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[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: EXORCIST BISHOP JAMES LONG, PSYCHIC AND WHITE WITCH PATTI NEGRI, VAMPIRE EXPERT MICHELLE BELANGER, PROLIFIC HISTORIAN AND HALLOWEEN EXPERT LISA MORTON, TAROT EXPERT SASHA GRAHAM, ENERGY HEALER SATISH DHOLAKIA, PSYCHIATRIST DR WAGUIH ISHAK AND HOMEOWNER AND CARDIOLOGIST/PROFESSOR DR ERNST VON SCHWARZ AMONG PARANORMAL EXPERTS WHO WILL LEAD WEEKEND-LONG HALLOWEEN CELEBRATION$25 TICKET FOR PAY-PER-VIEW EVENT ALLOWS THREE DAYS OF 24-HOUR VIRTUAL ACCESS TO HOUSE AND ALL EVENTSTICKETS ON SALE NOWLOS ANGELES, Oct. 23, 2020 /PRNewswire/ -- With this week's announcement that The Infamous American Horror Story Murder House will open to the public for the first time ever, homeowners Dr Ernst von Schwarz and his wife Angela Oakenfold have now revealed the list of participants for the three-day, 24-hour first-ever live stream event from the notorious historical Los Angeles monument. Watch a preview of the livestream here. (PRNewsfoto/The Murder House) Kicking off at dusk Thursday, October 29 and closing out at sunset Sunday, November 1, The Murder House livestream event will feature 15 cameras set up throughout the 10,000-square foot home streaming live throughout the entire weekend. Beyond The Murder House live stream, viewers will see daily programming (details below). While the live stream is open to all via the ticketed event, The Murder House will open its doors to a few lucky ticket holders. Six fortunate (or unfortunate)--two per each of the three nights--Murder House fans in the terrifying basement all while being live streamed to the world (while a doctor monitors their vital signs and psychological condition). An initial outline of the weekend's events is as follows: The first-ever paranormal investigation will be carried out by Exorcist Bishop James Long, who has appeared on \"Ghost Adventures,\" \"The Possessed,\" \"Gates Of Hell,\" \"Exorcism Live!\" and \"Portals To Hell\" Famous psychic and white witch Patti Negri from \"Ghost Adventures\" will lead the houses first-ever seance Michelle Belanger, vampire expert and acclaimed author who has been seen on \"Paranormal State,\" \"Portals To Hell \" and \"The Real Vampire Files\" will delve into the haunting world of the occult Prolific historian and Halloween expert Lisa Morton will take us on an exploration of the history & traditions of Halloween Tarot expert Sasha Graham will explain the world of tarot and one lucky ticket holder will get a virtual reading live on air Energy healer Satish Dholakia will give advice on how to protect yourself from negative energies and unwanted evil entities Psychiatrist Dr Waguih Ishak will discuss the addictive nature of horror and the pathology of fear Homeowner and cardiologist and Professor Dr Ernst von Schwarz will delve into the history of medieval torture techniques Tickets are on sale now at www.themurderhouse.com. In addition, a commemorative t-shirt for the event will be on sale on the website. A portion of proceeds from the event will be donated to the Baby2Baby charity.WebsiteInstagramTwitterTikTokSOURCE The Murder House Related Links http://www.themurderhouse.com", "role": "user" }, { "content": "\"AMERICAN HORROR STORY\" MURDER HOUSE OPENS TO PUBLIC FOR FIRST TIME EVER FOR PARANORMAL HALLOWEEN WEEKEND LIVE STREAM USA - English USA - English Latin America - espaol Brazil - Portugus Espaa - espaol", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DENVER, Aug. 27, 2020 /PRNewswire/ --ParkMobile, the leading provider of smart parking and mobility solutions in the U.S.,announced today the launch of service on the Auraria Campus in Denver, Colorado. Effective September 1, 2020, the previous mobile parking app, Passport, will no longer be available. The ParkMobile app will be the only parking payment app available on campus. Students, faculty, staff, and visitors will be able to use the ParkMobile app for touchless parking payments for over 4,100 parking spaces available on campus. Effective September 1, 2020, the ParkMobile app will be the only parking payment app available on Auraria Campus in Denver, CO. Students, faculty, staff, and visitors will be able to use the ParkMobile app for touchless parking payments for over 4,100 parking spaces available on campus. To pay for parking with the ParkMobile app, a user enters the zone number posted on the stickers and signs around parking space. The user then selects the amount of time needed and touches the Start Parking button to begin the session. ParkMobile is the #1 parking app in the U.S. with over 19 million users and is available for both iPhone and Android devices. To pay for parking with the ParkMobile app, a user enters the zone number posted on the stickers and signs around parking space. The user then selects the amount of time needed and touches the \"Start Parking\" button to begin the session. The user can also extend the time of the parking session on their mobile device without having to go back to the meter. ParkMobile offers all the same features and functionality as Passport app but provides a better user experience and 24/7/365 customer support. The ParkMobile app is also available in many more locations in the Colorado and across the country. The launch of ParkMobile on the Auraria Campus expands the company's footprint in Colorado. There are currently over 700,000 users of the app in the state with availability in Denver, Boulder, Winter Park, Telluride, Manitou Springs, Steamboat Springs, and Colorado Springs. Additionally, the app can be used at the University of Denver, and the University of Colorado Boulder and Colorado Springs campuses. Beyond Colorado, the app can be used to pay for parking in over 400 cities across the United States. \"We're always working to improve the parking experience for the Auraria Campus community,\" said Lena Price, Director or Parking & Transportation Services. \"After much research, we found that ParkMobile provides a better user experience and already has a large base of users in downtown Denver. We anticipate that this will be an easy transition for the Auraria Campus community.\"\"We want to welcome the Auraria Campus to our network in Colorado,\" says Jon Ziglar, CEO of ParkMobile. \"We have thousands of users in the immediate area who will now have an easier way to pay for parking when they visit the campus.About ParkMobile ParkMobile, LLC is the leading provider of smart parking and mobility solutions in North America, using a contactless approach to help millions of people easily find, reserve, and pay for parking on their mobile device. The company's technology is used in thousands of locations across the country, including eight of the top 10 cities as well as college campuses, airports, and stadiums. People can use ParkMobile solutions to quickly pay for on-street and off-street parking without having to use a meter or kiosk. Additionally, ParkMobile offers parking reservations at stadium venues for concerts and sporting events. Reservations are also available in metro area garages, allowing people to drive into the city without having to worry about finding parking. ParkMobile has been named to the Inc. 5000, Deloitte Fast 500, Smart Cities Connect \"Smart 50,\" and the Atlanta Journal Constitution's Top Workplaces. Additionally, the company won the 2020 Stevie Awards for Achievement in Product Innovation and the 2019 Stevie Awards for Most Innovative Tech Company and Best Travel App. For more information, visit ParkMobile.io or @ParkMobile on Twitter.ParkMobile Contact:Jeff Perkins, CMO, [emailprotected]Auraria Campus Contact:Lena Price, Director, Parking & Transportation Services, [emailprotected]SOURCE ParkMobile Related Links https://parkmobile.io/", "role": "user" }, { "content": "Auraria Campus Partners with ParkMobile to Offer Contactless Payments on Denver Campus ParkMobile replaces the Passport app for campus parking", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN, Nov. 20, 2020 /PRNewswire/ -- The \"Dispensing Systems - Global Market Trajectory & Analytics\" report has been added to ResearchAndMarkets.com's offering. The publisher brings years of research experience to the 9th edition of this report. The 290-page report presents concise insights into how the pandemic has impacted production and the buy side for 2020 and 2021. A short-term phased recovery by key geography is also addressed.Global Dispensing Systems Market to Reach $47.5 Billion by 2027Amid the COVID-19 crisis, the global market for Dispensing Systems estimated at US$37.1 Billion in the year 2020, is projected to reach a revised size of US$47.5 Billion by 2027, growing at a CAGR of 3.6% over the analysis period 2020-2027. Robotic Dispensing System, one of the segments analyzed in the report, is projected to record a 4.1% CAGR and reach US$23 Billion by the end of the analysis period. After an early analysis of the business implications of the pandemic and its induced economic crisis, growth in the Semi-Robotic Dispensing System segment is readjusted to a revised 3.7% CAGR for the next 7-year period.The U.S. Market is Estimated at $10 Billion, While China is Forecast to Grow at 6.6% CAGRThe Dispensing Systems market in the U.S. is estimated at US$10 Billion in the year 2020. China, the world`s second largest economy, is forecast to reach a projected market size of US$10 Billion by the year 2027 trailing a CAGR of 6.6% over the analysis period 2020 to 2027. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at 1% and 2.7% respectively over the 2020-2027 period. Within Europe, Germany is forecast to grow at approximately 1.8% CAGR.Manual Dispensing System Segment to Record 1.9% CAGRIn the global Manual Dispensing System segment, USA, Canada, Japan, China and Europe will drive the 1.5% CAGR estimated for this segment. These regional markets accounting for a combined market size of US$5.5 Billion in the year 2020 will reach a projected size of US$6.1 Billion by the close of the analysis period. China will remain among the fastest growing in this cluster of regional markets. Led by countries such as Australia, India, and South Korea, the market in Asia-Pacific is forecast to reach US$6.7 Billion by the year 2027, while Latin America will expand at a 2.6% CAGR through the analysis period. Competitors identified in this market include, among others: ABB Group Buehler Dema Engineering Co. Dover Corporation Durr AG Dymax Corporation Eisenmann SE Emc2, Inc. Ems-Eftec (EFTEC AG) Esys Automation Exact Dispensing Systems Fisnar Inc. Graco, Inc. IPR - Intelligent Peripherals for Robots GmbH Jensen Global Dispensing Kleerblue Solutions Nordson Corporation SCA Schucker GmbH & Co Oficina Comercial Techcon Systems, Inc. Key Topics Covered: I. INTRODUCTION, METHODOLOGY & REPORT SCOPE II. EXECUTIVE SUMMARY 1. MARKET OVERVIEW Global Competitor Market Shares Dispensing Systems Competitor Market Share Scenario Worldwide (in %): 2019 & 2025 Impact of COVID-19 and a Looming Global Recession 2. FOCUS ON SELECT PLAYERS 3. MARKET TRENDS & DRIVERS 4. GLOBAL MARKET PERSPECTIVEIII. MARKET ANALYSIS IV. COMPETITION Total Companies Profiled: 38 For more information about this report visit https://www.researchandmarkets.com/r/oyzugk Research and Markets also offers Custom Research services providing focused, comprehensive and tailored research. Media Contact: Research and Markets Laura Wood, Senior Manager [emailprotected] For E.S.T Office Hours Call +1-917-300-0470 For U.S./CAN Toll Free Call +1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 U.S. Fax: 646-607-1907 Fax (outside U.S.): +353-1-481-1716 SOURCE Research and Markets Related Links http://www.researchandmarkets.com", "role": "user" }, { "content": "$37.1 Billion Worldwide Dispensing Systems Industry to 2027 - Impact of COVID-19 on the Market", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, June 25, 2020 /PRNewswire/ --CBAM, an alternative investment management firm, has announced that Neil Phillips has joined its Board of Directors. Mr. Phillips is the Founder of Visible Men and the Co-Founder and CEO of Visible Men Academy. He has over 30 years of experience as an educator, entrepreneur, and youth advocate. Neil is regarded as a national thought leader and renowned speaker on black male achievement, race in America, and youth empowerment. \"We are excited to welcome Neil as an independent board member,\" said Mike Damaso, Partner at CBAM. \"His exceptional experience as a leader, educator, and mentor will prove invaluable in ensuring our firm has true diversity of thought and perspective at all levels as we look to make a positive impact for our clients, employees and all other stakeholders.\" \"Having known Neil for many years now, I am proud to welcome him to the CBAM team. Neil's experience and accomplishments reflect a life-long dedication to building a society of diversity and inclusion, values that are at the core of our firm here at CBAM.\" Said Don Young, Partner at CBAM. \"I look forward to joining CBAM's board to help grow and position the organization for long-term success,\" Phillips said. \"CBAM's inclusive and collaborative culture and emphasis on personal and professional growth align with my values and background. I am excited about the opportunities the firm has ahead of it across its operations and activities and look forward to providing my guidance to its leadership as they seize those opportunities.\" In addition to his role as the Founder of Visible Men and the Co-Founder and CEO of Visible Men Academy Mr. Phillips serves on the Board of Directors for the Nantucket Project and served on the Board of Directors for Washington Jesuit Academy in Northeast Washington D.C. and the United Way of Manatee County, Florida. Prior to founding Visible Men, he served as the Assistant Headmaster at the Landon School in Bethesda, MD and as Interim Head of Upper School at the Out-of-Door Academy in Sarasota, Florida. Mr. Phillips is an Aspen Institute Pahara Fellow. He is a member of the inaugural Echoing Green/Open Society Foundations Black Male Achievement Fellowship. Neil was awarded for his talk, \"Race to Truth\" and his onstage conversations with Norman Lear (2016) and former President, George W. Bush (2018). He earned his B.A. in English and American Literature from Harvard University. About CBAM CBAM Partners, LLC an Eldridge business, is an investment management firm and SEC-registered investment adviser founded in 2016 by Don Young, Mike Damaso, and Jay Garrett, headquartered in New York. With $12.1 billion of AUM, CBAM specializes in opportunities across the credit spectrum for institutional clients through separately managed accounts, CLOs, and private funds. To learn more about CBAM please visit www.cbam.com Media Contact Prosek PartnersJosh Clarkson / Geoffrey Bayers [emailprotected]/ [emailprotected] Investor Contact CBAM John Bedford 212-603-3106 [emailprotected] SOURCE CBAM", "role": "user" }, { "content": "Neil Phillips Appointed to the CBAM Board of Directors", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ALISO VIEJO, Calif.--(BUSINESS WIRE)--BrainChip Holdings Ltd. (ASX: BRN), a leading provider of ultra-low power high performance AI technology, today announced that Chief Development Officer Anil Mankar will present A Neuromorphic Processor for Power Efficient Edge AI Applications at the Linley Fall Processor Conference 2020 October 20 at 9:30 a.m. PDT. BrainChips presentation is part of the conferences first-day session AI in Edge Devices. As part of the presentation, Mankar will provide an update on the AKD1000, BrainChips first Neural network SoC (NSoC), and describe the advantages of processing information in the event-domain. A 10-minute Q&A session will immediately follow the conclusion of his speech. Many edge-AI processors take advantage of the spatial sparsity in neural network models to eliminate unnecessary computations and save power, said Mankar. But neuromorphic processors achieve further savings by performing event-based computation, which exploits the temporal sparsity inherent in data generated by audio, vision, olfactory, lidar, and other edge sensors. I look forward to sharing with attendees of the Linley Conference how this unique approach is revolutionizing artificial intelligence at the edge. The companys Akida Neural Processor technology, which is implemented in the Neuromorphic System-on-Chip (NSoC), is a revolutionary advanced neural networking processor that brings artificial intelligence to the edge in a way that existing technologies are not capable. The solution is high-performance, small, ultra-low power and enables a wide array of edge capabilities. The Akida NSoC represents a revolutionary new breed of Neural Processing computing devices for Edge AI devices and systems. Comparisons to leading DNN accelerator devices show significantly better images/second/watt running industry standard benchmarks with MobileNet, MobileNet-SSD and Key Word Spotting, while maintaining excellent accuracy. \"Industry demand for AI performance has skyrocketed over the last few years, driven by rapid adoption from the data center to the edge, said Linley Gwennap, principal analyst at the Linley Group and Linley Fall Processor Conference chairperson. This year's Linley Fall Processor Conference will feature our biggest program yet and will introduce a host of new technology disclosures and product announcements of innovative processor architectures and IP technologies. In spite of the challenges posed by the pandemic, development of these technologies continues to accelerate and we're excited to be sharing these presentations with a global audience via our live-streamed format.\" For more than a decade, The Linley Group has delivered the industrys premier processor conference. This year, the Linley Fall Processor Conference will feature virtual presentations that run half days on October 20-22 and 27-29, 2020. Presentations will address processors and IP cores for AI applications, embedded, data center, automotive, and communications. Attendees will be able to view live-streamed presentations and interact with the speakers during Q&A, breakout sessions, or scheduled one-on-one meetings. Additional information about the event is available at https://www.linleygroup.com/events/event.php?num=49 About Brainchip Holdings Ltd (ASX: BRN) BrainChip is a global technology company that is producing a groundbreaking neuromorphic processor that brings artificial intelligence to the edge in a way that is beyond the capabilities of other products. The chip is high performance, small, ultra-low power and enables a wide array of edge capabilities that include on-chip training, learning and inference. The event-based neural network processor is inspired by the spiking nature of the human brain and is implemented in an industry standard digital process. By mimicking brain processing BrainChip has pioneered a processing architecture, called Akida, which is both scalable and flexible to address the requirements in edge devices. At the edge, sensor inputs are analyzed at the point of acquisition rather than through transmission via the cloud to a data center. Akida is designed to provide a complete ultra-low power and fast AI Edge Network for vision, audio, olfactory and smart transducer applications. The reduction in system latency provides faster response and a more power efficient system that can reduce the large carbon footprint of data centers. Additional information is available at https://www.brainchipinc.com Follow BrainChip on Twitter: https://www.twitter.com/BrainChip_inc Follow BrainChip on LinkedIn: https://www.linkedin.com/company/7792006", "role": "user" }, { "content": "BrainChip Presents on AI in Edge Devices at Linley Fall Processor Conference 2020", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: COPENHAGEN,Denmark, April 28,2021 /PRNewswire/ --Astralis(ASTRLS),basedin Copenhagen focusedonesports and media rights,todayannouncedthatNicolai Nyholm, Founder and Chairman,willpresent liveatVirtualInvestorConferences.comonApril29th. DATE: Thursday, April 29thTIME: 11:30 AM ETLINK: https://bit.ly/2QfbeEE Thiswillbealive,interactiveonlineeventwhereinvestorsareinvitedtoaskthecompany questionsinrealtime.Ifattendeesarenotabletojointheeventliveonthedayofthe conference,anarchivedwebcastwillalsobemadeavailableaftertheevent. Itisrecommendedthatinvestorspreregisterandruntheonlinesystemchecktoexpedite participationandreceiveeventupdates. Learn more about the event at www.virtualinvestorconferences.com. About Astralis Astralis is one of the most recognized brands and afrontrunnerin the global esports industry with winning teams in League of Legends, Counter-Strike and FIFA. Astralisholdspermanent participation rights in the premium,international leagues for League of Legends (LEC) and Counter-Strike (ESL Pro League and BLASTPremier). In 2019 Astralis was listed and is traded on Nasdaq Copenhagen. About Virtual Investor ConferencesVirtualInvestorConferences(VIC)istheleadingproprietaryinvestorconferenceseriesthat providesaninteractiveforumforpubliclytradedcompaniestomeetandpresentdirectlywith investors. Arealtimesolutionforinvestorengagement,VirtualInvestorConferencesispartofOTC MarketGroup'ssuiteofinvestorrelationsservicesspecificallydesignedformoreefficient InvestorAccess.Replicatingthelookandfeelofonsiteinvestorconferences,VirtualInvestor Conferences combine leadingedge conferencing and investor communications capabilities with acomprehensiveglobalinvestoraudiencenetwork. SOURCE VirtualInvestorConferences.com Related Links http://www.virtualinvestorconferences.com", "role": "user" }, { "content": "Astralis to Webcast Live at VirtualInvestorConferences.com April 29th Company invites individual and institutional investors, as well as advisors and analysts, to attend real-time, interactive presentations on VirtualInvestorConferences.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, Oct. 7, 2020 /PRNewswire/ -- SiriusXM'sThe Beatles Channelis honoringJohn Lennon's 80th birthday on October 9 with exclusive programming featuring special guestsPaul McCartney,Alec Baldwin,Sean Ono Lennon, and more.Listeners will hear celebrities pay tribute to Lennon, as well as exclusive specials about his music and legacy on The Beatles Channel. (PRNewsfoto/Sirius XM Holdings Inc.) The weekend-long programming will include a new show, featuring Paul McCartney in conversation with Alec Baldwin. The exclusive show will feature McCartney reflecting on his songwriting partner, bandmate, and friend John Lennon. The special will air on Friday, October 9 at 11:00 am ET, 4:00 pm ET and 9:00 pm ET on SiriusXM radios (channel 18) and on the SiriusXM app. The special will also air multiple times on The Beatles Channel throughout the weekend and will be available On Demand via the SiriusXM app after its debut. Select audio clips below from Paul McCartney and Alec Baldwin's conversation:Paul McCartney And Alec Baldwin on John Lennon, The Leaderhttps://www.youtube.com/watch?v=TS3UXNay_ZY\"The three others of us in the group were massive fans of John because he was that kind of guy. He was, I mean, we always used to get asked, 'who's the leader of the group' and I'd go, 'me' and John wouldgo, 'no me.'\" \"I have to admit, we really, that it was sort of John, just his personality was a leader's personality. Luckily it didn't matter. We were, we all had an equal vote and so it always worked out without worrying about that.\"Paul McCartney And Alec Baldwin On John Lennon At 80https://www.youtube.com/watch?v=rsZrgwHWRV4\"It's lovely to think he would have been 80. And, you know, that's, that's, it's nice to imagine him at 80.\"\"I think he would, I think he would be, very literate. I think he would be writing, uh, not necessarily just music cause he was starting to get into, uh, he did, he did a couple of little books. Um, and I think, I think he would have matured nicely.\"Paul McCartney And Alec Baldwin On The Women In John Lennon's Lifehttps://www.youtube.com/watch?v=Vck0eYkfisw\"When he met Yoko, she was so different. And the two of them were such a sort of tight little unit that they, she was showing him new things in life and a new kind of life. And John had always had strong women in his life.\" \"When Yoko came along, uh, she was very influential and he was very happy to be influenced. It caused a bit of problems with us till we sort of realized that he had every right to do what he was doing, because he was in love. And you don't just do what everyone expects if you're in love. And he was a, he was really sort of mad, keen on her.\"Paul McCartney And Alec Baldwin On \"Kansas City\"https://www.youtube.com/watch?v=rNSHNGwyTDI\"I remember, uh, Kansas City, the, the Richard, Little Richard song. And I'd been talking to John weeks before and he said, 'how'd you do that voice? You know, that, that Little Richard voice.' I said, 'I don't know.' I said, 'he's somebody just comes out at the top of my head.' And he said, 'Oh, Hmm.' So here's me. I've, I've, it's not working. And I'm trying to do Kansas City and I'm struggling. I'm at the mic. I can't get, I can't get in the pocket. You know? So when he comes down from the control room, we've been listening, he said, he goes with me, he goes, 'remember, comes out the top of your head.' I go, 'yeah.' And then I do the take that, you know, as The Beatles take. So, you know, we, we, we, we admired each other.\"Full schedule below of specialty programming airing to celebrate John Lennon on SiriusXM's The Beatles Channel.*Broadcast Schedule (all times ET)*Sean Ono Lennon Guest DJMusician, songwriter, producer, and the only child of John Lennon and Yoko Ono, Sean Ono Lennon joins host David Fricke in a two-part series, sharing memories of his dad along with his favorite John Lennon songs, both with and without The Beatles.Part 1 Saturday, October 10 at 1pmPart 2 Sunday, October 11 at midnightThe Ballad Of John And Yoko: 1969It's hard toimaginethe life of John and Yoko in 1969 The Beatles, Plastic Ono Band, The Bed-Ins for Peace, War Is Over it's a story only they can tell. Listen to John and Yoko talk about their lives and thoughts on many topics in their own words from 1969.Friday, October 9 at 11pmSunday, October 11 at 10amEight Songs A Week Times TwoBeatles fans are giving John Lennon a special birthday playlist composed of their 16 favorite songs with John on lead vocals. It'sEight Songs A WeekTimes Two!Friday, October 9 at 1pmSaturday, October 10 at 10amSunday, October 11 at 1pmMonday, October 12 at 12pmImagine SpecialBill Flanagan explores John Lennon'sImagine: \"The Ultimate Collection\"in a two-part series. Hear the original masters, alternate versions, and interviews with those who were part of the creation of the landmark album.Imagine New York Special Saturday, October 10 at 6pmImagine UK SpecialSunday, October 11 at 3pmMagical Lennon Maxi ConcertIn honor of John's birthday, The Beatles Channel has imagined the greatest John Lennon concert ever! Sixty minutes of Lennon, Beatles and solo hits live.Saturday, October 10 at 9pmFab FourumThe Beatles Channel's weekly liveFab Fourumtalk show, hosted by Dennis Elsas and Bill Flanagan, will be dedicated to John on his birthday and feature special guests, as well as your phone calls, plus the chance to win an Epiphone guitar and the newJOHN LENNON: GIMME SOME TRUTHdeluxe edition box set.Wednesday, October 7 at 9pmSaturday, October 10 at 7amSunday, October 11 at 6pmNorthern SongsBeatles historian and author Bill Flanagan puts together a themed playlist of hits and rarities by the Fab Four for this weekly audio adventure. This week, it's all about John Lennon's songs with The Beatles in honor of his 80th birthday.Friday, October 9 at midnightSaturday, October 10 at 7pmSunday, October 11 at 6amPeter Asher: From Me To YouMusician, host, and friend of The Beatles Peter Asher explores the connection between John Lennon and legendary author Lewis Carroll, plus anImagineset, Plastic Ono Band, and more.Thursday, October 8 at 9pmSaturday, October 10 at 5pmSunday, October 11 at 8amTuesday, October 13 at 1pmDark Horse RadioIn this weekly show dedicated to the music that George Harrison wrote, produced, sang and loved, musician and host Laura Cantrell will explore the special relationship between George and John Lennon.Thursday, October 8 at 3pmSaturday, October 10 at 11pmSunday, October 11 at 4pmTuesday, October 13 at 1amThe Beatles Channel, SiriusXM's channelcreatedin collaboration with and fully authorized by The Beatles' Apple Corps Ltd., celebrates popular music's most legendary and influential band, showcasing all-things-Beatles with regular and special programming spanning the history-making careers of the band and its members:John Lennon,Paul McCartney,George HarrisonandRingo Starr. The channel explores The Beatles' entire career including their hits and deeper tracks, live recordings, rarities, and solo albums, while also spotlighting musicians who have inspired, and have drawn inspiration from, The Beatles. The Beatles Channel presents a curated mix of music tailored to a wide range of Beatles fans, along with a variety of regular shows and specials.Paul McCartney and Alec Baldwin photo click here. About SiriusXMSirius XM Holdings Inc. (NASDAQ: SIRI) is the leading audio entertainment company in the U.S., and the premier programmer and platform for subscription and digital advertising-supported audio products. Pandora, a subsidiary of SiriusXM, is the largest ad-supported audio entertainment streaming service in the U.S. SiriusXM and Pandora together reach more than 100 million people each month with their audio products. SiriusXM, through Sirius XM Canada Holdings, Inc., also offers satellite radio and audio entertainment in Canada. In addition to its audio entertainment businesses, SiriusXM offers connected vehicle services to automakers. For more about SiriusXM, please go to: www.siriusxm.com.This communication contains \"forward-looking statements\" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are not limited to, statements about future financial and operating results, our plans, objectives, expectations and intentions with respect to future operations, products and services; and other statements identified by words such as \"will likely result,\" \"are expected to,\" \"will continue,\" \"is anticipated,\" \"estimated,\" \"believe,\" \"intend,\" \"plan,\" \"projection,\" \"outlook\" or words of similar meaning. Such forward-looking statements are based upon the current beliefs and expectations of our management and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are difficult to predict and generally beyond our control. Actual results and the timing of events may differ materially from the results anticipated in these forward-looking statements.The following factors, among others, could cause actual results and the timing of events to differ materially from the anticipated results or other expectations expressed in the forward-looking statements: the current coronavirus (COVID-19) pandemic is adversely impacting our business;our substantial competition that is likely to increase over time; our efforts to attract and retain subscribers and listeners, or convert listeners into subscribers, which may not be successful, and may adversely affect our business; our Pandora ad-supported business has suffered a loss of monthly active users, which may adversely affect our Pandora business; privacy and data security laws and regulations may hinder our ability to market our services, sell advertising and impose legal liabilities; we engage in extensive marketing efforts and the continued effectiveness of those efforts are an important part of our business; consumer protection laws and our failure to comply with them could damage our business; a substantial number of our Sirius XM subscribers periodically cancel their subscriptions and we cannot predict how successful we will be at retaining customers; our ability to profitably attract and retain subscribers to our Sirius XM service as our marketing efforts reach more price-sensitive consumers is uncertain; our failure to convince advertisers of the benefits of our Pandora ad-supported service could harm our business; if we are unable to maintain revenue growth from our advertising products, particularly in mobile advertising, our results of operations will be adversely affected; if we fail to accurately predict and play music, comedy or other content that our Pandora listeners enjoy, we may fail to retain existing and attract new listeners; if we fail to protect the security of personal information about our customers, we could be subject to costly government enforcement actions and private litigation and our reputation could suffer; interruption or failure of our information technology and communications systems could impair the delivery of our service and harm our business; we rely on third parties for the operation of our business, and the failure of third parties to perform could adversely affect our business; our business depends in part upon the auto industry; our Pandora business depends in part upon consumer electronics manufacturers; the market for music rights is changing and is subject to significant uncertainties; our ability to offer interactive features in our Pandora services depends upon maintaining licenses with copyright owners; the rates we must pay for \"mechanical rights\" to use musical works on our Pandora service have increased substantially and these new rates may adversely affect our business; failure of our satellites would significantly damage our business; our Sirius XM service may experience harmful interference from wireless operations; failure to comply with FCC requirements could damage our business; economic conditions, including advertising budgets and discretionary spending, may adversely affect our business and operating results; if we are unable to attract and retain qualified personnel, our business could be harmed; we may not realize the benefits of acquisitions or other strategic investments and initiatives, including the acquisition of Pandora; our use of pre-1972 sound recordings on our Pandora service could result in additional costs; we may from time to time modify our business plan, and these changes could adversely affect us and our financial condition; we have a significant amount of indebtedness, and our debt contains certain covenants that restrict our operations; our facilities could be damaged by natural catastrophes or terrorist activities; the unfavorable outcome of pending or future litigation could have an adverse impact on our operations and financial condition; failure to protect our intellectual property or actions by third parties to enforce their intellectual property rights could substantially harm our business and operating results; some of our services and technologies may use \"open source\" software, which may restrict how we use or distribute our services or require that we release the source code subject to those licenses; rapid technological and industry changes and new entrants could adversely impact our services; existing or future laws and regulations could harm our business; we may be exposed to liabilities that other entertainment service providers would not customarily be subject to; our business and prospects depend on the strength of our brands; we are a \"controlled company\" within the meaning of the NASDAQ listing rules and, as a result, qualify for, and rely on, exemptions from certain corporate governance requirements; while we currently pay a quarterly cash dividend to holders of our common stock, we may change our dividend policy at any time; and our principal stockholder has significant influence, including over actions requiring stockholder approval, and its interests may differ from the interests of other holders of our common stock. Additional factors that could cause our results to differ materially from those described in the forward-looking statements can be found in our Annual Report on Form 10-K for the year ended December 31, 2019 and Quarterly Report on Form 10-Q for the quarter ended June 30, 2020, which are filed with the Securities and Exchange Commission (the \"SEC\") and available at the SEC's Internet site (http://www.sec.gov). The information set forth herein speaks only as of the date hereof, and we disclaim any intention or obligation to update any forward looking statements as a result of developments occurring after the date of this communication.Source: SiriusXMMedia contact:Angela Burke [emailprotected]Carolina Dubon[emailprotected]SOURCE Sirius XM Holdings Inc. Related Links http://www.siriusxm.com", "role": "user" }, { "content": "Paul McCartney and Alec Baldwin to Honor John Lennon's 80th Birthday on SiriusXM's The Beatles Channel", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ROCKVILLE, Md., March 13, 2020 /PRNewswire/ -- Dr. Joe Kravitz of Kravitz Dentistry warns that toothbrushes may spread diseases such a periodontal disease, cavities, the flu and viruses. Many family members store their toothbrushes together in the bathroom, which can be dangerous.Dr. Joseph Kravitz, award-winning dental implants dentist located in Rockville, Maryland, is focused on the prevention of oral and systemic diseases, including COVID-19 / Coronavirus. Continue Reading Dr. Joe Kravitz, Rockville, MD \"Purchase new toothbrushes and boil them between brushings to prevent the spread of diseases such the flu and other viruses to you, your family, classmates and coworkers,\" states Dr. Kravitz. \"The Centers for Disease Control and the World Health Organization have shown that high temperatures kill viruses, bacteria and fungi. Therefore, boiling your toothbrushes reduces the chance of reinfection and spread of the germs to other family members, coworkers, classmates and the community.