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ChanceFocus Asset Management (Shanghai) Company 15

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 6, X3: A33, X4: A49, X5: 1743, X6: A62, X7: A73, X8: 1, X9: A93, X10: A101, X11: 2, X12: A121, X13: 34, X14: A143, X15: A152, X16: 2, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 6, X3: A33, X4: A49, X5: 1743, X6: A62, X7: A73, X8: 1, X9: A93, X10: A101, X11: 2, X12: A121, X13: 34, X14: A143, X15: A152, X16: 2, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A32, X4: A42, X5: 1657, X6: A61, X7: A73, X8: 2, X9: A93, X10: A101, X11: 2, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 12, X3: A32, X4: A42, X5: 1657, X6: A61, X7: A73, X8: 2, X9: A93, X10: A101, X11: 2, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 3509, X6: A61, X7: A74, X8: 4, X9: A92, X10: A103, X11: 1, X12: A121, X13: 25, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 3509, X6: A61, X7: A74, X8: 4, X9: A92, X10: A103, X11: 1, X12: A121, X13: 25, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 12, X3: A32, X4: A42, X5: 1922, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 37, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 12, X3: A32, X4: A42, X5: 1922, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 37, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 18, X3: A32, X4: A43, X5: 1505, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A124, X13: 32, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 18, X3: A32, X4: A43, X5: 1505, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A124, X13: 32, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 18, X3: A34, X4: A40, X5: 5302, X6: A61, X7: A75, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 36, X14: A143, X15: A153, X16: 3, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A11, X2: 18, X3: A34, X4: A40, X5: 5302, X6: A61, X7: A75, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 36, X14: A143, X15: A153, X16: 3, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 30, X3: A32, X4: A42, X5: 3108, X6: A61, X7: A72, X8: 2, X9: A91, X10: A101, X11: 4, X12: A122, X13: 31, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 30, X3: A32, X4: A42, X5: 3108, X6: A61, X7: A72, X8: 2, X9: A91, X10: A101, X11: 4, X12: A122, X13: 31, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 45, X3: A32, X4: A43, X5: 3031, X6: A62, X7: A73, X8: 4, X9: A93, X10: A103, X11: 4, X12: A122, X13: 21, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 45, X3: A32, X4: A43, X5: 3031, X6: A62, X7: A73, X8: 4, X9: A93, X10: A103, X11: 4, X12: A122, X13: 21, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A33, X4: A43, X5: 1024, X6: A61, X7: A72, X8: 4, X9: A94, X10: A101, X11: 4, X12: A121, X13: 48, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 24, X3: A33, X4: A43, X5: 1024, X6: A61, X7: A72, X8: 4, X9: A94, X10: A101, X11: 4, X12: A121, X13: 48, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 15, X3: A32, X4: A40, X5: 1721, X6: A61, X7: A72, X8: 2, X9: A93, X10: A101, X11: 3, X12: A121, X13: 36, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 15, X3: A32, X4: A40, X5: 1721, X6: A61, X7: A72, X8: 2, X9: A93, X10: A101, X11: 3, X12: A121, X13: 36, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 12, X3: A34, X4: A42, X5: 1592, X6: A64, X7: A74, X8: 3, X9: A92, X10: A101, X11: 2, X12: A122, X13: 35, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A202.

