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"Outbreeding" is more beneficial to the offspring as it reduces the risk of inheriting defective genes, increasing the offspring's ability to reproduce.

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What is the future for human?

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This is a very wide open question. It could be two directions. One direction is that human would just disappear like the dinosaur. One direction is that human would become a species like a god. For the first direction, it may be caused by many situations. e.g. Nuclear war from WW3, extreme climate change. For the other direction, reproduced energy is ready, all cancers can be cured, everything can be done with robot with AI, human life is unlimited.

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Name some of the bravolebrities from Vanderpump Rules

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James Kennedy, Katie Maloney, Raquel Leviss, Tom Sandoval, Ariana Madix, Tom Schwartz and Lala Kent

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Name some famous rock bands from the 1960s

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The 1960s had a number of famous rock bands including The Beatles, The Beach Boys, The Doors, The Rolling Stones, The Who, Led Zeppelin, The Grateful Dead, Pink Floyd, and many more.

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Who is Muhammad Ejaz Shafi

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Muhammad Ejaz Shafi is a Pakistani politician who was a Member of the Provincial Assembly of the Punjab, from 2002 to May 2018. Early life and education He was born on 1 May 1969 in Khanpur. He has the degree of the Bachelor of Arts. Political career He was elected to the Provincial Assembly of the Punjab as a candidate of Pakistan Muslim League (Q) (PML-Q) from Constituency PP-290 (Rahimyar Khan-VI) in 2002 Pakistani general election. He received 22,531 votes and defeated a candidate of Pakistan Awami Tehrik. He was re-elected to the Provincial Assembly of the Punjab as a candidate of PML-Q from Constituency PP-290 (Rahimyar Khan-VI) in 2008 Pakistani general election. He received 24,751 votes and defeated a candidate of Pakistan Peoples Party. He was re-elected to the Provincial Assembly of the Punjab as a candidate of Pakistan Muslim League (N) from Constituency PP-290 (Rahimyar Khan-VI) in 2013 Pakistani general election.

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Muhammad Ejaz Shafi is a Pakistani politician who was a Member of the Provincial Assembly of the Punjab, from 2002 to May 2018. He was born on 1 May 1969 in Khanpur.

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Who invented the telephone?

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In 1876, Alexander Graham Bell was the first to obtain a United States patent for a device that produced a clearly intelligible replica of the human voice on a second device. A resolution passed by the United States House of Representatives on June 11, 2002 called for recognition of Antonio Meucci's work and contributions towards the invention of the telephone.

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Who are the Smiths?

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The Smiths were an English rock band formed in Manchester in 1982. They comprised the singer Morrissey, the guitarist Johnny Marr, the bassist Andy Rourke and the drummer Mike Joyce. Morrissey and Marr formed the band's songwriting partnership. They are regarded as one of the most important acts to emerge from the 1980s British independent music.

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The Smiths were an English rock band from the 1980s. The lead singer was Morrissey. The other band members were: Johnny Marr on guitar, Andy Rourke on bass, and Mike Joyce on drums.

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Give me five ways in which I can make my homebrew beer more interesting

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There are infinite ways to create interesting flavours, that are either personal favourites or attempt to replicate classic beers and beer styles. There are a number of factors that make up a beers flavour profile and part of the enjoyment brewing your own beer at home, is that you can play around with each of these to change the flavour and character of your homebrew beer. Here are five ways in which you can change your own homebrew recipe to add interesting flavours or alternatively you can alter an existing homebrew recipe shared by somebody else or a brewery. 1. Use different hops There is a huge variety of hops available to homebrewers and each of these can introduce its own particular flavour and aroma to your beer, ranging from pineapple and apricots, to pine trees and woods, to grapefruit pith and lemon zest. By using a different hop in your recipe either from the same family or from an entirely different family of hops, you can easily add interesting and often radical changes to the flavour profile of your beer. However, depending on when the hops are added in the brewing process, you can also increase/decrease the levels of bitterness of your beer, due to different hop varieties having different levels of alpha acids. 2. Use a different yeast Besides fermenting the beer, yeast leave behind lots of interesting flavours and can give your homebrew it's own subtle character. For example, English yeast strains can add malty and sweet flavours, California yeast tends to create a clean and crisp beer, whilst saison yeast adds bright and fruity flavours to your beer. 3. Use different grains Changing the amount of base malts can increase or decrease the alcohol in your finished beer. Trying swapping one base malt for another, like American pale malts for a British variety, and look for the subtle differences between them. You can also play around with the specialty grains, like using a slightly darker roast. 4. Add fruit, spices or herbs Fruits, spices, herbs, and other ingredients are a great way to add an entirely personal character to your homebrew. Anything from fresh strawberries and basil to vanilla beans and cardamom can really complement the other malty, hoppy flavours in a beer. 5. Alter your water profile Different beer styles will typically be best achieved with a suitable water profile, with different levels of minerals to achieve the desired flavour profile. By adjusting the amounts of specific minerals found in your brewing water, beer can be made to taste fuller bodied, sweeter, drier, more bitter, or even sour.