\" As shown in his book, Dirty Mouth, germs may grow in your mouth at the rate of 20 billion per hour between brushings. After brushing, the tooth brush is wet, allowing for germs like a virus to continue to live. Boiling your toothbrush can kill the virus allowing for future brushing to be free of harmful germs.Dr. Kravitz has pioneered many minimally invasive surgical techniques, smile innovations, and improvements to the delivery of dental health care. Other dentists seek out instruction and mentorship from Dr. Kravitz, based on his extensive professional history of credentials including a Doctorate of Dental Surgery and a Specialty Certificate in Prosthodontics from the University of Maryland Dental School, a Master of Science in Oral Biology from the University of Maryland Graduate School, and a Fellowship in Implant Dentistry from NYU College of Dentistry. It's important to visit your dentist to reduce the presence of periodontal disease, cavities, infections and cracked teeth for they all can weaken your immune system. People with a weakened immune system are most susceptible diseases such as the flu and viruses.About Kravitz DentistryKravitz Dentistry, PC is a specialty dental practice utilizing a simple, beautiful and pain-free approach to treating the smile, located in Rockville, Maryland. Using state-of-the-art techniques and diagnostic tools, Kravitz Dentistry offers kind, friendly, non-judgmental evaluation, beautiful and pain-free treatment and follow-up care for a variety of dental conditions, from broken teeth, missing teeth, crooked teeth, loose teeth, infected gums, infected bones, and mouth pain. For more information or to make an appointment, please visit www.KravitzDentistry.comor www.DentalImplants.usor Call 1-877-9-Kravitz or 301-761-4840.Media Contact:Dr. Joe KravitzDDS, MS301-761-4840https://drjosephkravitz.com/ SOURCE Kravitz Dentistry Related Links http://www.kravitzdentistry.com", "role": "user" }, { "content": "Maryland Dentist Recommends Boiling Toothbrushes; Stop the Spread of Disease in 2020 and Beyond", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Heres a guide to the best early Powerbeats Pro totally wireless earphones deals for Black Friday 2020, featuring offers on more Powerbeats true wireless headphones by Beats by Dr Dre. Browse the latest deals by clicking the links listed below. Best Powerbeats Deals: Best Beats by Dre Deals: Want some more deals? Check out Walmarts Black Friday Deals for Days sale and Amazons latest holiday season deals to compare hundreds more active discounts right now. Retail Fuse earns commissions from purchases made using the links provided. The Powerbeats Pro can deliver up to 9 hours of listening time with a rich, clear sound field that has as much power as it does the definition. Its sweat & water-resistant, with adjustable, secure-fit ear hooks (with multiple ear tip options) that stay in place and move seamlessly with the user. The Powerbeats Pro also has a 5-minute Fast Fuel charging, which delivers up to 1.5 hours of playback when the battery is low. Aside from this, it features volume & track controls on each earbud, powered by Class 1 Bluetooth via Apple H1 chip, which allows for improved connection speed with extended range and fewer dropouts. About Retail Fuse: Retail Fuse reports the latest retail news. As an Amazon Associate and affiliate Retail Fuse earns from qualifying purchases.", "role": "user" }, { "content": "The Best Black Friday Powerbeats Pro Deals 2020: Early Wireless Earphones Savings Tracked by Retail Fuse Check out our summary of the top early Powerbeats Pro totally wireless earphones deals for Black Friday, including sales on Beats by Dr Dre wireless headphones", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: FOOTHILL RANCH, Calif., Feb. 18, 2021 /PRNewswire/ --loanDepot, Inc. and its subsidiaries (NYSE: LDI) (collectively, \"loanDepot\" or the \"Company\"), the innovative consumer lending and real estate services provider that is using its proprietary mello technology to deliver best-in-class experiences to its customers, today announced results for the fourth quarter and year ended December 31, 2020. loanDepot's assets are unlike any other lender in the marketplace today: Diversified strategy: Integrated at-scale refinance and purchase business ensures that loanDepot thrives in any mortgage market. The Retail strategy has 2,300+ employee loan officers serving customers online and in local markets nationwide. The Partner strategy has significant relationships with some of the largest home builders, financial institutions, real estate and mortgage brokers across the nation. Data and Analytics: loanDepot has harnessed the power of its data science and proprietary AI and machine learning models, dramatically widening the Company's top-of-funnel marketing reach, gaining market share, significantly driving down customer acquisition cost and increasing sales productivity. Brand: loanDepot has the second-most recognized brand in the industry today and has continued to invest in its brand strength through the \"Home Means Everything\" national ad campaign and partnership with Major League Baseball as its exclusive mortgage partner. Technology: loanDepot's proprietary technology platform, mello, is core to all operations, which maximizes loan officer closings, reduces cycle times and improves customer satisfaction. mello also allows the Company to easily add new products and services, whether organic or acquired. \"I'm incredibly proud of and humbled by our record-breaking 2020 performance and thank our team members for their passionate commitment to our customers during an unprecedented year,\" said Founder and CEO Anthony Hsieh. \"Customers gravitate to the loanDepot brand because we think and do differently. We are able to efficiently and effectively serve homeowners and future homeowners through our Retail and Partner channels, with the best proprietary data science, AI, machine learning and technology available, which ensures we are serving customers the way they wish to be served through the most important financial transaction of their lives. As we continue our growth trajectory and expand our product and service offerings, we will do so in a way that delivers satisfaction and value for our customers, partners, team members and shareholders for decades to come.\" Fourth Quarter Earnings CallManagement will host a conference call and live webcast today at 11:00 a.m. ET on loanDepot's Investor Relations website, investors.loandepot.com, following the release of its earnings results. Financial Summary Three Months Ended Year Ended ($ in thousands) (Unaudited) December 31,2020 September 30,2020 December 31,2019 December 31,2020 December 31,2019 Rate lock volume $ 49,711,270 $ 49,280,386 $ 20,347,563 $ 160,984,531 $ 75,262,459 Loan origination volume 37,395,352 27,157,669 16,055,972 100,760,151 45,324,026 Gain on sale margin 3.38 % 4.98 % 2.36 % 4.27 % 2.81 % Financial Results Total revenue $ 1,298,394 $ 1,368,930 $ 415,292 $ 4,312,174 $ 1,337,131 Total expense 750,433 640,014 401,116 2,296,816 1,304,460 Net income 547,170 728,349 16,213 2,013,110 34,420 Non-GAAP Financial Measures(1) Adjusted total revenue $ 1,252,707 $ 1,345,550 $ 407,197 $ 4,252,907 $ 1,346,178 Adjusted net income 375,711 524,819 4,675 1,461,617 31,885 Adjusted EBITDA 530,364 745,499 29,499 2,084,536 124,005 (1)We believe Adjusted Total Revenue, Adjusted EBITDA, and Adjusted Net Income provide useful information to investors regarding our results of operations because each measure assists both investors and management in analyzing and benchmarking the performance and value of our business. They facilitate company-to-company operating performance comparisons by backing out potential differences caused by variations in hedging strategies, changes in valuations, capital structures (affecting net interest expense), taxation, the age and book depreciation of facilities (affecting relative depreciation expense) and the amortization of intangibles, which may vary for different companies for reasons unrelated to operating performance, as well as certain historical cost (benefit) items which may vary for different companies for reasons unrelated to operating performance. See \"Non-GAAP Financial Measures\" for a discussion of how we define and calculate Adjusted Total Revenue, Adjusted EBITDA and Adjusted Net Income. Operational Results Record rate lock volume of $49.7 billion during the fourth quarter of 2020 resulted in quarterly total revenue of $1.3 billion. Fourth quarter 2020 revenue declined by $70.5 million, or 5%, from the third quarter of 2020 due to gain on sale margins returning to a more normalized level of 3.38% during the fourth quarter of 2020. For the year ended December 31, 2020, rate lock volume set a Company record at $161.0 billion resulting in total revenue of $4.3 billion from gain on sale margin of 4.27%. Loan origination volume for the fourth quarter of 2020 was also a record at $37.4 billion, an increase of $10.2 billion or 38% from the third quarter of 2020. Loan origination volume for the year ended December 31, 2020 totaled $100.8 billion, an increase of 122% from loan origination volume for the year ended December 31, 2019. Our Retail and Partner strategies delivered a record $28.3 billion of purchase loan originations during 2020, which represented an increase of 53% from the prior year, while refinance loan originations of $72.5 billion represented an increase of over 170% for the year. Net income for the fourth quarter of 2020 decreased to $547.2 million as compared to $728.3 million in the prior quarter. Adjusted net income for the fourth quarter of 2020 decreased to $375.7 million as compared to $524.8 million for the third quarter of 2020. The quarter over quarter decreases were driven by the decline in gain on sale margin and increased expenses from higher loan origination volume. For the year ended December 31, 2020, net income totaled $2.0 billion and adjusted net income totaled $1.5 billion. Total expenses for the fourth quarter 2020 increased $110.4 million, or 17% from the third quarter 2020, due to higher direct expenses on record loan originations, additional personnel and related expenses to support the growth in our business and higher marketing costs as we expanded our national brand campaign. During the fourth quarter of 2020, our team members grew by 15% to 9,892 compared to our 38% growth in loan originations, which demonstrates our ability to rapidly grow and improve efficiency. Disciplined and purposeful investments in the Company's technology enabled an 8% decline in cost per loan for the full year 2020 as compared 2019. Our data driven marketing efforts and servicing expertise resulted in a customer acquisition cost decline of 28% year over year as well. Other Highlights On February 11, 2021, the Company completed its initial public offering. Since loanDepot did not have any shares outstanding prior to this date, earnings per share information was not determinable. As of February 11, 2021, the Company had 6,068,834 of Class A shares outstanding, 179,431,851 of Class C shares outstanding and 120,642,007 of Class D shares outstanding. During the fourth quarter of 2020, the Company donated $2.0 million on behalf of our employees to support individuals and families impacted by COVID-19 as well as to support several key charitable organizations. These donations bring the total amount donated in 2020 to support pandemic-relief and philanthropic efforts to $3.0 million. In February of 2021, we entered into a multi-year partnership agreement with Major League Baseball wherein loanDepot was named \"Official Mortgage Provider\" of Major League Baseball. This partnership further expands our brand reach and reinforces our brand promise to millions of MLB fans nationwide. We believe our position as the second most recognized mortgage brand grew even stronger through our ongoing national television ad campaign delivering over 7 billion household impressions from May through December 2020. Our extensive data analytics also allowed us to capitalize on the 1.6 million average monthly website visits and 330 million online media exposures during the fourth quarter of 2020. Balance Sheet Highlights % Change ($ in thousands) (Unaudited) December 31,2020 September 30,2020 December 31,2019 Dec - 20vsSep - 20 Dec - 20vs.Dec - 19 Cash and cash equivalents $ 284,224 $ 637,511 $ 73,301 (55.4) % 287.7 % Loans held for sale, at fair value 6,955,424 4,888,364 3,681,840 42.3 88.9 Servicing rights, at fair value 1,127,866 780,451 447,478 44.5 152.0 Warehouse and other lines of credit 6,577,429 4,601,062 3,466,567 43.0 89.7 Total liabilities 9,236,615 7,017,792 4,576,626 31.6 101.8 Total equity 1,656,613 1,633,521 375,885 1.4 340.7 Record quarterly originations drove an increase in loans held for sale at December31, 2020, which increased by 42% from the prior quarter to $7.0 billion. The balance on our warehouse lines of credit increased by 43% during the quarter due to the increased origination activity. Total funding capacity with our lending partners increased to $8.1 billion at December31, 2020 from $5.5 billion at September 30, 2020. The increase of $2.6 billion was due to the addition of two new facilities with two and three year maturity dates as well as increases to existing facilities. Available borrowing capacity was $1.5 billion at December 31, 2020. Unrestricted cash and cash equivalents was $284.2 million at December31, 2020. The decrease in cash from September 30, 2020 was primarily due to earnings offset by tax distributions of $71.1 million as required under the Company's operating agreement and profit distributions of $453.8 million as allowed under the Company's operating agreement. The fair value of mortgage servicing rights increased by 45%, or $347.4 million during the fourth quarter to a record $1.1 billion. This increase was driven by $411.3 million of new additions, partially offset by runoff of $80.0 million. During the fourth quarter of 2020, servicing retained loan sales increased as a result of the record level of loan originations. Strategic Channel OverviewOur diverse origination strategy ensures we can serve customers in the way they want to be served, with the right mortgage professional, with the right product, at the right price, at the right time. Complementing our origination strategy is our servicing portfolio, which ensures we can serve the customer through their entire mortgage journey. Retail Channel Three Months Ended Year Ended ($ in thousands)(Unaudited) December 31,2020 September 30,2020 December 31,2019 December 31,2020 December 31,2019 Volume data: Rate locks $ 40,066,201 $ 40,903,946 $ 15,854,996 $ 132,448,124 $ 59,116,290 Loan originations 29,665,251 21,714,871 11,409,261 80,256,667 32,700,837 Gain on sale margin 3.47 % 5.07 % 2.87 % 4.41 % 3.39 % The Company employs more than 2,300 licensed mortgage loan professionals who work in our Retail Channel that reach customers through our organic marketing or their own relationships in either our proprietary call centers or local in-market branches. During the fourth quarter of 2020, our Retail Channel accounted for $29.7 billion, or 79%, of our loan originations. For the year ended December 31, 2020, our Retail Channel contributed $80.3 billion, or 80%, of loan originations. Partner Channel Three Months Ended Year Ended ($ in thousands)(Unaudited) December 31,2020 September 30,2020 December 31,2019 December 31,2020 December 31,2019 Volume data: Rate locks $ 9,645,069 $ 8,376,440 $ 4,492,567 $ 28,536,407 $ 16,146,169 Loan originations 7,730,101 5,442,799 4,646,711 20,503,484 12,623,189 Gain on sale margin 2.58 % 4.06 % 1.19 % 3.06 % 1.16 % Our Partner Channel originates loans through our network of approved mortgage brokers, as well as a series of exclusive joint ventures with some of the nation's largest homebuilders and depositories, who market our broad spectrum of products utilizing our innovate mello technology platform to efficiently underwrite, process and fund mortgage loans, while delivering an exceptional customer experience. During the fourth quarter of 2020, our Partner Channel accounted for $7.7 billion, or 21%, of our loan originations. For the year ended December 31, 2020, our Partner Channel contributed $20.5 billion, or 20%, of our loan originations. The returns were complemented by $3.7 million of income recorded from our joint ventures for the fourth quarter of 2020 and $10.4 million for the year ended December 31, 2020, reflecting the wide variety of industry partners we work with in the channel. We entered into two new joint venture relationships with home builders during the second half of 2020 and added one new joint venture relationship in the first quarter of 2021 with a federally chartered savings bank offering banking and insurance services. Servicing % Change Servicing Portfolio Data: ($ in thousands) (Unaudited) December 31, 2020 September 30, 2020 December 31, 2019 Dec - 20vsSep - 20 Dec - 20vs.Dec - 19 Total servicing portfolio (unpaid principal balance) $ 102,931,258 $ 77,171,998 $ 36,336,126 33.4 % 183.3 % Total servicing portfolio (units) 342,600 272,701 148,750 25.6 130.3 60+ days delinquent ($) $ 2,162,585 $ 2,073,862 $ 383,272 4.3 % 464.2 % 60+ days delinquent (%) 2.1 % 2.7 % 1.1 % Servicing rights, net $ 1,124,302 $ 776,993 $ 444,443 44.7 153.0 The unpaid principal balance of our servicing portfolio increased $66.6 billion, or 183%, to $102.9 billion compared to $36.3 billion as of December 31, 2019. The fourth quarter of 2020 comprised $25.8 billion, or 39% of the total $66.6 billion increase throughout the year, driven by an increase in servicing-retained loan sales. We continued to invest in growing our high quality servicing portfolio and not only increased total loan originations but also the percentage of our servicing customers who chose to refinance with us. For the fourth quarter of 2020, our organic refinance consumer direct recapture rate was 66%, highlighting the efficacy of our marketing efforts and the strength of our customer relationships. Servicing income increased $67.5 million, or 57% to $185.9 million for the year compared to $118.4 million for 2019, and increased $16.0 million, or 33% to $64.4 million for the fourth quarter of 2020 compared to $48.4 million for the third quarter of 2020. As of December 31, 2020, approximately 2.4%, or $2.4 billion, of our servicing portfolio was in active forbearance. This represents a decline from 3.4%, or $2.6 billion, at the end of the third quarter of 2020. GuidanceWe expect analyst research to be published and coverage of loanDepot, Inc. to begin in the near future and anticipate providing updated guidance on first quarter 2021 performance after those publications. Consolidated Statements of Operations ($ in thousands) Three Months Ended Year Ended December 31, 2020 September 30, 2020 December 31, 2019 2020 2019 (Unaudited) (Unaudited) REVENUES: Interest income $ 44,730 $ 31,453 $ 41,076 $ 142,879 $ 127,569 Interest expense (42,562) (29,553) (40,794) (131,443) (130,344) Net interest income 2,168 1,900 282 11,436 (2,775) Gain on origination and sale of loans, net 1,172,704 1,279,431 337,798 4,046,159 1,125,853 Origination income, net 91,253 71,740 41,651 258,807 149,500 Servicing fee income 64,375 48,406 33,396 185,895 118,418 Change in fair value of servicing rights, net (68,389) (57,603) (19,495) (284,521) (119,546) Other income 36,283 25,056 21,660 94,398 65,681 Total net revenues 1,298,394 1,368,930 415,292 4,312,174 1,337,131 EXPENSES: Personnel expense 508,638 441,818 239,308 1,531,371 765,256 Marketing and advertising expense 90,709 60,435 54,081 264,337 187,880 Direct origination expense 36,127 33,465 31,743 124,754 93,531 General and administrative expense 51,146 52,372 32,786 171,712 100,493 Occupancy expense 9,826 9,997 9,520 39,262 37,209 Depreciation and amortization 8,547 8,585 10,116 35,669 37,400 Subservicing expense 29,556 22,820 12,660 81,710 41,397 Other interest expense 15,884 10,522 10,902 48,001 41,294 Total expenses 750,433 640,014 401,116 2,296,816 1,304,460 Income before income taxes 547,961 728,916 14,176 2,015,358 32,671 Income tax expense (benefit) 791 567 (2,037) 2,248 (1,749) Net income 547,170 728,349 16,213 2,013,110 34,420 Net income attributable to noncontrolling interests 547,170 728,349 16,213 2,013,110 34,420 Net income attributable to loanDepot, Inc. $ $ $ $ $ Consolidated Balance Sheets ($ in thousands) December 31,2020 September 30,2020 December 31,2019 (Unaudited) ASSETS Cash and cash equivalents $ 284,224 $ 637,511 $ 73,301 Restricted cash 204,465 70,387 44,195 Accounts receivable, net 138,122 118,400 121,046 Loans held for sale, at fair value 6,955,424 4,888,364 3,681,840 Derivative assets, at fair value 647,939 722,149 131,228 Servicing rights, at fair value 1,127,866 780,451 447,478 Property and equipment, net 85,002 76,250 80,897 Operating lease right-of-use asset 66,433 56,449 61,693 Prepaid expenses and other assets 77,241 57,610 52,653 Loans eligible for repurchase 1,246,158 1,184,015 197,812 Investments in joint ventures 17,528 16,773 17,030 Goodwill and other intangible assets, net 42,826 42,954 43,338 Total assets $ 10,893,228 $ 8,651,313 $ 4,952,511 LIABILITIES AND EQUITY LIABILITIES Warehouse and other lines of credit $ 6,577,429 $ 4,601,062 $ 3,466,567 Accounts payable and accrued expenses 442,928 375,957 196,102 Derivative liabilities, at fair value 168,169 59,432 9,977 Liability for loans eligible for repurchase 1,246,158 1,184,015 197,812 Operating lease liability 86,023 72,590 80,257 Financing lease obligations 3,442 18,258 33,816 Debt obligations, net 712,466 706,478 592,095 Total liabilities 9,236,615 7,017,792 4,576,626 EQUITY Noncontrolling interest 1,656,613 1,633,521 375,885 Total liabilities and equity $ 10,893,228 $ 8,651,313 $ 4,952,511 Loan Origination and Sales Data ($ in thousands)(Unaudited) Three Months Ended Year Ended December 31,2020 September 30,2020 December 31,2019 December 31,2020 December 31,2019 Loan origination volume by type: Conventional conforming $ 31,389,431 $ 22,034,957 $ 11,005,102 $ 79,960,680 $ 29,535,192 FHA/VA/USDA 5,013,338 4,532,290 3,934,082 17,584,601 11,599,805 Jumbo 591,739 209,167 784,008 1,821,700 3,154,982 Other 400,844 381,255 332,780 1,393,170 1,034,047 Total $ 37,395,352 $ 27,157,669 $ 16,055,972 $ 100,760,151 $ 45,324,026 Loan origination volume by channel: Retail $ 29,665,251 $ 21,714,870 $ 11,409,261 $ 80,256,666 $ 32,700,837 Partnership 7,730,101 5,442,799 4,646,711 20,503,485 12,623,189 Total $ 37,395,352 $ 27,157,669 $ 16,055,972 $ 100,760,151 $ 45,324,026 Loan origination volume by purpose: Purchase $ 9,813,921 $ 8,546,295 $ 5,298,068 $ 28,301,076 $ 18,513,555 Refinance 27,581,431 18,611,374 10,757,904 72,459,075 26,810,471 Total $ 37,395,352 $ 27,157,669 $ 16,055,972 $ 100,760,151 $ 45,324,026 Loans sold: Servicing retained $ 33,989,511 $ 24,402,497 $ 7,967,753 $ 87,186,118 $ 20,360,739 Servicing released 1,394,979 1,195,252 7,382,863 10,353,541 23,134,883 Total $ 35,384,490 $ 25,597,749 $ 15,350,616 $ 97,539,659 $ 43,495,622 Loan origination margins: Gain on sale margin 3.38 % 4.98 % 2.36 % 4.27 % 2.81 % Fourth Quarter Earnings CallManagement will host a conference call and live webcast today at 11:00 a.m. ET on loanDepot's Investor Relations website, investors.loandepot.com, following the release of its earnings results. The conference call can also be accessed by dialing 833-312-1365 (domestic) or 236-712-2485 (international) using pin number 3784967. Please call five minutes in advance to ensure that you are connected prior to the call. A replay of the webcast and transcript will also be made available on the Investor Relations website following the conclusion of the event. For more information about loanDepot, please visit the company's Investor Relations website: investors.loandepot.com. Non-GAAP Financial MeasuresTo provide investors with information in addition to our results as determined by GAAP, we disclose Adjusted Total Revenue, Adjusted EBITDA, and Adjusted Net Income as non-GAAP measures. We believe Adjusted Total Revenue, Adjusted EBITDA, and Adjusted Net Income provide useful information to investors regarding our results of operations because each measure assists both investors and management in analyzing and benchmarking the performance and value of our business. They facilitate company-to-company operating performance comparisons by backing out potential differences caused by variations in hedging strategies, changes in valuations, capital structures (affecting net interest expense), taxation, the age and book depreciation of facilities (affecting relative depreciation expense) and the amortization of intangibles, which may vary for different companies for reasons unrelated to operating performance, as well as certain historical cost (benefit) items which may vary for different companies for reasons unrelated to operating performance. These measures are not financial measures calculated in accordance with GAAP and should not be considered as a substitute for revenue, net income, or any other operating performance measure calculated in accordance with GAAP, and may not be comparable to a similarly titled measure reported by other companies. We define \"Adjusted Total Revenue\" as total revenues, net of the change in fair value of mortgage servicing rights (\"MSRs\") and the related hedging gains and losses. We define \"Adjusted EBITDA\" as earnings before interest expense and amortization of debt issuance costs on non-funding debt, income taxes, depreciation and amortization, change in fair value of MSRs, net of the related hedging gains and losses, change in fair value of contingent consideration, stock compensation expense and management fees, and IPO related expense. We define \"Adjusted Net Income\" as tax-effected earnings before stock compensation expense and management fees, IPO expense, and the change in fair value of MSRs, net of the related hedging gains and losses, and the tax effects of those adjustments. Adjustments for income taxes are made to reflect LD Holdings historical results of operations on the basis that it was taxed as a corporation under the Internal Revenue Code, and therefore subject to U.S. federal, state and local income taxes. We exclude from each of these non-GAAP measures the change in fair value of MSRs and related hedging gains and losses as this represents a non-cash non-realized adjustment to our total revenues, reflecting changes in assumptions including discount rates and prepayment speed assumptions, mostly due to changes in market interest rates, which is not indicative of our performance or results of operations. We also exclude stock compensation expense, which is a non-cash expense, management fees and IPO expenses as management does not consider these costs to be indicative of our performance or results of operations. Adjusted EBITDA includes interest expense on funding facilities, which are recorded as a component of \"net interest income (expense)\", as these expenses are a direct operating expense driven by loan origination volume. By contrast, interest and amortization expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA. Adjusted Total Revenue, Adjusted EBITDA, and Adjusted Net Income have limitations as analytical tools, and you should not consider them in isolation or as a substitute for analysis of our results as reported under U.S. GAAP. Some of these limitations are: they do not reflect every cash expenditure, future requirements for capital expenditures or contractual commitments; Adjusted EBITDA does not reflect the significant interest expense or the cash requirements necessary to service interest or principal payment on our debt; although depreciation and amortization are non-cash charges, the assets being depreciated and amortized will often have to be replaced or require improvements in the future, and Adjusted Total Revenue, Adjusted Net Income, and Adjusted EBITDA do not reflect any cash requirement for such replacements or improvements; and they are not adjusted for all non-cash income or expense items that are reflected in our statements of cash flows. Because of these limitations, Adjusted Total Revenue, Adjusted EBITDA, and Adjusted Net Income are not intended as alternatives to total revenue, net income (loss), or net income attributable to the Company or as an indicator of our operating performance and should not be considered as measures of discretionary cash available to us to invest in the growth of our business or as measures of cash that will be available to us to meet our obligations. We compensate for these limitations by using Adjusted Revenue, Adjusted Net Income, and Adjusted EBITDA along with other comparative tools, together with U.S. GAAP measurements, to assist in the evaluation of operating performance. See below for a reconciliation of these non-GAAP measures to their most comparable U.S. GAAP measures. Reconciliation of Total Revenue to Adjusted Total Revenue ($ in thousands) (Unaudited) Three Months Ended Year Ended December 31, December 31,2020 September 30,2020 December 31,2019 2020 2019 Total net revenue $ 1,298,394 $ 1,368,930 $ 415,292 $ 4,312,174 $ 1,337,131 Change in fair value of servicing rights(1) (16,355) 2,930 (13,678) 95,395 51,639 Net losses (gains) from derivatives hedging servicing rights 4,525 1,981 2,383 (14,490) (20,974) Realized and unrealized (gains) losses from derivative assets and liabilities(2) (33,857) (28,291) 3,200 (140,172) (21,618) Change in fair value of servicing rights net of hedging gains and losses(3) (45,687) (23,380) (8,095) (59,267) 9,047 Adjusted total revenue $ 1,252,707 $ 1,345,550 $ 407,197 $ 4,252,907 $ 1,346,178 (1) Included in change in fair value of servicing rights, net in the Company's consolidated statements of operations. (2) Included in gain on origination and sale of loans, net in the Company's consolidated statements of operations, as shown below: ($ in thousands) (Unaudited) Three Months Ended Year Ended December 31, December 31,2020 September 30,2020 December 31,2019 2020 2019 Unrealized (losses) gains from derivative assets and liabilities $ (198,710) $ 201,003 $ (37,622) $ 320,756 $ 85,679 Less: Unrealized (losses) gains from derivative assets and liabilitiesIRLC and LHFS (209,767) 195,383 (28,830) 288,325 95,578 Unrealized gains (losses) from derivative assets and liabilitiesservicing rights 11,057 5,620 (8,792) 32,431 (9,899) Realized (losses) gains from derivative assets and liabilities (78,226) (162,191) 20,720 (450,254) (128,634) Less: Realized (losses) gains from derivative assets and liabilitiesIRLC and LHFS (101,027) (184,862) 15,128 (557,995) (160,151) Realized gains (losses) from derivative assets andliabilitiesservicing rights 22,801 22,671 5,592 107,741 31,517 Realized and unrealized gains (losses) from derivative assets and liabilities - servicing rights $ 33,857 $ 28,291 $ (3,200) $ 140,172 $ 21,618 (3) Represents the change in the fair value of servicing rights attributable to changes in assumptions, net of hedging gains and losses. Reconciliation of Net Income to Adjusted Net Income ($ in thousands) (Unaudited) Three Months Ended Year Ended December 31, December 31,2020 September 30,2020 December 31,2019 2020 2019 Net income $ 547,170 $ 728,349 $ 16,213 $ 2,013,110 $ 34,420 Income tax expense (benefit) 791 567 (2,037) 2,248 (1,749) Income before taxes 547,961 728,916 14,176 2,015,358 32,671 Adjustments to income taxes(1) 141,040 187,616 3,649 518,733 8,410 Tax-effected net income 406,921 541,300 10,527 1,496,625 24,261 Change in fair value of servicing rights, net of hedging gains and losses(2) (45,687) (23,380) (8,095) (59,267) 9,047 Stock compensation expense and management fees 1,099 1,186 215 9,565 1,219 IPO expenses 2,560 2,560 Tax effect of adjustments(3) 10,818 5,713 2,028 12,134 (2,642) Adjusted net income $ 375,711 $ 524,819 $ 4,675 $ 1,461,617 $ 31,885 (1) loanDepot, Inc. is subject to federal, state and local income taxes. Adjustments to income tax (benefit) reflect the effective income tax rates below: Three Months Ended Year Ended December 31, December 31,2020 September 30,2020 December 31,2019 2020 2019 Statutory U.S. federal income tax rate 21.00 % 21.00 % 21.00 % 21.00 % 21.00 % State and local income taxes (net of federal benefit) 4.74 % 4.74 % 4.74 % 4.74 % 4.74 % Effective income tax rate 25.74 % 25.74 % 25.74 % 25.74 % 25.74 % (2)Amounts represent the change in the fair value of servicing rights attributable to changes in assumptions, net of hedging gains and losses. (3) Amounts represent the income tax effect of (a) change in fair value of servicing rights, net of hedging gains and losses, (b) stock compensation expense and management fees, and (c) IPO expense at the aforementioned effective income tax rates. Reconciliation of Net Income to Adjusted EBITDA ($ in thousands) (Unaudited) Three Months Ended Year Ended December 31, December 31,2020 September 30,2020 December 31,2019 2020 2019 Net income $ 547,170 $ 728,349 $ 16,213 $ 2,013,110 $ 34,420 Interest expense - non-funding debt (1) 15,884 10,522 10,902 48,001 41,294 Income tax expense (benefit) 791 567 (2,037) 2,248 (1,749) Depreciation and amortization 8,547 8,585 10,116 35,669 37,400 Change in fair value of servicing rights, net of hedging gains and losses(2) (45,687) (23,380) (8,095) (59,267) 9,047 Change in fair value - contingent consideration 19,670 2,185 32,650 2,374 Stock compensation expense and management fees 1,099 1,186 215 9,565 1,219 IPO expense 2,560 2,560 Adjusted EBITDA $ 530,364 $ 745,499 $ 29,499 $ 2,084,536 $ 124,005 (1) Represents other interest expense, which includes amortization of debt issuance costs, in the Company's consolidated statement of operations. (2) Represents the change in the fair value of servicing rights attributable to changes in assumptions, net of hedging gains and losses. Forward-Looking StatementsThis press release may contain \"forward-looking statements,\" which reflect loanDepot's current views with respect to, among other things, its operations and financial performance. You can identify these statements by the use of words such as \"outlook,\" \"potential,\" \"continue,\" \"may,\" \"seek,\" \"approximately,\" \"predict,\" \"believe,\" \"expect,\" \"plan,\" \"intend,\" \"estimate\" or \"anticipate\" and similar expressions or the negative versions of these words or comparable words, as well as future or conditional verbs such as \"will,\" \"should,\" \"would\" and \"could.\" These forward-looking statements are based on current available operating, financial, economic and other information, and are not guarantees of future performance and are subject to risks, uncertainties and assumptions, including the risks in the \"Risk Factors\" section of loanDepot, Inc.'s Registration Statement on Form S-1, dated February 9, 2021, which are difficult to predict. Therefore, current plans, anticipated actions, financial results, as well as the anticipated development of the industry, may differ materially from what is expressed or forecasted in any forward-looking statement. loanDepot does not undertake any obligation to publicly update or revise any forward-looking statement to reflect future events or circumstances, except as required by applicable law. About loanDepotloanDepot is a contemporary financial services company dedicated to delivering a best-in-class experience to its mortgage purchase and refinance customers. Founded in 2010, loanDepot offers a diversified network of direct-to-consumer, in-market, and partner business channels, uniquely positioning it to serve a wide range of customers. Headquartered in Southern California, the Company has funded more than $300 billion since its founding and currently ranks as the second largest retail nonbank lender and one of the leading retail mortgage lenders in the United States. Committed to serving the communities in which its team members live and work, loanDepot has donated millions of dollars to support a variety of local, regional and national philanthropic efforts, most recently giving more than $2.5 million to help with COVID-related efforts for first responders, healthcare workers, individuals and families nationwide. The Company also is a founding sponsor of War Heroes on Water, which supports ongoing therapeutic healing services for combat-wounded veterans nationwide. Investor Relations Contact:Abe GutierrezVice President, Investor Relations(949) 860-8215[emailprotected] or Nicole CarrilloExecutive Vice President, Chief Accounting Officer(949) 575-5187[emailprotected] Media Contact:Lori WildrickVice President, Communications(949) 330-8791[emailprotected] LDI-IR SOURCE loanDepot, Inc.", "role": "user" }, { "content": "loanDepot Announces Fourth Quarter and Full Year 2020 Financial Results", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LONDON--(BUSINESS WIRE)-- FORM 8.3 PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE Rule 8.3 of the Takeover Code (the Code) 1. KEY INFORMATION (a) Full name of discloser: Millennium International Management LP (b) Owner or controller of interests and short positions disclosed, if different from 1(a): The naming of nominee or vehicle companies is insufficient. For a trust, the trustee(s), settlor and beneficiaries must be named. (c) Name of offeror/offeree in relation to whose relevant securities this form relates: Use a separate form for each offeror/offeree Codemasters Group Holdings plc (d) If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree: (e) Date position held/dealing undertaken: For an opening position disclosure, state the latest practicable date prior to the disclosure 22nd January 2021 (f) In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer? If it is a cash offer or possible cash offer, state N/A No 2. POSITIONS OF THE PERSON MAKING THE DISCLOSURE If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security. (a) Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any) Class of relevant security: 1p ordinary (GB00BFWZ2G72) Interests Short positions Number % Number % (1) Relevant securities owned and/or controlled: - - - - (2) Cash-settled derivatives: 5,377,007 3.527% - - (3) Stock-settled derivatives (including options) and agreements to purchase/sell: - - - - TOTAL: 5,377,007 3.527% - - All interests and all short positions should be disclosed. Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions). (b) Rights to subscribe for new securities (including directors and other employee options) Class of relevant security in relation to which subscription right exists: Details, including nature of the rights concerned and relevant percentages: 3. DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in. The currency of all prices and other monetary amounts should be stated. (a) Purchases and sales Class of relevant security Purchase/sale Number of securities Price per unit (b) Cash-settled derivative transactions Class of relevant security Product description e.g. CFD Nature of dealing e.g. opening/closing a long/short position, increasing/reducing a long/short position Number of reference securities Price per unit (GBP) GB00BFWZ2G72 Equity Swap Increasing a long position 77,269 6.02 GB00BFWZ2G72 Equity Swap Increasing a long position 341,929 6.01 GB00BFWZ2G72 Equity Swap Increasing a long position 500,000 6.01 GB00BFWZ2G72 Equity Swap Increasing a long position 1,000,000 6.01 GB00BFWZ2G72 Equity Swap Increasing a long position 85,490 6.01 (c) Stock-settled derivative transactions (including options) (i) Writing, selling, purchasing or varying Class of relevant security Product description e.g. call option Writing, purchasing, selling, varying etc. Number of securities to which option relates Exercise price per unit Type e.g. American, European etc. Expiry date Option money paid/ received per unit (ii) Exercise Class of relevant security Product description e.g. call option Exercising/ exercised against Number of securities Exercise price per unit (d) Other dealings (including subscribing for new securities) Class of relevant security Nature of dealing e.g. subscription, conversion Details Price per unit (if applicable) 4. OTHER INFORMATION (a) Indemnity and other dealing arrangements Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer: Irrevocable commitments and letters of intent should not be included. If there are no such agreements, arrangements or understandings, state none NONE (b) Agreements, arrangements or understandings relating to options or derivatives Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to: (i) the voting rights of any relevant securities under any option; or (ii) the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced: If there are no such agreements, arrangements or understandings, state none NONE (c) Attachments Is a Supplemental Form 8 (Open Positions) attached? NO Date of disclosure: 25th January 2021 Contact name: Milos Naumovic Telephone number: +44 203 650 8203 Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service and must also be emailed to the Takeover Panel at [email protected]. The Panels Market Surveillance Unit is available for consultation in relation to the Codes disclosure requirements on +44 (0)20 7638 0129. The Code can be viewed on the Panels website at www.thetakeoverpanel.org.uk.", "role": "user" }, { "content": "Form 8.3 - Codemasters Group Holdings plc", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: HENDERSON, Nev.--(BUSINESS WIRE)--Spectrum Pharmaceuticals, Inc. (NasdaqGS: SPPI), a biopharmaceutical company focused on novel and targeted oncology therapies, today announced that the U.S. Food and Drug Administration (FDA) has agreed to the submission of an NDA based on data from Cohort 2 of its Phase 2 clinical trial, ZENITH20, which evaluated previously treated patients with non-small cell lung cancer (NSCLC) with HER2 exon 20 insertion mutations. The company also reported that its pre-specified primary endpoint in its Phase 2 clinical trial evaluating poziotinib in first-line NSCLC patients with EGFR exon 20 insertion mutations was not met in Cohort 3. Spectrum additionally reported that preliminary data from patients receiving 8 mg of poziotinib twice daily demonstrated meaningful improvement in tolerability as measured by adverse events and dosing interruptions. The agreement with the FDA to proceed with the submission of a new drug application is a significant milestone for the poziotinib program, said Joe Turgeon, President and CEO of Spectrum Pharmaceuticals. The improved tolerability from the BID dosing could have a meaningful impact on the overall safety and efficacy profile of poziotinib in an area of high unmet medical need. The company had a successful pre-NDA meeting with the FDA which resulted in an agreement to submit an NDA for poziotinib. During the meeting, Spectrum confirmed with the FDA that Cohort 2 data could serve as the basis of an NDA submission. The company will continue to work with the FDA as it prepares the application for submission in 2021. Cohort 2 enrolled 90 patients who received an oral once daily dose of 16 mg of poziotinib. The intent-to-treat analysis demonstrated a confirmed objective response rate (ORR) of 27.8% (95% Confidence Interval (CI), 18.9%-38.2%). The observed lower bound of 18.9% exceeded the pre-specified lower bound of 17%. The median duration of response was 5.1 months and the median progression free survival was 5.5 months. In this cohort, 87% of patients had drug interruptions with 11 patients (12%) permanently discontinuing due to adverse events. 13 patients (14%) had treatment-related serious adverse events. We are pleased that the FDA meeting confirmed that Cohort 2 data can serve as the basis of a NDA submission and our team is diligently working on preparing our file for submission in 2021, said Francois Lebel, M.D., Chief Medical Officer of Spectrum Pharmaceuticals. While Cohort 3 did not meet its pre-specified ORR endpoint, we are seeing evidence of clinical activity with a disease control rate (DCR) of 86% and progression free survival data of 7.2 months. Dr. Lebel added, The preliminary data from Cohort 5 with 8 mg twice daily dosing is supporting our hypothesis that this new dosing paradigm improves tolerability substantially, with Grade 3 adverse events reduced by about a third. We believe that improved tolerability and reduced drug dosing interruptions are key to patients staying on the drug longer and could potentially enhance anti-tumor effectiveness across the various EGFR and HER2 cohorts. These early findings, if confirmed, could benefit the entire poziotinib program. Cohort 3 of the ZENITH20 clinical trial enrolled a total of 79 patients who received an oral once daily dose of 16 mg of poziotinib. The median time of follow up of all patients was 9.2 months with 12 ongoing patients still on treatment. The intent-to-treat analysis showed that 22 patients had a partial response (by RECIST) and 68 patients had stable disease for an 86.1% DCR. 91% of patients experienced tumor reduction with a median reduction of 25.5%. The confirmed ORR was 27.8% (95% CI 18.4-39.1%). Based on the pre-specified statistical hypothesis for the primary endpoint, the observed lower bound of 18.4% did not meet the pre-specified lower bound of >20%. The median duration of response was 6.5 months and the median progression free survival was 7.2 months. The safety profile was similar with the type of adverse events observed with other second-generation EGFR tyrosine kinase inhibitors. Grade 3 treatment related rash was 33% and diarrhea was 23%. 94% of patients had drug interruptions with 6 patients (8%) permanently discontinuing due to adverse events. Preliminary data from Cohort 5 for patients with exon 20 insertion mutations receiving 8 mg twice daily dosing shows improved tolerability versus patients who received the 16 mg once daily dose. The data from this cohort includes patients with both EGFR and HER2 mutations. In Cycle 1, the incidence of Grade 3 or higher treatment related adverse events (rash, diarrhea and stomatitis) decreased by 32% for patients receiving the 8 mg twice daily dose. In addition, dose interruptions were reduced by 38% for the 8 mg twice daily dose versus the 16 mg once daily dose. No new types of adverse events were observed with the twice daily dosing regimen. Conference Call and Webcast The companys management will host a webcast and conference call today, December 22, 2020, at 4:30 p.m. ET / 1:30 p.m. PT. The live call may be accessed by dialing (877) 837-3910 for domestic callers and (973) 796-5077 for international callers and entering the conference ID#: 5036836. A live webcast of the call will be available from the Investor Relations section of the companys website at https://investor.sppirx.com/events-and-presentations and will be archived there shortly after the live event. About Poziotinib Poziotinib is a novel, oral epidermal growth factor receptor tyrosine kinase inhibitor (EGFR TKI) that inhibits the tyrosine kinase activity of EGFR as well as HER2 and HER4. Importantly this, in turn, leads to the inhibition of the proliferation of tumor cells that overexpress these receptors. Mutations or overexpression/amplification of EGFR family receptors have been associated with a number of different cancers, including non-small cell lung cancer (NSCLC), breast cancer, and gastric cancer. The company holds an exclusive license from Hanmi Pharmaceuticals to develop, manufacture, and commercialize poziotinib worldwide, excluding Korea and China. Poziotinib is currently being investigated by the company and Hanmi in several mid-stage trials in multiple solid tumor indications. About ZENITH20 The ZENITH20 trial is comprised of 7 independent cohorts. Cohorts 1 - 4 are each independently powered for a pre-specified statistical hypothesis with a primary endpoint of ORR. Cohorts 5 - 7 are exploratory. In December 2019, the company reported that the primary endpoint for Cohort 1 (EGFR) was not met but clinical activity was seen. Based on the results of Cohort 1, the company has amended the protocol for ZENITH20 to explore additional twice-daily dosing regimens as well as lower single daily dosage. In September 2020, the company reported that Cohort 2 met its primary endpoint. Cohorts 4 - 7 are still enrolling patients. About Spectrum Pharmaceuticals, Inc. Spectrum Pharmaceuticals is a biopharmaceutical company focused on acquiring, developing, and commercializing novel and targeted oncology therapies. Spectrum has a strong track record of successfully executing across the biopharmaceutical business model, from in-licensing and acquiring differentiated drugs, clinically developing novel assets, successfully gaining regulatory approvals and commercializing in a competitive healthcare marketplace. Spectrum has a late-stage pipeline with novel assets that serve areas of unmet need. This pipeline has the potential to transform the company in the near future. For additional information on Spectrum Pharmaceuticals, please visit www.sppirx.com. Notice Regarding Forward-Looking Statements Certain statements in this press release may constitute forward-looking statements within the meaning of the United States Private Securities Litigation Reform Act of 1995, as amended to date. These forward-looking statements relate to a variety of matters, including, without limitation, statements that relate to the companys business and its future, including the significance of Cohort 3s reported results; the significance of the preliminary data from Cohort 5, including, but not limited to, whether the new dosing paradigm will continue to improve tolerability, lead to patients staying on the drug longer and enhance anti-tumor effectiveness and the impact of such data on the entire poziotinib program; the timing and outcome of filing an NDA with Cohort 2 data with the FDA; the overall determination of a path forward for poziotinib; poziotinibs potential to significantly advance the treatment of NSCLC patients with EGFR or HER2 exon 20 insertion mutations; the timing and result of future FDA approvals; the overall progression of the poziotinib development program; the companys ability to advance development of its late-stage pipeline assets and such assets ability to serve areas of unmet need; the potential of the companys existing drug pipeline to transform the company in the near future; and other statements that are not purely statements of historical fact. These forward-looking statements are made on the basis of the current beliefs, expectations, and assumptions of the management of the company and are subject to significant risks and uncertainties that could cause actual results to differ materially from what may be expressed or implied in these forward-looking statements. Risks that could cause actual results to differ include the possibility that the different methodologies, assumptions and applications the company utilizes to assess particular safety or efficacy parameters may yield different statistical results, and even if the company believes the data collected from the clinical trials of its product candidates, including poziotinib, are positive, these data may not be sufficient to support approval by the FDA; the possibility that success in early clinical trials, especially if based on a small patient sample, might not result in success in later clinical trials, and other unforeseen events during clinical trials which could cause delays or other adverse consequences; the companys existing and new drug candidates, including poziotinib, may not prove safe or effective; the possibility that the companys existing and new applications to the FDA and other regulatory agencies, including the NDA with Cohort 2 data it plans to submit in 2021, may not receive approval in a timely manner or at all; the possibility that the companys existing and new drug candidates, including poziotinib, if approved, may not be more effective, safer or more cost efficient than competing drugs; the possibility that the companys efforts to acquire or in-license and develop additional drug candidates may fail; the companys dependence on third parties for clinical trials, manufacturing, distribution and quality control and other risks that are described in further detail in the company's reports filed with the Securities and Exchange Commission (SEC). The company does not plan to update any such forward-looking statements and expressly disclaims any duty to update the information contained in this press release except as required by law. For a further discussion of risks and uncertainties that could cause actual results to differ from those expressed in these forward-looking statements, as well as risks relating to the business of the company in general, see the risk disclosures in the companys Annual Report on Form 10-K for the year ended December 31, 2019, and in subsequent reports on Forms 10-Q and 8-K and other filings made with the SEC by the company. SPECTRUM PHARMACEUTICALS, INC. and ROLONTIS are registered trademarks of Spectrum Pharmaceuticals, Inc. and its affiliates. REDEFINING CANCER CARE and the Spectrum Pharmaceuticals logos are trademarks owned by Spectrum Pharmaceuticals, Inc. Any other trademarks are the property of their respective owners. 2020 Spectrum Pharmaceuticals, Inc. All Rights Reserved", "role": "user" }, { "content": "Spectrum Provides Poziotinib Update after Successful Pre-NDA Meeting with the FDA FDA agrees to the submission of an NDA for poziotinib for non-small cell lung cancer (NSCLC) in previously treated patients with HER2 exon 20 insertion mutations, NDA submission planned for 2021 Cohort 3 of the ZENITH20 clinical trial, which enrolled first-line NSCLC patients with EGFR exon 20 insertion mutations at 16mg once daily, did not meet its primary endpoint Preliminary data from 8 mg twice daily dosing demonstrates meaningful improvement in tolerability Management to host webcast and conference call today at 4:30 p.m. ET / 1:30 p.m. PT", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BUFORD, Ga., Oct. 28, 2020 /PRNewswire/ --Radial, a bpost group company, the leader in omnichannel commerce technology and operations, today announced its plan to bring on more than 350entry-level fulfillment center workers in Buford, Georgia, to support unprecedented ecommerce demand this holiday season. Seasonal workers will be responsible for processing online orders - including picking, sorting, packing and shipping - all in a fun team environment leveraging cutting-edge technology. Consumer researchreveals that 66% of shoppers plan to increase their online purchases during the holidays this year. As ecommerce demand reaches new heights in the wake of the COVID-19 pandemic, retailers must significantly scale their fulfillment workforce to meet holiday shopping needs. With 20+ fulfillment centers and a global fulfillment and transportation network, Radial is well-versed at helping retailers successfully navigate peak shopping season while keeping worker safety at the forefront. In response to the COVID-19 pandemic, Radial remains committed to safety and has made it a priority to implement processes and technologies to maintain the health and safety of every worker. These initiatives include: Implementing automated temperature thermal screenings for anyone prior to entering every facility, visitors included Requirements to wear masks at all times Adjustments to working layouts and technology enhancements to enable and enforce social distancing Instant-Trace badges to remind and train new hires on social distancing best practices Heightened hygiene and sanitation procedures across every site to reduce risk \"The health and safety of our employees is Radial's number one priority,\" said Eric Wohl, Chief Human Resources Officer, and Senior Vice President. \"We've always prided ourselves on our people-first approach, and we've built a culture where coworkers feel like family. This close-knit community is part of what historically has made us so successful at achieving peak season goals for our clients. When demand increases, our people work together to rise to the challenge. Our people-first workplace has been tested since COVID-19 hit, and I am deeply proud of how we've evolved our working environment to keep our strong community values intact while deepening safety measures. At Radial, we know we all have a role to play in following safety precautions, and everyone looks out for each other so we help keep our workplaces and communities safe.\" Seasonal workers at the Buford location will enjoy benefits including competitive hourly wages and opportunities for overtime. Additionally, Radial leverages leading fulfillment technologies to enable new associates to safely and quickly learn job processes. These seasonal roles are a great opportunity to kickstart a career with Radial. Seasonal workers will join the more than 3,000 regular, full-time employees at Radial's fulfillment centers across the country to help pack and ship holiday orders. For individuals seeking long-term employment, Radial plans to offer significant opportunities to convert into full-time positions this year to support Radial's strong growth. There will be opportunities for local residents who worked in industries impacted by the pandemic such as retail storefronts, restaurants, and hospitality to switch career paths, and leverage transferable skills within the fulfillment centers. Radial is actively accepting seasonal candidates from all backgrounds. At the fulfillment center in Buford, Georgia, seasonal workers will have the chance to work with some of the world's favorite brands and retailers. Workers will source orders and send them to their final destinations faster using Radial's technology, fulfillment, and transportation solutions. To learn more about Radial's seasonal job openings in Buford, Georgia, visit Radial's career page. About RadialRadial, Inc., a bpost group company, is the leader in omnichannel commerce technology and operations. Premier brands around the world confidently partner with Radial to deliver their brand promises, anticipate and respond to industry disruption, and compete in a rapidly evolving market. Radial's innovative solutions connect retailers and customers through advanced omnichannel technologies; intelligent payments and fraud protection; efficient fulfillment, supply chain services; and insightful customer care services especially where high-value customer experiences are critical. We are flexible, scalable, and focused on our clients' business objectives. Learn how we deliver today's retail for you at radial.com and follow us on Twitter @radialcorp. Press Contact for Radial:Laura Beauregard[emailprotected]407-734-7320 SOURCE Radial Related Links https://www.radial.com/", "role": "user" }, { "content": "Radial Hiring for More Than 350 Seasonal Fulfillment Jobs in Buford, Georgia to Support Upcoming Holiday Rush Radial prioritizes safe working conditions with anticipated holiday ecommerce surge", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LOS ANGELES--(BUSINESS WIRE)--BIGtoken, Inc., the first privacy focused, opt-in data marketplace where people can own and monetize their data, publishes a monthly report on the top 10 stories in data and crypto privacy. The government plays a critical role in protecting privacy rights through the enactment of laws and regulations governing the collection and use of personal data. The support for passage of these laws continues to grow albeit at a slower pace than many would hope. 1. Comprehensive Data Privacy Law Bring Big Changes To Virginia, But Excludes Personal Employee Data, The National Law Review - April 7, 2021 2. Colorado Mulls New Data Privacy Bill, ExchangeWire - April 6, 2021 3. Data Privacy Bill Easily Clears House, Florida Politics - April 21, 2021 4. Big Tech Is Pushing States To Pass Privacy Laws, And Yes, You Should Be Suspicious, The Nextweb - April 19, 2021 As rules and regulations continue to move forward, the balance between the benefits and potential harm concerning the collection and use of personal data continues to be exposed and debated. Further, as the data privacy issue becomes more understood, concerns about its misuse in areas such as personal financial information has become increasingly heightened. 5. Increase In Digital Banking Raises Consumer Data Privacy Concerns: How To Protect Yourself, Forbes - April 5, 2021 6. Facebook Is Under Investigation In The EU For Its Massive Leak Of 533 Million Peoples Data And It Could Face A Fine In The Billions, Business Insider - April 14, 2021 7. WhatsApp Privacy Policys May 15 Deadline: With A Month Left, What You Need To Keep In Mind, MSN - April 15, 2021 8. Personal Data And Privacy: Social Media Users Must Realize Theres Always A Price To Pay For Free Apps, MSN - April 20, 2021 More and more, there is a focus on how blockchain technology can improve data privacy and security in areas including cryptocurrency, payment processing and non-fungible tokens (NFTs). There is no question that blockchain technology will become critical in all industries and every aspect of life. 9. The Challenges of Private Blockchain Transactions, Nasdaq April 9, 2021 10. Institutions Begin to Implement Innovative Functions of Blockchain Technology, PR Newswire April 26, 2021 11. Dtsocialize The New Blockchain Concept for Privacy Protection, Yahoo April 21, 2021 About BIGtoken BIGtoken is the first privacy focused, opt-in data marketplace where people can own and monetize their data. Through a transparent platform and consumer reward system, BIG offers users choice, transparency, and compensation for their anonymized data. Participating consumers earn rewards and advertisers and media companies get access to insights from compliant first-party data for marketing and media activation. BIGtoken believes that data privacy is a human right. For more information on BIGtoken, visit bigtoken.com. Cautionary Statement Regarding Forward-Looking Information: This news release contains \"forward-looking statements'' made pursuant to the \"safe harbor\" provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements relate to future, not past, events and may often be identified by words such as \"expect,\" \"anticipate,\" \"intend,\" \"plan,\" \"believe,\" \"seek\" or \"will.\" Forward-looking statements by their nature address matters that are, to different degrees, uncertain. Specific risks and uncertainties that could cause our actual results to differ materially from those expressed in our forward-looking statements include risks inherent in our business, and our need for future capital. Actual results may differ materially from the results anticipated in these forward-looking statements. Additional information on potential factors that could affect our results and other risks and uncertainties are detailed from time to time in BIGtokens periodic reports filed with the Securities and Exchange Commission (SEC). We do not assume any obligation to update any forward-looking statements.", "role": "user" }, { "content": "BIGtokens Top 10 Privacy and Crypto Headlines From April 2021", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN, Dec. 3, 2020 /PRNewswire/ -- The \"Increasing Adoption of Low-cost Devices with Simple Designs in Response to COVID-19 to Disrupt the US & EU-5 Ventilator Market, 2025\" report has been added to ResearchAndMarkets.com's offering. Revenue for the US & EU-5 ventilators market is expected to increase by 370.7% in 2020 driven by the ongoing Coronavirus 2019 (COVID-19) situation. The home care segment is expected to see a comparatively strong growth potential post-pandemic. This study assesses the revenue growth impact on different ventilator market segments. It also analyzes future growth opportunities for industry participants in light of the following strategic imperatives - geopolitical chaos due to the pandemic situation and the increasing number of critical care patient admits requiring ventilator use; adoption of disruptive technologies for ventilator designs and assistive technologies; and increasing competition due to the widening demand-supply gap and relaxed regulations. Further, this study provides an evaluation of 9 different growth opportunities from the perspectives of supply chain optimization, technology focus, vertical expansion, customer and branding, new product development and others. Supply chain disruption, excess of low-cost and sub-standard ventilators, and shortage of trained healthcare staff are seen as key market restraints. Three examples of key growth opportunities evaluated are: Remote ventilator surveillance for better care management Strategic geographic expansion for improving market access Targeted brand positioning for improved market penetration Key Topics Covered: Strategic Imperatives Why Is It Increasingly Difficult to Grow? The Strategic Imperative The Impact of the Top Three Strategic Imperatives on the Ventilators Industry Key Questions this Study will Answer Growth Opportunities Fuel the Growth Pipeline Engine Growth Opportunity Analysis, Ventilators Scope of Analysis Ventilator Market Segmentation Key Competitors, Ventilators Key Growth Metrics for Ventilators Distribution Channels for Ventilators Growth Drivers for Ventilators Growth Restraints for Ventilators Forecast Assumptions, Ventilators Revenue and Unit Shipment Forecast, Ventilators Revenue Forecast by Site of Care, Ventilators Revenue Forecast by Region, Ventilators Revenue Distribution by Region, Ventilators Revenue Forecast Analysis, Ventilators Revenue Forecast Analysis by Site of Care, Ventilators Unit Shipment Forecast by Site of Care, Ventilators Unit Shipment Forecast by Region, Ventilators Unit Shipment Forecast Analysis, Ventilators Pricing Trends and Forecast Analysis, Ventilators Innovation Trend Analysis, Ventilator Market Regulatory & Reimbursement Environment Competitive Environment, Ventilators Revenue Share, Ventilators Revenue Share Analysis, Ventilators Growth Opportunity Analysis, Ventilators in Acute Care (Adult) Key Growth Metrics for Ventilators in Acute Care (Adult) Revenue and Unit Shipment Forecast, Ventilators in Acute Care (Adult) Revenue Forecast by Region, Ventilators in Acute Care (Adult) Unit Shipment Forecast by Region, Ventilators in Acute Care (Adult) Forecast Analysis, Ventilators in Acute Care (Adult) Growth Opportunity Analysis, Ventilators in Acute Care (Neonatal) Key Growth Metrics for Ventilators in Acute Care (Neonatal) Revenue and Unit Shipment Forecast, Ventilators in Acute Care (Neonatal) Revenue Forecast by Region, Ventilators in Acute Care (Neonatal) Unit Shipment Forecast by Region, Ventilators in Acute Care (Neonatal) Forecast Analysis, Ventilators in Acute Care (Neonatal) Growth Opportunity Analysis, Ventilators in Long-Term Acute Care (LTAC) Key Growth Metrics for Ventilators in Long-Term Acute Care Revenue and Unit Shipment Forecast, Ventilators in Long-Term Acute Care Revenue Forecast by Region, Ventilators in Long-Term Acute Care Unit Shipment Forecast by Region, Ventilators in Long-Term Acute Care Forecast Analysis, Ventilators in Long-Term Acute Care Growth Opportunity Analysis, Ventilators in Sub-Acute Care Key Growth Metrics for Ventilators in Sub-Acute Care Revenue and Unit Shipment Forecast, Ventilators in Sub-Acute Care Revenue Forecast by Region, Ventilators in Sub-Acute Care Unit Shipment Forecast by Region, Ventilators in Sub-Acute Care Forecast Analysis, Ventilators in Sub-Acute Care Growth Opportunity Analysis, Ventilators in Transport/Emergency Care Key Growth Metrics for Ventilators in Transport/Emergency Care Revenue and Unit Shipment Forecast, Ventilators in Transport/ Emergency Care Revenue Forecast by Region, Ventilators in Transport/Emergency Care Unit Shipment Forecast by Region, Ventilators in Transport/Emergency Care Forecast Analysis, Ventilators in Transport/Emergency Care Growth Opportunity Analysis, Ventilators in Home Care Key Growth Metrics for Ventilators in Home Care Revenue and Unit Shipment Forecast, Ventilators in Home Care Revenue Forecast by Region, Ventilators in Home Care Unit Shipment Forecast by Region, Ventilators in Home Care Forecast Analysis, Ventilators in Home Care Growth Opportunity Universe, Ventilator Equipment Market Growth Opportunity Universe Background Growth Opportunities Aligned to Timeframe & Growth Potential Growth Opportunity 1-Strategic Manufacturing Expansion for Fulfilling COVID-19 Demand Growth Opportunity 2-Remote Ventilator Surveillance for Better Care Management Growth Opportunity 3-Supply Chain & Distribution Optimization Growth Opportunity 4-Training for Addressing Clinical Variations Growth Opportunity 5-Strategic Geographic Expansion for Improving Market Access Growth Opportunity 6-Smart Ventilation for Better Care Management Growth Opportunity 7-Advanced Solutions for Ventilator Associated Events Growth Opportunity 8-Targeted Brand Positioning for Improved Market Penetration Growth Opportunity 9-Home Care Segment to Present Strong Growth Potential Appendix For more information about this report visit https://www.researchandmarkets.com/r/56o0h0 Research and Markets also offers Custom Research services providing focused, comprehensive and tailored research. Media Contact: Research and Markets Laura Wood, Senior Manager [emailprotected] For E.S.T Office Hours Call +1-917-300-0470 For U.S./CAN Toll Free Call +1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 U.S. Fax: 646-607-1907 Fax (outside U.S.): +353-1-481-1716 SOURCE Research and Markets Related Links http://www.researchandmarkets.com", "role": "user" }, { "content": "United States & EU-5 Ventilator Market Report 2020-2025: Rising Preference for Home-based Care, Aided by Remote Monitoring Technologies, to Drive New Growth Opportunities", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK--(BUSINESS WIRE)--The Central and Eastern Europe Fund, Inc. (NYSE: CEE), The New Germany Fund, Inc. (NYSE: GF) and The European Equity Fund, Inc. (NYSE: EEA) (each, a Fund, and collectively, the Funds) each announced today that its Board of Directors declared the distributions set forth below. CEEs and GFs total distributions will be paid in stock except that any stockholder of record as of December 30, 2020 may elect to receive such distribution in cash. Details for each Funds 2020 yearly December distributions are as follows: Declaration- 12/18/2020 Ex-Date- 12/29/2020 Record- 12/30/2020 Payable- 1/28/2021 Ticker Net Investment Short-Term Long-Term Total Income per Share Capital Gains per Share Capital Gains per Share Distribution per Share The Central and Eastern Europe Fund, Inc. CEE $0.9188 $0.0000 $0.0000 $0.9188 The New Germany Fund, Inc. GF $0.0000 $0.2592 $1.8598 $2.1190 The European Equity Fund, Inc. EEA $0.0694 $0.0000 $0.0000 $0.0694 For more information on each Fund, including the most recent month-end performance, visit www.dwsfunds.com or call (800) 349-4281. The European Equity Fund, Inc. and The New Germany Fund, Inc. Investing in foreign securities, particularly of emerging markets, presents certain risks, such as currency fluctuations, political and economic changes, and market risks. Any fund that concentrates in a particular segment of the market or a particular geographical region will generally be more volatile than a fund that invests more broadly. The Central and Eastern Europe Fund, Inc. Investing in foreign securities presents certain risks, such as currency fluctuations, political and economic changes, and market risks. Emerging markets tend to be more volatile and less liquid than the markets of more mature economies, and generally have less diverse and less mature economic structures and less stable political systems than those of developed countries. Any fund that focuses in a particular segment of the market or region of the world will generally be more volatile than a fund that invests more broadly. This fund is non-diversified and can take larger positions in fewer issues, increasing its potential risk. The shares of most closed-end funds, including the Funds, are not continuously offered. Once issued, shares of closed-end funds are bought and sold in the open market through a stock exchange. Shares of closed-end funds frequently trade at a discount to net asset value. The price of a funds shares is determined by a number of factors, several of which are beyond the control of the fund. Therefore, a fund cannot predict whether its shares will trade at, below, or above net asset value. Investments in funds involve risk. Additional risks of the Funds are associated with international investing, such as currency fluctuations, political and economic changes, market risks, government regulations and differences in liquidity, which may increase the volatility of your investment. Foreign security markets generally exhibit greater price volatility and are less liquid than the US market. Additionally, the Funds focus their investments in certain geographical regions, thereby increasing their vulnerability to developments in that region and potentially subjecting the Funds shares to greater price volatility. Some funds have more risk than others. These include funds, such as the Funds, that allow exposure to or otherwise concentrate investments in certain sectors, geographic regions, security types, market capitalization, or foreign securities (e.g., political or economic instability, which can be accentuated in emerging market countries). The European Union, the United States and other countries have imposed sanctions on Russia in response to Russian military and other actions in recent years. These sanctions have adversely affected Russian individuals, issuers and the Russian economy. Russia, in turn, has imposed sanctions targeting Western individuals, businesses and products. The various sanctions have adversely affected, and may continue to adversely affect, not only the Russian economy, but also the economies of many countries in Europe, including countries in Central and Eastern Europe. The continuation of current sanctions or the imposition of additional sanctions may materially adversely affect the value of the Funds portfolios. Past performance is no guarantee of future results. This press release shall not constitute an offer to sell or a solicitation to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer or solicitation or sale would be unlawful prior to registration or qualification under the laws of such state or jurisdiction. War, terrorism, economic uncertainty, trade disputes, public health crises (including the recent pandemic spread of the novel coronavirus) and related geopolitical events could lead to increased market volatility, disruption to US and world economies and markets and may have significant adverse effects on the fund and their investments. NOT FDIC/ NCUA INSURED MAY LOSE VALUE NO BANK GUARANTEE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY DWS Distributors, Inc. 222 South Riverside Plaza Chicago, IL 60606-5808 www.dws.com Tel (800) 621-1148 2020 DWS Group GmbH & Co. KGaA. All rights reserved The brand DWS represents DWS Group GmbH & Co. KGaA and any of its subsidiaries such as DWS Distributors, Inc. which offers investment products or DWS Investment Management Americas, Inc. and RREEF America L.L.C. which offer advisory services. (R-080411-1) (12/20)", "role": "user" }, { "content": "The Central and Eastern Europe Fund, Inc., The European Equity Fund, Inc., and The New Germany Fund, Inc. Make Yearly Distribution Announcements", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Cyber Monday Dyson deals for 2020 are underway. Review the best savings on Dyson hair dryers, fan heaters & vacuums Browse the full selection of deals using the links below. Best Dyson Deals: Best Dyson vacuum deals: Best Dyson Animal Deals: Best Dyson Absolute Deals: Best Dyson Purifier Deals: Best Dyson Fan Heater Deals: Searching for more deals? Check out Walmarts Cyber Monday sale and Amazons Cyber Monday sale to view thousands more live savings. Spending Lab earns commissions from purchases made using the links provided. About Spending Lab: Spending Lab research and report on online sales events. As an Amazon Associate and affiliate Spending Lab earns from qualifying purchases.", "role": "user" }, { "content": "Dyson Cyber Monday Deals 2020: Vacuum, Purifier, Fan Heater & More Sales Revealed by Spending Lab Cyber Monday Dyson deals are underway, find all the top Cyber Monday Dyson cordless vacuum cleaner, purifiers & more deals right here on this page", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ATLANTA, Feb.3, 2021 /PRNewswire/ -- Q3 Fiscal Year 2021 Highlights Net income from continuing operations of $195 million, up 82% YoY; excluding special items, net income of $209 million Shipments of 933 kilotonnes, up 17% YoY Adjusted EBITDA of $501 million, up 46% YoY Adjusted EBITDA per ton of $537, up 25% YoY Focus on deleveraging resulted in net leverage ratio improvement to 3.3x from 3.8x at acquisition close Integration work continues with $54 million run-rate acquisition cost synergies achieved through end of Q3 Novelis Inc., the world leader in aluminum rolling and recycling, today reported a net income attributable to its common shareholder of $176 million in the third quarter of fiscal year 2021, and net income from continuing operations of $195 million, up 64 percent and 82 percent, respectively, versus the prior year. Excluding tax-effected special items in both years, third quarter fiscal 2021 net income was a record high $209 million, up 58 percent versus the prior year period, driven mainly by higher after-tax Adjusted EBITDA, partially offset by higher depreciation and amortization associated with the acquisition of Aleris. Adjusted EBITDA increased 46 percent to $501 million in the third quarter of fiscal 2021 compared to $343 million in the prior year period. The increase in Adjusted EBITDA is due to organic growth, favorable metal benefits, and a net $50 million positive EBITDA contribution from the acquired Aleris business. The current quarter also includes a positive $25 million from a year-to-date customer contractual obligation. On a consolidated basis, Novelis achieved a record EBITDA per ton shipped of $537 in the third quarter, compared to $430 in the prior year. Net sales increased 19 percent from the prior year period to $3.2 billion for the third quarter of fiscal 2021, primarily driven by a seventeen percent increase in total shipments and higher average aluminum prices. Total flat rolled product shipments increased to 933 kilotonnes, mainly reflecting the addition of the acquired Aleris business and strong demand across product end markets, particularly beverage can. \"Novelis achieved record financial performance in the third quarter based on continued demand for innovative, sustainable aluminum solutions and outstanding operational performance across our expanded business,\" said Steve Fisher, President and CEO, Novelis Inc. \"We are also making excellent progress on our strategic growth initiatives to drive long term value, by investing in new capacity and technology, entering new partnerships to solidify aluminum as the material of choice for our customers, and bringing new alloys to market that will drive the industry forward.