good

The client has attributes: X1: A14, X2: 12, X3: A34, X4: A42, X5: 1592, X6: A64, X7: A74, X8: 3, X9: A92, X10: A101, X11: 2, X12: A122, X13: 35, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A202.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A31, X4: A48, X5: 339, X6: A61, X7: A75, X8: 4, X9: A94, X10: A101, X11: 1, X12: A123, X13: 45, X14: A141, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 12, X3: A31, X4: A48, X5: 339, X6: A61, X7: A75, X8: 4, X9: A94, X10: A101, X11: 1, X12: A123, X13: 45, X14: A141, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A32, X4: A43, X5: 2384, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 64, X14: A141, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 24, X3: A32, X4: A43, X5: 2384, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 64, X14: A141, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 36, X3: A34, X4: A43, X5: 9566, X6: A61, X7: A73, X8: 2, X9: A92, X10: A101, X11: 2, X12: A123, X13: 31, X14: A142, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 36, X3: A34, X4: A43, X5: 9566, X6: A61, X7: A73, X8: 2, X9: A92, X10: A101, X11: 2, X12: A123, X13: 31, X14: A142, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A32, X4: A42, X5: 1858, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 22, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 12, X3: A32, X4: A42, X5: 1858, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 22, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 36, X3: A32, X4: A46, X5: 1819, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 37, X14: A142, X15: A153, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 36, X3: A32, X4: A46, X5: 1819, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 37, X14: A142, X15: A153, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 9, X3: A34, X4: A42, X5: 2406, X6: A61, X7: A71, X8: 2, X9: A93, X10: A101, X11: 3, X12: A123, X13: 31, X14: A143, X15: A152, X16: 1, X17: A174, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 9, X3: A34, X4: A42, X5: 2406, X6: A61, X7: A71, X8: 2, X9: A93, X10: A101, X11: 3, X12: A123, X13: 31, X14: A143, X15: A152, X16: 1, X17: A174, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 3021, X6: A61, X7: A73, X8: 2, X9: A91, X10: A101, X11: 2, X12: A121, X13: 24, X14: A143, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 3021, X6: A61, X7: A73, X8: 2, X9: A91, X10: A101, X11: 2, X12: A121, X13: 24, X14: A143, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 27, X3: A32, X4: A49, X5: 2528, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 32, X14: A143, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

good

The client has attributes: X1: A12, X2: 27, X3: A32, X4: A49, X5: 2528, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 32, X14: A143, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A34, X4: A43, X5: 2611, X6: A61, X7: A75, X8: 4, X9: A94, X10: A102, X11: 3, X12: A121, X13: 46, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A34, X4: A43, X5: 2611, X6: A61, X7: A75, X8: 4, X9: A94, X10: A102, X11: 3, X12: A121, X13: 46, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 21, X3: A32, X4: A42, X5: 2241, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 2, X12: A121, X13: 50, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 21, X3: A32, X4: A42, X5: 2241, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 2, X12: A121, X13: 50, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 10, X3: A32, X4: A40, X5: 1309, X6: A65, X7: A73, X8: 4, X9: A93, X10: A103, X11: 4, X12: A122, X13: 27, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A14, X2: 10, X3: A32, X4: A40, X5: 1309, X6: A65, X7: A73, X8: 4, X9: A93, X10: A103, X11: 4, X12: A122, X13: 27, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 18, X3: A34, X4: A41, X5: 3850, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 1, X12: A123, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 18, X3: A34, X4: A41, X5: 3850, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 1, X12: A123, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 6, X3: A32, X4: A43, X5: 484, X6: A61, X7: A74, X8: 3, X9: A94, X10: A103, X11: 3, X12: A121, X13: 28, X14: A141, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 6, X3: A32, X4: A43, X5: 484, X6: A61, X7: A74, X8: 3, X9: A94, X10: A103, X11: 3, X12: A121, X13: 28, X14: A141, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 5, X3: A32, X4: A49, X5: 3448, X6: A61, X7: A74, X8: 1, X9: A93, X10: A101, X11: 4, X12: A121, X13: 74, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 5, X3: A32, X4: A49, X5: 3448, X6: A61, X7: A74, X8: 1, X9: A93, X10: A101, X11: 4, X12: A121, X13: 74, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A32, X4: A40, X5: 900, X6: A65, X7: A73, X8: 4, X9: A94, X10: A101, X11: 2, X12: A123, X13: 23, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 12, X3: A32, X4: A40, X5: 900, X6: A65, X7: A73, X8: 4, X9: A94, X10: A101, X11: 2, X12: A123, X13: 23, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 12, X3: A32, X4: A42, X5: 1474, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 33, X14: A141, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A13, X2: 12, X3: A32, X4: A42, X5: 1474, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 33, X14: A141, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A31, X4: A49, X5: 3161, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 31, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A11, X2: 24, X3: A31, X4: A49, X5: 3161, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 31, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 24, X3: A32, X4: A43, X5: 1377, X6: A62, X7: A75, X8: 4, X9: A92, X10: A101, X11: 2, X12: A124, X13: 47, X14: A143, X15: A153, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A13, X2: 24, X3: A32, X4: A43, X5: 1377, X6: A62, X7: A75, X8: 4, X9: A92, X10: A101, X11: 2, X12: A124, X13: 47, X14: A143, X15: A153, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 36, X3: A34, X4: A40, X5: 7855, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 2, X12: A121, X13: 25, X14: A142, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 36, X3: A34, X4: A40, X5: 7855, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 2, X12: A121, X13: 25, X14: A142, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 18, X3: A34, X4: A45, X5: 1190, X6: A61, X7: A71, X8: 2, X9: A92, X10: A101, X11: 4, X12: A124, X13: 55, X14: A143, X15: A153, X16: 3, X17: A171, X18: 2, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 18, X3: A34, X4: A45, X5: 1190, X6: A61, X7: A71, X8: 2, X9: A92, X10: A101, X11: 4, X12: A124, X13: 55, X14: A143, X15: A153, X16: 3, X17: A171, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 18, X3: A33, X4: A49, X5: 2169, X6: A61, X7: A73, X8: 4, X9: A94, X10: A101, X11: 2, X12: A123, X13: 28, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 18, X3: A33, X4: A49, X5: 2169, X6: A61, X7: A73, X8: 4, X9: A94, X10: A101, X11: 2, X12: A123, X13: 28, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A32, X4: A40, X5: 2579, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 1, X12: A121, X13: 33, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 12, X3: A32, X4: A40, X5: 2579, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 1, X12: A121, X13: 33, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 6, X3: A32, X4: A41, X5: 1352, X6: A63, X7: A71, X8: 1, X9: A92, X10: A101, X11: 2, X12: A122, X13: 23, X14: A143, X15: A151, X16: 1, X17: A171, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A11, X2: 6, X3: A32, X4: A41, X5: 1352, X6: A63, X7: A71, X8: 1, X9: A92, X10: A101, X11: 2, X12: A122, X13: 23, X14: A143, X15: A151, X16: 1, X17: A171, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 18, X3: A34, X4: A42, X5: 3612, X6: A61, X7: A75, X8: 3, X9: A92, X10: A101, X11: 4, X12: A122, X13: 37, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A12, X2: 18, X3: A34, X4: A42, X5: 3612, X6: A61, X7: A75, X8: 3, X9: A92, X10: A101, X11: 4, X12: A122, X13: 37, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 48, X3: A31, X4: A49, X5: 3609, X6: A61, X7: A73, X8: 1, X9: A92, X10: A101, X11: 1, X12: A121, X13: 27, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 48, X3: A31, X4: A49, X5: 3609, X6: A61, X7: A73, X8: 1, X9: A92, X10: A101, X11: 1, X12: A121, X13: 27, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A34, X4: A40, X5: 2463, X6: A62, X7: A74, X8: 4, X9: A94, X10: A101, X11: 3, X12: A122, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A34, X4: A40, X5: 2463, X6: A62, X7: A74, X8: 4, X9: A94, X10: A101, X11: 3, X12: A122, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 24, X3: A32, X4: A43, X5: 3092, X6: A62, X7: A72, X8: 3, X9: A94, X10: A101, X11: 2, X12: A123, X13: 22, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A12, X2: 24, X3: A32, X4: A43, X5: 3092, X6: A62, X7: A72, X8: 3, X9: A94, X10: A101, X11: 2, X12: A123, X13: 22, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 21, X3: A32, X4: A40, X5: 3763, X6: A65, X7: A74, X8: 2, X9: A93, X10: A102, X11: 2, X12: A121, X13: 24, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A202.