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How many Grammy Awards has Bad Bunny won?

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Bad Bunny has won 2 Grammy Awards and has been nominated for 6

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When was the first Reading railway station opened?

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Reading railway station is a major transport hub in Reading, Berkshire, England. It is on the northern edge of the town centre, near the main retail and commercial areas and the River Thames, 36 miles (58 km) from London Paddington. The first Reading station was opened on 30 March 1840 as the temporary western terminus of the original line of the Great Western Railway (GWR). Reading is the ninth-busiest station in the UK outside London and the second busiest interchange station outside London with over 3.8 million passengers changing trains at the station annually.

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The first Reading railway station was opened on the 30th of March, 1840.

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What is HiFI?

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High fidelity (often shortened to Hi-Fi or HiFi) is the high-quality reproduction of sound. It is popular with audiophiles and home audio enthusiasts. Ideally, high-fidelity equipment has inaudible noise and distortion, and a flat (neutral, uncolored) frequency response within the human hearing range. High fidelity contrasts with the lower-quality “lo-fi” sound produced by inexpensive audio equipment, AM radio, or the inferior quality of sound reproduction that can be heard in recordings made until the late 1940s.

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Bell Laboratories began experimenting with a range of recording techniques in the early 1930s. Performances by Leopold Stokowski and the Philadelphia Orchestra were recorded in 1931 and 1932 using telephone lines between the Academy of Music in Philadelphia and the Bell labs in New Jersey. Some multitrack recordings were made on optical sound film, which led to new advances used primarily by MGM (as early as 1937) and Twentieth Century Fox Film Corporation (as early as 1941). RCA Victor began recording performances by several orchestras using optical sound around 1941, resulting in higher-fidelity masters for 78-rpm discs. During the 1930s, Avery Fisher, an amateur violinist, began experimenting with audio design and acoustics. He wanted to make a radio that would sound like he was listening to a live orchestra—that would achieve high fidelity to the original sound. After World War II, Harry F. Olson conducted an experiment whereby test subjects listened to a live orchestra through a hidden variable acoustic filter. The results proved that listeners preferred high-fidelity reproduction, once the noise and distortion introduced by early sound equipment was removed.[citation needed] Beginning in 1948, several innovations created the conditions that made major improvements of home-audio quality possible: Reel-to-reel audio tape recording, based on technology taken from Germany after WWII, helped musical artists such as Bing Crosby make and distribute recordings with better fidelity. The advent of the 33⅓ rpm Long Play (LP) microgroove vinyl record, with lower surface noise and quantitatively specified equalization curves as well as noise-reduction and dynamic range systems. Classical music fans, who were opinion leaders in the audio market, quickly adopted LPs because, unlike with older records, most classical works would fit on a single LP. Higher quality turntables, with more responsive needles FM radio, with wider audio bandwidth and less susceptibility to signal interference and fading than AM radio. Better amplifier designs, with more attention to frequency response and much higher power output capability, reproducing audio without perceptible distortion. New loudspeaker designs, including acoustic suspension, developed by Edgar Villchur and Henry Kloss with improved bass frequency response. In the 1950s, audio manufacturers employed the phrase high fidelity as a marketing term to describe records and equipment intended to provide faithful sound reproduction. Many consumers found the difference in quality compared to the then-standard AM radios and 78-rpm records readily apparent and bought high-fidelity phonographs and 33⅓ LPs such as RCA's New Orthophonics and London's FFRR (Full Frequency Range Recording, a UK Decca system). Audiophiles paid attention to technical characteristics and bought individual components, such as separate turntables, radio tuners, preamplifiers, power amplifiers and loudspeakers. Some enthusiasts even assembled their own loudspeaker systems. With the advent of integrated multi-speaker console systems in the 1950s, hi-fi became a generic term for home sound equipment, to some extent displacing phonograph and record player. In the late 1950s and early 1960s, the development of stereophonic equipment and recordings led to the next wave of home-audio improvement, and in common parlance stereo displaced hi-fi. Records were now played on a stereo. In the world of the audiophile, however, the