\" Year-to-date fiscal 2021 free cash flow from continuing operations of $331 million compares to $61 million in the prior year period, driven primarily by higher Adjusted EBITDA, favorable working capital and lower capital expenditures. Capital expenditures of $333 million are down 23% versus the prior year as spending is prioritized to support maintenance activities and organic, strategic capacity projects underway. The greenfield Guthrie, Kentucky, automotive finishing plant in the U.S. shipped its first customer coils in December, while the new automotive finishing line in Changzhou, China, is expected to start commercial production in the fourth quarter this fiscal year. The recycling, casting and rolling expansion in Brazil remains on track to commission in the middle of fiscal year 2022. Nine Months Ended December31, (in $ millions, non-GAAP measures) 2020 2019 Free cash flow from continuing operations $ 331 $ 61 Capital expenditures 333 430 Free cash flow from continuing operations before capital expenditures $ 664 $ 491 Net leverage improved during the quarter to 3.3x, compared to 3.8x at the close of the Aleris acquisition in the first quarter fiscal 2021. This reduction is a factor of both stronger Adjusted EBITDA, as well as a $500 million reduction in the Company's short term bridge loan due 2022. \"We are delivering on our commitments to improve net leverage through debt reduction resulting from strong cash flow generation,\" said Devinder Ahuja, Senior Vice President and Chief Financial Officer, Novelis Inc. \"With a favorable demand outlook, robust acquisition synergy savings, and prioritized capital spending, we now anticipate achieving our targeted net leverage level of below 3x earlier than the end of fiscal year 2022 as previously guided.\" The company continues to maintain a very strong total liquidity position of $2.4 billion as of December31, 2020. COVID-19 ResponseNovelis' primary focus remains the health and well-being of its employees. The company is closely monitoring the changing landscape with respect to the COVID-19 pandemic and taking actions to manage its business and support customers. Novelis has bolstered its Environmental Health and Safety protocols to align with guidance from global health authorities and government agencies across company operations to help ensure the safety of its employees, customers, suppliers, communities and other stakeholders. Customer demand has recovered to pre-COVID levels in most end markets, and Novelis will continue to work closely with customers to leverage its global manufacturing footprint and adjust production levels to meet their needs. Update on Aleris Acquisition, Integration and Required DivestmentsOn April 14, 2020, Novelis closed its acquisition of Aleris Corporation and is integrating the two companies to drive a number of strategic benefits and allow for at least $180 million in potential annual synergies. The results from continuing operations reported today for the period ending December 31, 2020 reflect the acquired businesses. Results related to the Duffel and Lewisport plants are reflected as results from discontinued operations. The company filed a form 8-K/A with the Securities and Exchange Commission on June 30, 2020, providing historical and pro forma financial information related to the acquisition. On November 30, 2020, Novelis completed the required divestment of the Lewisport automotive body sheet business to American Industrial Partners, a private equity firm. Upon closing, Novelis received $180 million in cash proceeds. The required divestment of the Duffel plant was previously completed in September, 2020. With divestments now complete, Novelis is focusing on the safe integration of the continuing operations to drive value creation. Novelis' acquisition of Aleris provides a strong pro-forma financial profile, many strategic benefits, namely securing an integrated manufacturing footprint in China, further portfolio diversification with the addition of aerospace and building and construction, well as new technology and operational capabilities. Third Quarter of Fiscal Year 2021 Earnings Conference Call Novelis will discuss its third quarter of fiscal year 2021 results via a live webcast and conference call for investors at 7:30 a.m. ET on Wednesday, February3, 2021. To view slides and listen only, visit https://cc.callinfo.com/r/1rx5pyo03mq8y&eom. To join by telephone, dial toll-free in North America at 800-954-0592, India toll-free at 18002662120 or the international toll line at +1-303-223-0120. Presentation materials and access information may also be found at novelis.com/investors. About NovelisNovelis Inc. is driven by its purpose to shape a sustainable world together. As a global leader in innovative products and services and the world's largest recycler of aluminum, we partner with customers in the aerospace, automotive, beverage can and specialties industries to deliver solutions that maximize the benefits of lightweight aluminum throughout North America, Europe, Asia and South America. Novelis is a subsidiary of Hindalco Industries Limited, an industry leader in aluminum and copper, and the metals flagship company of the Aditya Birla Group, a multinational conglomerate based in Mumbai, India. For more information, visit novelis.com. Non-GAAP Financial MeasuresThis news release and the presentation slides for the earnings call contain non-GAAP financial measures as defined by SEC rules. We believe these measures are helpful to investors in measuring our financial performance and liquidity and comparing our performance to our peers. However, our non-GAAP financial measures may not be comparable to similarly titled non-GAAP financial measures used by other companies. These non-GAAP financial measures have limitations as an analytical tool and should not be considered in isolation or as a substitute for GAAP financial measures. To the extent we discuss any non-GAAP financial measures on the earnings call, a reconciliation of each measure to the most directly comparable GAAP measure will be available in the presentation slides filed as Exhibit 99.2 to our Current Report on Form 8-K furnished to the SEC concurrently with the issuance of this press release. In addition, the Form 8-K includes a more detailed description of each of these non-GAAP financial measures, together with a discussion of the usefulness and purpose of such measures. Attached to this news release are tables showing the Condensed Consolidated Statements of Operations, Condensed Consolidated Balance Sheets, Condensed Consolidated Statements of Cash Flows, Reconciliation to Adjusted EBITDA, Free Cash Flow, Liquidity, Net Income from continuing operations excluding Special Items, and Segment Information. Forward-Looking Statements Statements made in this news release which describe Novelis' intentions, expectations, beliefs or predictions may be forward-looking statements within the meaning of securities laws.Forward-looking statements include statements preceded by, followed by, or including the words \"believes,\" \"expects,\" \"anticipates,\" \"plans,\" \"estimates,\" \"projects,\" \"forecasts,\" or similar expressions.Examples of forward looking statements in this news release are statements about our ability to reduce net leverage and total debt, expected results from our strategic growth initiatives, adjustments to production to meet customer needs, expected start dates of new facilities, and potential acquisition synergies from our acquisition of Aleris. Novelis cautions that, by their nature, forward-looking statements involve risk and uncertainty and Novelis' actual results could differ materially from those expressed or implied in such statements.We do not intend, and we disclaim any obligation, to update any forward-looking statements, whether as a result of new information, future events or otherwise.Factors that could cause actual results or outcomes to differ from the results expressed or implied by forward-looking statements include, among other things: changes in the prices and availability of aluminum (or premiums associated with such prices) or other materials and raw materials we use; the capacity and effectiveness of our hedging activities; relationships with, and financial and operating conditions of, our customers, suppliers and other stakeholders; fluctuations in the supply of, and prices for, energy in the areas in which we maintain production facilities; our ability to access financing including in connection with potential acquisitions and investments; risks arising out of our acquisition of Aleris Corporation, including risks inherent in the acquisition method of accounting; disruption to our global aluminum production and supply chain as a result of COVID-19; changes in the relative values of various currencies and the effectiveness of our currency hedging activities; factors affecting our operations, such as litigation, environmental remediation and clean-up costs, breakdown of equipment and other events; economic, regulatory and political factors within the countries in which we operate or sell our products, including changes in duties or tariffs; competition from other aluminum rolled products producers as well as from substitute materials such as steel, glass, plastic and composite materials; changes in general economic conditions including deterioration in the global economy; changes in government regulations, particularly those affecting taxes, derivative instruments, environmental, health or safety compliance; changes in interest rates that have the effect of increasing the amounts we pay under our credit facilities and other financing agreements; and our ability to generate cash. The above list of factors is not exhaustive.Other important risk factors are included under the caption \"Risk Factors\" in our Annual Report on Form 10-K for the fiscal year ended March 31, 2020. Novelis Inc. CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) Three Months Ended December31, Nine Months Ended December31, (in millions) 2020 2019 2020 2019 Net sales $ 3,241 $ 2,715 $ 8,645 $ 8,491 Cost of goods sold (exclusive of depreciation and amortization) 2,578 2,239 7,063 7,001 Selling, general and administrative expenses 149 131 400 380 Depreciation and amortization 137 91 396 267 Interest expense and amortization of debt issuance costs 66 59 206 185 Research and development expenses 20 21 57 58 Restructuring and impairment, net 20 3 28 36 Equity in net loss of non-consolidated affiliates 3 1 1 1 Business acquisition and other integration related costs 17 11 46 Other (income) expenses, net (7) (3) 86 3 $ 2,966 $ 2,559 $ 8,248 $ 7,977 Income from continuing operations before income tax provision 275 156 397 514 Income tax provision 80 49 119 157 Net income from continuing operations $ 195 $ 107 $ 278 $ 357 Loss from discontinued operations, net of tax (18) (47) Loss on sale of discontinued operations, net of tax (170) Net loss from discontinued operations (18) (217) Net income $ 177 $ 107 $ 61 $ 357 Net income attributable to noncontrolling interest 1 1 Net income attributable to our common shareholder $ 176 $ 107 $ 60 $ 357 Novelis Inc. CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited) (in millions, except number of shares) December 31, 2020 March 31,2020 ASSETS Current assets: Cash and cash equivalents $ 1,164 $ 2,392 Accounts receivable, net third parties (net of allowance for uncollectible accounts of $8 as of December31, 2020 andMarch 31, 2020) 1,556 1,067 related parties 185 164 Inventories 1,791 1,409 Prepaid expenses and other current assets 185 145 Fair value of derivative instruments 146 202 Assets held for sale 5 5 Current assets of discontinued operations 11 Total current assets $ 5,043 $ 5,384 Property, plant and equipment, net 4,732 3,580 Goodwill 1,065 607 Intangible assets, net 718 299 Investment in and advances to nonconsolidated affiliates 858 760 Deferred income tax assets 185 140 Other longterm assets third parties 358 219 related parties 1 Total assets $ 12,960 $ 10,989 LIABILITIES AND SHAREHOLDER'S EQUITY Current liabilities: Current portion of longterm debt $ 59 $ 19 Shortterm borrowings 151 176 Accounts payable third parties 2,097 1,732 related parties 252 176 Fair value of derivative instruments 183 214 Accrued expenses and other current liabilities 625 613 Current liabilities of discontinued operations 14 Total current liabilities $ 3,381 $ 2,930 Longterm debt, net of current portion 6,295 5,345 Deferred income tax liabilities 152 194 Accrued postretirement benefits 1,056 930 Other longterm liabilities 296 229 Total liabilities $ 11,180 $ 9,628 Commitments and contingencies Shareholder's equity Common stock, no par value; unlimited number of shares authorized; 1,000 shares issued andoutstanding as of December31, 2020 and March 31, 2020 Additional paidin capital 1,404 1,404 Retained earnings 688 628 Accumulated other comprehensive loss (266) (620) Total equity of our common shareholder $ 1,826 $ 1,412 Noncontrolling interest (46) (51) Total equity $ 1,780 $ 1,361 Total liabilities and equity $ 12,960 $ 10,989 Novelis Inc. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) Nine Months Ended December31, (in millions) 2020 2019 OPERATING ACTIVITIES Net income $ 61 $ 357 Net loss from discontinued operations (217) Net income from continuing operations $ 278 $ 357 Adjustments to determine net cash provided by operating activities: Depreciation and amortization 396 267 Gain on unrealized derivatives and other realized derivatives in investing activities, net (8) (32) Gain on sale of assets (1) Impairment charges 13 Deferred income taxes, net 1 30 Equity in net loss of non-consolidated affiliates 1 1 Gain on foreign exchange remeasurement of debt (2) Amortization of debt issuance costs and carrying value adjustments 21 14 Other, net 2 Changes in assets and liabilities including assets and liabilities held for sale (net of effects fromdivestitures): Accounts receivable (174) 143 Inventories 83 (42) Accounts payable 154 (168) Other assets 68 (3) Other liabilities (170) (109) Net cash provided by operating activities - continuing operations 648 472 Net cash used in operating activities - discontinued operations (78) Net cash provided by operating activities $ 570 $ 472 INVESTING ACTIVITIES Capital expenditures (333) (430) Acquisition of business, net of cash acquired (2,614) Proceeds from sales of assets, third party, net of transaction fees and hedging 4 3 Proceeds from investment in and advances to non-consolidated affiliates, net 10 6 (Outflows) proceeds from the settlement of derivative instruments, net (3) 3 Other 9 10 Net cash used in investing activities - continuing operations (2,927) (408) Net cash provided by investing activities - discontinued operations 357 Net cash used in investing activities $ (2,570) $ (408) FINANCING ACTIVITIES Proceeds from issuance of long-term and short-term borrowings 1,972 79 Principal payments of long-term and short-term borrowings (589) (16) Revolving credit facilities and other, net (609) (38) Debt issuance costs (25) (3) Contingent consideration paid in acquisition of business (9) Net cash provided by financing activities - continuing operations 740 22 Net cash used in financing activities - discontinued operations (2) Net cash provided by financing activities $ 738 $ 22 Net (decrease) increase in cash, cash equivalents and restricted cash (1,262) 86 Effect of exchange rate changes on cash 53 (4) Cash, cash equivalents and restricted cash beginning of period 2,402 960 Cash, cash equivalents and restricted cash end of period $ 1,193 $ 1,042 Cash and cash equivalents $ 1,164 $ 1,031 Restricted cash (Included in \"Other long-term assets\") 15 11 Restricted cash (Included in \"Prepaid expenses and other current assets\") 14 Cash, cash equivalents and restricted cash end of period $ 1,193 $ 1,042 Reconciliation of Adjusted EBITDA (unaudited) to Net income attributable to our common shareholder The following table reconciles Adjusted EBITDA, a non-GAAP financial measure, to Net income attributable to ourcommon shareholder. Three Months Ended December31, Nine Months Ended December31, (in millions) 2020 2019 2020 2019 Net income attributable to our common shareholder $ 176 $ 107 $ 60 $ 357 Net income attributable to noncontrolling interests 1 1 Income tax provision 80 49 119 157 Interest, net 63 57 199 177 Depreciation and amortization 137 91 396 267 EBITDA $ 457 $ 304 $ 775 $ 958 Adjustment to reconcile proportional consolidation 13 13 42 42 Unrealized (gains) losses on change in fair value of derivative instruments, net (13) (6) 14 (15) Realized (gains) losses on derivative instruments not included in segment income (2) (1) 2 2 Restructuring and impairment, net 20 3 28 36 Loss (gain) on sale of fixed assets 2 1 (1) Purchase price accounting adjustments 29 Loss from discontinued operations, net of tax 18 47 Loss on sale of discontinued operations, net of tax 170 Metal price lag 11 32 18 Business acquisition and other integration related costs 17 11 46 Other, net 6 1 59 3 Adjusted EBITDA $ 501 $ 343 $ 1,209 $ 1,089 Free Cash Flow (unaudited) The following table reconciles Free cash flow, a non-GAAP financial measure, to Net cash provided by operatingactivities - continuing operations. Nine Months Ended December31, (in millions) 2020 2019 Net cash provided by operating activities - continuing operations $ 648 $ 472 Net cash used in investing activities - continuing operations (2,927) (408) Plus: Cash used in the acquisition of assets under a capital lease Plus: Cash used in the acquisition of business, net of cash and restricted cash acquired 2,614 Less: Proceeds from sales of assets and business, net of transaction fees, cash income taxes and hedging (4) (3) Free cash flow from continuing operations 331 61 Net cash used in operating activities - discontinued operations (78) Net cash provided by investing activities - discontinued operations 357 Less: Proceeds from sales of assets and business, net of transaction fees, cash income taxesand hedging - discontinued operations (403) Free cash flow $ 207 $ 61 Cash and Cash Equivalents and Total Liquidity (unaudited) The following table reconciles Total liquidity to the ending balances of cash and cash equivalents. (in millions) December 31, 2020 March 31,2020 Cash and cash equivalents $ 1,164 $ 2,392 Availability under committed credit facilities 1,226 186 Total liquidity $ 2,390 $ 2,578 Reconciliation of Net income from continuing operations, excluding special items (unaudited) to Net incomefrom continuing operations The following table presents Net income from continuing operations excluding special items. We adjust for itemswhich may recur in varying magnitude which affect the comparability of the operational results of our underlyingbusiness. Three Months Ended December31, Nine Months Ended December31, (in millions) 2020 2019 2020 2019 Net income from continuing operations 195 107 278 357 Special Items: Business acquisition and other integration related costs 17 11 46 Metal price lag 11 32 18 Restructuring and impairment, net 20 3 28 36 Charitable donation 50 Purchase price accounting adjustment 29 Tax effect on special items (6) (6) (39) (20) Net income from continuing operations, excluding special items $ 209 $ 132 $ 389 $ 437 Segment Information (unaudited) The following table presents selected segment financial information (in millions, except shipments which are inkilotonnes). Selected Operating Results Three Months Ended December31, 2020 North America Europe Asia South America Eliminationsand Other Total Adjusted EBITDA $ 206 $ 98 $ 78 $ 129 $ (10) $ 501 Shipments (in kt) Rolled products - third party 347 245 183 158 933 Rolled products - intersegment 8 1 (9) Total rolled products 347 253 184 158 (9) 933 Selected Operating Results Three Months Ended December31, 2019 North America Europe Asia South America Eliminationsand Other Total Adjusted EBITDA $ 127 $ 47 $ 55 $ 116 $ (2) $ 343 Shipments (in kt) Rolled products - third party 269 218 170 140 797 Rolled products - intersegment 6 3 6 (15) Total rolled products 269 224 173 146 (15) 797 Selected Operating Results Nine Months Ended December31, 2020 North America Europe Asia South America Eliminationsand Other Total Adjusted EBITDA $ 489 $ 181 $ 227 $ 317 $ (5) $ 1,209 Shipments (in kt) Rolled products - third party 986 685 541 418 2,630 Rolled products - intersegment 20 5 1 (26) Total rolled products 986 705 546 419 (26) 2,630 Selected Operating Results Nine Months Ended December31, 2019 North America Europe Asia South America Eliminations and Other Total Adjusted EBITDA $ 468 $ 160 $ 154 $ 309 $ (2) $ 1,089 Shipments (in kt) Rolled products - third party 844 678 529 411 2,462 Rolled products - intersegment 25 5 15 (45) Total rolled products 844 703 534 426 (45) 2,462 SOURCE Novelis Inc. Related Links http://www.novelis.com", "role": "user" }, { "content": "Novelis Reports Third Quarter Fiscal 2021 Results Achieved record financials as a result of expanded business post-acquisition and outstanding operational performance to meet robust demand for innovative, sustainable aluminum solutions", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, Feb. 19, 2021 /PRNewswire/ -- Pomerantz LLP announces that a class action lawsuit has been filed against bluebird bio, Inc. (\"bluebird\" or the \"Company\") (NASDAQ: BLUE) and certain of its officers. The class action, filed in the United States District Court for the Eastern District of New York, and docketed under 21-cv-00777, is on behalf of a class consisting of all persons and entities other than Defendants that purchased or otherwise acquired bluebird securities between May 11, 2020 and November 4, 2020, both dates inclusive (the \"Class Period\"), seeking to recover damages caused by Defendants' violations of the federal securities laws and to pursue remedies under Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 (the \"Exchange Act\") and Rule 10b-5 promulgated thereunder, against the Company and certain of its top officials. If you are a shareholder who purchased bluebird securities during the Class Period, you have until April 13, 2021to ask the Court to appoint you as Lead Plaintiff for the class. A copy of the Complaint can be obtained at www.pomerantzlaw.com.To discuss this action, contact Robert S. Willoughby at [emailprotected]or 888.476.6529 (or 888.4-POMLAW), toll-free, Ext. 7980. Those who inquire by e-mail are encouraged to include their mailing address, telephone number, and the number of shares purchased. [Click here for information about joining the class action] bluebird is a biotechnology company that engages in researching, developing, and commercializing transformative gene therapies for severe genetic diseases and cancer. The Company's gene therapy programs include, among others, LentiGlobin (bb1111) for the treatment of sickle cell disease (\"SCD\"). In May 2020, in the midst of the COVID-19 pandemic, bluebird announced that the Company expected to submit a U.S. Biologics Licensing Application (\"BLA\") to the U.S. Food and Drug Administration (\"FDA\") for LentiGlobin for SCD in the second half of 2021. Throughout the Class Period, Defendants made materially false and misleading statements regarding the Company's business, operations, and compliance policies. Specifically, Defendants made false and/or misleading statements and/or failed to disclose that: (i) data supporting bluebird's BLA submission for LentiGlobin for SCD was insufficient to demonstrate drug product comparability; (ii) Defendants downplayed the foreseeable impact of disruptions related to the COVID-19 pandemic on the Company's BLA submission schedule for LentiGlobin for SCD, particularly with respect to manufacturing; (iii) as a result of all the foregoing, it was foreseeable that the Company would not submit the BLA for LentiGlobin for SCD in the second half of 2021; and (iv) as a result, the Company's public statements were materially false and misleading at all relevant times. On November 4, 2020, post-market, bluebird disclosed that it would no longer apply for FDA approval of its LentiGlobin product as a treatment for SCD in the second half of 2021 as expected. Instead, citing \"feedback\" from the FDA requiring the Company to provide additional data \"to demonstrate drug product comparability\" for LentiGlobin for SCD, \"alongside COVID-19 related shifts and contract manufacturing organization COVID-19 impacts,\" bluebird adjusted its submission timing to late 2022. On this news, bluebird's stock price fell $9.72 per share, or 16.6%, to close at $48.83 per share on November 5, 2020. The Pomerantz Firm, with offices in New York, Chicago, Los Angeles, and Paris is acknowledged as one of the premier firms in the areas of corporate, securities, and antitrust class litigation. Founded by the late Abraham L. Pomerantz, known as the dean of the class action bar, the Pomerantz Firm pioneered the field of securities class actions. Today, more than 80 years later, the Pomerantz Firm continues in the tradition he established, fighting for the rights of the victims of securities fraud, breaches of fiduciary duty, and corporate misconduct. The Firm has recovered numerous multimillion-dollar damages awards on behalf of class members. See www.pomerantzlaw.com CONTACT:Robert S. WilloughbyPomerantz LLP[emailprotected]888-476-6529 ext. 7980 SOURCE Pomerantz LLP Related Links www.pomerantzlaw.com", "role": "user" }, { "content": "SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders with Losses on their Investment in bluebird bio, Inc. of Class Action Lawsuit and Upcoming Deadline - BLUE", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"Kick Boxing Equipment - Global Market Trajectory & Analytics\" report has been added to ResearchAndMarkets.com's offering. The publisher brings years of research experience to the 6th edition of this report. The 202-page report presents concise insights into how the pandemic has impacted production and the buy side for 2020 and 2021. A short-term phased recovery by key geography is also addressed. Global Kick Boxing Equipment Market to Reach $219.4 Million by 2027 Amid the COVID-19 crisis, the global market for Kick Boxing Equipment estimated at US$174.5 Million in the year 2020, is projected to reach a revised size of US$219.4 Million by 2027, growing at a CAGR of 3.3% over the analysis period 2020-2027. Gloves, one of the segments analyzed in the report, is projected to record a 2.8% CAGR and reach US$49.5 Million by the end of the analysis period. After an early analysis of the business implications of the pandemic and its induced economic crisis, growth in the Ankle/Knee/Elbow Guard segment is readjusted to a revised 3.8% CAGR for the next 7-year period. The U.S. Market is Estimated at $47.2 Million, While China is Forecast to Grow at 5.2% CAGR The Kick Boxing Equipment market in the U.S. is estimated at US$47.2 Million in the year 2020. China, the world`s second largest economy, is forecast to reach a projected market size of US$42.5 Million by the year 2027 trailing a CAGR of 5.2% over the analysis period 2020 to 2027. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at 2.1% and 2.6% respectively over the 2020-2027 period. Within Europe, Germany is forecast to grow at approximately 2.5% CAGR. Punching Bags Segment to Record 4.2% CAGR In the global Punching Bags segment, USA, Canada, Japan, China and Europe will drive the 4% CAGR estimated for this segment. These regional markets accounting for a combined market size of US$18.5 Million in the year 2020 will reach a projected size of US$24.3 Million by the close of the analysis period. China will remain among the fastest growing in this cluster of regional markets. Led by countries such as Australia, India, and South Korea, the market in Asia-Pacific is forecast to reach US$28.4 Million by the year 2027, while Latin America will expand at a 4.5% CAGR through the analysis period. Competitors identified in this market include, among others: Key Topics Covered: I. INTRODUCTION, METHODOLOGY & REPORT SCOPE II. EXECUTIVE SUMMARY 1. MARKET OVERVIEW 2. FOCUS ON SELECT PLAYERS 3. MARKET TRENDS & DRIVERS 4. GLOBAL MARKET PERSPECTIVE III. MARKET ANALYSIS IV. COMPETITION For more information about this report visit https://www.researchandmarkets.com/r/ol4nnt", "role": "user" }, { "content": "Insights on the Kick Boxing Equipment Global Market to 2027 - Featuring Adidas, Century and Everlast Worldwide Among Others - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: CHICAGO, Aug. 26, 2020 /PRNewswire/ -- The global plant-based meat market size is expected to grow at a CAGR of over 18% during the period 20192025. Key Highlights Offered in the Report: Asia is expected to become of the most lucrative market for plant-based pork and accounted for over 15% of the market, where the African Swine Fever has reported to disrupt the pork supply. In North America, the plant-based chicken is expected to witness the fastest growth, followed by plant-based fish which is expected to grow at a CAGR of over 20% during the forecast period. In Europe, soy accounted for the largest share in the market as a plant-based meat protein source in 2019. However, pea which accounted for the second-largest share in the market is expected to witness the fastest growth and is expected to grow at a CAGR of over 18% during the forecast period. Soy is the most common protein source used in plant-based meat production. However, pea is increasingly becoming the key ingredient and is expected to generate an incremental revenue of over $1 billion by 2025. Although plant-based beef dominates the global market, plant-based chicken is likely to witness the fastest growth in the market at a CAGR of over 20% during the forecast period. The shift towards environmental sustainability, health awareness, and veganism is driving the market for plant-based meat alternatives. Key Offerings: Market Size & Forecast by Revenue | 20192025 Market Dynamics Leading trends, growth drivers, restraints, and investment opportunities Market Segmentation A detailed analysis by source, meat type, storage, distribution, and geography Competitive Landscape 21 key vendors are profiled Get your sample today! https://www.arizton.com/market-reports/plant-based-meat-market-size-analysis Plant-Based Meat Market Segmentation Wheat has been a traditional protein source in plant-based meat. The demand for wheat protein products has been declining considerably, owing to the growing incidence of gluten allergies. The rising health consciousness among consumers is also boosting the demand for gluten-free products. Increased efforts to enhance consumer awareness of the environmental impact of beef consumption is driving consumers to opt for sustainable substitutes. Beef substitutes are expected to continue to drive market growth in the future. Plant-based beef is still a niche segment in the global plant-based meat market and has enormous growth opportunities in the recent future, with growing penetration and demand for plant-based substitutes. As meat consumption is decreasing, the demand for an alternative product among non-vegan consumers. The positioning of vegan meat in the chilled meat department is expected to witness significant growth in demand. Moreover, Generation Z and millennial consumers are particularly perceiving chilled foods as more premium and fresher than frozen food, which is expected to boost the refrigerated meat market growth. Plant-Based Meat Market by Source Soy Pea Wheat Others Plant-Based Meat Market by Meat Type Beef Chicken Pork Fish Others Plant-Based Meat Market by Storage Frozen Refrigerated Shelf-stable Plant-Based Meat Market by Distribution Supermarkets & Hypermarkets Convenience Stores Specialty Stores Online Stores Others Plant-Based Meat Market Dynamics As the demand for vegan food rises at a precedented rate, the demand for clean labeled food products is also rising substantially. Veganism or vegan diet is often associated with healthy, wholesome, and natural products. Consumers are not only eating plant-based products but also seek whole foods that are free from artificial ingredients and additives. Most vegan foods, such as fruits and vegetables, nuts, grains, and oil, fall under the category of clean-label products. However, some processed vegan food options contain additives and ingredients that consumers seek to avoid. Clean label has moved from fad to mainstream, and several large and small brands are addressing the growing desire by reformulating ingredients of concern while ensuring that the ingredients are not only preferred by consumers but also function well in the finished product. Key Drivers and Trends fueling Market Growth: Growing Investment in Plant-Based Food Market Growth in Technology & Innovation Growth of Vegan Population Growing Concerns Regarding Environmental Sustainability Plant-Based Meat Market Geography The changing consumption patterns, emerging flexitarian, and vegan diets, rising environmental concerns, growing demand for better-for-you products in North America are driving the market for plant-based meat market in the region. The US is the largest market for plant-based meat globally. Due to the rising awareness of the benefits of plant-based protein and government initiatives, the plant-based protein market is expected to witness rapid growth in Canada. Many consumers avoid animal-sourced protein, thus broadening the opportunity to shift focus to producing alternate types of food that emerges, which drives the demand for plant-based meat. Get your sample today! https://www.arizton.com/market-reports/plant-based-meat-market-size-analysis Plant-Based Meat Market byGeography North America US Canada Europe UK Germany France Spain Italy APAC China Japan Australia Latin America Brazil Mexico Middle East & Africa Saudi Arabia UAE Prominent Vendors Beyond Meat Morningstar Farms Gardein Field Roast Turtle Island Food Impossible Foods Pure Farmland Sweet Earth Happy Little Plants Good Catch Tyson Foods Hungry Planet Next Level Burger Abbot's Butcher Atlantic Natural Foods Don Lee Farms Dr. Prager's Sensible Foods No Evil Foods Ocean Hugger Foods Sophie's Kitchen VBites Food Limited Explore our consumer goods & retail technology profileto know more about the industry. Read some of the top-selling reports: Plant Protein Market - Global Outlook and Forecast 2020-2025 Plant-based Cheese Market - Global Outlook and Forecast 2019-2024 U.S. Plant-based Meat Market - Industry Outlook and Forecast 2019-2024 Non-Dairy Milk Market - Global Outlook and Forecast 2019-2024 About Arizton: AriztonAdvisory and Intelligence is an innovation and quality-driven firm, which offers cutting-edge research solutions to clients across the world. We excel in providing comprehensive market intelligence reports and advisory and consulting services. We offer comprehensive market research reports on industries such as consumer goods & retail technology, automotive and mobility, smart tech, healthcare, and life sciences, industrial machinery, chemicals and materials, IT and media, logistics and packaging. These reports contain detailed industry analysis, market size, share, growth drivers, and trend forecasts. Arizton comprises a team of exuberant and well-experienced analysts who have mastered in generating incisive reports. Our specialist analysts possess exemplary skills in market research. We train our team in advanced research practices, techniques, and ethics to outperform in fabricating impregnable research reports. Mail: [emailprotected] Call: +1-312-235-2040+1-302-469-0707 SOURCE Arizton Advisory & Intelligence", "role": "user" }, { "content": "Plant-Based Meat Market Size to Reach Revenues of over $12 Billion by 2025 - Arizton In-depth analysis and data-driven insights on the impact of COVID-19 included in this global plant-based meat market report", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PITTSBURGH, June 29, 2020 /PRNewswire/ --While automotive manufacturers prioritize comfort for consumers, commercial trucks and passenger cars can become uncomfortable on long rides and are not equipped to fulfill the need for bathroom facilities in an emergency. Fortunately, an inventor from Los Angeles, Calif., has come up with a backup plan for such situations. He developed TRUCKERS COMFORT KIT to relieve pressure on the tailbone while sitting in a truck or car to help reduce the chances of developing hemorrhoids. At the same time, it provides a discreet way to relieve oneself in a motor vehicle when no rest room is available. By keeping toilet facilities readily accessible on the road, it enhances comfort for truckers and other travelers for overall good health. Users will also appreciate how convenient, effective and affordably priced it is. In addition, this lightweight, portable accessory is also easy to transport and use. The inventor's professional experience inspired the idea. \"Sitting for extended periods of time as a long distance trucker, I found the seat so uncomfortable that I was concerned about getting hemorrhoids,\" he said. \"Also, on these trips it was difficult to find a bathroom when I needed one and thought a portable unit would address both issues.