good

The client has attributes: X1: A11, X2: 21, X3: A32, X4: A40, X5: 3763, X6: A65, X7: A74, X8: 2, X9: A93, X10: A102, X11: 2, X12: A121, X13: 24, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A202.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 18, X3: A34, X4: A40, X5: 884, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 36, X14: A141, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

bad

The client has attributes: X1: A12, X2: 18, X3: A34, X4: A40, X5: 884, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 36, X14: A141, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A32, X4: A49, X5: 4591, X6: A64, X7: A73, X8: 2, X9: A93, X10: A101, X11: 3, X12: A122, X13: 54, X14: A143, X15: A152, X16: 3, X17: A174, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 24, X3: A32, X4: A49, X5: 4591, X6: A64, X7: A73, X8: 2, X9: A93, X10: A101, X11: 3, X12: A122, X13: 54, X14: A143, X15: A152, X16: 3, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 11, X3: A34, X4: A40, X5: 3905, X6: A61, X7: A73, X8: 2, X9: A93, X10: A101, X11: 2, X12: A121, X13: 36, X14: A143, X15: A151, X16: 2, X17: A173, X18: 2, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 11, X3: A34, X4: A40, X5: 3905, X6: A61, X7: A73, X8: 2, X9: A93, X10: A101, X11: 2, X12: A121, X13: 36, X14: A143, X15: A151, X16: 2, X17: A173, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A30, X4: A45, X5: 1108, X6: A61, X7: A74, X8: 4, X9: A93, X10: A101, X11: 3, X12: A121, X13: 28, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 12, X3: A30, X4: A45, X5: 1108, X6: A61, X7: A74, X8: 4, X9: A93, X10: A101, X11: 3, X12: A121, X13: 28, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A32, X4: A40, X5: 3123, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 24, X3: A32, X4: A40, X5: 3123, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A122, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 4, X3: A34, X4: A43, X5: 1503, X6: A61, X7: A74, X8: 2, X9: A93, X10: A101, X11: 1, X12: A121, X13: 42, X14: A143, X15: A152, X16: 2, X17: A172, X18: 2, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 4, X3: A34, X4: A43, X5: 1503, X6: A61, X7: A74, X8: 2, X9: A93, X10: A101, X11: 1, X12: A121, X13: 42, X14: A143, X15: A152, X16: 2, X17: A172, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 36, X3: A34, X4: A43, X5: 2337, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 36, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 36, X3: A34, X4: A43, X5: 2337, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 36, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 12, X3: A34, X4: A43, X5: 797, X6: A65, X7: A75, X8: 4, X9: A92, X10: A101, X11: 3, X12: A122, X13: 33, X14: A141, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