concept of high fidelity continued to refer to the goal of highly accurate sound reproduction and to the technological resources available for approaching that goal. This period is regarded as the "Golden Age of Hi-Fi", when vacuum tube equipment manufacturers of the time produced many models considered superior by modern audiophiles, and just before solid state (transistorized) equipment was introduced to the market, subsequently replacing tube equipment as the mainstream technology. In the 1960s, the FTC with the help of the audio manufacturers came up with a definition to identify high fidelity equipment so that the manufacturers could clearly state if they meet the requirements and reduce misleading advertisements. The metal–oxide–semiconductor field-effect transistor (MOSFET) was adapted into a power MOSFET for audio by Jun-ichi Nishizawa at Tohoku University in 1974. Power MOSFETs were soon manufactured by Yamaha for their hi-fi audio amplifiers. JVC, Pioneer Corporation, Sony and Toshiba also began manufacturing amplifiers with power MOSFETs in 1974. In 1977, Hitachi introduced the LDMOS (lateral diffused MOS), a type of power MOSFET. Hitachi was the only LDMOS manufacturer between 1977 and 1983, during which time LDMOS was used in audio power amplifiers from manufacturers such as HH Electronics (V-series) and Ashly Audio, and were used for music and public address systems. Class-D amplifiers became successful in the mid-1980s when low-cost, fast-switching MOSFETs were made available. Many transistor amps use MOSFET devices in their power sections, because their distortion curve is more tube-like. A popular type of system for reproducing music beginning in the 1970s was the integrated music centre—which combined a phonograph turntable, AM-FM radio tuner, tape player, preamplifier, and power amplifier in one package, often sold with its own separate, detachable or integrated speakers. These systems advertised their simplicity. The consumer did not have to select and assemble individual components or be familiar with impedance and power ratings. Purists generally avoid referring to these systems as high fidelity, though some are capable of very good quality sound reproduction. Audiophiles in the 1970s and 1980s preferred to buy each component separately. That way, they could choose models of each component with the specifications that they desired. In the 1980s, a number of audiophile magazines became available, offering reviews of components and articles on how to choose and test speakers, amplifiers, and other components. Listening tests See also: Codec listening test Listening tests are used by hi-fi manufacturers, audiophile magazines, and audio engineering researchers and scientists. If a listening test is done in such a way that the listener who is assessing the sound quality of a component or recording can see the components that are being used for the test (e.g., the same musical piece listened to through a tube power amplifier and a solid-state amplifier), then it is possible that the listener's pre-existing biases towards or against certain components or brands could affect their judgment. To respond to this issue, researchers began to use blind tests, in which listeners cannot see the components being tested. A commonly used variant of this test is the ABX test. A subject is presented with two known samples (sample A, the reference, and sample B, an alternative), and one unknown sample X, for three samples total. X is randomly selected from A and B, and the subject identifies X as being either A or B. Although there is no way to prove that a certain methodology is transparent, a properly conducted double-blind test can prove that a method is not transparent. Blind tests are sometimes used as part of attempts to ascertain whether certain audio components (such as expensive, exotic cables) have any subjectively perceivable effect on sound quality. Data gleaned from these blind tests is not accepted by some audiophile magazines such as Stereophile and The Absolute Sound in their evaluations of audio equipment. John Atkinson, current editor of Stereophile, stated that he once purchased a solid-state amplifier, the Quad 405, in 1978 after seeing the results from blind tests, but came to realize months later that "the magic was gone" until he replaced it with a tube amp. Robert Harley of The Absolute Sound wrote, in 2008, that: "...blind listening tests fundamentally distort the listening process and are worthless in determining the audibility of a certain phenomenon." Doug Schneider, editor of the online Soundstage network, refuted this position with two editorials in 2009. He stated: "Blind tests are at the core of the decades' worth of research into loudspeaker design done at Canada's National Research Council (NRC). The NRC researchers knew that for their result to be credible within the scientific community and to have the most meaningful results, they had to eliminate bias, and blind testing was the only way to do so." Many Canadian companies such as Axiom, Energy, Mirage, Paradigm, PSB, and Revel use blind testing extensively in designing their loudspeakers. Audio professional Dr. Sean Olive of Harman International shares this view.

