.54%. The state of Last Payment Amount is 372.48. The state of Loan Amount is 14500.0. The state of Revolving Balance is 20921.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 68.1%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 258.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 7097.57. The state of Loan Amount is 7500.0. The state of Revolving Balance is 984.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 20.5%. The state of Total Accounts is 35.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NM. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 93000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 258.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 7097.57. The state of Loan Amount is 7500.0. The state of Revolving Balance is 984.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 20.5%. The state of Total Accounts is 35.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NM. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 93000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 434.79. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 433.97. The state of Loan Amount is 14000.0. The state of Revolving Balance is 19787.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 42.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 106000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 434.79. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 433.97. The state of Loan Amount is 14000.0. The state of Revolving Balance is 19787.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 42.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 106000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 497.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 6287.77. The state of Loan Amount is 16000.0. The state of Revolving Balance is 33960.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 69.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 497.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 6287.77. The state of Loan Amount is 16000.0. The state of Revolving Balance is 33960.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 69.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 632.66. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 20407.34. The state of Loan Amount is 28000.0. The state of Revolving Balance is 16837.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 84.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is IN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 103818.0.' Answer:

good

The client has attributes as follows: The state of Installment is 632.66. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 20407.34. The state of Loan Amount is 28000.0. The state of Revolving Balance is 16837.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 84.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is IN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 103818.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 280.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 2694.17. The state of Loan Amount is 8800.0. The state of Revolving Balance is 7759.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.2%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 280.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 2694.17. The state of Loan Amount is 8800.0. The state of Revolving Balance is 7759.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.2%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 689.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.22%. The state of Last Payment Amount is 3405.69. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 84.9%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 86000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 689.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.22%. The state of Last Payment Amount is 3405.69. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 84.9%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 86000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 602.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 1056.69. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17336.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 34.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 805.0. The state of Fico Range High is 809.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 602.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 1056.69. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17336.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 34.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 805.0. The state of Fico Range High is 809.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 917.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 24792.99. The state of Loan Amount is 27850.0. The state of Revolving Balance is 45148.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 61.2%. The state of Total Accounts is 43.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 917.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 24792.99. The state of Loan Amount is 27850.0. The state of Revolving Balance is 45148.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 61.2%. The state of Total Accounts is 43.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 492.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 982.18. The state of Loan Amount is 15000.0. The state of Revolving Balance is 10817.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 51000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 492.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 982.18. The state of Loan Amount is 15000.0. The state of Revolving Balance is 10817.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 51000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 457.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 457.79. The state of Loan Amount is 15600.0. The state of Revolving Balance is 30899.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 59.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 52000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 457.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 457.79. The state of Loan Amount is 15600.0. The state of Revolving Balance is 30899.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 59.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 310.56. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 200.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3207.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 15.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 310.56. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 200.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3207.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 15.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 80.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 2152.52. The state of Loan Amount is 2400.0. The state of Revolving Balance is 9847.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 52.1%. The state of Total Accounts is 58.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 80.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 2152.52. The state of Loan Amount is 2400.0. The state of Revolving Balance is 9847.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 52.1%. The state of Total Accounts is 58.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 333.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 8364.66. The state of Loan Amount is 12575.0. The state of Revolving Balance is 12139.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 60.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is OH. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28800.0.' Answer:

good

The client has attributes as follows: The state of Installment is 333.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 8364.66. The state of Loan Amount is 12575.0. The state of Revolving Balance is 12139.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 60.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is OH. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 335.08. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 1641.26. The state of Loan Amount is 9850.0. The state of Revolving Balance is 9502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 65.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 335.08. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.67%. The state of Last Payment Amount is 1641.26. The state of Loan Amount is 9850.0. The state of Revolving Balance is 9502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 65.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 469.84. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 3403.05. The state of Loan Amount is 15000.0. The state of Revolving Balance is 14826.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 36.7%. The state of Total Accounts is 27.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 36400.0.' Answer:

good

The client has attributes as follows: The state of Installment is 469.84. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 3403.05. The state of Loan Amount is 15000.0. The state of Revolving Balance is 14826.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 36.7%. The state of Total Accounts is 27.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 36400.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 83.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 84.0. The state of Loan Amount is 2500.0. The state of Revolving Balance is 5586.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 71.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MD. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30720.0.' Answer:

good

The client has attributes as follows: The state of Installment is 83.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 84.0. The state of Loan Amount is 2500.0. The state of Revolving Balance is 5586.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 71.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MD. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30720.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 554.89. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 14880.1. The state of Loan Amount is 18000.0. The state of Revolving Balance is 25273.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 554.89. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 14880.1. The state of Loan Amount is 18000.0. The state of Revolving Balance is 25273.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 48.1%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 316.65. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 26.57%. The state of Last Payment Amount is 316.65. The state of Loan Amount is 7800.0. The state of Revolving Balance is 17133.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 71.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is PA. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 26000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 316.65. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 26.57%. The state of Last Payment Amount is 316.65. The state of Loan Amount is 7800.0. The state of Revolving Balance is 17133.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 71.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is PA. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 26000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 159.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 159.18. The state of Loan Amount is 5000.0. The state of Revolving Balance is 5379.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 159.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 159.18. The state of Loan Amount is 5000.0. The state of Revolving Balance is 5379.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 48.0%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 253.06. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 11237.72. The state of Loan Amount is 11000.0. The state of Revolving Balance is 9412.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 17.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 253.06. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 11237.72. The state of Loan Amount is 11000.0. The state of Revolving Balance is 9412.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 17.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 509.91. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 19145.5. The state of Loan Amount is 21600.0. The state of Revolving Balance is 3732.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 16.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 509.91. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 19145.5. The state of Loan Amount is 21600.0. The state of Revolving Balance is 3732.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 16.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 332.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.05%. The state of Last Payment Amount is 6359.87. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7749.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AZ. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 58000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 332.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.05%. The state of Last Payment Amount is 6359.87. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7749.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AZ. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 179.69. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 2886.14. The state of Loan Amount is 5000.0. The state of Revolving Balance is 18187.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 55.1%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 179.69. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 2886.14. The state of Loan Amount is 5000.0. The state of Revolving Balance is 18187.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 55.1%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 784.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.09%. The state of Last Payment Amount is 21889.6. The state of Loan Amount is 21975.0. The state of Revolving Balance is 38912.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 66.2%. The state of Total Accounts is 31.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 224000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 784.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.09%. The state of Last Payment Amount is 21889.6. The state of Loan Amount is 21975.0. The state of Revolving Balance is 38912.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 66.2%. The state of Total Accounts is 31.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 224000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 419.58. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 11618.82. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11516.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 419.58. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 11618.82. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11516.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OR. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 395.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 3081.55. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9813.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 51.4%. The state of Total Accounts is 10.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 395.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 3081.55. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9813.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 51.4%. The state of Total Accounts is 10.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 199.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 1362.38. The state of Loan Amount is 6000.0. The state of Revolving Balance is 7824.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 87.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 199.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 1362.38. The state of Loan Amount is 6000.0. The state of Revolving Balance is 7824.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 87.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 193.58. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 193.37. The state of Loan Amount is 6000.0. The state of Revolving Balance is 19284.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.7%. The state of Total Accounts is 21.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 193.58. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 193.37. The state of Loan Amount is 6000.0. The state of Revolving Balance is 19284.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.7%. The state of Total Accounts is 21.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 351.17. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 24.85%. The state of Last Payment Amount is 180.0. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 33.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 351.17. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 24.85%. The state of Last Payment Amount is 180.0. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 33.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 158.73. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 12.42%. The state of Last Payment Amount is 5.1. The state of Loan Amount is 4750.0. The state of Revolving Balance is 4712.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 54.2%. The state of Total Accounts is 29.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OK. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 158.73. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 12.42%. The state of Last Payment Amount is 5.1. The state of Loan Amount is 4750.0. The state of Revolving Balance is 4712.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 54.2%. The state of Total Accounts is 29.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OK. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 471.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.19%. The state of Last Payment Amount is 471.02. The state of Loan Amount is 15000.0. The state of Revolving Balance is 25719.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 471.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.19%. The state of Last Payment Amount is 471.02. The state of Loan Amount is 15000.0. The state of Revolving Balance is 25719.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 207.73. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 1837.04. The state of Loan Amount is 6825.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 61104.0.' Answer:

good

The client has attributes as follows: The state of Installment is 207.73. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 1837.04. The state of Loan Amount is 6825.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 61104.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 390.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.35%. The state of Last Payment Amount is 1166.25. The state of Loan Amount is 11700.0. The state of Revolving Balance is 20514.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 87.3%. The state of Total Accounts is 17.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 390.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.35%. The state of Last Payment Amount is 1166.25. The state of Loan Amount is 11700.0. The state of Revolving Balance is 20514.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 87.3%. The state of Total Accounts is 17.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 207.19. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 2443.82. The state of Loan Amount is 6500.0. The state of Revolving Balance is 4846.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 7.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 207.19. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 2443.82. The state of Loan Amount is 6500.0. The state of Revolving Balance is 4846.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 7.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 320.8. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 5639.61. The state of Loan Amount is 9800.0. The state of Revolving Balance is 7148.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100050.0.' Answer:

good

The client has attributes as follows: The state of Installment is 320.8. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 5639.61. The state of Loan Amount is 9800.0. The state of Revolving Balance is 7148.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 62.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100050.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 404.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 2754.06. The state of Loan Amount is 12000.0. The state of Revolving Balance is 10073.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 19.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VT. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 404.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 2754.06. The state of Loan Amount is 12000.0. The state of Revolving Balance is 10073.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 19.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is VT. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 351.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 6505.08. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3775.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 46.6%. The state of Total Accounts is 13.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 351.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 6505.08. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3775.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 46.6%. The state of Total Accounts is 13.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1162.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 14271.16. The state of Loan Amount is 35000.0. The state of Revolving Balance is 76334.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 170000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1162.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 14271.16. The state of Loan Amount is 35000.0. The state of Revolving Balance is 76334.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 170000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 363.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 363.1. The state of Loan Amount is 14000.0. The state of Revolving Balance is 14937.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 82.1%. The state of Total Accounts is 20.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is KY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 42000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 363.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 363.1. The state of Loan Amount is 14000.0. The state of Revolving Balance is 14937.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 82.1%. The state of Total Accounts is 20.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is KY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 659.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 14274.87. The state of Loan Amount is 20000.0. The state of Revolving Balance is 6159.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 28.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90301.0.' Answer:

good

The client has attributes as follows: The state of Installment is 659.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 14274.87. The state of Loan Amount is 20000.0. The state of Revolving Balance is 6159.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 28.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90301.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 149.99. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 5617.37. The state of Loan Amount is 6000.0. The state of Revolving Balance is 10980.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 84.5%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 149.99. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 5617.37. The state of Loan Amount is 6000.0. The state of Revolving Balance is 10980.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 84.5%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 540.56. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.77%. The state of Last Payment Amount is 542.1. The state of Loan Amount is 15000.0. The state of Revolving Balance is 21407.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 74.1%. The state of Total Accounts is 37.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AZ. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 82500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 540.56. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.77%. The state of Last Payment Amount is 542.1. The state of Loan Amount is 15000.0. The state of Revolving Balance is 21407.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 74.1%. The state of Total Accounts is 37.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AZ. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 82500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 515.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 13439.11. The state of Loan Amount is 15000.0. The state of Revolving Balance is 24862.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 58.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MN. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 515.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 13439.11. The state of Loan Amount is 15000.0. The state of Revolving Balance is 24862.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 58.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MN. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 967.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 21152.54. The state of Loan Amount is 30000.0. The state of Revolving Balance is 7864.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 47.1%. The state of Total Accounts is 21.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 967.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 21152.54. The state of Loan Amount is 30000.0. The state of Revolving Balance is 7864.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 47.1%. The state of Total Accounts is 21.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 703.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 23.13%. The state of Last Payment Amount is 703.81. The state of Loan Amount is 24900.0. The state of Revolving Balance is 134858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 91.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 55357.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 703.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 23.13%. The state of Last Payment Amount is 703.81. The state of Loan Amount is 24900.0. The state of Revolving Balance is 134858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 91.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 55357.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 348.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 348.57. The state of Loan Amount is 10200.0. The state of Revolving Balance is 8098.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 77.9%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 348.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 348.57. The state of Loan Amount is 10200.0. The state of Revolving Balance is 8098.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 77.9%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 179.69. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 3538.42. The state of Loan Amount is 5000.0. The state of Revolving Balance is 4898.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 66.2%. The state of Total Accounts is 47.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MN. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 43000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 179.69. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 3538.42. The state of Loan Amount is 5000.0. The state of Revolving Balance is 4898.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 66.2%. The state of Total Accounts is 47.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MN. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 43000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 255.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.39%. The state of Last Payment Amount is 25.0. The state of Loan Amount is 11400.0. The state of Revolving Balance is 3359.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 84.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 85000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 255.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.39%. The state of Last Payment Amount is 25.0. The state of Loan Amount is 11400.0. The state of Revolving Balance is 3359.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 84.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 497.68. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 497.68. The state of Loan Amount is 18400.0. The state of Revolving Balance is 12722.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 26.0. The state of Revolving Utilization Rate is 24.5%. The state of Total Accounts is 58.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 497.68. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 497.68. The state of Loan Amount is 18400.0. The state of Revolving Balance is 12722.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 26.0. The state of Revolving Utilization Rate is 24.5%. The state of Total Accounts is 58.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 880.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 27070.33. The state of Loan Amount is 35000.0. The state of Revolving Balance is 52679.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.5%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NC. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 880.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 27070.33. The state of Loan Amount is 35000.0. The state of Revolving Balance is 52679.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.5%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NC. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 925.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 925.71. The state of Loan Amount is 34225.0. The state of Revolving Balance is 30789.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 83.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is OH. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 925.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 925.71. The state of Loan Amount is 34225.0. The state of Revolving Balance is 30789.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 83.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is OH. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 307.56. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 8514.5. The state of Loan Amount is 9000.0. The state of Revolving Balance is 20596.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 87.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 307.56. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 8514.5. The state of Loan Amount is 9000.0. The state of Revolving Balance is 20596.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 87.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 439.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 7368.52. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12982.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 45.9%. The state of Total Accounts is 35.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 439.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 7368.52. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12982.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 45.9%. The state of Total Accounts is 35.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 261.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 1394.59. The state of Loan Amount is 8000.0. The state of Revolving Balance is 21565.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 77.6%. The state of Total Accounts is 17.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39360.0.' Answer:

good

The client has attributes as follows: The state of Installment is 261.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 1394.59. The state of Loan Amount is 8000.0. The state of Revolving Balance is 21565.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 77.6%. The state of Total Accounts is 17.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39360.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1466.04. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 40069.63. The state of Loan Amount is 40000.0. The state of Revolving Balance is 13378.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 20.3%. The state of Total Accounts is 33.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1466.04. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 40069.63. The state of Loan Amount is 40000.0. The state of Revolving Balance is 13378.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 20.3%. The state of Total Accounts is 33.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 356.89. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 9069.5. The state of Loan Amount is 16000.0. The state of Revolving Balance is 11601.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 91.3%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 37710.0.' Answer:

good

The client has attributes as follows: The state of Installment is 356.89. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 9069.5. The state of Loan Amount is 16000.0. The state of Revolving Balance is 11601.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 91.3%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 37710.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 529.51. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 529.31. The state of Loan Amount is 15000.0. The state of Revolving Balance is 7107.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 177.7%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 130000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 529.51. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 529.31. The state of Loan Amount is 15000.0. The state of Revolving Balance is 7107.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 177.7%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 130000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 468.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 16583.18. The state of Loan Amount is 21650.0. The state of Revolving Balance is 23291.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 65.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 84000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 468.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 16583.18. The state of Loan Amount is 21650.0. The state of Revolving Balance is 23291.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 65.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 84000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 751.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 36.4. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15378.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.4%. The state of Total Accounts is 31.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60912.0.' Answer:

good

The client has attributes as follows: The state of Installment is 751.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 36.4. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15378.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.4%. The state of Total Accounts is 31.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60912.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 342.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 10736.91. The state of Loan Amount is 16800.0. The state of Revolving Balance is 26502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 32.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 58000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 342.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 10736.91. The state of Loan Amount is 16800.0. The state of Revolving Balance is 26502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 32.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 281.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 8611.81. The state of Loan Amount is 9000.0. The state of Revolving Balance is 3706.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 11.1%. The state of Total Accounts is 31.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 74000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 281.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 8611.81. The state of Loan Amount is 9000.0. The state of Revolving Balance is 3706.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 11.1%. The state of Total Accounts is 31.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 74000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 398.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 104.15. The state of Loan Amount is 11000.0. The state of Revolving Balance is 6136.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 398.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 104.15. The state of Loan Amount is 11000.0. The state of Revolving Balance is 6136.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 343.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 7472.91. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8652.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 37.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 343.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 7472.91. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8652.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 37.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 722.76. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 5530.09. The state of Loan Amount is 24000.0. The state of Revolving Balance is 97685.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.4%. The state of Total Accounts is 19.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 152135.0.' Answer:

good

The client has attributes as follows: The state of Installment is 722.76. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 5530.09. The state of Loan Amount is 24000.0. The state of Revolving Balance is 97685.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.4%. The state of Total Accounts is 19.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 152135.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 311.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 333.77. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10175.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 24.9%. The state of Total Accounts is 12.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 311.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 333.77. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10175.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 24.9%. The state of Total Accounts is 12.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 54.13. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 53.81. The state of Loan Amount is 1500.0. The state of Revolving Balance is 298.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 9.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 54.13. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 53.81. The state of Loan Amount is 1500.0. The state of Revolving Balance is 298.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 9.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 822.49. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 17900.64. The state of Loan Amount is 22675.0. The state of Revolving Balance is 4949.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 31.5%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 54000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 822.49. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 17900.64. The state of Loan Amount is 22675.0. The state of Revolving Balance is 4949.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 31.5%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 54000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 488.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 11956.03. The state of Loan Amount is 16000.0. The state of Revolving Balance is 30899.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 89.8%. The state of Total Accounts is 36.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 153000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 488.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 11956.03. The state of Loan Amount is 16000.0. The state of Revolving Balance is 30899.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 89.8%. The state of Total Accounts is 36.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 153000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 166.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 165.95. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3892.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 166.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 165.95. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3892.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 224.79. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 2517.73. The state of Loan Amount is 7000.0. The state of Revolving Balance is 13247.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 224.79. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 2517.73. The state of Loan Amount is 7000.0. The state of Revolving Balance is 13247.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 299.09. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 18.2%. The state of Last Payment Amount is 4308.89. The state of Loan Amount is 8250.0. The state of Revolving Balance is 276.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 8.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 299.09. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 18.2%. The state of Last Payment Amount is 4308.89. The state of Loan Amount is 8250.0. The state of Revolving Balance is 276.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 8.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 212.04. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 211.74. The state of Loan Amount is 6500.0. The state of Revolving Balance is 8259.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 30.9%. The state of Total Accounts is 43.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 69000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 212.04. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 211.74. The state of Loan Amount is 6500.0. The state of Revolving Balance is 8259.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 30.9%. The state of Total Accounts is 43.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 69000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 408.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.66%. The state of Last Payment Amount is 6385.98. The state of Loan Amount is 12000.0. The state of Revolving Balance is 29903.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 96.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 408.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.66%. The state of Last Payment Amount is 6385.98. The state of Loan Amount is 12000.0. The state of Revolving Balance is 29903.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 96.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 338.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.35%. The state of Last Payment Amount is 338.53. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 54.5%. The state of Total Accounts is 63.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 338.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.35%. The state of Last Payment Amount is 338.53. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 54.5%. The state of Total Accounts is 63.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 630.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 30.79%. The state of Last Payment Amount is 700.0. The state of Loan Amount is 19200.0. The state of Revolving Balance is 20509.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is G. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 87.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DC. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 630.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 30.79%. The state of Last Payment Amount is 700.0. The state of Loan Amount is 19200.0. The state of Revolving Balance is 20509.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is G. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 87.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DC. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 147.68. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 2860.48. The state of Loan Amount is 4000.0. The state of Revolving Balance is 17937.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 147.68. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 2860.48. The state of Loan Amount is 4000.0. The state of Revolving Balance is 17937.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 566.91. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.85%. The state of Last Payment Amount is 566.83. The state of Loan Amount is 25000.0. The state of Revolving Balance is 23565.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 59000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 566.91. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.85%. The state of Last Payment Amount is 566.83. The state of Loan Amount is 25000.0. The state of Revolving Balance is 23565.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 59000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 612.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 11264.39. The state of Loan Amount is 24000.0. The state of Revolving Balance is 12800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 56.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 612.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 11264.39. The state of Loan Amount is 24000.0. The state of Revolving Balance is 12800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 56.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 754.74. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.24%. The state of Last Payment Amount is 7330.18. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13688.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 28.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 754.74. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.24%. The state of Last Payment Amount is 7330.18. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13688.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 28.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.