bad

The client has attributes: X1: A14, X2: 12, X3: A34, X4: A43, X5: 797, X6: A65, X7: A75, X8: 4, X9: A92, X10: A101, X11: 3, X12: A122, X13: 33, X14: A141, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 36, X3: A34, X4: A40, X5: 2820, X6: A61, X7: A72, X8: 4, X9: A91, X10: A101, X11: 4, X12: A123, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 36, X3: A34, X4: A40, X5: 2820, X6: A61, X7: A72, X8: 4, X9: A91, X10: A101, X11: 4, X12: A123, X13: 27, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 6, X3: A32, X4: A40, X5: 1203, X6: A62, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A122, X13: 43, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A11, X2: 6, X3: A32, X4: A40, X5: 1203, X6: A62, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A122, X13: 43, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 21, X3: A32, X4: A43, X5: 3160, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 3, X12: A122, X13: 41, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 21, X3: A32, X4: A43, X5: 3160, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 3, X12: A122, X13: 41, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 2996, X6: A65, X7: A73, X8: 2, X9: A94, X10: A101, X11: 4, X12: A123, X13: 20, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 2996, X6: A65, X7: A73, X8: 2, X9: A94, X10: A101, X11: 4, X12: A123, X13: 20, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A34, X4: A43, X5: 1231, X6: A64, X7: A75, X8: 4, X9: A92, X10: A101, X11: 4, X12: A122, X13: 57, X14: A143, X15: A151, X16: 2, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A11, X2: 24, X3: A34, X4: A43, X5: 1231, X6: A64, X7: A75, X8: 4, X9: A92, X10: A101, X11: 4, X12: A122, X13: 57, X14: A143, X15: A151, X16: 2, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 30, X3: A31, X4: A41, X5: 7485, X6: A65, X7: A71, X8: 4, X9: A92, X10: A101, X11: 1, X12: A121, X13: 53, X14: A141, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 30, X3: A31, X4: A41, X5: 7485, X6: A65, X7: A71, X8: 4, X9: A92, X10: A101, X11: 1, X12: A121, X13: 53, X14: A141, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 36, X3: A32, X4: A49, X5: 7409, X6: A65, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A122, X13: 37, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 36, X3: A32, X4: A49, X5: 7409, X6: A65, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A122, X13: 37, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 36, X3: A32, X4: A40, X5: 14318, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 2, X12: A124, X13: 57, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A12, X2: 36, X3: A32, X4: A40, X5: 14318, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 2, X12: A124, X13: 57, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 27, X3: A33, X4: A49, X5: 5117, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 4, X12: A123, X13: 26, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 27, X3: A33, X4: A49, X5: 5117, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 4, X12: A123, X13: 26, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 60, X3: A33, X4: A49, X5: 6836, X6: A61, X7: A75, X8: 3, X9: A93, X10: A101, X11: 4, X12: A124, X13: 63, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A11, X2: 60, X3: A33, X4: A49, X5: 6836, X6: A61, X7: A75, X8: 3, X9: A93, X10: A101, X11: 4, X12: A124, X13: 63, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 42, X3: A34, X4: A49, X5: 5954, X6: A61, X7: A74, X8: 2, X9: A92, X10: A101, X11: 1, X12: A121, X13: 41, X14: A141, X15: A152, X16: 2, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 42, X3: A34, X4: A49, X5: 5954, X6: A61, X7: A74, X8: 2, X9: A92, X10: A101, X11: 1, X12: A121, X13: 41, X14: A141, X15: A152, X16: 2, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 24, X3: A34, X4: A49, X5: 1935, X6: A61, X7: A75, X8: 4, X9: A91, X10: A101, X11: 4, X12: A121, X13: 31, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A12, X2: 24, X3: A34, X4: A49, X5: 1935, X6: A61, X7: A75, X8: 4, X9: A91, X10: A101, X11: 4, X12: A121, X13: 31, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A32, X4: A40, X5: 7393, X6: A61, X7: A73, X8: 1, X9: A93, X10: A101, X11: 4, X12: A122, X13: 43, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A32, X4: A40, X5: 7393, X6: A61, X7: A73, X8: 1, X9: A93, X10: A101, X11: 4, X12: A122, X13: 43, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 18, X3: A34, X4: A40, X5: 1056, X6: A61, X7: A75, X8: 3, X9: A93, X10: A103, X11: 3, X12: A121, X13: 30, X14: A141, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 18, X3: A34, X4: A40, X5: 1056, X6: A61, X7: A75, X8: 3, X9: A93, X10: A103, X11: 3, X12: A121, X13: 30, X14: A141, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A31, X4: A40, X5: 697, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 2, X12: A123, X13: 46, X14: A141, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A11, X2: 12, X3: A31, X4: A40, X5: 697, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 2, X12: A123, X13: 46, X14: A141, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 11, X3: A34, X4: A40, X5: 1322, X6: A64, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 40, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 11, X3: A34, X4: A40, X5: 1322, X6: A64, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 40, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 18, X3: A34, X4: A43, X5: 629, X6: A63, X7: A75, X8: 4, X9: A93, X10: A101, X11: 3, X12: A122, X13: 32, X14: A141, X15: A152, X16: 2, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 18, X3: A34, X4: A43, X5: 629, X6: A63, X7: A75, X8: 4, X9: A93, X10: A101, X11: 3, X12: A122, X13: 32, X14: A141, X15: A152, X16: 2, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 18, X3: A32, X4: A43, X5: 1126, X6: A65, X7: A72, X8: 4, X9: A92, X10: A101, X11: 2, X12: A121, X13: 21, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 18, X3: A32, X4: A43, X5: 1126, X6: A65, X7: A72, X8: 4, X9: A92, X10: A101, X11: 2, X12: A121, X13: 21, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 15, X3: A34, X4: A49, X5: 2326, X6: A63, X7: A73, X8: 2, X9: A93, X10: A101, X11: 4, X12: A123, X13: 27, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 15, X3: A34, X4: A49, X5: 2326, X6: A63, X7: A73, X8: 2, X9: A93, X10: A101, X11: 4, X12: A123, X13: 27, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 2389, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 27, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 2389, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 27, X14: A142, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 4169, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A122, X13: 28, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 24, X3: A32, X4: A42, X5: 4169, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A122, X13: 28, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 60, X3: A33, X4: A43, X5: 7418, X6: A65, X7: A73, X8: 1, X9: A93, X10: A101, X11: 1, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 60, X3: A33, X4: A43, X5: 7418, X6: A65, X7: A73, X8: 1, X9: A93, X10: A101, X11: 1, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 4, X3: A32, X4: A40, X5: 1494, X6: A65, X7: A72, X8: 1, X9: A93, X10: A101, X11: 2, X12: A121, X13: 29, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A202.

good

The client has attributes: X1: A13, X2: 4, X3: A32, X4: A40, X5: 1494, X6: A65, X7: A72, X8: 1, X9: A93, X10: A101, X11: 2, X12: A121, X13: 29, X14: A143, X15: A152, X16: 1, X17: A172, X18: 2, X19: A191, X20: A202.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 24, X3: A34, X4: A40, X5: 1344, X6: A65, X7: A74, X8: 4, X9: A93, X10: A101, X11: 2, X12: A121, X13: 37, X14: A141, X15: A152, X16: 2, X17: A172, X18: 2, X19: A191, X20: A201.