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What is a brown eared pheasant?

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The brown eared pheasant (Crossoptilon mantchuricum) is a large, 96– to 100-cm-long, dark brown pheasant endemic to the mountain forests of northeastern China (Shanxi and nearby provinces). The species was first described by Robert Swinhoe in 1863. It has stiff white ear coverts behind the eyes, which look like a moustache. The crown is black with red bare facial skin and its tail of 22 elongated, white feathers is curved, loose and dark-tipped. Both sexes are similar in plumage.

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The brown eared pheasant is a large dark brown pheasant native to the mountain forests of northeastern China. It has distinctive white ear covert behind the eyes that look like a moustache. It's crown is black with red bare facial skin, and it has a tail with long, white, curve, loose, dark-tipped feathers.

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Which of these are rappers? Eminem, Michael Jackson, Rihanna, 50 Cent

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Eminem, 50 Cent

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Is it true that Lewis Hamilton won the championship in his first F1 season?

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Hamilton's first season in Formula One saw him partner two-time and defending World Champion Fernando Alonso. Hamilton is the first and, as of 2022, the only black driver to race in the series. After finishing on the podium in his debut, Hamilton went on to set several records as he finished runner-up in the 2007 World Drivers' Championship to Kimi Räikkönen by one point, including those for the most consecutive podium finishes from debut (9), the joint most wins in a debut season (4) and the most points in a debut season (109). Throughout the season, Hamilton and Alonso were involved in a number of incidents which resulted in tensions between both drivers and the team, culminating in Alonso and McLaren terminating their contract by mutual consent in November. Following a successful first season at McLaren, Hamilton signed a multi-million-pound contract to stay with the team until 2012.

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Lewis Hamilton did not win the F1 world driver's championship in his rookie season in 2007. The title went to Kimi Räikkönen in the Ferrari team. Hamilton finished runner up, in second place, after a close battle with both Ferrari and his teammate Fernando Alonso.

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What are some kinds of embroidery stitches for writing letters?

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Some embroidery stitches that can be used to embroider letters are the back stitch, the split stitch, the stem stitch, the chain stitch, the couching stitch, and the satin stitch.

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What are the most common injuries in rowing?

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Rowing is a low-impact sport with movement only in defined ranges, so that twist and sprain injuries are rare. However, the repetitive rowing action can put strain on knee joints, the spine and the tendons of the forearm, and inflammation of these are the most common rowing injuries. If one rows with poor technique, especially rowing with a curved rather than straight back, other injuries may surface, including back pains and wrist injuries. Blisters occur for almost all rowers, especially in the beginning of one's rowing career, as every stroke puts pressure on the hands, though rowing frequently tends to harden hands and generate protective calluses. Holding the oars too tightly or making adjustments to technique may cause recurring or new blisters, as it is common to feather the blade. Another common injury is getting "track bites", thin cuts on the back of one's calf or thigh caused by contact with the seat tracks at either end of the stroke.

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The most common injuries in rowing are inflammation of the knees, spine and forearms. Oher common injuries also include hand blisters and track bites.

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What is a kite?

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A kite is a toy that can be be purchased in a store or a specialty shop. It is a craft that is lighter an air that is tied to a string that you can fly on wind currents. The kite has wings that react against the air to create lift enabling it to fly. You can fly a kite at a park or an open area, and you will want to make sure there are no power lines nearby to be safe when flying the kite.

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Classify each of the following pieces of equipment according to the sport they are used for, either basketball, football, or soccer: shin guards, shooting sleeve, penalty flag, corner flag, kicking tee, and goalie gloves.

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The classification is as follows: - Soccer: goalie gloves, corner flag - Basketball: shooting sleeve - Football: penalty flag, kicking tee

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Given this paragraph about Billie Eilish, tell me who produced her debut single, also tell me what is her chart-topping single?