\" The original design was submitted to the Los Angeles sales office of InventHelp. It is currently available for licensing or sale to manufacturers or marketers. For more information, write Dept. 18-LST-1027, InventHelp, 217 Ninth Street, Pittsburgh, PA 15222, or call (412) 288-1300 ext. 1368. Learn more about InventHelp's Invention Submission Services at http://www.InventHelp.com. SOURCE InventHelp Related Links http://www.inventhelp.com", "role": "user" }, { "content": "InventHelp Inventor Develops Personal Care Set for Use in a Motor Vehicle (LST-1027)", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ABU DHABI, United Arab Emirates--(BUSINESS WIRE)--Technology Innovation Institute (TII), the applied research pillar of Abu Dhabis Advanced Technology Research Council (ATRC), today announced the appointment of international experts in the field of systems security to the Board of Advisors of its Secure Systems Research Centre (SSRC). Secure Systems Research Centre is one of the initial seven dedicated centres at TII and is among the few global centres of its kind to bring together experts to conduct groundbreaking research in the field of secure systems. The distinguished new Board have combined expertise in security and resilience relating to autonomous computing and will guide the efforts of the Centres research team in developing end-to-end solutions to protect cyber-physical and autonomous systems. The Board of Advisors comprises: Prof. Ernesto Damiani, Professor, Department of Electrical Engineering and Computer Science, Senior Director, Artificial Intelligence & Intelligent Systems Institute, Director of the Center for Cyber Physical Systems (C2PS), Khalifa University in the UAE, whose research interests include secure service-oriented architectures, privacy-preserving big data analytics and cyber-physical systems security. Dr Hoda Alkhzaimi, Research Assistant Professor at New York University Abu Dhabi (NYUAD) and Director of the Universitys Center of Cyber Security, who was associated with research and development posts in cybersecurity and cryptology. Her research interests include unmanned aerial vehicle (UAV) security, cryptology, cryptanalysis, and building security hardware and software components. Dr Bushra Alblooshi, Head of Research and Innovation at Dubai Electronic Security Center (DESC), who is focused on researching cloud computing, cybersecurity, computer forensics and cryptography. Prof. Inseok Hwang, Professor at the School of Aeronautics and Astronautics at Purdue University, who specialises in research on intelligent and high assurance autonomy for cyber-physical systems with applications to complex networked systems, such as multi-vehicle systems. Prof. Dongyan Xu, Samuel D. Conte Professor of Computer Science at Purdue University, specialises in research focused on cyber and cyber-physical security. Prof. Taesoo Kim is Associate Professor at the School of Computer Science at the Georgia Institute of Technology, and his research interests span systems security architecture and design, threat intelligence, internet infrastructure and operating systems, machine learning, and programming languages. Prof. Wenke Lee is Professor of Computer Science and John P. Imlay Jr. Chair, College of Computing at the Georgia Institute of Technology, and is one of the most prolific and influential cybersecurity researchers in the world. His research specialty is systems and network security, applied cryptography and machine learning. Dr Harry Edelman is CEO of architectural consultancy Edelman Group and co-founder of AIDOMUS, a machine learning and IoT-based startup initiative for smart urban services. His work has focused on various aspects of integrated urban developments, including smart urban energy design and mobility. Dr Shreekant (Ticky) Thakkar, Chief Researcher at Secure Systems Research Centre, said: The Centre combines fundamental and applied research to set new standards and act as a catalyst to transform problems into solutions. The goal of the research team is to create new technologies for the development of end-to-end security and resilience in cyber-physical and autonomous systems. Research in security and resilience in cyber-physical and autonomous systems will ultimately lead to groundbreaking efforts in ensuring the safety and economic prosperity of our communities. The Board of Advisors will guide the expert SSRC researchers in carrying out such cutting-edge research while also creating new opportunities to train aspiring young UAE nationals in these significant fields. For more information about Secure Systems Research Centre (SSRC), visit tii.ae/securesystems *Source: AETOSWire", "role": "user" }, { "content": "Abu Dhabis Technology Innovation Institute Appoints International Experts to Board of Advisors at Secure Systems Research Centre", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LOS ANGELES, July 30, 2020 /PRNewswire/ -- elbow fans will be able to own the band's first three studio albums on vinyl when they are reissued on September 25, 2020. The heavyweight vinyl pressings cover debut, 'Asleep in the Back,' follow up 'Cast of Thousands' and third album, 'Leaders of the Free World.' In addition, the band's B sides collection 'Dead in the Boot' and 2014's 'The Take Off and Landing of Everything' will be repressed and restocked to stores, meaning that the entire elbow album catalog will now be available on vinyl. elbow fans will be able to own the bands first three studio albums on vinyl when they are reissued on September 25, 2020. The heavyweight vinyl pressings cover debut, Asleep in the Back, follow up Cast of Thousands and third album, Leaders of the Free World. In addition, the bands B sides collection Dead in the Boot and 2014s The Take Off and Landing of Everything will be repressed and restocked to stores, meaning that the entire elbow album catalog will now be available on vinyl. 'Asleep in the Back' was the album that introduced elbow to the world. Produced by Ben Hillier (Blur, Doves, Depeche Mode) and containing the singles; 'Newborn,' 'Any Day Now,' 'Red' and 'Powder Blue,' it established the band with the UK public and led to Mercury Award and Brit Award nominations. The album closes with perennial fan favorite 'Scattered Black and Whites,' recently revisited by the band in lockdown for their elbowrooms sessions. 'Cast of Thousands,' recorded at legendary Liverpool's legendary Parr Street Studios, with Ben Hiller again at the helm, introduced cover stars Elle and Bo to the world, their life size statues causing traffic jams when sited next to the motorway during festival dates to promote the album. Taking its title from the vocal contributions of the Glastonbury crowd to 'Grace Under Pressure,' recorded in a landmark performance on The Other Stage in 2002, the album artwork features the names of all those who contacted the band to say, 'yes, I was there and singing.' An early indicator of elbow's power to produce inclusive, uplifting moments, 'Cast of Thousands' also features 'Fugitive Motel' another track featured during the recent elbowrooms recordings. 'Leaders of the Free World' was the first album to be recorded at elbow's current home, Blueprint Studios, Manchester, and was co-produced by the band and Tom Rothrock, (Beck, Foo Fighters) and mixed at LA's legendary Sunset Sound Studios. Accompanied by full-length film from collaborators Soup Collective on its release, the album contains several tracks that grace elbow sets to this day including 'Great Expectations' and 'Station Approach.' All three albums were awarded 9/10 by the NME, marking the beginnings of a record run of consecutive 9/10 album reviews in the title that persisted through 'The Seldom Seen Kid' and 'build a rocket boys!' and all have surpassed gold status in the UK with 'The Seldom Seen Kid' achieving quadruple platinum status. 'Asleep in the Back,' 'Cast of Thousands' and 'Leaders of the Free World' vinyl editions will be available on September 25 from Polydor Records.www.elbow.co.ukSOURCE Polydor/UMe", "role": "user" }, { "content": "elbow: First three albums reissued on vinyl on 9.25.20", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: CHARLESTON, S.C., Oct. 15, 2020 /PRNewswire/ --To the excitement of new parents everywhere,Nanobebeis expanding their lineup ofinnovativebaby care essentialswith the introduction of the Flexy Silicone Baby Bottle.The newadditionaccompanies the brand's award-winning Breastmilk Bottletoprovidethe complete bottle-feeding solutionfornewborns through early toddlerhood,whether fed breast milk or formula. Continue Reading With the launch of the brand new Flexy Silicone Baby Bottle, Nanobebe provides the perfect bottle options, whether parents are feeding their little ones breast milk or formula. Silicone baby bottles are in high demand for their multitude of benefits, but the assortment available to new parents hadsignificantpain points.Nanobebestudied every critique of the current contenders on the market and meticulously designed features that solve each issue. These advancements include mom-like softness, a stable base that won't tip over, and a non-collapsible nipple for the perfect latch parents can trust. Its genius anti-colic system is the first of its kind with a 360 triple vented design. \"Our team's commitment to the health of our next generation drives the design of everyNanobebeproduct by identifying the day-to-day challenges of modern parenting and finding real solutions that work. Our new Flexy Silicone Bottle does just that, and there's more to come.\" - AsafKehatand AyalLanternari, co-founders From the first nutrient-preserving breastmilk bottle to the most advanced silicone baby bottle on the market,Nanobebeprovides specialized, health-focused options for every little one's feeding journey. Now a one-stop-shop for all things feeding,Nanobebeis leading in innovation and revolutionizing convenience for the modern parent.AboutNanobebeDedicated first and foremost to babies' health,Nanobebejoined forces with a team of pediatricians, lactation consultants, and biomedical engineers with a vision to be the first choice in baby care. Their team continuously designs new technology in baby care that supports the special bonding momentsfeedingtimecreates between parents and their little ones.The product line includes the first-ever nutrient-preserving baby bottles, the most advanced silicone baby bottles on the market, eye-catching travel essentials, innovative breastmilk storage, 100% silicone pacifiers, and more. The sleek and modern ecosystem is a complete game-changer with designs that make nutritional feeding and travel with little ones an absolute breeze, without sacrificing on style and convenience.Media Contact:Mary Williams, [emailprotected]Related Imagesthe-complete-baby-feeding-solution.jpg The Complete Baby Feeding Solution With the launch of the brand new Flexy Silicone Baby Bottle, Nanobebe provides the perfect bottle options, whether parents are feeding their little ones breast milk or formula. Related LinksAdd to Babylist Baby Registry Shop on Amazon Related Videohttp://www.youtube.com/watch?v=6k0HBrlzlbY SOURCE Nanobebe", "role": "user" }, { "content": "Nanobebe Launches the Most Advanced Silicone Baby Bottle The globally adored baby brand now offers a complete feeding solution with the debut of their newest innovation", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN, Nov. 20, 2020 /PRNewswire/ -- The \"Plastic Caps and Closures Market by Product Type (Screw-on Caps, Dispensing Caps), Technology (Injection Molding, Compression Molding, Post-mold TE Band), Raw Material (PP, HDPE, LDPE), End-use (Beverage, Pharmaceutical), Region - Global Forecast to 2025\" report has been added to ResearchAndMarkets.com's offering. The plastic caps & closures market was USD 42.33 billion in 2019 and is projected to reach USD 57.03 billion by 2025, at a CAGR of 5.18% between 2020 and 2025. Increase in demand for bottled water, need for convenience, concerns about product safety & security, product differentiation & branding, and decreasing package sizes are driving the market for plastic caps & closures. However, the development of substitutes is expected to restrain this market. Emerging economies are expected to offer significant growth opportunities to manufacturers of plastic caps & closures. The major challenge faced by players is the mature market in developed regions.The screw-on caps segment is expected to grow at the highest CAGR during the forecast period in the plastic caps & closures market.The screw-on caps segment accounted for the largest share and is projected to grow at the highest CAGR during the forecast period. This is attributed to its wide application in various end-use industries such as beverage, pharmaceutical, and personal care. Moreover, they are cost-effective and lightweight.A plastic screw closure is a well-engineered product that is screwed on and off on a container. These closures contain either continuous threads or lugs. It must be engineered and designed to be cost-effective, compatible with contents, easy to open; provide an effective seal; and comply with the product, package, and environmental laws and regulations.The post-mold TE band segment is expected to be the fastest-growing technology during the forecast period in the plastic caps & closures marketIn terms of both value and volume, the post-mold TE band segment accounted for the largest shares, and it is also projected to grow at the highest CAGR. In the post-mold technology, slitting is a secondary operation to achieve tamper-evident plastic caps & closures. This post-mold technology is comparatively economical and time-effective.The plastic segment is expected to be the fastest-growing container type during the forecast period in the plastic caps & closures marketIn terms of value and volume, the plastic segment accounted for the largest share in 2019 and is projected to grow at a comparatively higher CAGR during the forecast period. Plastic containers are economical and lightweight. They are primarily used for packaging CSDs and bottled water owing to cost-effectiveness.The PP segment is expected to lead and be the fastest-growing raw material during the forecast period in the plastic caps & closures marketThe PP segment leads the market. PP is widely used owing to its high resistance to chemical corrosion property, making it an excellent choice for packaging for cleaning products, bleaches, and first-aid products, among others. It also offers excellent fatigue resistance and elasticity, securing it a well-deserved reputation for toughness and durability.The beverage segment is expected to account for the largest share in the plastic caps & closures marketBeverage packaging is the largest end-use sector of plastic caps & closures. Beverage packaging is used to enhance the shelf life as well as to retain the taste and texture of the beverage. The demand from beverage companies for novel differentiating closures drives the market for premium caps in the beverages industry. Plastic caps & closures have witnessed extensive traction for the packaging of bottled water, carbonated soda drinks, and non-carbonated soda drinks.North America is expected to be the largest plastic caps & closures market during the forecast period, in terms of volume.The US, Canada, and Mexico are the major countries contributing to the plastic caps & closures market in North America. The growth is driven by factors such as the rise in demand for single-portion packs or small packs, increased demand for convenience food, concerns about product safety & security, and need for product differentiation and branding. The presence of major plastic caps & closures manufacturers has also contributed to the growth of the plastic caps & closures market in this region.Key Topics Covered: 1 Introduction 2 Research Methodology3 Executive Summary4 Premium Insights4.1 Attractive Opportunities in the Plastic Caps & Closures Market4.2 Plastic Caps & Closures Market, by Product Type4.3 Plastic Caps & Closures Market, by Technology4.4 Plastic Caps & Closures Market, by Container Type4.5 Plastic Caps & Closures Market, by Raw Material4.6 Plastic Caps & Closures Market, by End-Use Sector4.7 Plastic Caps & Closures Market, by Country4.8 APAC: Plastic Caps & Closures Market4.9 Plastic Caps & Closures Market: Regional Snapshot5 Market Overview5.1 Introduction5.2 Value Chain Analysis5.3 Market Dynamics5.3.1 Drivers5.3.1.1 Increase in Demand for Bottled Water5.3.1.2 Need for Convenience and Concerns About Product Safety & Security5.3.1.3 Product Differentiation & Branding and Decreasing Package Sizes5.3.2 Restraints5.3.2.1 Development of Substitutes5.3.3 Opportunities5.3.3.1 Emerging Economies5.3.4 Challenges5.3.4.1 Mature Markets in Developed Regions5.4 Porter's Five Forces Analysis5.4.1 Threat of New Entrants5.4.2 Threat of Substitutes5.4.3 Bargaining Power of Suppliers5.4.4 Bargaining Power of Buyers5.4.5 Intensity of Competitive Rivalry5.5 COVID-19 Impact on Plastic Caps & Closures Market5.5.1 Impact of COVID-19 on Plastic Packaging5.5.2 Impact of COVID-19 on End-Use Sectors for Plastic Caps & Closures 625.5.2.1 Impact of COVID-19 on Food & Beverage Industry5.5.2.2 Impact of COVID-19 on Pharmaceutical Industry5.5.2.3 Impact of COVID-19 on Personal & Homecare Industry5.5.3 Impact of COVID-19 on Various Countries6 Plastic Caps & Closures Market, by Product Type6.1 Introduction6.2 Screw-On Caps6.3 Dispensing Caps6.4 Others7 Plastic Caps & Closures Market, by Container Type7.1 Introduction7.2 Plastic7.3 Glass8 Plastic Caps & Closures Market, by Technology8.1 Introduction8.2 Post-Mold Tamper-Evident (Te8.3 Compression Molding8.4 Injection Molding9 Plastic Caps & Closures Market, by Raw Material9.1 Introduction9.2 Pp (Polypropylene9.3 Hdpe (High-Density Polyethylene9.4 Ldpe (Low-Density Polyethylene9.5 Others10 Plastic Caps & Closures Market, by End-Use Sector10.1 Introduction10.2 Beverage10.3 Food10.4 Pharmaceutical10.5 Personal & Homecare10.6 Others11 Plastic Caps & Closures Market, by Region11.1 Introduction11.2 APAC11.3 Europe11.4 North America11.5 Middle East & Africa11.6 South America12 Competitive Landscape12.1 Introduction12.2 Competitive Leadership Mapping12.2.1 Star12.2.2 Emerging Leaders12.2.3 Pervasive12.2.4 Emerging Companies12.3 Strength of Product Portfolio12.4 Business Strategy Excellence12.5 Market Ranking of Key Players12.6 Competitive Scenario12.6.1 Expansions & Investments12.6.2 Mergers & Acquisitions12.6.3 Contracts & Agreements, Joint Ventures & Partnerships, and Collaborations 16512.6.4 New Product Launches/Development13 Company Profiles13.1 Berry Global Group, Inc.13.2 Amcor plc13.3 Crown Holdings, Inc.13.4 Silgan Holdings13.5 Bericap13.6 Aptargroup13.7 Coral Products13.8 O.Berk Company, LLC13.9 Guala Closures S.P.A13.10 Additional Companies13.10.1 United Caps13.10.2 Caps & Closures Pty Ltd13.10.3 Caprite Australia Pty. Ltd13.10.4 Pano Cap (Canada13.10.5 Plastic Closures Limited13.10.6 Cap & Seal Pvt. Ltd13.10.7 Phoenix Closures13.10.8 Alupac India13.10.9 Hicap Closures13.10.10 Mjs Packaging13.10.11 J.L. Clark13.10.12 Trimas13.10.13 Comar, LLC14 Appendix For more information about this report visit https://www.researchandmarkets.com/r/iw828l Research and Markets also offers Custom Research services providing focused, comprehensive and tailored research. Media Contact: Research and Markets Laura Wood, Senior Manager [emailprotected] For E.S.T Office Hours Call +1-917-300-0470 For U.S./CAN Toll Free Call +1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 U.S. Fax: 646-607-1907 Fax (outside U.S.): +353-1-481-1716 SOURCE Research and Markets Related Links http://www.researchandmarkets.com", "role": "user" }, { "content": "Worldwide Industry for Plastic Caps and Closures to 2025 - Featuring Berry Global Group, Amcor & Crown Holdings Among Others", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, June 12, 2020 /PRNewswire/ --Computer Numerical Controls Market Research Report by Machine (Grinding Machines, Laser Machines, Lathe Machines, Milling Machines, and Welding Machines), by End User (Aerospace & Defense, Automotive, Construction Equipment, Consumer Goods, and Industrial) - Global Forecast to 2025 - Cumulative Impact of COVID-19 Read the full report: https://www.reportlinker.com/p05913925/?utm_source=PRN The Global Computer Numerical Controls Market is expected to grow from USD 15,154.29 Million in 2019 to USD 30,578.52 Million by the end of 2025 at a Compound Annual Growth Rate (CAGR) of 12.41%.Market Segmentation & Coverage:This research report categorizes the Computer Numerical Controls to forecast the revenues and analyze the trends in each of the following sub-markets:On the basis of Machine, the Computer Numerical Controls Market is studied across Grinding Machines, Laser Machines, Lathe Machines, Milling Machines, Welding Machines, and Winding Machines. On the basis of End User, the Computer Numerical Controls Market is studied across Aerospace & Defense, Automotive, Construction Equipment, Consumer Goods, Industrial, Metal & Mining, Power & Energy, and Transportation. On the basis of Geography, the Computer Numerical Controls Market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas region is studied across Argentina, Brazil, Canada, Mexico, and United States. The Asia-Pacific region is studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, South Korea, and Thailand. The Europe, Middle East & Africa region is studied across France, Germany, Italy, Netherlands, Qatar, Russia, Saudi Arabia, South Africa, Spain, United Arab Emirates, and United Kingdom. Company Usability Profiles:The report deeply explores the recent significant developments by the leading vendors and innovation profiles in the Global Computer Numerical Controls Market including Amada Co., Ltd., Amera Seiki, Dmtg Corporation, Fanuc Corporation, Haas Automation, Hurco Companies, Inc., Hurco Companies, Inc., Okuma Corporation, Shenyang Machine Tool Co., Ltd., and Yamazaki Mazak Corporation. FPNV Positioning Matrix:The FPNV Positioning Matrix evaluates and categorizes the vendors in the Computer Numerical Controls Market on the basis of Business Strategy (Business Growth, Industry Coverage, Financial Viability, and Channel Support) and Product Satisfaction (Value for Money, Ease of Use, Product Features, and Customer Support) that aids businesses in better decision making and understanding the competitive landscape.Competitive Strategic Window:The Competitive Strategic Window analyses the competitive landscape in terms of markets, applications, and geographies. The Competitive Strategic Window helps the vendor define an alignment or fit between their capabilities and opportunities for future growth prospects. During a forecast period, it defines the optimal or favorable fit for the vendors to adopt successive merger and acquisition strategies, geography expansion, research & development, and new product introduction strategies to execute further business expansion and growth.Cumulative Impact of COVID-19:COVID-19 is an incomparable global public health emergency that has affected almost every industry, so for and, the long-term effects projected to impact the industry growth during the forecast period. Our ongoing research amplifies our research framework to ensure the inclusion of underlaying COVID-19 issues and potential paths forward. The report is delivering insights on COVID-19 considering the changes in consumer behavior and demand, purchasing patterns, re-routing of the supply chain, dynamics of current market forces, and the significant interventions of governments. The updated study provides insights, analysis, estimations, and forecast, considering the COVID-19 impact on the market.The report provides insights on the following pointers:1. Market Penetration: Provides comprehensive information on sulfuric acid offered by the key players2. Market Development: Provides in-depth information about lucrative emerging markets and analyzes the markets3. Market Diversification: Provides detailed information about new product launches, untapped geographies, recent developments, and investments4. Competitive Assessment & Intelligence: Provides an exhaustive assessment of market shares, strategies, products, and manufacturing capabilities of the leading players5. Product Development & Innovation: Provides intelligent insights on future technologies, R&D activities, and new product developmentsThe report answers questions such as:1. What is the market size and forecast of the Global Computer Numerical Controls Market?2. What are the inhibiting factors and impact of COVID-19 shaping the Global Computer Numerical Controls Market during the forecast period?3. Which are the products/segments/applications/areas to invest in over the forecast period in the Global Computer Numerical Controls Market?4. What is the competitive strategic window for opportunities in the Global Computer Numerical Controls Market?5. What are the technology trends and regulatory frameworks in the Global Computer Numerical Controls Market?6. What are the modes and strategic moves considered suitable for entering the Global Computer Numerical Controls Market?Read the full report: https://www.reportlinker.com/p05913925/?utm_source=PRN About Reportlinker ReportLinker is an award-winning market research solution. Reportlinker finds and organizes the latest industry data so you get all the market research you need - instantly, in one place. __________________________ Contact Clare: [emailprotected] US: (339)-368-6001 Intl: +1 339-368-6001 SOURCE Reportlinker Related Links www.reportlinker.com", "role": "user" }, { "content": "The Global Computer Numerical Controls Market is expected to grow from USD 15,154.29 Million in 2019 to USD 30,578.52 Million by the end of 2025 at a Compound Annual Growth Rate (CAGR) of 12.41%", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: MT. LAUREL, N.J., March 19, 2021 /PRNewswire/ --Pinnacle Treatment Centers, a leader in providing accessible, affordable treatment for individuals struggling with substance abuse, has opened Athens Treatment Services, Hamilton Treatment Services and Solon Treatment Services in Ohio. Athens Treatment Servicesis located at 8978 United Lane, Suite 102, in Athens; Hamilton Treatment Services is located in 8500 Bilstein Blvd in Hamilton; and Solon Treatment Services is located at 29201 Aurora Road, Suite 500, in Solon. The community-based programs are among Pinnacle's 19 outpatient opioid addiction treatment centers in the Buckeye State with more on the way. In addition, Pinnacle operates a detox unitRecovery Works Portagein Ravenna; a residential treatment centerRecovery Worksin Columbus; and intensive outpatient programs with recovery homes, also in Columbus. 2020 proved to be a devastating year, not just because of COVID deaths, but because of the overdose deaths that also resulted from the coronavirus pandemic. A news release issued by the office of the Ohio Attorney General David Yost in January stated that more Ohioans died of an opioid overdose during a three-month period last year than at any time since the opioid epidemic began. Athens, Butler, and Cuyahoga Counties are three of the many areas that have seen an increase in drug-related deaths and continue to be afflicted by opioid abuse. \"Ohio needs more treatment. We're trying to meet that need as quickly as possible with quality, affordable care,\" said Joe Pritchard, CEO, Pinnacle Treatment Centers, which offers a full continuum of care throughout Ohio. A U.S. Navy veteran, Pritchard went through his own recovery journey more than 45 years ago and has made it his personal mission to help others overcome the disease of addiction. \"Addiction can affect anyone, your neighbor, your friend, your co-worker, your loved one. And this is how we can be impactful, by being embedded in the communities that need help the most.\" Medicaid-friendly, all three centers provide medication-assisted treatment (MAT), particularly methadone, at the facilities. MAT is the gold standard of care for opioid addiction and includes methadone, buprenorphine, Vivitrol, and counseling. The FDA-approved medicines work to curb withdrawal symptoms from heroin and pain pill addiction; prevent relapse; and help ease the physical discomfort that accompanies opioid recovery. Individual and group counseling is provided as part of a holistic approach to patient care. Relapse prevention, nutrition education, life skills counseling, meditation strategies, and trigger identification and management are a few areas of focus. Holly Broce, president of Pinnacle's opioid treatment program division, said, \"It's been a painful year for so many individuals. Unfortunately, many have turned to drugs and alcohol to cope. Overdoses have spiked almost everywhere, but it's important to remember, any amount of overdoses is too many.\" The ultimate goal of MAT is full recovery, including the ability to live a self-directed life. This treatment approach has been shown to improve patient survival; increase retention in treatment; decrease illicit opioid use and other criminal activity; increase patients' ability to gain and maintain employment; and more. All three centers accept Medicaid, commercial insurance, and offer reasonable self-pay rates. Their hours are Mondays through Fridays, 6 a.m.- 2 p.m., and on Saturdays, 6 a.m.- 9 a.m. Individuals can call Athens at 740-274-4246; Hamilton at 513-285-9583; and Solon at 440-337-4349 for a free confidential assessment. About Pinnacle Treatment Centers Headquartered in New Jersey, Pinnacle Treatment Centers is a recognized leader in comprehensive drug and alcohol addiction treatment serving nearly 33,000 patients daily in California (Aegis Treatment Centers), Georgia (HealthQwest), Indiana, Kentucky, New Jersey, Ohio, Pennsylvania, and Virginia. With more than 115 community-based locations, Pinnacle provides a full continuum of quality care including medically-monitored detoxification/withdrawal management, residential treatment, partial hospitalization and intensive outpatient programming with recovery homes, and outpatient medication-assisted treatment (MAT) for opioid use disorder. For more information, visit pinnacletreatment.com or call 800-782-1520. SOURCE Pinnacle Treatment Centers Related Links https://pinnacletreatment.com/contact/", "role": "user" }, { "content": "Pinnacle Treatment Centers Opens Three Additional Opioid Addiction Treatment Centers In Ohio Athens Treatment Services, Hamilton Treatment Services and Solon Treatment Services part of Pinnacle's expansion in the fight against the opioid crisis", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: GTEBORG, Sweden, June 22, 2020 /PRNewswire/ --Following up on Stena Bulk's successful biofuel trial in April, the company is now introducing low-carbon shipping options for its customers. Biofuel has the potential of putting shipping on the trajectory towards IMO's greenhouse gas reduction targets, without having to wait for new technology and zero-carbon fuels to emerge as commercially viable options.Our recent trial, where a cross-Atlantic voyage was conducted with 100% waste-based biofuel, proved the technical and operational feasibility of using biofuels in regular tanker operations, and Stena Bulk is now taking it one step further by introducing a set of low-carbon shipping options for its customers. The options will range from 20% to 100% biofuels and will be based on an offsetting program where the biofuel is used within the Stena Bulk fleet. This allows customers to make use of low-carbon shipping options regardless of fuel availability on the specific route. It also guarantees that operation is performed without any disturbance to the shipment.\"Performing according to our customers' expectations is our highest priority, and this setup allows us to continue to do that while also offering a service,\" says Erik Hnell, President and CEO for Stena Bulk. \"It will be one way to take actions in meeting future requirements. This type of fuel is one step in many combined sustainable solutions that needs to be considered and can be used today.\" Offering low-carbon shipping options is initially an ambitious initiative, but is reflective of Stena Bulk's ambition to reduce the environmental footprint of tanker operations through innovation. New fuels and new technology like Stena Bulk's recently presented IMOFlexMAX vessel design will also be important in that we can test and learn through challenges and thus take further steps in developments for the future. Collaboration within the industry will also be a key element, and the company will continue to develop new solutions together with customers, partners and suppliers.\"We need to come together as an industry to find solutions that comply with future legislation,\" says Erik Hnell. \"By working together, sharing experiences, risks and inspiring each other, we are convinced that we will meet the targets and ensure that shipping remains the most efficient and sustainable mode of transportation.\"Stena Bulk MR vesselStena Immortalran on 100% biofuel during a 10-day sea trial.https://youtu.be/r5ARF2aEDdgAbout Stena BulkWith offices in seven countries,Stena Bulkis one of the world's leading tanker shipping companies. The company controls a combined fleet of around 115 tankers. Stena Bulk is part of the Stena Sphere, which has more than 20,000 employees and annual sales of USD 8 billion.www.stenabulk.com For more information, please contact:Erik HnellPresident & CEOMobile +46-704-855-002[emailprotected] This information was brought to you by Cision http://news.cision.com https://news.cision.com/stena-bulk/r/stena-bulk-to-introduce-low-carbon-shipping-options,c3138991 The following files are available for download: https://mb.cision.com/Main/2249/3138991/1267775.pdf Release https://news.cision.com/stena-bulk/i/stena-immortal-biofuel-bunkering--,c2798779 Stena Immortal biofuel bunkering. https://news.cision.com/stena-bulk/i/stena-immortal-bunkering-biofuel--,c2798780 Stena Immortal bunkering biofuel. Captions for above Photos: 1. Stena Immortal biofuel bunkering 2. Stena Immortal bunkering biofuel SOURCE Stena Bulk", "role": "user" }, { "content": "Stena Bulk to Introduce Low-carbon Shipping Options", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN, June 25, 2020 /PRNewswire/ -- The \"Dry, Condensed, and Evaporated Dairy Product Global Market Report 2020-30: COVID-19 Impact and Recovery\" report has been added to ResearchAndMarkets.com's offering. The global dry, condensed, and evaporated dairy product market is expected to grow from $92.6 billion in 2019 to $94.1 billion in 2020 at a compound annual growth rate (CAGR) of 1.6%. The low growth is mainly due to economic slowdown across countries owing to the COVID-19 outbreak and the measures to contain it. The market is then expected to recover and grow at a CAGR of 6% from 2021 and reach $111.6 billion in 2023.This report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography. It places the market within the context of the wider dry, condensed, and evaporated dairy product market, and compares it with other markets.The demand for clean label products is increasing rapidly owing to a significant rise in awareness of healthy eating. Clean label dairy products do not contain additives, artificial flavor enhancers, dyes or artificial preservatives. Also, many food service and retail grocery store chains are stating lists of ingredients that cannot be present in food items in their stores or restaurants. According to a survey of 1,000 customers in the UK and Russia by Ingredion, 70% of consumers purchasing dairy and bakery products are aware of clean labels and the presence of clean labels influences their buying decisions and 30% of consumers are looking for some kind of clean label claim.Western Europe was the largest region in the global dry, condensed, and evaporated dairy product market, accounting for 32% of the market in 2019. Asia-Pacific was the second largest region accounting for 31% of the global dry, condensed, and evaporated dairy product market. Africa was the smallest region in the global dry, condensed, and evaporated dairy product market.Report Scope The market characteristics section of the report defines and explains the market. The market size section gives the market size ($b) covering both the historic growth of the market, the impact of the Covid 19 virus and forecasting its recovery. Market segmentations break down market into sub markets. The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the impact and recovery trajectory of Covid 19 for all regions, key developed countries and major emerging markets. Competitive landscape gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified. The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers. The dry, condensed, and evaporated dairy product market section of the report gives context. It compares the dry, condensed, and evaporated dairy product market with other segments of the dairy food market by size and growth, historic and forecast. It analyses GDP proportion, expenditure per capita, dry, condensed, and evaporated dairy product indicators comparison. Key Topics Covered 1. Executive Summary 2. Report Structure 3. Dry, Condensed, And Evaporated Dairy Product Market Characteristics 3.1. Market Definition 3.2. Key Segmentations 4. Dry, Condensed, And Evaporated Dairy Product Market Product Analysis 4.1. Leading Products/ Services 4.2. Key Features and Differentiators 4.3. Development Products 5. Dry, Condensed, And Evaporated Dairy Product Market Supply Chain 5.1. Supply Chain 5.2. Distribution 5.3. End Customers 6. Dry, Condensed, And Evaporated Dairy Product Market Customer Information 6.1. Customer Preferences 6.2. End Use Market Size and Growth 7. Dry, Condensed, And Evaporated Dairy Product Market Trends And Strategies 8. Dry, Condensed, And Evaporated Dairy Product Market Size And Growth 8.1. Market Size 8.2. Historic Market Growth, Value ($ Billion) 8.2.1. Drivers Of The Market 8.2.2. Restraints On The Market 8.3. Forecast Market Growth, Value ($ Billion) 8.3.1. Drivers Of The Market 8.3.2. Restraints On The Market 9. Dry, Condensed, And Evaporated Dairy Product Market Regional Analysis 9.1. Global Dry, Condensed, And Evaporated Dairy Product Market, 2019, By Region, Value ($ Billion) 9.2. Global Dry, Condensed, And Evaporated Dairy Product Market, 2015-2019, 2023F, 2025F, 2030F, Historic And Forecast, By Region 9.3. Global Dry, Condensed, And Evaporated Dairy Product Market, Growth And Market Share Comparison, By Region 10. Dry, Condensed, And Evaporated Dairy Product Market Segmentation 10.1. Global Dry, Condensed, And Evaporated Dairy Product Market, Segmentation By Type, Historic and Forecast, 2015-2019, 2023F, 2025F, 2030F, $ Billion Dry Dairy Product Condensed Dairy Product Evaporated Dairy Product 10.2. Global Dry, Condensed, And Evaporated Dairy Product Market, Segmentation By Distribution Channel, Historic and Forecast, 2015-2019, 2023F, 2025F, 2030F, $ Billion Supermarkets/Hypermarkets Convenience Stores E-Commerce Others 10.3. Global Dry, Condensed, And Evaporated Dairy Product Market, Segmentation By End Use, Historic and Forecast, 2015-2019, 2023F, 2025F, 2030F, $ Billion Food Beverages Intermediate Products Condiments Other 11. Dry, Condensed, And Evaporated Dairy Product Market Metrics 11.1. Dry, Condensed, And Evaporated Dairy Product Market Size, Percentage Of GDP, 2015-2023, Global 11.2. Per Capita Average Dry, Condensed, And Evaporated Dairy Product Market Expenditure, 2015-2023, Global Companies Mentioned Nestle S.A. The J.M. Smucker Company GCMMF Pvt. Ltd. Magnolia Inc. Goya Foods Inc. For more information about this report visit https://www.researchandmarkets.com/r/h97hes Research and Markets also offers Custom Research services providing focused, comprehensive and tailored research. Media Contact: Research and Markets Laura Wood, Senior Manager [emailprotected] For E.S.T Office Hours Call +1-917-300-0470 For U.S./CAN Toll Free Call +1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 U.S. Fax: 646-607-1907 Fax (outside U.S.): +353-1-481-1716 SOURCE Research and Markets Related Links http://www.researchandmarkets.com", "role": "user" }, { "content": "$111+ Billion Dry, Condensed & Evaporated Dairy Products Industry Assessment 2020-2023 and Beyond - COVID-19 Adjusted", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: MEMPHIS, Tenn.