bad

The client has attributes: X1: A13, X2: 24, X3: A34, X4: A40, X5: 1344, X6: A65, X7: A74, X8: 4, X9: A93, X10: A101, X11: 2, X12: A121, X13: 37, X14: A141, X15: A152, X16: 2, X17: A172, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 12, X3: A32, X4: A43, X5: 804, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 38, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 12, X3: A32, X4: A43, X5: 804, X6: A61, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 38, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A34, X4: A40, X5: 2022, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 37, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A34, X4: A40, X5: 2022, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 37, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 12, X3: A32, X4: A43, X5: 1498, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 23, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 12, X3: A32, X4: A43, X5: 1498, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 1, X12: A123, X13: 23, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 48, X3: A32, X4: A43, X5: 3979, X6: A65, X7: A74, X8: 4, X9: A93, X10: A101, X11: 1, X12: A123, X13: 41, X14: A143, X15: A152, X16: 2, X17: A173, X18: 2, X19: A192, X20: A201.

good

The client has attributes: X1: A12, X2: 48, X3: A32, X4: A43, X5: 3979, X6: A65, X7: A74, X8: 4, X9: A93, X10: A101, X11: 1, X12: A123, X13: 41, X14: A143, X15: A152, X16: 2, X17: A173, X18: 2, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 9, X3: A32, X4: A42, X5: 2136, X6: A61, X7: A73, X8: 3, X9: A93, X10: A101, X11: 2, X12: A121, X13: 25, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 9, X3: A32, X4: A42, X5: 2136, X6: A61, X7: A73, X8: 3, X9: A93, X10: A101, X11: 2, X12: A121, X13: 25, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 11, X3: A34, X4: A40, X5: 1393, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 35, X14: A143, X15: A152, X16: 2, X17: A174, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 11, X3: A34, X4: A40, X5: 1393, X6: A61, X7: A72, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 35, X14: A143, X15: A152, X16: 2, X17: A174, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 60, X3: A34, X4: A40, X5: 13756, X6: A65, X7: A75, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 63, X14: A141, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 60, X3: A34, X4: A40, X5: 13756, X6: A65, X7: A75, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 63, X14: A141, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 36, X3: A32, X4: A45, X5: 2384, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 1, X12: A124, X13: 33, X14: A143, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 36, X3: A32, X4: A45, X5: 2384, X6: A61, X7: A72, X8: 4, X9: A93, X10: A101, X11: 1, X12: A124, X13: 33, X14: A143, X15: A151, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A32, X4: A43, X5: 3430, X6: A63, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A123, X13: 31, X14: A143, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A32, X4: A43, X5: 3430, X6: A63, X7: A75, X8: 3, X9: A93, X10: A101, X11: 2, X12: A123, X13: 31, X14: A143, X15: A152, X16: 1, X17: A173, X18: 2, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 6, X3: A32, X4: A40, X5: 709, X6: A64, X7: A72, X8: 2, X9: A94, X10: A101, X11: 2, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A171, X18: 1, X19: A191, X20: A202.

good

The client has attributes: X1: A13, X2: 6, X3: A32, X4: A40, X5: 709, X6: A64, X7: A72, X8: 2, X9: A94, X10: A101, X11: 2, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A171, X18: 1, X19: A191, X20: A202.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 36, X3: A34, X4: A49, X5: 6304, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 36, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 36, X3: A34, X4: A49, X5: 6304, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 36, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 11, X3: A32, X4: A42, X5: 1577, X6: A64, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A121, X13: 20, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 11, X3: A32, X4: A42, X5: 1577, X6: A64, X7: A72, X8: 4, X9: A92, X10: A101, X11: 1, X12: A121, X13: 20, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 60, X3: A32, X4: A46, X5: 6288, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 42, X14: A143, X15: A153, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A12, X2: 60, X3: A32, X4: A46, X5: 6288, X6: A61, X7: A73, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 42, X14: A143, X15: A153, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 21, X3: A34, X4: A40, X5: 12680, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 30, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