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Billie Eilish Pirate Baird O'Connell (/ˈaɪlɪʃ/ EYE-lish; born December 18, 2001) is an American singer and songwriter. She first gained public attention in 2015 with her debut single "Ocean Eyes", written and produced by her brother Finneas O'Connell, with whom she collaborates on music and live shows. In 2017, she released her debut extended play (EP), titled Don't Smile at Me. Commercially successful, it reached the top 15 of record charts in numerous countries, including the US, UK, Canada, and Australia. Eilish's first studio album, When We All Fall Asleep, Where Do We Go? (2019), debuted atop the US Billboard 200 and UK Albums Chart. It was one of the best-selling albums of the year, buoyed by the success of its fifth single "Bad Guy", Eilish's first number-one on the US Billboard Hot 100. This made her the first artist born in the 21st century to release a chart-topping single. The following year, Eilish performed the theme song "No Time to Die" for the James Bond film of the same name, which topped the UK Singles Chart and won the Academy Award for Best Original Song in 2022. Her subsequent singles "Everything I Wanted", "My Future", "Therefore I Am", and "Your Power" peaked in the top 10 in the US and UK. Her second studio album, Happier Than Ever (2021), topped charts in 25 countries.

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Her brother Finneas O'Connell produced her debut single "Ocean Eyes", and her chart topping single is "Bad Guy"

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What is a good way to get around without a car?

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If you live in a city you can access public transport such as buses and trains. You can also walk, use a bicycle, or electric scooter to get around.

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Identify which animal species is alive or extinct: Palaeophis, Giant Tortoise

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Giant Tortoise is alive, Palaeophis is extinct.

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Why is Santa Cruz, California a great place to live?

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Santa Cruz, California has one of the best climates in the continental U.S. – being close to the Pacific Ocean, temperatures stay warmer in the winters and cooler in the summers, but without the dreaded fog that nearby cities like San Francisco or Monterey experience. The small city is world-famous for surfing, and the relaxed vibe that comes with it. Natural beauty is abundant, with the mountains and beach only a few miles apart.

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Give me some ideas to manage my manager.

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1. Be honest 2. Communicate 3. Understand goals 4. Stay calm 5. Solve problems 6. Be positive 7. Share your knowledge 8. Be caring 9. Practice positive reinforcement 10. Be a strong performer

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Who was boxer John Baldwin

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Known as "The Mad" Baldwin, he turned pro in 1970 and lost a decision to Marvin Hagler in 1975. In 1977 he took on Rocky Mosley Jr in the ill-fated U.S. Championship Tournament, but lost via K.O. In 1978 he lost a decision to Marvin Johnson, and retired a year later.

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Born in Detroit, John Baldwin was a professional US boxer. He fought in the Light-Middleweight category and won a bronze medal in the 1968 Olympics. He turned pro in 1970, and lost a decision to Marvin Hagler in 1975. He retired in 1979

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Identify which instrument is string or percussion: Samphor, Viola toeria

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Viola toeria is string, Samphor is percussion.

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If we were playing a game where we had to identify things that can be found inside a house, which of these would we call out: car, chair, table, park, cloud, microwave.

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Inside a house you can find a chair, a table and a microwave. Cars, clouds and parks are found outside of houses.

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Classify the following as either dark-colored beers or light colored beers: porter, pilsner, stout, amber, lager

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Dark-colored beers: porter, stout, amber Light-colored beers: pilsner, lager

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Give me a bulleted list of the 5 highest mountains in the world and their respective heights in meters

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* Mount Everest. Height: 8,849 meters * K2. Height: 8,611 meters * Kangchenjunga. Height: 8,586 meters * Lhotse. Height: 8,516 meters * Makalu. Height: 8,485 meters

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Extract all of the dates mentioned in this paragraph and list them using bullets in the format {Date} - {Description}

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Daniel Leavitt was born November 16, 1813, at Rye, New Hampshire, the son of Benning Leavitt, influential businessman, state senator, county commissioner and later Chicopee Selectman, and his wife Olive (Jenness) Leavitt. Daniel Leavitt married in 1838 at West Springfield, Massachusetts, Ruth Jeannette Ball. They had three children.

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• November 16, 1813 - This is when Daniel Leavitt was born • 1838 - This is when Daniel Leavitt married his wife Ruth Jeannette Ball.

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Which products apple sell?

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Apple sells variety of products. including watches, phones, laptops and computers.

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Write a short story about a person who discovers a hidden room in their house. The story should include a plot twist and a clear resolution at the end.