--(BUSINESS WIRE)--Frontdoor (NASDAQ:FTDR), the nations leading provider of home service plans, is expanding its on-demand services with the launch of American Home Shield ProConnect, taking another bold step in its journey to transform the $400 billion U.S. home services market. ProConnect is a service that allows consumers to easily schedule a variety of services from highly reviewed local Pros, including repairs and maintenance of appliances, plumbing, electrical, air conditioning and heating systems, and other home maintenance services. The American Home Shield brand has provided professional repairs to millions of homeowners through its home service plans for nearly 50 years. With ProConnect, we are leveraging our scale and expertise in new ways, providing consumers with quality on-demand home repair and maintenance services from vetted Pros at a time when these services are more important than ever, said Rex Tibbens, Chief Executive Officer of Frontdoor. We have all experienced significant changes to our lives in recent months, including in our homes. The roof over our heads also acts as an office space for much of the U.S. workforce today, and a school facility for students who are learning remotely. Consumers need convenient services and confidence in who they bring into their homes. With ProConnect, we deliver this. ProConnect is available in 35 major metropolitan areas across the country, enabling homeowners to get the help they need from qualified Pros from the palm of their hands. Customers simply go online and select the service they need, then choose a two-hour window for the work to be done. Same-day and next-day appointments are available, and customers can track the Pro in real-time as they travel to their home. The number and type of services offered varies by market. Many traditional on-demand home services act as lead-generation platforms that sell customers personal information to multiple service providers and leave homeowners to do the frustrating work of sifting through a range of marketing messages and price points, as well as managing multiple calls and schedules. ProConnect brings simplicity, transparency and peace of mind to consumers with its upfront pricing, online scheduling, ongoing support, trusted Pros and 30-day guarantee. These features address concerns expressed by homeowners in research conducted by Frontdoor last year, in which respondents revealed that the most frustrating part of a home repair is the unexpected cost, followed by finding a qualified repair person they trust. When breakdowns happen, 63% of respondents said it can take up to half a day for them to research, interview and select a contractor, and less than 3-in-10 (27%) said they were confident in their ability to take on a DIY home repair or maintenance project. Our mission at Frontdoor is to take the hassle out of owning a home, and were doing this through our people, our services and innovative technology solutions, said Tibbens. ProConnect on-demand services are an important way were working to reach even more consumers with essential home repair and maintenance services and simplify the ownership experience. For more information on ProConnect on-demand services, go to ahs.com/proconnect. About Frontdoor Frontdoor is a company thats obsessed with taking the hassle out of owning a home. With services powered by people and enabled by technology, it is the parent company of four home service plan brands: American Home Shield, HSA, Landmark and OneGuard, as well as ProConnect, an on-demand membership service for home repairs and maintenance, and Streem, a technology company that enables businesses to serve customers through an enhanced augmented reality, computer vision and machine learning platform. Frontdoor serves 2.2 million customers across the U.S. through a network of approximately 17,000 pre-qualified contractor firms that employ approximately 60,000 technicians. The companys customizable home service plans help customers protect and maintain their homes from costly and unexpected breakdowns of essential home systems and appliances. With nearly 50 years of experience, the company responds to over four million service requests annually. For details, visit frontdoorhome.com. Research Citation 2019 Frontdoor/MARC Homeowners Generational Study. Online survey of 2,010 U.S. homeowners, +/- 2.2% at 95% confidence level. Forward-Looking Statements This news release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are based on management's current expectations and beliefs, as well as a number of assumptions concerning future events. These statements are subject to risks, uncertainties, assumptions and other important factors. Readers are cautioned not to put undue reliance on such forward-looking statements because actual results may vary materially from those expressed or implied. The reports filed by Frontdoor pursuant to United States securities laws contain discussions of these risks and uncertainties. Frontdoor assumes no obligation to, and expressly disclaims any obligation to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Readers are advised to review Frontdoor's filings with the United States Securities and Exchange Commission (which are available on the SEC's EDGAR database at www.sec.gov and via Frontdoors website at investors.frontdoorhome.com ). FTDR-Company", "role": "user" }, { "content": "Frontdoor Expands On-Demand Home Services to 35 Markets with American Home Shield ProConnect Upfront pricing and convenient online scheduling bring next-generation home repair and maintenance solutions to homeowners", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: HARRISBURG, Pa., Dec. 14, 2020 /PRNewswire/ -- Today, the Pennsylvania delegation of the Electoral College met in Harrisburg to cast our Commonwealth's 20 electoral votes for President-elect Joe Biden. Pennsylvania AFL-CIO President Rick Bloomingdale was proud to serve as an elector and Secretary of the Electoral College. Labor leaders Ryan Boyer, Business Manager of Laborers District Council of the Metropolitan Area of Philadelphia and the Vicinity, and Daisy Cruz, Mid-Atlantic District Leader of 32BJ SEIU, also served as electors. The officers of the Pennsylvania AFL-CIO, President Bloomingdale and Secretary-Treasurer Frank Snyder issued the following joint statement: \"Democracy is not easy, and for it to work, it must include all of us. We worked to make sure that people could safely cast their votes in the middle of a public health crisis. We rallied and came together to ensure that every vote was counted. Today we mark another milestone in the closing weeks of this historic year, as members of the Electoral College cast their votes in the final ballot box of the 2020 election. \"Our Democracy has been tested at every step throughout this process. Our State Supreme Court, the federal judiciary, and the U.S. Supreme Court have all upheld the results of our free and fair elections. And now we move even closer to ringing in a new year and a new White House. \"We have important work to do in 2021 and the years to come. Pennsylvania's working people and their unions are ready to fight for working people's needs, and we know that Joe Biden will be with us. We are proud that Pennsylvania will cast its 20 electoral college votes for President-elect Joe Biden.\" SOURCE Pennsylvania AFL-CIO", "role": "user" }, { "content": "Pennsylvania AFL-CIO Applauds Historic Election Victory", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SEATTLE and BRISBANE, Australia, March 26, 2020 /PRNewswire/ --Immunexpress, Inc. a molecular diagnostic company focused on improving outcomes for suspected sepsis patients, today announced it has received CE Marking of SeptiCyte RAPID for its host response technology. SeptiCyte RAPID combines SeptiCyte technology with the Biocartis Idylla platform, providing actionable results in about one hour to guide the physician to optimize patient management decisions. The CE Marking of SeptiCyte RAPID is a significant accomplishment for Immunexpress, enabling the company to market and sell the near-patient sample-to-answer test in European Union (EU) member countries and those harmonized with the EU IVD Directive (98/79/EC). Immunexpress plans to immediately initiate commercial operations in Europe, and announced a long-term commercialization partnership with Biocartis NV, an industry leader in the molecular diagnostic space. Biocartis currently has over 1,300 Idylla instruments installed throughout the world. \"Achieving the CE IVD registration and entering commercialization of Immunexpress' leading host response SeptiCyte technology represents a new and exciting phase for our company,\" said Rolland Carlson, Ph.D., Chief Executive Officer of Immunexpress. \"We believe Biocartis, with its well established and growing customer base, will be highly effective in delivering to the European community a new and novel sepsis diagnostic tool, designed to enhance the certainty of early and rapid sepsis diagnosis, to improve clinical outcomes and to lower healthcare costs.\" The ongoing COVID-19 pandemic underscores the unmet need for technologies that efficiently discriminate patients with mild infection from those that may develop serious complications related to sepsis, especially when critical medical resources are in short supply. In a recent study of the risk factors associated with COVID-19 mortality, sepsis was the most frequently observed complication1. The early diagnosis of bacterial and viral sepsis with SeptiCyte RAPID, including the immediate and overwhelming global need to triage COVID-19 patients with worsening prognoses, will ensure rapid initiation of sepsis management protocols increasing the potential to save lives. Dr. Carlson continued, \"Together with Biocartis, Immunexpress is committed to mitigating the constraints on hospitals that are affected by the COVID-19 pandemic. We are urgently working towards improving patient outcomes by swiftly triaging COVID-19 patients to receive the most appropriate treatment. Accurate diagnostic testing of sepsis is more important now than ever to enable physicians to make rapid clinical decisions in resource-constrained ICUs.\" About SeptiCyte RAPID SeptiCyte RAPID is a gene expression assay using reverse transcription polymerase chain reaction (PCR) to quantify the relative expression levels of host response genes isolated from whole blood collected in the PAXgene Blood RNA Tube. SeptiCyte RAPID is used in conjunction with clinical assessments, vital signs and laboratory findings as an aid to differentiate infection-positive (sepsis) from infection-negative systemic inflammation in patients suspected of sepsis. SeptiCyte RAPID generates a score (SeptiScore) that falls within one of three discrete Interpretation Bands based on the increasing likelihood of infection-positive systemic inflammation. SeptiCyte RAPID is intended for in-vitro diagnostic use and is used on the Biocartis Idylla System. About BiocartisBiocartis (Euronext Brussels: BCART) is an innovative molecular diagnostics (MDx) company providing next generation diagnostic solutions aimed at improving clinical practice for the benefit of patients, clinicians, payers and industry. Biocartis' proprietary MDx Idylla platform is a fully automated sample-to-result, real-time PCR system that offers accurate, highly reliable molecular information from virtually any biological sample in virtually any setting. Biocartis is developing and marketing a continuously expanding test menu addressing key unmet clinical needs in oncology. This represents the fastest growing segment of the MDx market worldwide. Today, Biocartis offers tests supporting melanoma, colorectal and lung cancer. More information: www.biocartis.com. Follow us on Twitter: @Biocartis_. About ImmunexpressImmunexpress is a molecular diagnostic company, founded in Australian and based out of Seattle, Washington, USA, committed to improving outcomes for patients suspected of sepsis. Immunexpress' SeptiCyte technology can assess a patient's immune response by quantifying and analyzing gene expression signatures from whole blood, providing actionable results in about an hour to guide the physician in optimizing patient management decisions. SeptiCyte RAPID combines SeptiCyte technology with the Biocartis' Idylla platform*, empowering clinicians to swiftly differentiate infection positive (sepsis) from infection negative systemic inflammation in patients suspected of sepsis. This powerful combination of technologies enhances certainty for early sepsis diagnosis, to improve clinical outcomes and lower healthcare costs. For more information visit http://www.immunexpress.com/. Follow Immunexpress on Twitter and LinkedIn. *Immunexpress is licensed to use the Idylla trademark from Biocartis NV. Media Contacts: Maggie BellerRusso Partners, LLC+1(646) 942-5631[emailprotected] 1Zhou, F., et al. (2020) Clinical course and risk factors for mortality of adult inpatients with COVID-19 in Wuhan, China: a retrospective cohort study. The Lancet. DOI: https://doi.org/10.1016/S0140-6736(20)30566-3 SOURCE Immunexpress, Inc. Related Links http://www.immunexpress.com", "role": "user" }, { "content": "Immunexpress Receives CE Mark and Signs European Commercialization Partnership for SeptiCyte RAPID English Franais espaol Deutsch", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN, April 8, 2021 /PRNewswire/ -- The \"Shipping Containers Global Market Report 2021: COVID-19 Implications and Growth\" report has been added to ResearchAndMarkets.com's offering. This report provides strategists, marketers and senior management with the critical information they need to assess the global shipping containers market.This report focuses on shipping containers market which is experiencing strong growth. The report gives a guide to the shipping containers market which will be shaping and changing our lives over the next ten years and beyond, including the markets response to the challenge of the global pandemic. The global shipping containers market is expected to decline from $8.16 billion in 2020 to $8.36 billion in 2021 at a compound annual growth rate (CAGR) of 2.48%. The change in growth trend is mainly due to the companies stabilizing their output after catering to the demand that grew exponentially during the COVID-19 pandemic in 2020. The market is expected to reach $10.73 billion in 2025 at a CAGR of 6.46%.Reasons to Purchase Gain a truly global perspective with the most comprehensive report available on this market covering 12+ geographies. Understand how the market is being affected by the coronavirus and how it is likely to emerge and grow as the impact of the virus abates. Create regional and country strategies on the basis of local data and analysis. Identify growth segments for investment. Outperform competitors using forecast data and the drivers and trends shaping the market. Understand customers based on the latest market research findings. Benchmark performance against key competitors. Utilize the relationships between key data sets for superior strategizing. Suitable for supporting your internal and external presentations with reliable high quality data and analysis Where is the largest and fastest growing market for the shipping containers? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The Shipping Containers market global report answers all these questions and many more.The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography. It places the market within the context of the wider shipping containers market, and compares it with other markets. The market characteristics section of the report defines and explains the market. The market size section gives the market size ($b) covering both the historic growth of the market, the influence of the COVID-19 virus and forecasting its growth. Market segmentations break down market into sub markets. The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets. Competitive landscape gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified. The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers. The shipping containers market section of the report gives context. It compares the shipping containers market with other segments of the shipping containers market by size and growth, historic and forecast. It analyses GDP proportion, expenditure per capita, shipping containers indicators comparison. Major players in the market are Hoover Container Solutions, CXIC Group, Shanghai Universal Logistics Equipment, Maersk Container Industry, Charleston Marine Containers, Hoover Container Solutions, CIMC, Sea Box, TLS Offshore Containers International Pvt Ltd, and China International Marine Containers Co. Ltd.The shipping containers market consists of the sales of shipping containers and related services by entities (organizations, sole traders, and partnerships) that are engaged in manufacturing shipping containers with suitable strength to withstand handling, storage, and shipment. Shipping containers range from ubiquitous corrugated boxes to large steel boxes used for intermodal shipments. Only goods and services traded between entities or sold to end consumers are included.The shipping containers market covered in the report is segmented by product type into dry storage container, flat rack container, refrigerated container, special-purpose container, open top container, double door container, others; by container size into small container, large container, high cube container; by end-use into food and beverages, consumer goods, healthcare, industrial products, vehicle transport, others. The Asia Pacific was the largest region in the shipping containers market in 2020. The regions covered in this report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.The high costs associated with shipping containers is expected to restrain the growth of the shipping container market. The price of shipping containers depends on their size and condition. The bigger the container, the higher the price. And, the newer the unit, the more expensive it could be. For instance, in the USA, the average cost for a used container is around $2,000. The larger 40' unit that could be altered for houses ranges from $3,000 to $4,000 for the used one and is approximately $6,000 for a brand-new unit. Moreover, there are other costs such as shipping container home plans, foundation costs being involved which make them less affordable for purchase. Thus, the high costs of shipping containers are projected to limit the growth of the shipping container market over the forecast period.In May 2019, COSCO SHIPPING Development Co., Ltd, a China-based containerized marine shipping company acquired five Chinese units of Singamas Container Holdings Ltd., for an undisclosed amount. The acquisition is expected to enhance COSCO SHIPPING Development Co., Ltd.'s container market. Singamas Container Holdings Ltd. is a China-based shipping container manufacturer that produces dry freight containers, foldable flat rack containers, tank containers, offshore containers, other comprehensive containers, and container parts.An increase in demand for cargo transportation through ships contributed to the growth of the shipping container market. The demand for the transportation of cargo through waterways is growing owing to factors such as cost-efficiency and secured way of moving goods as compared to other means of transportation. For instance, in 2018, a larger amount of goods was moved between the UK major ports and the EU (European Union) than any other region accounting for 44% (206.2 million tons) of entire critical port traffic. In 2018, the total gross weight of goods transported was estimated at almost 1.8 billion tons as part of the EU short sea shipping. However, Italy was the major short sea shipping country in the EU in 2018, surpassing the Netherlands, with a share of approximately 15% of the total tonnage of EU short sea shipping. Moreover, ships can carry more cargo from one place to another within a short period. This in turn is projected to boost the growth of the shipping containers market.Key Topics Covered: 1. Executive Summary 2. Shipping Containers Market Characteristics 3. Shipping Containers Market Trends and Strategies 4. Impact of COVID-19 on Shipping Containers 5. Shipping Containers Market Size and Growth 5.1. Global Shipping Containers Historic Market, 2015-2020, $ Billion 5.1.1. Drivers of the Market 5.1.2. Restraints on the Market 5.2. Global Shipping Containers Forecast Market, 2020-2025F, 2030F, $ Billion 5.2.1. Drivers of the Market 5.2.2. Restraints on the Market 6. Shipping Containers Market Segmentation6.1. Global Shipping Containers Market, Segmentation by Product Type6.2. Global Shipping Containers Market, Segmentation by Container Size6.3. Global Shipping Containers Market, Segmentation by End Use 7. Shipping Containers Market Regional and Country Analysis 7.1. Global Shipping Containers Market, Split by Region, Historic and Forecast, 2015-2020, 2020-2025F, 2030F, $ Billion 7.2. Global Shipping Containers Market, Split by Country, Historic and Forecast, 2015-2020, 2020-2025F, 2030F, $ Billion 8. Asia-Pacific Shipping Containers Market 9. China Shipping Containers Market 10. India Shipping Containers Market 11. Japan Shipping Containers Market 12. Australia Shipping Containers Market 13. Indonesia Shipping Containers Market 14. South Korea Shipping Containers Market 15. Western Europe Shipping Containers Market 16. UK Shipping Containers Market 17. Germany Shipping Containers Market 18. France Shipping Containers Market 19. Eastern Europe Shipping Containers Market 20. Russia Shipping Containers Market 21. North America Shipping Containers Market 22. USA Shipping Containers Market 23. South America Shipping Containers Market 24. Brazil Shipping Containers Market 25. Middle East Shipping Containers Market 26. Africa Shipping Containers Market 27. Shipping Containers Market Competitive Landscape and Company Profiles 27.1. Shipping Containers Market Competitive Landscape 27.2. Shipping Containers Market Company Profiles 27.2.1. Hoover Container Solutions 27.2.1.1. Overview 27.2.1.2. Products and Services 27.2.1.3. Strategy 27.2.1.4. Financial Performance 27.2.2. CXIC Group 27.2.2.1. Overview 27.2.2.2. Products and Services 27.2.2.3. Strategy 27.2.2.4. Financial Performance 27.2.3. Shanghai Universal Logistics Equipment 27.2.3.1. Overview 27.2.3.2. Products and Services 27.2.3.3. Strategy 27.2.3.4. Financial Performance 27.2.4. Maersk Container Industry 27.2.4.1. Overview 27.2.4.2. Products and Services 27.2.4.3. Strategy 27.2.4.4. Financial Performance 27.2.5. Charleston Marine Containers 27.2.5.1. Overview 27.2.5.2. Products and Services 27.2.5.3. Strategy 27.2.5.4. Financial Performance 28. Key Mergers and Acquisitions in the Shipping Containers Market 29. Shipping Containers Market Future Outlook and Potential Analysis 30. Appendix 30.1. Abbreviations 30.2. Currencies 30.3. Research Inquiries 30.4. About the Publisher30.5. Copyright and Disclaimer For more information about this report visit https://www.researchandmarkets.com/r/wuys16 Media Contact: Research and Markets Laura Wood, Senior Manager [emailprotected] For E.S.T Office Hours Call +1-917-300-0470 For U.S./CAN Toll Free Call +1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 U.S. Fax: 646-607-1907 Fax (outside U.S.): +353-1-481-1716 SOURCE Research and Markets Related Links http://www.researchandmarkets.com", "role": "user" }, { "content": "Worldwide Shipping Containers Industry to 2030 - Featuring Hoover Container Solutions, CXIC Group and Shanghai Universal Logistics Equipment Among Others", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LONDON--(BUSINESS WIRE)--The global Acai berry market is poised to experience spend growth of more than USD $ 612 million between 2024 at a CAGR of over 11.66%. The report also provides the market impact and new opportunities created due to the COVID-19 pandemic. Request free sample pages. Read the 120 pages research report with TOC and LOE on \"The Global Acai Berry Market Procurement Intelligence Report, Pricing Outlook in Geographies that include APAC, North America, South America, and MEA, and insights into best practices to optimize procurement spend. SpendEdges reports now include an in-depth complimentary analysis of the COVID-19 impact on procurement and the latest market data to help your company overcome sourcing challenges. Our acai berry procurement intelligence report offers actionable procurement intelligence insights, sourcing strategies, and action plans to mitigate risks arising out of the current pandemic situation. The insights offered by our reports will help procurement professionals streamline supply chain operations and gain insights in the best procurement practices to mitigate losses. Information on Latest Trends and Supply Chain Market Information: Knowledge center on COVID-19 impact assessment Insights into the Market Price Trends Insights into strategies that will help buyers optimize their procurement spend To get instant access to over 1000 market-ready procurement intelligence reports without any additional costs or commitment Subscribe Now for Free. Some of the top Acai Berry suppliers enlisted in this report This acai berry procurement intelligence report has enlisted the top suppliers and their cost structures, SLA terms, best selection criteria, and negotiation strategies. Get access to regular sourcing and procurement insights to our digital procurement platform- Activate Free subscription. Table of Content Executive Summary Market Insights Category Pricing Insights Cost-saving Opportunities Best Practices Category Ecosystem Category Management Strategy Category Management Enablers Suppliers Selection Suppliers under Coverage US Market Insights Category scope Appendix About SpendEdge: SpendEdge shares your passion for driving sourcing and procurement excellence. We are the preferred procurement market intelligence partner for 120+ Fortune 500 firms and other leading companies across numerous industries. Our strength lies in delivering robust, real-time procurement market intelligence reports and solutions. To know more, https://www.spendedge.com/request-for-demo?", "role": "user" }, { "content": "COVID-19 Impact and Recovery Analysis | Acai Berry Procurement Intelligence Report Forecasts over USD $ 612 million Spend Growth | SpendEdge", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ALEXANDRIA, Va., Dec. 10, 2020 /PRNewswire/ --After staffing employment fell to Great Recession levels during the second quarter of 2020, third quarter data released today by the American Staffing Association show promising signs of recovery from the impact of the Covid-19 pandemic. U.S. staffing companies employed an average of 2.3 million temporary and contract workers per week in the third quarter of 2020increasing by nearly 300,000 from the second quarter. Staffing employmentdecreased 23.5% in the third quarter of 2020 from the same period in 2019. Although a historic year-to-year decline for the third quarter, the gap narrowed as staffing employment regained much of the second-quarter loss. Among the ASA survey's key findings, temporary employment decreased 23.5% in 3Q20 from the same period in 2019. Tweet this \"During the third quarter, staffing companies played an essential role in getting people safely back to work,\" said Richard Wahlquist, ASA president and chief executive officer. \"The staffing industry is uniquely positioned to continue providing opportunities to those who have been furloughed or laid off during the pandemic, aiding the recovery of overall employment in the United States.\" Temporary and contract staffing sales totaled $29.7 billion in the third quarter of 2020, down 13.6% from the same quarter in 2019. Staffing companies expect their fourth-quarter revenue to decline 7% year-to-year and anticipate a 15% drop for the full year compared with 2019.On a quarter-to-quarter basis, staffing jobs grew 14.4% from the second to the third quarter of 2020 and staffing sales expanded 14.5%improving from the prior quarter commensurate with pandemic recovery efforts to stop the spread of Covid-19 and safely reopen businesses.To learn more about the quarterly ASA Staffing Employment and Sales Survey, visitamericanstaffing.net/quarterly-survey, or follow ASA research onTwitter.About the American Staffing AssociationThe American Staffing Association is the voice of the U.S. staffing, recruiting, and workforce solutions industry. ASA and its state affiliates advance the interests of the industry across all sectors through advocacy, research, education, and the promotion of high standards of legal, ethical, and professional practices. For more information about ASA, visit americanstaffing.net.Contact Michelle R. SnyderDirector, Public RelationsAmerican Staffing Association703-253-1151[emailprotected]Ali DonzantiAllison+Partners646-428-0627[emailprotected]SOURCE American Staffing Association Related Links http://www.americanstaffing.net", "role": "user" }, { "content": "Staffing Employment Shows Promise in Third Quarter 4Q20 Revenue Expected to Decline 7%", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LONDON--(BUSINESS WIRE)-- Ap19 FORM 8.3 Amendment to purchase IRISH TAKEOVER PANEL DISCLOSURE UNDER RULE 8.3 OF THE IRISH TAKEOVER PANEL ACT, 1997, TAKEOVER RULES, 2013 DEALINGS BY PERSONS WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE 1. KEY INFORMATION 2. INTERESTS AND SHORT POSITIONS (a) Interests and short positions (following dealing) in the class of relevant security dealt in (Note 3) (1) 449,020 0.20% 1,703,078 0.75% (2) 92,511 0.04% 13,691 0.01% (3) 24,200 0.01% 24,200 0.01% 564,184 0.25% 1,740,969 0.77% (b) Interests and short positions in relevant securities of the company, other than the class dealt in (Note 3) Class of relevant security: Long Short Number (%) Number (%) (1) Relevant securities (2) Derivatives (other than options) (3) Options and agreements to purchase/sell Total Ap20 1. DEALINGS (Note 4) (a) Purchases and sales Purchase 1 236.9750 USD Purchase 1 236.2500 USD Purchase 2 237.5500 USD Purchase 2 237.5750 USD Purchase 2 237.6100 USD Purchase 2 237.1700 USD Purchase 2 237.6850 USD Purchase 3 237.9866 USD Purchase 3 237.3783 USD Purchase 3 237.6433 USD Purchase 3 237.6500 USD Purchase 4 237.6675 USD Purchase 5 237.3040 USD Purchase 6 237.2783 USD Purchase 7 237.4814 USD Purchase 10 237.3200 USD Purchase 40 236.9650 USD Purchase 58 237.7300 USD Purchase 84 237.4000 USD Purchase 97 238.2584 USD Purchase 100 235.7450 USD Purchase 100 235.7000 USD Purchase 100 234.7550 USD Purchase 102 237.2553 USD Purchase 196 237.3714 USD Purchase 200 237.1440 USD Purchase 208 237.9600 USD Purchase 280 237.2921 USD Purchase 280 237.2524 USD Purchase 300 236.0500 USD Purchase 312 235.8132 USD Purchase 440 237.1090 USD Purchase 460 237.3891 USD Purchase 541 237.4841 USD Purchase 575 237.3643 USD Purchase 605 237.2810 USD Purchase 612 235.9292 USD Purchase 715 237.3232 USD Purchase 780 237.5046 USD Purchase 860 237.2939 USD Purchase 1,413 237.3443 USD Purchase 1,890 237.4976 USD Purchase 2,128 237.1477 USD Purchase 2,372 236.9232 USD Purchase 2,420 235.7729 USD Purchase 5,235 236.2284 USD Purchase 5,386 237.3524 USD Purchase 5,624 237.1747 USD Purchase 15,139 237.0000 USD Purchase 15,718 237.4240 USD Purchase 20,540 235.4914 USD Purchase 20,928 237.1634 USD Sale 1 238.3700 USD Sale 2 237.7700 USD Sale 2 237.1700 USD Sale 3 237.5133 USD Sale 4 237.4200 USD Sale 4 237.4650 USD Sale 5 237.2560 USD Sale 6 237.2783 USD Sale 6 237.5500 USD Sale 9 237.5972 USD Sale 9 237.7983 USD Sale 9 237.3922 USD Sale 12 237.2508 USD Sale 14 237.5585 USD Sale 19 237.0800 USD Sale 34 238.3529 USD Sale 65 238.3500 USD Sale 70 237.4125 USD Sale 100 237.7100 USD Sale 100 235.7400 USD Sale 100 237.2494 USD Sale 100 237.0872 USD Sale 103 237.1508 USD Sale 108 237.5596 USD Sale 140 237.5328 USD Sale 200 235.7225 USD Sale 200 237.2150 USD Sale 200 238.1375 USD Sale 208 237.9600 USD Sale 280 237.2524 USD Sale 300 236.0500 USD Sale 312 235.8131 USD Sale 352 236.5896 USD Sale 358 236.9979 USD Sale 486 235.6606 USD Sale 500 235.3030 USD Sale 500 237.2590 USD Sale 512 235.9662 USD Sale 572 237.3213 USD Sale 617 236.9888 USD Sale 700 235.2400 USD Sale 900 235.2477 USD Sale 900 235.5661 USD Sale 900 235.2877 USD Sale 975 235.2587 USD Sale 1,047 237.6336 USD Sale 1,108 235.1531 USD Sale 1,253 237.3690 USD Sale 1,756 237.4974 USD Sale 2,392 235.4075 USD Sale 3,252 235.4298 USD Sale 3,253 237.3530 USD Sale 3,654 235.6310 USD Sale 3,830 237.4901 USD Sale 4,233 235.4189 USD Sale 4,270 236.2916 USD Sale 4,983 236.2234 USD Sale 7,086 237.0000 USD Sale 8,699 237.3059 USD Sale 14,931 237.2090 USD Sale 28,560 237.1807 USD (b) Derivatives transactions (other than options transactions) Product name, e.g. CFD Nature of transaction (Note 6) Number of relevant securities (Note 7) Price per unit (Note 5) (c) Options transactions in respect of existing relevant securities (i) Writing, selling, purchasing or varying Product name, e.g. call option Writing, selling, purchasing, varying etc. Number of securities to which the option relates (Note 7) Exercise price Type, e.g. American, European etc. Expiry date Option money paid/received per unit (Note 5) (ii) Exercising Product name, e.g. call option Number of securities Exercise price per unit (Note 5) (d) Other dealings (including transactions in respect of new securities) (Note 4) Nature of transaction (Note 8) Details Price per unit (if applicable) (Note 5) Ap21 2. OTHER INFORMATION Agreements, arrangements or understandings relating to options or derivatives Full details of any agreement, arrangement or understanding between the person disclosing and any other person relating to the voting rights of any relevant securities under any option referred to on this form or relating to the voting rights or future acquisition or disposal of any relevant securities to which any derivative referred to on this form is referenced. If none, this should be stated. None 020 3134 7213 Ap23 SUPPLEMENTAL FORM 8 IRISH TAKEOVER PANEL DISCLOSURE UNDER RULE 8.1 AND RULE 8.3 OF THE IRISH TAKEOVER PANEL ACT, 1997, TAKEOVER RULES, 2013 DETAILS OF OPEN POSITIONS (This form should be attached to Form 8.1(a) & (b)(i), Form 8.1(b)(ii) or Form 8.3, as appropriate) OPEN POSITIONS (Note 1) Put Options Purchased -1,200 220.0000 American Jul 16, 2021 Call Options Purchased 1,200 240.0000 American Jul 16, 2021 Call Options Purchased 23,000 220.0000 American Jul 16, 2021 Put Options Purchased -23,000 200.0000 American Jul 16, 2021 Notes 1. Where there are open option positions or open derivative positions (except for CFDs), full details should be given. Full details of any existing agreements to purchase or to sell must also be given on this form. 2. For all prices and other monetary amounts, the currency must be stated. For full details of disclosure requirements, see Rule 8 of the Rules. If in doubt, consult the Panel.", "role": "user" }, { "content": "Form 8.3 - AON PLCAMENDMENT", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, Dec. 15, 2020 /PRNewswire/ --Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Biogen Inc. (NASDAQ: BIIB), between October 22, 2019 and November 6, 2020, inclusive (the \"Class Period\") of the important January 12, 2021 lead plaintiff deadline in the securities class action commenced by the Firm. The lawsuit seeks to recover damages for Biogen investors under the federal securities laws. To join the Biogen class action, go to http://www.rosenlegal.com/cases-register-1981.htmlor call Phillip Kim, Esq. toll-free at 866-767-3653 or email [emailprotected]or [emailprotected]for information on the class action. According to the lawsuit, defendants throughout the Class Period made false and/or misleading statements and/or failed to disclose that: (1) the larger dataset did not provide necessary data regarding aducanumab's effectiveness; (2) the EMERGE study did not and would not provide necessary data regarding aducanumab's effectiveness; (3) the PRIME study did not and would not provide necessary data regarding aducanumab's effectiveness; (4) the data provided by the Company to the FDA's Peripheral and Central Nervous System Drugs Advisory Committee did not support finding efficacy of aducanumab; and (5) as a result, defendants' statements about Biogen's business, operations, and prospects, were materially false and misleading and/or lacked a reasonable basis at all relevant times. When the true details entered the market, the lawsuit claims that investors suffered damages. A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than January 12, 2021. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation. If you wish to join the litigation, go to http://www.rosenlegal.com/cases-register-1981.htmlor to discuss your rights or interests regarding this class action, please contact Phillip Kim, Esq. of Rosen Law Firm toll free at 866-767-3653 or via e-mail at [emailprotected] or [emailprotected]. NO CLASS HAS YET BEEN CERTIFIED IN THE ABOVE ACTION. UNTIL A CLASS IS CERTIFIED, YOU ARE NOT REPRESENTED BY COUNSEL UNLESS YOU RETAIN ONE. YOU MAY RETAIN COUNSEL OF YOUR CHOICE. YOU MAY ALSO REMAIN AN ABSENT CLASS MEMBER AND DO NOTHING AT THIS POINT. AN INVESTOR'S ABILITY TO SHARE IN ANY POTENTIAL FUTURE RECOVERY IS NOT DEPENDENT UPON SERVING AS LEAD PLAINTIFF. Follow us for updates on LinkedIn: https://www.linkedin.com/company/the-rosen-law-firm or on Twitter: https://twitter.com/rosen_firm or on Facebook: https://www.facebook.com/rosenlawfirm. Rosen Law Firm represents investors throughout the globe, concentrating its practice in securities class actions and shareholder derivative litigation. Rosen Law Firm was Ranked No. 1 by ISS Securities Class Action Services for number of securities class action settlements in 2017. The firm has been ranked in the top 3 each year since 2013. Rosen Law Firm has achieved the largest ever securities class action settlement against a Chinese Company. Rosen Law Firm's attorneys are ranked and recognized by numerous independent and respected sources. Rosen Law Firm has secured hundreds of millions of dollars for investors. Attorney Advertising. Prior results do not guarantee a similar outcome. Contact Information: Laurence Rosen, Esq. Phillip Kim, Esq. The Rosen Law Firm, P.A. 275 Madison Avenue, 40th Floor New York, NY 10016 Tel: (212) 686-1060 Toll Free: (866) 767-3653 Fax: (212) 202-3827 [emailprotected] [emailprotected] [emailprotected] www.rosenlegal.com SOURCE Rosen Law Firm, P.A. Related Links www.rosenlegal.com", "role": "user" }, { "content": "ROSEN, RESPECTED INVESTOR COUNSEL, Reminds Biogen Inc. Investors of Important January 12 Deadline in First Filed Securities Class Action Commenced by the Firm; Encourages Investors with Losses in Excess of $1 Million to Contact the Firm - BIIB", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SANTA FE, N.M.--(BUSINESS WIRE)--The Shared Assessments Program, the member-driven leader in third party risk assurance, today announced the launch of its 100% online, self-paced Certified Third Party Risk Professional (CTPRP) certification program. The CTPRP credential reflects the risk professionals attainment of established industry-wide criteria for proficiency and competency in Third Party Risk Management (TPRM), and is particularly prized by leading risk and security-aware organizations worldwide. The new Online On-Demand class shares the same curriculum, body of knowledge and examination as the Web-Based instructor led class, and is delivered in an interactive self-study format. David J. Perez, CEO, Shared Assessments, said: The risk and threat landscape is constantly shifting and expanding, and a dramatic uptick in third party-related vulnerabilities has highlighted the global shortage of certified risk management professionals. This latest program element was developed in response to the needs of busy working professionals seeking to extend their capabilities and achieve advanced certification. It enables them to do so at their own pace, regardless of the time zone or work-from-home challenges and improves both their abilities to lead complex initiatives and their professional marketability and career path. Asked how his company benefits from his CTPRP certification and TPRM expertise, Luc Levensohn, Senior Manager, Cyber Security, Information Risk Management for Staples, said: Having that broad but well-mapped organizational framework for all of our evidence enables us to be far more nimble and effective when we respond to unique or tailored customer requests. We can be sensitive to those information requests without launching into an all-out fire drill, which is something you always try to avoid. Were continually able to prioritize the areas of highest risk, which strengthens our due diligence in an efficient manner. Thats why I have the people on my team take CTPRP tests as soon as they are ready. Findings Codify the Career Impacts of CTPRP Certification: A newly released poll conducted by Shared Assessments of risk management professionals holding the CTPRP certification finds that: - 80 percent of CTPRP holders report that training improved their ability to fulfill their job duties, - 47 percent of CTPRP holders report certification helped them land a new job or earn a promotion, and - 68 percent of CTPRP holders current annual compensation ranged from $90k - $120k The CTPRP is viewed as a key credential for third party risk, procurement and compliance professionals, including business vendor managers, risk managers (vendor or operational), vendor IT security managers, IT auditors/assessors, IS auditors/professionals, facilities management, audit, privacy, compliance, procurement, business resilience, legal and IT vendor management professionals. The certification demonstrates that the recipient has received comprehensive training in and possesses a thorough working knowledge of third party risk management concepts and principles, including: Shared Assessments Certified Third Party Risk Professional (CTPRP) has been a valuable certification to my team as it adds professional credibility and validation of our expertise. Now, busy information security professionals who leverage self-study courses can further their own development while also helping their organizations improve their company's third party risk program, said Paul Kooney, Managing Director, Security & Privacy, Protiviti, Inc. Shared Assessments also recently introduced two additional new risk management findings: C-Suite Call to Action Risk Management Through A Different Lens helps C-suite executives move their organizations forward with new dexterity in the face of rapidly changing and emerging risks; and Adaptive Risk Management for Complex Supply Chains provides risk practitioners with practical and actionable considerations for a more robust TPRM style they can apply to their own programs. About the Shared Assessments Program As the only organization that has uniquely positioned and developed standardized resources to bring efficiencies to the market for more than a decade, the Shared Assessments Program has become the trusted source in third party risk assurance. Shared Assessments offers opportunities for members to address global risk management challenges through committees, awareness groups, interest groups and special projects. Join the dialog with peer companies and learn how you can optimize your compliance programs while building a better understanding of what it takes to create a more risk sensitive environment in your organization. Additional Resources: CTPRP: Risk Certification - Overview Certification Success Stories: Eight senior risk professionals in financial services, consumer products and advisory services share their risk career journeys. C-Suite Call to Action Risk Management Through A Different Lens Adaptive Risk Management for Complex Supply Chains", "role": "user" }, { "content": "Shared Assessments CTPRP Risk Management Professional Certification Now Available Online, On-Demand New Online Certification Program Developed to Meet Global Markets High Demand for Certified Risk Management Professionals; Leading Third Party Risk Management Credential That Extends and Validates Expertise and Professional Credibility.", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Find the best AV receiver deals for Black Friday, featuring 5.1, 5.2, 7.2, 9.2 & more stereo and surround AV receiver offers. Links to the latest deals are listed below. Best AV Receiver Deals: Searching for more deals? We recommend checking Walmarts Black Friday Deals for Days sales event and Amazons Black Friday deals to view thousands more active savings. Saver Trends earns commissions from purchases made using the links provided. About Saver Trends: Saver Trends research and share online sales news. As an Amazon Associate and affiliate Saver Trends earns from qualifying purchases.", "role": "user" }, { "content": "AV Receiver Black Friday Deals (2020): Best Stereo & Multi-Channel Receiver Savings Ranked by Saver Trends Black Friday AV receiver deals have landed, browse the best Black Friday Onkyo, Denon, Harman & Kardon, Marantz & Yamaha deals on this page", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: IRVINE, Calif., Dec. 16, 2020 /PRNewswire/ --MIND Research Institute announced the promotion of Twana Young, M.Ed., to Vice President of Curriculum and Instruction. Young brings over 20 years of experience in education, including multiple district administrator roles with Columbus City Schools. Young will lead the overall vision, strategy, and execution for curriculum materials, resources, and professional learning across MINDs suite of products. She has been with MIND since 2014 and previously held roles focused on instructional and professional development. \"I am thrilled to announce Twana Young's well-deserved promotion,\" said Brett Woudenberg, CEO of MIND. \"Her extensive experience will bring vision and innovation to our curriculum and instructional resources, teacher and administrator professional learning, and family resources.\" Young will also continue her leadership role in MIND's co-design group, MEND Math Equity in Design. MEND is a community of people who have worked with students of color, have been students of color, or are teachers of color. They are co-architects in designing culturally relevant math curriculum that connects with all students. \"At MIND we are working hard to empower students, showcase their brilliance, and support them in building identity and agency in mathematics,\" said Young. \"I am excited and honored to join the MIND leadership team as we continue to advance our mission to ensure that all students are mathematically equipped to solve the world's most challenging problems.\" Young is a foundational member of the Math Brain Trust, part of the 100kin10 initiative and has been a member of the Council of Great City Schools' Mathematics Advisory Committee. She received the Columbus Association of Insurance and Financial Advisors Educator of the Month Award in 2003, and Teacher of the Year for Columbus City Schools in 2002. Young holds a Master of Education Administration from Ashland University and a Bachelor of Arts in Elementary Education from Nicholls State University. She has also earned Certification in Early Adolescent Mathematics from the National Board for Professional Teaching Standards. About:MIND Research Institute is a neuroscience and education social impact organization, dedicated to ensuring that all students are mathematically equipped to solve the world's most challenging problems. MIND is the creator of ST Math, a PreK-8 visual instructional program that leverages the brain's innate spatial-temporal reasoning ability to solve mathematical problems. For more information, visit mindresearch.org. SOURCE MIND Research Institute Related Links http://www.mindresearch.net", "role": "user" }, { "content": "Twana Young Joins MIND Leadership Team as VP of Curriculum and Instruction", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Heres our review of the best game and trail camera deals for Black Friday, including sales on Cuddeback, SPYPOINT and more game cameras. Links to the latest deals are listed below. Best Game & Trail Camera Deals: Interested in more deals? We recommend checking Walmarts Black Friday sale and Amazons Black Friday sale to view thousands more active savings. Deal Tomato earns commissions from purchases made using the links provided. About Deal Tomato: Deal Tomato reports on popular sales events. As an Amazon Associate and affiliate Deal Tomato earns from qualifying purchases.", "role": "user" }, { "content": "Best Game & Trail Camera Black Friday Deals 2020: Top Deals Tracked by Deal Tomato The top Black Friday game and trail camera deals for 2020, featuring all the latest night vision wildlife and hunting camera offers", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: CLEVELAND, Jan. 5, 2021 /PRNewswire/ --Sweeping Corporation of America (\"SCA\"), the largest power sweeping company in the United States, today announced its acquisition of C&J Parking Lot Sweeping, one of the largest parking lot maintenance companies in Michigan. The acquisition expands SCA's footprint to a new market in Detroit and marks the company's first venture into Michigan. Terms of the transactions were not disclosed. Established in 1978, C&J Parking Lot Sweeping is one of the oldest and largest sweeping companies in Michigan and is uniquely recognized as Michigan's first nationally certified sweeping contractor service. The company focuses on parking lot and street sweeping services for residential, commercial and industrial properties. \"C&J Parking Lot Sweeping is truly a one-stop-shop, covering all parking lot maintenance needs for customers in Michigan. Not only does this acquisition mark our first venture into Michigan, it also allows us to better service our customers near Toledo, reflecting our continued focus on market expansion and strong customer service,\" said Christopher Valerian, President & CEO, SCA. \"We are pleased to welcome C&J Parking Lot Sweeping into the SCA family and look forward to continuing our expansion across the U.S.\" With this acquisition, SCA now has over 1,000 employees in its 36 locations throughout the United States. This announcement follows SCA's recent acquisitionof Total Asphalt Services, Clean Sweep, Buckeye Sweeping, and US Sweeping. Each unique acquisition represents expanded market presence and services offerings across the United States. ABOUT SCA Headquartered in Cleveland, OH, SCA is the largest power sweeping services company in the United States. SCA self-performs power sweeping for highways, streets, industrial and commercial applications for both private and government entities.For more information on SCA, please visit www.sweepingcorp.com. ABOUT C&J PARKING LOT SWEEPING Founded in 1978 by Ray Confer, C&J Parking Lot Sweeping is the leading provider of commercial lot sweeping and maintenance services across Southeast Michigan. When Confer started the company, he owned a pickup truck, a hand broom and a shovel and expanded the business to cover +100 square miles of greater Detroit with +40 professional sweepers. The company is now recognized as Michigan's first nationally certified sweeping contractor service and holds membership in several regional and national industry associations. CONTACT: Sweeping Corp of America:Mike Siragusa, Vice President216-777-2747 SOURCE Sweeping Corp of America", "role": "user" }, { "content": "Sweeping Corporation of America Acquires C&J Parking Lot Sweeping Acquisition Marks SCA's First Venture in Michigan, Further Expands SCA's National Footprint", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LOS ANGELES, Feb. 19, 2021 /PRNewswire/ -- Even after years of study in college, there remains one big hurdle before a medical student can achieve the goal of becoming a doctor. That, of course, is the need to serve in a residency for a period usually ranging from 3 to 7 years, depending on specialty. Residency is not accomplished by simply walking in the door and rolling up your sleeves. Instead, the process is very similar to how a student got into med school in the first place. They had to apply to various universities, who then determined if those prospective students were a match for their medical programs. In many cases, the student had to accept an offer from a school that was not at the top of their list. The same process applies to residencies. The medical school graduate now has to compile a list of residency programs they would like to be considered for. Part of this process includes on-site visits to the programs they prefer to apply to. Companies like Residents Medical Group out of Los Angeles help with this process of deciding appropriate goals and targets. Once that is accomplished, the student submits what is known as a \"rank order list\" to the National Resident Matching Program. In turn, the various residency programs nationwide also submit their list of preferred candidates they would like to offer a position to. The two lists are then compared by a computer algorithm and matched up, which results in offers being issued to the student. Some students do not match. Some residencies do not fill their full quotas through the matching process. This leaves a few slots to be filled, which applicants apply for via a direct application. The vital thing to know is that some students do not match because they apply to only a few residency programs, even though there is no limit to the number you can apply to. In addition, they sometimes apply only to very prestigious programs for which their grades or other criteria do not justify acceptance. One way of elevating these chances is to engage the services of an organization like Residents Medical Group. Companies such as this take the fundamental qualities inherent in any medical student and see that they are adequately presented and, if need be, polished up a bit via additional instruction and training. Residents Medical utilizes key contacts throughout the industry, and they know the challenges their clients have to overcome in order to make it into their preferred residency program. As with any other endeavor in life, having a good coach in your corner enhances your chances of winning the contest. For that reason, hundreds of medical school graduates are turning to Residents Medical every year and strengthening their case for taking the next step in their respective careers. Jeff Hansen Digital Marketing Manager Good Guy News 5462893521 [emailprotected] This release was issued through WebWire. For more information, visit http://www.webwire.com . SOURCE Residents Medical Group", "role": "user" }, { "content": "Residents Medical Group Helping Med School Graduates in Program Matching", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SAN FRANCISCO, April 30, 2020 /PRNewswire/ --IGEL,provider of the next-gen edge OS for cloud workspaces, today announced the City of Tigard has standardized on IGEL-driven endpoints. Using the IGEL OS, the City is now able to modernize aging PCs, lower helpdesk burden and simplify a once complex IT environmentfor a smoother running city campus. The conversion to an IGEL OS has also helped the City of Tigard deal with the looming issue of the end of support for Windows 7. With the move to IGEL, there is no need to migrate devices to Windows 10 as they are now able to virtually access the latest Windows OS through a modern Citrix Virtual Desktop Infrastructure (VDI). They have used IGEL OS to standardize their desktops and end user computing environment without having to invest in new PC hardware. \"We are a small IT shop and wear every technological hat here at the City,\" said Mike Nolop, IT Manager, City of Tigard. \"Almost every department's IT system was unique, running on different operating systems and with very old hardware. We had no standardization and as a result were a very reactive IT department.\" Now with IGEL OS on the endpoint, the benefits of the IGEL deployment are very clear to everyone involved in the project at the City of Tigard. \"It has brought standardization and simplification,\" added Nolop. \"On the IT side, we can easily manage the entire desktop ecosystem and there is much less troubleshooting. The user also benefits from the same high-quality experience, every time, wherever they are working. In addition to the conversion of existing PCs, the City is deploying IGEL UD2 endpoints to the Community Development Department, the Design team, and others that require NVIDIA graphics. These devices are ideal for handling their high-end graphics applications for CAD engineering drawings or for the graphic design of marketing materials. \"IGEL immediately increased reliability and all the issues we were experiencing on the underlying system disappeared, simplifying our support requirements,\" said James Christopherson, Network Administrator, City of Tigard. \"It enabled us to simplify and standardize our VDI roll-out to all departments.\" Since its incorporationin 1961, the City of Tigard has grown to become a desirable and affordable community in the Portland metro area. Its more than 53,000 city residents enjoy access to more than 16 miles of paved trails andnearly 550 acres of parks and open spaces.With roughly 350 full-time, part-time, and temporary staff, the City has helped create a diverse economy, strong schools and outstanding parks, making Tigard one of the most liveable cities in Oregon. For complete details of the City of Tigard success using IGEL, watch this video and read this blog. IGEL on Social Media Twitter: www.twitter.com/IGEL_TechnologyFacebook:www.facebook.com/igel.technologyLinkedIn: www.linkedin.com/company/igel-technologyYouTube: www.youtube.com/user/IGELTechnologyTVIGEL Community: www.igel.com/community About IGEL IGELprovides thenext-gen edge OS for cloud workspaces.The company'sworld-leading software products include IGEL OS,IGEL UD Pocket (UDP) and IGEL Universal Management Suite (UMS). These solutionscomprisea more secure, manageable and cost-effective endpoint managementand controlplatform across nearly any x86 device.Easily acquired via just two feature-rich software offerings, Workspace Edition and Enterprise Management Pack IGEL software presents outstanding value per investment.Additionally, IGEL's German engineered endpoint solutions deliver the industry's best hardware warranty (5 years), software maintenance (3 years after end of life) and management functionality. IGEL enables enterprises tosave vast amounts of money by extending the useful life of their existing endpoint devices whileprecisely controllingall devices running IGEL OS from a single dashboard interface. IGEL has offices worldwide and is represented by partners in over 50 countries. For more information on IGEL, visitwww.igel.com. SOURCE IGEL Related Links http://www.igel.com", "role": "user" }, { "content": "City of Tigard Modernizes End User Computing and Simplifies Move to Windows 10 with IGEL The IGEL next-gen operating system for cloud workspaces delivers standardization, simplification and improved end user experience", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: WASHINGTON, June 19, 2020 /PRNewswire/ -- Today, the American Society of Hematology (ASH), the world's largest professional society dedicated to furthering the understanding, diagnosis, treatment, and prevention of blood disorders, announced the publication of the ASH 2020 Guidelines for Sickle Cell Disease Management of Acute and Chronic Pain, the new installment of the Society's evidence-based practice guidelines on the disease. Pain is the most common complication of SCD and it significantly decreases daily quality of life. Severe pain is the leading cause of emergency department visits and hospitalizations for people with SCD. Individuals with pain from SCD often don't get the care they need because comprehensive information about medications and therapies had not been readily available. This guideline and others in the collection, published in ASH's journal Blood Advances, address clinical challenges by providing the first evidence-based recommendations to help individuals with SCD and their providers make the most informed decisions for personalized care. SCD is the most common inherited red blood cell disorder in the United States, affecting an estimated 100,000 people. According to the Centers for Disease Control and Prevention, SCD affects one out of every 365 Blacks or African Americans and one out of every 16,300 Hispanic Americans. In individuals with SCD, the red blood cells, which are normally round, become crescent or sickle shaped. These abnormally shaped cells break apart easily, clump together, and stick to the walls of blood vessels, blocking the flow of blood and causing excruciating pain. In addition, individuals with SCD can experience joint and organ damage, stroke, and reduced life expectancy. On top of the immense physical burden of the disease, individuals often cannot access the care they need because SCD is largely misunderstood by medical professionals. In fact, 20% of family physicians report feeling comfortable caring for individuals with SCD . \"We've seen remarkable advances in the therapies available for sickle cell disease and its complications, with two new FDA-approved therapies last year alone and many more in development. Yet care is often the responsibility of primary care, family, and emergency room physicians and nurses, and the community has long expressed a strong need for guidance that can help them deliver the best care for their patients,\" said Robert Liem, MD, chair of the ASH Sickle Cell Disease Guideline Coordination Panel and director of the Comprehensive Sickle Cell Disease Program at the Ann & Robert H. Lurie Children's Hospital of Chicago. \"There is no one-size-fits-all approach to treating sickle cell disease, and these guidelines provide evidence-based recommendations about how to individualize care in accordance with individuals' preferences and values.\" In partnership with the Evidence-Based Practice Research Program at Mayo Clinic, the ASH Guidelines on SCD were developed using the GRADE methodology to ensure the highest standards for trustworthiness. ASH brought together 61 clinical experts, five methodologists, and 10 patient representatives to identify best practices for the management of acute and chronic complications of SCD and ways to improve the quality of care for patients. Five total guidelines cover SCD across areas where there has previously been little guidance and where there is significant uncertainty or variation in clinical practice: Cardiopulmonary and Kidney Disease Transfusion Support Cerebrovascular Disease Management of Acute and Chronic Pain Transplantation (anticipated 2020) \"Supporting research and improving care for all people living with sickle cell disease is a chief priority for ASH,\" said ASH President Stephanie Lee, MD, MPH, of Fred Hutchinson Cancer Research Center. \"Creating and disseminating a comprehensive set of SCD treatment guidelines can improve the care of people with SCD by identifying the best evidence-based practices to be used by the many health care professionals who treat the disease. The future will hold better treatment options for patients, but for now, we can and need to improve care using tools we have available now.\" The ASH Guidelines on SCD are part of a larger guideline development initiative for ASH. ASH is committed to the timely update of existing guidelines and the development of new guidelines for a range of hematologic conditions. ASH also has resources for treating SCD in the COVID-19 pandemic, including frequently asked questions about SCD and COVID and a checklist for caring for individuals with sickle cell disease who go to emergency departments with COVID-like symptoms. Visit www.hematology.org/SCDguidelines for more information about the ASH Guidelines on SCD, including fact sheets with key takeaways from each guideline, infographics, clinical teaching slide sets, and patient stories. About ASH's Work in Sickle Cell Disease In2016, ASHlaunched a multifaceted initiative to address the burden of disease both in the United States and globally.ASHhassince developed clinical guidelines for SCD managementand care, expandededucation and training efforts,and advocatedwith policymakersto enhanceand expand federal SCD programs that include efforts to address pain management in individuals with SCD (learn more about ASH's advocacy efforts here). Currently, ASH is working with members of Congress to create a pilot program for better access to health care for people living with SCD. In 2016, the Society also founded theSickle Cell Disease Coalition which has grown to more than 85 members. In addition to these efforts,the ASH Research Collaborative (ASH RC) Data Hub and SCD Clinical Trials Networkwas developed with the mission to improve outcomes for individuals with SCD by expediting SCD therapy development and facilitating innovation in clinical trial research. It provides the infrastructure for identifying patient cohorts for trials, matching trial sponsors with sites, facilitating recruitment of eligible patients, and ensuring optimally designed trials and an efficient, coordinated approach. Through patient engagement and optimized clinical trial execution, theClinical TrialsNetwork will help tobring new and more effective therapies to individuals with SCD. American Society of Hematology The American Society of Hematology (ASH) (www.hematology.org) is the world's largest professional society of hematologists dedicated to furthering the understanding, diagnosis, treatment, and prevention of disorders affecting the blood. For more than 60 years, the Society has led the development of hematology as a discipline by promoting research, patient care, education, training, and advocacy in hematology. ASH publishesBlood(www.bloodjournal.org), the most cited peer-reviewed publication in the field, andBlood Advances(www.bloodadvances.org), an online, peer-reviewed open-access journal. SOURCE American Society of Hematology Related Links www.hematology.org", "role": "user" }, { "content": "ASH Releases New Clinical Practice Guidelines on Management of Pain in Sickle Cell Disease Pain guideline is the latest in Society's evidence-based series of clinical practice guidelines for sickle cell disease aiming to improve and personalize care for individuals with this complex condition", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEEDHAM, Mass.--(BUSINESS WIRE)--Worldwide revenues for the artificial intelligence (AI) market, including software, hardware, and services, is estimated to grow 16.4% year over year in 2021 to $327.5 billion, according to the latest release of the International Data Corporation (IDC) Worldwide Semiannual Artificial Intelligence Tracker. By 2024, the market is expected to break the $500 billion mark with a five-year compound annual growth rate (CAGR) of 17.5% and total revenues reaching an impressive $554.3 billion. Among the three technology categories, software represented 88% of the total AI market revenues in 2020. However, it is the slowest growing category with a five-year CAGR of 17.3%. Within the AI software category, AI Applications took the largest share of revenue at 50% in 2020. In terms of growth, the AI Software Platforms market is forecast to be the strongest with a five-year CAGR of 32.7%. The slowest will be AI System Infrastructure Software with a five-year CAGR of 13.7% while accounting for roughly 36% of AI software revenues. Within the AI Applications market, AI ERM is expected to grow slightly stronger than AI CRM over the next five years. A graphic illustrating IDC's worldwide AI software forecast, including the AI CRM, AI ERM, AI Software Platforms, AI Application Development & Deployment Software, and AI System Infrastructure Software markets, is available by viewing this press release on IDC.com. \"The global pandemic has pushed AI to the top of the corporate agenda, empowering business resilience and relevance,\" says Ritu Jyoti, program vice president for AI Research at IDC. \"AI is becoming ubiquitous across all the functional areas of a business. Advancements in Machine Learning, Conversational AI, and Computer Vision AI are at the forefront of AI software innovations, architecting converged business and IT process optimizations, predictions and recommendations, and enabling transformative customer and employee experiences.\" Top 3 Companies in the AI Software Primary Market and the 3 AI Software Platforms Functional Markets, 1H 2020 (ranking based on worldwide revenues) AI Software Market AI Type #1 #2 #3 AI Software Platforms AI Centric IBM Microsoft SAS Institute AI Applications AI Centric IBM OpenText Slack AI non-Centric Microsoft Intuit Google AI System Infrastructure Software AI Centric IBM Microsoft Dynatrace AI non-Centric Microsoft VMware McAfee AI Application Development & Deployment AI Centric Microsoft Google Palantir AI non-Centric Microsoft ESRI Teradata The AI Services category grew slower than the overall AI market with 13% annual revenue growth in 2020. However, it is forecast to grow 17.4% year over year in 2021, outperforming the overall AI market by approximately 1%. Its five-year CAGR is expected to be 18.4% with revenues reaching $37.9 billion by 2024. This technology category breaks down into two market segments: IT Services and Business Services. IT Services is the larger of the two, accounting for nearly 80% of all AI Services revenues. From a growth perspective, IT Services for AI tends to grow faster than Business Services for AI except for 2024, where Business Services for AI is forecast to perform slightly higher than both IT Services for AI and the overall AI Services market. \"Though the pandemic interrupted the momentum of worldwide AI services market growth, enterprise demand for AI capabilities to support business resiliency and augment human productivity sustained double-digit expansion in 2020, even as other discretionary projects experienced delays,\" said Jennifer Hamel, research manager, Analytics and Intelligent Automation Services. \"Client demand for technical expertise to develop, implement, and manage AI applications drives IT services expansion, while increasing adoption of AI-enabled automation within business processes boosts spending on business services.