bad

The client has attributes: X1: A14, X2: 21, X3: A34, X4: A40, X5: 12680, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A124, X13: 30, X14: A143, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 13, X3: A34, X4: A43, X5: 882, X6: A61, X7: A72, X8: 4, X9: A93, X10: A103, X11: 4, X12: A121, X13: 23, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 13, X3: A34, X4: A43, X5: 882, X6: A61, X7: A72, X8: 4, X9: A93, X10: A103, X11: 4, X12: A121, X13: 23, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A31, X4: A49, X5: 1559, X6: A61, X7: A74, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 50, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A31, X4: A49, X5: 1559, X6: A61, X7: A74, X8: 4, X9: A93, X10: A101, X11: 4, X12: A123, X13: 50, X14: A141, X15: A152, X16: 1, X17: A173, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 21, X3: A34, X4: A41, X5: 3275, X6: A61, X7: A75, X8: 1, X9: A93, X10: A101, X11: 4, X12: A123, X13: 36, X14: A143, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A14, X2: 21, X3: A34, X4: A41, X5: 3275, X6: A61, X7: A75, X8: 1, X9: A93, X10: A101, X11: 4, X12: A123, X13: 36, X14: A143, X15: A152, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 6, X3: A30, X4: A43, X5: 426, X6: A61, X7: A75, X8: 4, X9: A94, X10: A101, X11: 4, X12: A123, X13: 39, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 6, X3: A30, X4: A43, X5: 426, X6: A61, X7: A75, X8: 4, X9: A94, X10: A101, X11: 4, X12: A123, X13: 39, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 12, X3: A32, X4: A43, X5: 1103, X6: A61, X7: A74, X8: 4, X9: A93, X10: A103, X11: 3, X12: A121, X13: 29, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A202.

good

The client has attributes: X1: A12, X2: 12, X3: A32, X4: A43, X5: 1103, X6: A61, X7: A74, X8: 4, X9: A93, X10: A103, X11: 3, X12: A121, X13: 29, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A191, X20: A202.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 12, X3: A32, X4: A43, X5: 2930, X6: A61, X7: A74, X8: 2, X9: A92, X10: A101, X11: 1, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 12, X3: A32, X4: A43, X5: 2930, X6: A61, X7: A74, X8: 2, X9: A92, X10: A101, X11: 1, X12: A121, X13: 27, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 7, X3: A32, X4: A43, X5: 2415, X6: A61, X7: A73, X8: 3, X9: A93, X10: A103, X11: 2, X12: A121, X13: 34, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A12, X2: 7, X3: A32, X4: A43, X5: 2415, X6: A61, X7: A73, X8: 3, X9: A93, X10: A103, X11: 2, X12: A121, X13: 34, X14: A143, X15: A152, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 18, X3: A32, X4: A49, X5: 1941, X6: A64, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 35, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A12, X2: 18, X3: A32, X4: A49, X5: 1941, X6: A64, X7: A73, X8: 4, X9: A93, X10: A101, X11: 2, X12: A122, X13: 35, X14: A143, X15: A152, X16: 1, X17: A172, X18: 1, X19: A192, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 15, X3: A32, X4: A44, X5: 1275, X6: A65, X7: A73, X8: 4, X9: A92, X10: A101, X11: 2, X12: A123, X13: 24, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 15, X3: A32, X4: A44, X5: 1275, X6: A65, X7: A73, X8: 4, X9: A92, X10: A101, X11: 2, X12: A123, X13: 24, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 42, X3: A32, X4: A42, X5: 7882, X6: A61, X7: A74, X8: 2, X9: A93, X10: A103, X11: 4, X12: A122, X13: 45, X14: A143, X15: A153, X16: 1, X17: A173, X18: 2, X19: A191, X20: A201.

good

The client has attributes: X1: A11, X2: 42, X3: A32, X4: A42, X5: 7882, X6: A61, X7: A74, X8: 2, X9: A93, X10: A103, X11: 4, X12: A122, X13: 45, X14: A143, X15: A153, X16: 1, X17: A173, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A13, X2: 12, X3: A31, X4: A43, X5: 409, X6: A64, X7: A73, X8: 3, X9: A92, X10: A101, X11: 3, X12: A121, X13: 42, X14: A143, X15: A151, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

good

The client has attributes: X1: A13, X2: 12, X3: A31, X4: A43, X5: 409, X6: A64, X7: A73, X8: 3, X9: A92, X10: A101, X11: 3, X12: A121, X13: 42, X14: A143, X15: A151, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A14, X2: 24, X3: A32, X4: A43, X5: 1552, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 1, X12: A123, X13: 32, X14: A141, X15: A152, X16: 1, X17: A173, X18: 2, X19: A191, X20: A201.