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It was going to be a long day. With her brother-in-law out of town, Lisa had agreed to watch her niece Stella for the afternoon and the little girl was known to be a bit of a handful. Her plan had been to spend the afternoon at the park to let Stella run and climb, to wear her out a bit. Unfortunately, this outing was foiled by the constant downpour of rain so Lisa resigned herself to a day inside with the tiny tyrant. Stella arrived early and excited to play. Lisa decided to begin with a game of hide and seek, after all this could take up a good part of the morning without too much trouble. Stella ran off to hide and Lisa sat quietly drinking coffee while calling out to the little girl, pretending to seek. Eventually she set off to find the little girl but soon she realized that something was wrong. No matter where she looked, Stella was nowhere to be found. The house wasn't that large, making her disappearance even more perplexing. Lisa had only recently moved into the home that she bought from her great aunt shortly before her death and she hasn't even moved out all of the existing furniture. Maybe Stella had gotten stuck somewhere behind the large wardrobe in the bedroom or she had climbed up into a cupboard in the laundry room. Panic was starting to settle in as she moved the wardrobe further from the wall, where only a small child could have hidden before. Suddenly, saw a small crack in the wall, and then realized it was a small door that she never knew was there. The door was slightly ajar and she eventually moved the wardrobe enough to open the door and climb inside. What was this place? The entrance opened up to reveal a small room that Lisa never knew existed! It was full of treasure, gold bars and jewels. Stella sat in the middle of the room quietly playing with the treasure, unaware of the immense value she was surrounded by. Lisa had known her aunt was a secretive woman but this was an incredible find and would change her life forever. Stella's visit was the good luck charm she needed to unlock this bounty and she would be forever grateful to the little girl! Time to call her brother-in-law to thank him for letting Stella visit.

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Please describe what is oil and give me a list of it’s applications.

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An oil is any nonpolar chemical substance that is composed primarily of hydrocarbons and is hydrophobic (does not mix with water) & lipophilic (mixes with other oils). Oils are usually flammable and surface active. Most oils are unsaturated lipids that are liquid at room temperature. The general definition of oil includes classes of chemical compounds that may be otherwise unrelated in structure, properties, and uses. Oils may be animal, vegetable, or petrochemical in origin, and may be volatile or non-volatile. They are used for food (e.g., olive oil), fuel (e.g., heating oil), medical purposes (e.g., mineral oil), lubrication (e.g. motor oil), and the manufacture of many types of paints, plastics, and other materials. Specially prepared oils are used in some religious ceremonies and rituals as purifying agents.

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An oil is a chemical substance that is composed primarily of hydrocarbons and may be animal, vegetable or petrochemical in origin. Oil is used in a wide range of applications and is essential to everyday human life. These are: Cooking - edible vegetable and animal oils are used for various purposes in cooking and food preparation Cosmetics - most facial cleansers, lotions and hair care products contain molecules that come from mineral and vegetable oils Fuel - crude oil is refined and converted to diesel, gasoline or jet fuel to power cars, trucks and planes Heating - petrochemical oil is used for heating Painting - oil is used as a supporting medium for paints Lubrication - oils are used in various engineering purposes as they do not easily adhere to other substance which makes them useful as lubricants Religion - oil has been used throughout history as a religious medium. It is often considered a spiritually purifying agent and is used to anointing purposes Health - oils holds lots of fats and medical properties, for example fish oil holds the omega-3 fatty acid which helps with inflammation and reduces fat in the bloodstream

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List 6 different types of rain in Seattle

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1. Mist 2. Drizzle 3. Sleet 4. Downpour 5. Freezing Rain 6. Sun Shower

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What is investment banking?

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Investment banking pertains to certain activities of a financial services company or a corporate division that consist in advisory-based financial transactions on behalf of individuals, corporations, and governments. Traditionally associated with corporate finance, such a bank might assist in raising financial capital by underwriting or acting as the client's agent in the issuance of debt or equity securities. An investment bank may also assist companies involved in mergers and acquisitions (M&A) and provide ancillary services such as market making, trading of derivatives and equity securities, FICC services (fixed income instruments, currencies, and commodities) or research (macroeconomic, credit or equity research). Most investment banks maintain prime brokerage and asset management departments in conjunction with their investment research businesses. As an industry, it is broken up into the Bulge Bracket (upper tier), Middle Market (mid-level businesses), and boutique market (specialized businesses). Unlike commercial banks and retail banks, investment banks do not take deposits.

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