good

The client has attributes: X1: A14, X2: 24, X3: A32, X4: A43, X5: 1552, X6: A61, X7: A74, X8: 3, X9: A93, X10: A101, X11: 1, X12: A123, X13: 32, X14: A141, X15: A152, X16: 1, X17: A173, X18: 2, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 1882, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 25, X14: A141, X15: A151, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 18, X3: A32, X4: A43, X5: 1882, X6: A61, X7: A73, X8: 4, X9: A92, X10: A101, X11: 4, X12: A123, X13: 25, X14: A141, X15: A151, X16: 2, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A11, X2: 30, X3: A32, X4: A42, X5: 2406, X6: A61, X7: A74, X8: 4, X9: A92, X10: A101, X11: 4, X12: A121, X13: 23, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

bad

The client has attributes: X1: A11, X2: 30, X3: A32, X4: A42, X5: 2406, X6: A61, X7: A74, X8: 4, X9: A92, X10: A101, X11: 4, X12: A121, X13: 23, X14: A143, X15: A151, X16: 1, X17: A173, X18: 1, X19: A191, X20: A201.

Assess the creditworthiness of a customer using the following table attributes for financial status. Respond with either 'good' or 'bad'. And the table attributes including 13 categorical attributes and 7 numerical attributes are as follows: X1: Status of existing checking account (qualitative): A11: smaller than 0 DM, A12: bigger than 0 DM but smaller than 200 DM, A13: bigger than 200 DM OR salary assignments for at least 1 year, A14: no checking account. X2: Duration in month (numerical). X3: Credit history (qualitative): A30: no credits taken/all credits paid back duly, A31: all credits at this bank paid back duly, A32: existing credits paid back duly till now, A33: delay in paying off in the past, A34: critical account/other credits existing (not at this bank). X4: Purpose (qualitative): A40: car (new), A41: car (used), A42: furniture/equipment, A43: radio/television, A44: domestic appliances, A45: repairs, A46: education, A47: (vacation - does not exist?), A48: retraining, A49: business, A410: others. X5: Credit amount (numerical). X6: Savings account/bonds (qualitative): A61: smaller than 100 DM, A62: bigger than 100 smaller than 500 DM, A63: bigger than 500 smaller than 1000 DM, A64: bigger than 1000 DM, A65: unknown/ no savings account. X7: Present employment since (qualitative): A71: unemployed, A72: smaller than 1 year, A73: bigger than 1 smaller than 4 years, A74: bigger than 4 smaller than 7 years, A75: bigger than 7 years. X8: Installment rate in percentage of disposable income (numerical). X9: Personal status and sex (qualitative): A91: male : divorced/separated, A92: female : divorced/separated/married, A93: male : single, A94: male : married/widowed, A95: female : single. X10: Other debtors / guarantors (qualitative): A101: none, A102: co-applicant, A103: guarantor. X11: Present residence since (numerical). X12: Property (qualitative): A121: real estate, A122: building society savings agreement/life insurance, A123: car or other, A124: unknown / no property. X13: Age in years (numerical). X14: Other installment plans (qualitative): A141: bank, A142: stores, A143: none. X15: Housing (qualitative): A151: rent, A152: own, A153: for free. X16: Number of existing credits at this bank (numerical). X17: Job (qualitative): A171: unemployed/ unskilled - non-resident, A172: unskilled - resident, A173: skilled employee / official, A174: management/ self-employed/highly qualified employee/ officer. X18: Number of people being liable to provide maintenance for (numerical). X19: Telephone (qualitative): A191: none, A192: yes, registered under the customers name. X20: foreign worker (qualitative): A201: yes, A202: no. For instance: 'The client has attributes: X1: A11, X2: 6, X3: A34, X4: A43, X5: 1169, X6: A65, X7: A75, X8: 4, X9: A93, X10: A101, X11: 4, X12: A121, X13: 67, X14: A143, X15: A152, X16: 2, X17: A173, X18: 1, X19: A192, X20: A201.', should be classified as 'good'. Text: The client has attributes: X1: A12, X2: 10, X3: A32, X4: A40, X5: 7308, X6: A61, X7: A71, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 70, X14: A141, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.

good

The client has attributes: X1: A12, X2: 10, X3: A32, X4: A40, X5: 7308, X6: A61, X7: A71, X8: 2, X9: A93, X10: A101, X11: 4, X12: A124, X13: 70, X14: A141, X15: A153, X16: 1, X17: A174, X18: 1, X19: A192, X20: A201.