\" The latest release of the AI Tracker covers a total of 160 vendor companies in the AI Services market. Under IT Services for AI, the Top 3 companies in 1H 2020 were IBM, Accenture, and Infosys. These were the only companies to bring in more than $500 million in IT Services for AI revenues and their combined share of the market was 28%. Beyond the Top 3, 13 other companies generated more than $100 million each during the same period. In the Business Services for AI market, there were only four companies Ernst & Young, PwC, Deloitte, and Booz Allen Hamilton that generated revenues of more than $100 million in 1H 2020. Overall, the competitive landscape in both services markets for AI is a highly fragmented one where players from across the services value chain continue to invest in technology assets, innovation resources, and expertise in applying AI to solve industry- and domain-specific problems for clients. A graphic illustrating IDC's worldwide AI services forecast, including the Business Services for AI and IT Services for AI markets, is available by viewing this press release on IDC.com. The AI hardware market is the smallest category with approximately 5% share of overall AI revenues in 2020. The share is forecast to increase slightly in 2021 at the expense of AI Software. The AI Server market grew faster than the AI Storage market in 2020, but these results are expected to the reverse in 2021 when AI Storage is forecast to grow 31.8% year over year compared to 26.4% for the AI Server market. By 2024, AI Hardware is forecast to be a $30.5 billion market with AI Servers representing an 82% revenue share. \"The AI server and storage markets continue to see rapid growth, providing an increasingly specialized and innovative infrastructure foundation under the entire AI landscape,\" said Peter Rutten, research director, Infrastructure Systems, Platforms and Technologies at IDC. In terms of 1H 2020 vendor share, the top companies in the AI Server market were (in alphabetical order) Dell, HPE, Huawei, IBM, Inspur, and Lenovo. Each of these companies brought in more than $250 million in 1H 2020 and collectively these 6 companies accounted for 58% of the market, while 30% went to ODMs. While the number of vendor companies tracked in each market is the same, the competitive landscape of AI Server market is more fragmented than the AI Storage market, where the Top 3 companies accounted for 49% market share in 1H 2020. A graphic illustrating IDC's worldwide AI hardware forecast by geographic region is available by viewing this press release on IDC.com. The IDC Worldwide Semiannual Artificial Intelligence Tracker publishes AI vendor share and market forecast data on a semi-annual basis. It provides data and insights into all the key technology areas server, storage, software, and services built on IDC's comprehensive methodology involving vendor product, market, and workload modeling. Over 650 vendor companies are currently published in the tracker, ensuring that the competitive landscape is well represented across all the three technology categories. The January 2021 release also includes, for the first time, country level details; data on a total of 27 countries and 5 rest-of regions are available via subscription. Through its broad and in-depth coverage, the Tracker can be relied on by users to assess which sectors within the AI market are expected to grow in demand during these unusually challenging times and optimize their business plans accordingly. In the next release, scheduled for July 2021, IDC plans for the Tracker to expand with more details, including software deployment type as well as introducing more market granularity in the software space. About IDC Trackers IDC Tracker products provide accurate and timely market size, vendor share, and forecasts for hundreds of technology markets from more than 100 countries around the globe. Using proprietary tools and research processes, IDC's Trackers are updated on a semiannual, quarterly, and monthly basis. Tracker results are delivered to clients in user-friendly Excel deliverables and on-line query tools. For more information about IDC's Worldwide Semiannual Artificial Intelligence Tracker, please contact Kathy Nagamine at 650-350-6423 or [email protected]. Click here to learn about IDC's full suite of data products and how you can leverage them to grow your business. About IDC International Data Corporation (IDC) is the premier global provider of market intelligence, advisory services, and events for the information technology, telecommunications, and consumer technology markets. With more than 1,100 analysts worldwide, IDC offers global, regional, and local expertise on technology and industry opportunities and trends in over 110 countries. IDC's analysis and insight helps IT professionals, business executives, and the investment community to make fact-based technology decisions and to achieve their key business objectives. Founded in 1964, IDC is a wholly-owned subsidiary of International Data Group (IDG), the world's leading tech media, data and marketing services company. To learn more about IDC, please visit www.idc.com. Follow IDC on Twitter at @IDC and LinkedIn. Subscribe to the IDC Blog for industry news and insights: http://bit.ly/IDCBlog_Subscribe.", "role": "user" }, { "content": "IDC Forecasts Improved Growth for Global AI Market in 2021", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DETROIT--(BUSINESS WIRE)--TCF National Banks inventory finance subsidiary was named the exclusive floor plan financing provider for powersports company Speed UTV, which is owned by Robby Gordon, a former NASCAR and IndyCar racer, and Todd Romano, Founder of DragonFire Racing. Collectively, Gordon and Romano have more than 40 years of racing, engineering and business experience. They have assisted many of the major powersports original equipment manufacturers (OEMs) with product and new vehicle development, and have now decided to offer the market their own high-performance off-road vehicles, accessories and industry-leading designs. TCF believed in our unique business model, vehicles, dealers, our company and its financial outlook. Floor plan finance companies need to have a deep understanding of our business and our dealers business to see the value in financing our products. TCF reviews many new business opportunities each year, and this year they chose Speed UTV as one of the companies to support through dealer financing. Our management team and dealer network are excited for this new relationship, said Romano. TCF is thrilled to be Speed UTVs exclusive floorplan financing provider. Mr. Gordon and Mr. Romano are experienced and skilled leaders in the powersports industry, which is sure to be invaluable to the success of Speed UTV. We thank them for selecting us to play a role in their companys near- and long-term growth, said Jay Deverell, chief executive officer, TCF Inventory Finance. The TCF Inventory Finance team provides floor plan financing solutions developed for manufacturers and dealers that sell equipment to commercial and consumer customers located in the U.S. and Canada. About TCF: TCF Financial Corporation (NASDAQ: TCF) is a Detroit, Michigan-based financial holding company with $48 billion in total assets at Dec. 31, 2020 and a top 10 deposit market share in the Midwest. TCFs primary banking subsidiary, TCF National Bank, is a premier Midwest bank offering consumer and commercial banking, trust and wealth management, and specialty leasing and lending products and services to consumers, small businesses and commercial clients. TCF has approximately 470 branches primarily located in Michigan, Illinois and Minnesota with additional locations in Colorado, Ohio, South Dakota and Wisconsin. TCF also conducts business across all 50 states and Canada through its specialty lending and leasing businesses. To learn more about TCF, visit tcfbank.com. Click here to subscribe to news release email alerts for TCF Financial Corporation. Source: TCF Financial Corporation", "role": "user" }, { "content": "TCFs Inventory Finance Selected as Speed UTVs Exclusive Floor Plan Financing Provider", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SO PAULO, May 3, 2020/PRNewswire/ --Used by many people on the streets ofBraziland the world today, a mask also covered the nose and mouth of the largest Brazilian icon: Christ the Redeemer. Part of the Todos pela Sade (All for Health) initiative, an alliance of health experts created with the objective of combating the new coronavirus and its effects on Brazilian society, the action highlights the importance of protecting everyone when leaving home and amplifies the message #MaskSaves. The projection took placebetween 7 and 10 pmthis Sunday (May, 3rd). A video with the projection can be found here:https://we.tl/t-Aw5RL82qC5 Christ the Redeemer gets mask to encourage the world protect against Covid-19 Manu Silva \"The Redemptive Christ presents itself once again as the ultimate symbol for the formation of a collective conscience for the preservation of life\", said Father Omar, rector of the Christ the Redeemer Sanctuary. The use of protective masks has been one of the main recommendations of authorities to prevent the spread of the new coronavirus. The measure is in line with recent medical studies that prove the high transmission capacity of asymptomatic people, making it essential to use protection even for those who do not have fever, cough, headache or sore throat. Thus, the initiative is important to reduce the levels of contamination in social contact. Todos pela Sade (All for Health) The campaign to encourage the use of masks is part of the Todos pela Sade initiative, created with the objective of combating the new coronavirus and its effects on Brazilian society. Comprising four axes - informing, protecting, caring and resuming - the initiative ranges from guidance and enhancement of existing initiatives to the purchase of health equipment, training of health professionals and purchase and distribution of inputs.Ita, the largest bank in Latin America, directed US$ 200 million to finance the creation and activities of Todos pela Sade. The funds are being managed by a group of specialists led by doctor Paulo Chapchap, doctor in surgical clinic by the University of So Paulo and general director at Hospital Srio Libans, one of the largest in Brazil. This team is already defining actions to be financed, so that strategic decisions are supported by technical and scientific premises.SOURCE Todos pela Sade", "role": "user" }, { "content": "Christ the Redeemer gets a mask against COVID-19 Projection on one of the world's most iconic monuments is part of a campaign to encourage the use of masks as a way of preventing the new coronavirus", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"USA - Mdf - Market Analysis, Forecast, Size, Trends and Insights\" report has been added to ResearchAndMarkets.com's offering. The report provides an in-depth analysis of the market of MDF in the USA. It presents the latest data of the market size, consumption, domestic production, exports and imports, price dynamics and trends in the industry. The report shows the sales data, allowing you to identify the key drivers and restraints. You can find here a strategic analysis of key factors influencing the market. Forecasts illustrate how the market will be transformed in the medium term. Data coverage: Why buy this report? Key Topics Covered: 1. Introduction Making Data-Driven Decisions To Grow Your Business 1.1 Report Description 1.2 Research Methodology And Ai Platform 1.3 Data-Driven Decisions For Your Business 1.4 Glossary And Specific Terms 2. Executive Summary A Quick Overview Of Market Performance 2.1 Key Findings 2.2 Market Trends 3. Market Overview Understanding The Current State Of The Market And Its Prospects 3.1 Market Size 3.2 Market Structure 3.3 Trade Balance 3.4 Per Capita Consumption 3.5 Market Forecast To 2025 4. Most Promising Products Finding New Products To Diversify Your Business 4.1 Top Products To Diversify Your Business 4.2 Best-Selling Products Worldwide 4.3 Most Consumed Product Worldwide 4.4 Most Traded Product 4.5 Most Profitable Product For Export 5. Most Promising Supplying Countries Choosing The Best Countries To Establish Your Sustainable Supply Chain 5.1 Top Countries To Source Your Product 5.2 Top Producing Countries 5.3 Top Exporting Countries 5.4 Low-Cost Exporting Countries 6. Most Promising Overseas Markets Choosing The Best Countries To Boost Your Exports 6.1 Top Overseas Markets For Exporting Your Product 6.2 Top Consuming Markets 6.3 Unsaturated Markets 6.4 Top Importing Markets 6.5 Most Profitable Markets 7. Production The Latest Trends And Insights Into The Industry 7.1 Production Volume And Value 8. Imports The Largest Importers On The Market And How They Succeed 8.1 Imports From 2007-2017 8.2 Imports By Country 8.3 Import Prices By Country 9. Exports The Largest Exporters On The Market And How They Succeed 9.1 Exports From 2007-2017 9.2 Exports By Country 9.3 Export Prices By Country For more information about this report visit https://www.researchandmarkets.com/r/wpi2ti", "role": "user" }, { "content": "United States MDF Market Analysis, Forecast, Size, Trends and Insights Report 2020-2025 - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: AUBURN HILLS, Mich., Jan. 29, 2021 /PRNewswire/ -- TI Fluid Systems (LSE:TIFS), a leading global supplier of automotive fluid systems technology, announced today that it will provide a new generation of plastic fuel tank design capable of meeting the stringent pressure demands within a hybrid electric vehicle (HEV) vehicle. This plastic fuel tank recently launched in volume production with Volkswagen China on the Passat and Magotan Plug-in Hybrid Electric Vehicle (PHEV) models, with a planned adoption across a wider range of global platforms. This innovative technology represents the culmination of extensive design and collaborative development, including rigorous testing and vehicle evaluations by VW and TIFS development teams across China and Europe. Traditionally, conventional fuel tanks operate at atmospheric pressure, however, the new generation HEV models are expected to resist cyclic pressure up to 400 mbar when in certain full electric driving modes. To resist in-tank pressure, the new design solution introduces over-molded ball pins with snap-fit column structures that use TIFS's patented split parison blow molding manufacturing process. TIFS has confirmed that the technology release provides a light-weight plastic solution for HEVs that overcomes the disadvantages of competitor internal tank welded structures. \"TIFS's strategic initiatives to address new growth within the electrification mega-trend includes supporting all vehicle types with innovative product solutions. This includes global HEV platforms. Our innovative plastic fuel tank technology allows OEMs to tune the HEV performance driving cycle for optimum EV efficiency and performance,\" stated Bill Kozyra, President and CEO. About TI Fluid Systems TI Fluid Systems is a leading global manufacturer of fluid storage, carrying and delivery systems primarily for the light duty automotive market. With nearly 100 years of automotive fluid systems experience, TI Fluid Systems has manufacturing facilities in 108 locations across 28 countries serving all major global OEMs. For more information, visit www.tifluidsystems.com. SOURCE TI Fluid Systems Related Links https://www.tifluidsystems.com/", "role": "user" }, { "content": "TI Fluid Systems Launches Innovative HEV Plastic Fuel Tank Technology With Volkswagen USA - English - P Espaa - espaol Polska - Polski France - Franais Deutschland - Deutsch esko - etina", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: CHICAGO, June 30, 2020 /PRNewswire/ --preREO is excited to announce the launch of a new platform that connects real estate investors with new opportunities directly from lenders, maximizing the return on investment while improving the local community. A preREO is a delinquent first mortgage secured by a vacant property, typically a single-family home or condo. These vacant properties become a burden on lenders, incurring significant property preservation costs and often leaving local communities with the blight of abandoned and deteriorating homes. \"preREO is a solution for lenders who are ill-equipped to maintain these homes from afar,\" said CEO Jorge Newbery. \"We are delighted that, for the first time, community investors can use their local advantage to take control of these properties during the foreclosure process. preREO is a step-by-step program that can help solve the nationwide vacant home problem for lenders, communities and investors.\" preREO brings noteholders and community investors together, allowing for more efficient maintenance and improvement of these challenge properties. Lenders are willing to partner with investors on preREOs at a sizable discount to market values, mitigating their losses now and increasing potential returns for investors, a win-win. With the help of preREO, investors can utilize receivers, appointed by local courts, to repair and rent the properties during the foreclosure process. The new platform, www.prereo.com,has been redesigned with both user experience and functionality in mind. It has been rebuilt in a way that helps investors with the preREO process from start to finish as well as expanded inventory in communities across the USA. Investors can easily search and bid on preREOs, connect with experts that are familiar with the preREO process and generate financial returns while making a positive impact in their communities. About preREO:preREO provides access to local distressed mortgages secured by vacant properties along with professional expertise to help investors earn a return while giving back to the community. For more information, visit www.prereo.com. Media Contact:Carolyn HuizarPhone: 312.763.6285Email: [emailprotected] Related Images prereo-logo.png preREO Logo preREO's new logo Related Links How preREO Works preREO's Mission SOURCE preREO Related Links http://www.prereo.com", "role": "user" }, { "content": "preREO Launches Newly Designed Platform for Real Estate Investors", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Heres a list of the latest Garmin Instinct deals for Black Friday, including all the latest savings on Garmin multisport watches. Links to the best deals are listed below. Best Garmin Instinct Deals: Best Garmin Deals: Want some more deals? Check out Walmarts Black Friday sale and Amazons Black Friday sale to view more active offers. Retail Egg earns commissions from purchases made using the links provided. About Retail Egg: Retail Egg shares e-commerce deals news. As an Amazon Associate and affiliate Retail Egg earns from qualifying purchases.", "role": "user" }, { "content": "Garmin Instinct Black Friday Deals 2020: Instinct Solar, Esports, Tactical and Camo Edition Savings Ranked by Retail Egg Black Friday Garmin Instinct deals for 2020 are underway, browse the latest Black Friday smartwatches and bundles discounts right here on this page", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEWARK, N.J., Dec. 15, 2020 /PRNewswire/ --IDT Corporation (NYSE: IDT), a global provider of fintech, cloud communications and traditional communications services, today announced that BOSS Revolution Money Transfer customers can now send money to friends and family in Nepal and Pakistan. BOSS Revolution's money transfer service to Southern Asia is powered by a new partnership with Tranglo, a leading cross-border payment hub serving both countries. \"We are excited to launch the BOSS Revolution money transfer service to Nepal and Pakistan over our omnichannel consumer platform through our partnership with Tranglo,\" said Alfredo O'Hagan, Senior Vice President, Payment Services at IDT. \"Customers can get started using the convenient BOSS Revolution Money app or stop in at any BOSS Revolution Money Transfer retailer.\" \"We are proud to partner with Tranglo. Their outstanding commitment to customer service and extensive payout networks in both Nepal and Pakistan help ensure that we can offer our customers an outstanding solution every time,\" O'Hagan added. Tranglo CEO Jacky Lee said, \"We are glad that IDT has chosen to work with us to expand their service. With our single interface solution, we are confident of powering their payments to 20 countries, including Nepal and Pakistan, quickly and securely.\" Transfers to Nepal and Pakistan are fee free* when using the BOSS Revolution Money App through January 31st, 2021 for transfer amounts up to $2,999. And like all BOSS Revolution Money Transfers, transfers to Nepal and Pakistan will always be rewarded with ultra-competitive exchange rates. Transfers to Nepal and Pakistan can be sent either directly to bank accounts throughout Nepal and Pakistan or sent for cash pick up at over 22,000 locations in Nepal and 1,200 locations in Pakistan. All BOSS Revolution Money Transfer customers can use debit or credit cards to make transfers 24/7 through the popular BOSS Revolution Money app (available for free on Google Play and in the App Store) or online at www.bossrevolution.com. Customers that prefer to use cash can go to any authorized BOSS Revolution Money Transfer agents located in over 25 states. To find an agent nearby, visit https://www.bossrevolution.com/en-us/shop-local-store-locator. BOSS Revolution launched its Money Transfer service in 2013, starting with a few destination countries in Latin America. It expanded rapidly to meet the growing need for reliable, low cost remittances from the U.S. to Latin America, Africa, the Middle East and Europe. With the addition of Nepal and Pakistan, BOSS Revolution Money Transfer now offers transfer to 320,000 locations in 59 countries on five continents. *Customers sending up to $2,999 pay no fee on transfers to Pakistan or Nepal when using the BOSS Revolution Money App. This special offer is valid through January 31, 2021. About IDT Corporation:IDT Corporation(NYSE: IDT) is a global provider of fintech, cloud and traditional communications services. Our fintech businesses include BOSS Revolution Money Transfer, an international remittance and financial services provider, and National Retail Solutions, operator of a nationwide point-of-sale retail network providing payment processing, digital advertising, transaction data and ancillary services. net2phoneprovides cloud communications and collaboration solutions for businesses and organizations. IDT's traditional communications platform offerings include international long-distance calling, mobile top-up and wholesale telecom services. About Tranglo:Tranglo is a cross-border payment hub with a proven track record in business payment, foreign remittance and mobile payment solutions. Founded in 2008, we have offices in Kuala Lumpur, Singapore, Jakarta, Dubai and London. Our global network spans more than 100 countries, 250 mobile operators, 1,300 banks/wallets and 130,000 cash pickup points. For more info on Tranglo, visit www.tranglo.com, LinkedIn, Facebookor Twitter. SOURCE IDT Corporation Related Links http://www.idt.net", "role": "user" }, { "content": "BOSS Revolution Initiates Money Transfer Service to Southern Asia Free Transfers to Nepal and Pakistan with the BOSS Revolution Money App*", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PARIS--(BUSINESS WIRE)--Regulatory News: Under the liquidity contract entered into between MEDINCELL (Paris:MEDCL) and Kepler Cheuvreux, the following resources appeared on the liquidity account on December 31st 2020: - 18,554 shares - 239,450.07 - Number of executions on buy side on semester: 560 - Number of executions on sell side on semester: 587 - Traded volume on buy side on semester: 64,075 shares for 532,909.06 - Traded volume on sell side on semester: 68,919 shares for 598,688.89 As a reminder : - 23,398 shares - 174,109.53 - Number of executions on buy side on semester: 791 - Number of executions on sell side on semester: 778 - Traded volume on buy side on semester: 73,482 shares for 670,186.50 - Traded volume on sell side on semester: 71,922 shares for 780,030.28 - 0 shares - 200,000.00 The liquidity agreement complies with AMF Decision n 2018-01 dated 2nd July 2018, introducing liquidity agreements on equity securities as permitted market practice. Buy Side Sell Side Number of executions Number of shares Traded volume in EUR Number of executions Number of shares Traded volume in EUR Total 560 64,075 532,909.06 587 68,919 598,688.89 01/07/2020 3 400 3,060.00 - - - 02/07/2020 1 200 1,520.00 1 200 1,560.00 03/07/2020 6 1,000 7,530.00 - - - 06/07/2020 5 500 3,705.00 - - - 08/07/2020 1 200 1,460.00 - - - 09/07/2020 1 1 7.42 1 1 7.42 10/07/2020 - - - 1 200 1,500.00 1 200 1,460.00 - - - 14/07/2020 5 400 2,860.00 - - - 15/07/2020 1 59 418.90 9 1,200 9,060.00 17/07/2020 7 187 1,402.50 2 500 3,900.00 20/07/2020 4 404 3,070.40 4 600 4,674.00 21/07/2020 1 7 53.48 - - - 22/07/2020 - - - 2 200 1,580.00 23/07/2020 - - - 4 400 3,220.00 3 400 3,140.00 - - - 27/07/2020 23 2,539 18,991.72 23 2,648 20,204.24 28/07/2020 5 226 1,749.24 2 200 1,560.00 29/07/2020 2 374 2,894.76 11 800 6,272.00 30/07/2020 3 401 3,135.82 8 401 3,167.90 31/07/2020 8 1,000 7,780.00 5 600 4,704.00 03/08/2020 18 1,885 14,288.30 - - - 10 1,019 7,408.13 - - - 05/08/2020 4 300 2,160.00 - - - 10/08/2020 1 1 7.28 1 1 7.28 11/08/2020 - - - 3 140 1,036.00 12/08/2020 - - - 7 249 1,842.60 - - - 2 211 1,582.50 17/08/2020 2 200 1,460.00 - - - 19/08/2020 1 1 7.48 2 201 1,507.50 20/08/2020 2 200 1,480.00 2 200 1,520.00 4 203 1,481.90 - - - 2 197 1,418.40 - - - 1 1 7.36 1 1 7.36 28/08/2020 - - - 1 32 236.80 01/09/2020 11 1,600 11,120.00 5 868 6,154.12 03/09/2020 14 1,356 8,936.04 5 400 2,728.00 04/09/2020 19 2,133 13,928.49 17 2,200 14,850.00 - - - 9 1,000 6,900.00 08/09/2020 7 911 6,076.37 5 723 4,952.55 09/09/2020 - - - 1 77 539.00 11/09/2020 2 200 1,360.00 1 200 1,400.00 14/09/2020 2 129 877.20 - - - - - - 1 100 706.00 18/09/2020 1 71 482.80 - - - 21/09/2020 6 604 3,986.40 - - - 22/09/2020 - - - 8 800 5,480.00 23/09/2020 1 200 1,360.00 - - - 24/09/2020 6 600 4,002.00 2 400 2,740.00 25/09/2020 4 201 1,326.60 7 598 4,126.20 28/09/2020 13 1,800 13,500.00 36 4,578 35,571.06 29/09/2020 1 1 7.40 5 464 3,554.24 30/09/2020 9 1,000 7,900.00 32 3,562 30,953.78 01/10/2020 11 1,200 8,928.00 - - - 02/10/2020 8 1,000 6,870.00 - - - 05/10/2020 1 200 1,360.00 - - - 07/10/2020 6 400 2,740.00 - - - 08/10/2020 6 400 2,680.00 - - - 09/10/2020 5 800 5,424.00 8 1,000 6,960.00 12/10/2020 1 200 1,340.00 1 200 1,380.00 13/10/2020 1 200 1,340.00 - - - 14/10/2020 - - - 9 1,000 7,100.00 15/10/2020 8 1,000 7,010.00 3 600 4,338.00 16/10/2020 - - - 3 600 4,380.00 19/10/2020 - - - 4 600 4,566.00 20/10/2020 2 400 3,040.00 5 600 4,728.00 21/10/2020 2 400 3,060.00 1 200 1,580.00 22/10/2020 9 1,000 7,400.00 3 600 4,542.00 23/10/2020 3 400 2,900.00 2 310 2,334.30 26/10/2020 3 564 4,032.60 1 54 399.60 27/10/2020 4 400 2,780.00 1 1 7.10 28/10/2020 3 400 2,700.00 1 200 1,380.00 29/10/2020 3 330 2,319.90 7 999 7,192.80 30/10/2020 5 470 3,745.90 24 3,600 29,520.00 02/11/2020 14 2,200 17,116.00 5 600 4,800.00 03/11/2020 4 600 4,500.00 - - - 04/11/2020 2 200 1,500.00 3 400 3,060.00 05/11/2020 - - - 4 800 6,280.00 06/11/2020 - - - 12 1,200 10,020.00 09/11/2020 23 2,200 15,664.00 - - - 10/11/2020 2 200 1,500.00 4 400 3,060.00 11/11/2020 7 600 4,500.00 7 800 6,160.00 12/11/2020 4 400 3,288.00 20 2,400 19,992.00 13/11/2020 3 400 3,540.00 8 800 7,344.00 16/11/2020 - - - 8 1,200 11,100.00 17/11/2020 10 1,400 12,544.00 3 600 5,430.00 18/11/2020 - - - 5 800 7,480.00 19/11/2020 1 200 1,860.00 23 2,800 28,448.00 20/11/2020 28 3,200 32,192.00 16 2,075 21,766.75 23/11/2020 - - - 15 1,725 18,992.25 24/11/2020 10 1,349 14,272.42 3 200 2,140.00 25/11/2020 16 2,251 22,960.20 12 2,000 20,800.00 26/11/2020 7 1,000 10,260.00 12 1,000 10,470.00 27/11/2020 5 600 6,258.00 10 1,200 12,744.00 30/11/2020 3 200 2,100.00 7 800 8,760.00 01/12/2020 10 845 8,990.80 2 400 4,300.00 02/12/2020 - - - 5 800 8,840.00 03/12/2020 4 555 6,010.65 - - - 04/12/2020 6 800 8,480.00 5 400 4,300.00 07/12/2020 1 200 2,100.00 - - - 08/12/2020 16 2,200 22,220.00 6 600 6,318.00 09/12/2020 6 600 6,018.00 12 1,200 12,360.00 10/12/2020 21 1,600 15,424.00 5 800 7,864.00 11/12/2020 6 800 7,616.00 3 600 5,880.00 14/12/2020 - - - 19 1,600 16,096.00 15/12/2020 13 1,690 16,477.50 - - - 16/12/2020 - - - 6 800 7,896.00 17/12/2020 3 510 5,033.70 2 400 4,060.00 18/12/2020 8 1,200 12,276.00 23 1,800 19,548.00 21/12/2020 11 1,600 15,856.00 4 206 2,047.64 22/12/2020 1 200 2,000.00 2 194 1,949.70 23/12/2020 2 200 1,940.00 - - - 24/12/2020 - - - 1 200 1,992.00 28/12/2020 2 200 1,960.00 3 200 2,000.00 29/12/2020 3 200 1,940.00 7 809 8,130.45 30/12/2020 2 400 4,020.00 5 391 4,007.75 31/12/2020 4 200 2,000.00 1 200 2,040.00", "role": "user" }, { "content": "Half-year liquidity contract statement for MEDINCELL", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"Oil Condition Monitoring - Global Market Outlook (2018-2027)\" report has been added to ResearchAndMarkets.com's offering. The Global Oil Condition Monitoring market accounted for $637.99 million in 2018 and is expected to reach $1567.02 million by 2027 growing at a CAGR of 10.5% during the forecast period. Growing need for optimization of time, and growing demand for power generation are the major factors propelling the market growth. However, factors such as additional expenses incurred in retrofitting existing systems, and limited availability of skilled personnel are hampering the market growth. In order to avoid the failures of the engine and the power train and to avoid the machinery that is costly, the testing of oil condition monitoring is done. With the help of the oil condition monitoring the maintenance of the engines, machines, and other systems is done in an effective way and it helps in reducing the downtime expense. Different types of tests are conducted for the oil condition monitoring. Some of the tests for the oil condition monitoring are oil condition monitoring tests, marine lubricants quality scanning, wear metals testing, OCM testing, ferrography testing, and others. Based on the sampling type, the on-site segment is going to have a lucrative growth during the forecast period owing to the factors such as reduced servicing and maintenance costs, increased equipment productivity, minimize oil waste and disposal, and reduce downtime. The user can ensure the proper functioning of engines used in industries such as power generation, transportation, and marine. By geography, North America is going to have a lucrative growth during the forecast period due to the presence of several major players in the industries such as automotive, oil & gas, power generation, and mining. The advancements in predictive maintenance technologies are encouraging end-users to adopt oil condition monitoring solutions across industries existing in this region. Companies Mentioned What our report offers: Key Topics Covered: 1 Executive Summary 2 Preface 3 Market Trend Analysis 3.1 Introduction 3.2 Drivers 3.3 Restraints 3.4 Opportunities 3.5 Threats 3.6 Product Analysis 3.7 End User Analysis 3.8 Emerging Markets 3.9 Impact of Covid-19 4 Porters Five Force Analysis 4.1 Bargaining power of suppliers 4.2 Bargaining power of buyers 4.3 Threat of substitutes 4.4 Threat of new entrants 4.5 Competitive rivalry 5 Global Oil Condition Monitoring Market, By Product 5.1 Introduction 5.2 Compressors 5.3 Engines 5.4 Gear Systems 5.5 Hydraulic Systems 5.6 Turbines 6 Global Oil Condition Monitoring Market, By Sampling 6.1 Introduction 6.2 Off-Site 6.3 On-Site 6.4 Fixed Continuous Monitoring Portable Kit (On-Board) 7 Global Oil Condition Monitoring Market, By Measurement 7.1 Introduction 7.2 Density 7.3 Dielectric 7.4 Fuel Dilution 7.5 Pressure 7.6 Soot 7.7 Tan 7.8 Temperature 7.9 Total Base Number (TBN) 7.10 Viscosity 7.11 Water Dilution 7.12 Wear Particles 8 Global Oil Condition Monitoring Market, By End User 8.1 Introduction 8.2 Energy & Power 8.3 Industrial 8.4 Mining 8.5 Oil & Gas 8.6 Transportation 8.6.1 Aerospace 8.6.2 Automobile 8.6.3 Heavy Vehicle 8.6.4 Locomotive Engine 8.6.5 Marine 9 Global Oil Condition Monitoring Market, By Geography 9.1 Introduction 9.2 North America 9.3 Europe 9.4 Asia Pacific 9.5 South America 9.6 Middle East & Africa 10 Key Developments 10.1 Agreements, Partnerships, Collaborations and Joint Ventures 10.2 Acquisitions & Mergers 10.3 New Product Launch 10.4 Expansions 10.5 Other Key Strategies 11 Company Profiling For more information about this report visit https://www.researchandmarkets.com/r/7t2r94", "role": "user" }, { "content": "The Worldwide Oil Condition Monitoring Industry is Expected to Reach $1.5+ Billion by 2027 - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, Dec. 7, 2020 /PRNewswire/ --Buyer's remorse just became obsolete. Localize, which is disrupting the real estate space with a new way to approach home-buying, announced its new defining feature - personal real estate advisor \"Robin.\" By fusing human intelligence with previously unavailable data, Robin helps buyers anticipate future events, and navigate the process of purchasing a home or investment property in New York City. \"Robin is the superhero of personal real estate advisors: it isn't just a feature but a team of talented individuals with relevant research and insights at their fingertips,\" said Asaf Rubin, CEO of Localize. \"By combining this unique data store with real human intelligence, Robin can be a personal house hunter, savvy advisor, and real estate wiz. The perfect home is out there and Robin will find it.\" Unfortunately, more than 40 percent of home buyers experience buyer's remorse within two years of purchasing their home, according to a recent Bankrate.com survey of home buyers. Because there are so many small issues that can turn a dream home into a nightmare, this has been an incredibly challenging issue for the real estate industry to solve. \"No two home buyers are the same. Why should every home listing provide the same info? Simply offering the same old details such as square footage, number of rooms, and asking price is no longer sufficient,\" explained Omer Granot, President & COO of Localize. \"Some buyers want to know if a home has natural light, great views and access to parks, others want to know if there is street-level noise or nearby construction. All of them want answers before they ever visit a home. We have made it our mission to deliver.\" How Localize Made it Happen - With Groundbreaking Tech First, Localize spent years securing over four hundred publicly available data sources and purchasing access to dozens of additional proprietary data sources, including truck routes, flight paths, local zoning and permit information and many more. Then, Localize's data scientists and urban planners created Insight Engine - a set of new AI and machine-learning algorithms that digests all this information together to produce entirely new insights and even predict future events. For example: Is the elevator likely to break? Will a new building on the nearby parking lot block the beautiful view? How much sunlight will the apartment get in the winter? Is a nearby subway station about to close for prolonged maintenance. Has a permit been issued for a hip new restaurant planning to open around the corner? Localize then enriches its listings with these insights - the average home listing has eight unique insights. In addition, a Localize home listing features dozens of attributes and parameters about each apartment that other home buying sites can't deliver - from architectural style through amenities, building characteristics & policies, contract stipulations and much more. All of these attributes are then used by its recommendations system to match each user with the perfect home for their needs. Resting on top of everything is the brand-new Robin interface, which is designed to interact with home hunters the way they would with a trusted advisor. People can talk to Robin or hone and refine search engines either on Localize.city or through SMS text messages. Robin will take this information and mine Localize's comprehensive database and match buyers not only to suitable properties but to real estate agents, mortgage lenders, home inspectors, appraisers, insurance agents and more. Robin started helping buyers two months ago as part of a beta test and already has matched 100 buyers to vetted buyer agents. See a demo of Robin here. For media assets including screen shots and logos, click here. About Localize Localize, which now serves New York City and Chicago, was founded in 2016 and has 60 employees. It is headquartered in New York along with offices in Tel Aviv and Chicago. Localize is the brainchild of Founder & CEO Asaf Rubin, also a founding team member of Taboola a $1B unicorn; President & COO Omer Granot, formerly VP of Growth at Via, a $2B unicorn; and Head of Site and CPO Ilan Fraiman, formerly from Trusteer which was acquired by IBM for $700M. CONTACT: Joseph Milholland, [emailprotected] SOURCE Localize", "role": "user" }, { "content": "Localize Introduces Robin, A Home Buying Advisor For NYC That Fuses Human Support with Billions of Game-Changing Data Points For the first time, buyers can peek into the future - and know if construction could block that view, when that park renovation will happen, if truck routes could ruin the quiet, or if subway closings could disrupt commuting times", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"Endocrine Testing - Global Market Trajectory & Analytics\" report has been added to ResearchAndMarkets.com's offering. The publisher brings years of research experience to the 5th edition of this report. The 415-page report presents concise insights into how the pandemic has impacted production and the buy side for 2020 and 2021. A short-term phased recovery by key geography is also addressed. Global Endocrine Testing Market to Reach $13.3 Billion by 2027 Amid the COVID-19 crisis, the global market for Endocrine Testing estimated at US$8.6 Billion in the year 2020, is projected to reach a revised size of US$13.3 Billion by 2027, growing at a CAGR of 6.5% over the analysis period 2020-2027. Estradiol (E2) Testing, one of the segments analyzed in the report, is projected to record a 7% CAGR and reach US$2.6 Billion by the end of the analysis period. After an early analysis of the business implications of the pandemic and its induced economic crisis, growth in the Follicle Stimulating Hormone (FSH) Testing segment is readjusted to a revised 6.1% CAGR for the next 7-year period. The U.S. Market is Estimated at $2.3 Billion, While China is Forecast to Grow at 9.9% CAGR The Endocrine Testing market in the U.S. is estimated at US$2.3 Billion in the year 2020. China, the world's second largest economy, is forecast to reach a projected market size of US$2.9 Billion by the year 2027 trailing a CAGR of 9.9% over the analysis period 2020 to 2027. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at 3.6% and 5.9% respectively over the 2020-2027 period. Within Europe, Germany is forecast to grow at approximately 4.2% CAGR. Human Chorionic Gonadotropin (hCG) Hormone Testing Segment to Record 5.1% CAGR In the global Human Chorionic Gonadotropin (hCG) Hormone Testing segment, USA, Canada, Japan, China and Europe will drive the 4.7% CAGR estimated for this segment. These regional markets accounting for a combined market size of US$320.7 Million in the year 2020 will reach a projected size of US$442.1 Million by the close of the analysis period. China will remain among the fastest growing in this cluster of regional markets. Led by countries such as Australia, India, and South Korea, the market in Asia-Pacific is forecast to reach US$1.8 Billion by the year 2027, while Latin America will expand at a 6.2% CAGR through the analysis period. Competitors identified in this market include, among others: Key Topics Covered: I. INTRODUCTION, METHODOLOGY & REPORT SCOPE II. EXECUTIVE SUMMARY 1. MARKET OVERVIEW 2. FOCUS ON SELECT PLAYERS 3. MARKET TRENDS & DRIVERS 4. GLOBAL MARKET PERSPECTIVE III. MARKET ANALYSIS IV. COMPETITION For more information about this report visit https://www.researchandmarkets.com/r/f7g493", "role": "user" }, { "content": "Global Endocrine Testing Industry (2020 to 2027) - Market Trajectory & Analytics - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PITTSBURGH, June 25, 2020 /PRNewswire/ -- The United Steelworkers (USW) union, along with other members and leaders of the labor-environmental partnership BlueGreen Alliance (BGA), today launched the group's ambitious agenda to rebuild American manufacturing while fighting the effects of climate change. The BGA, founded in 2006 by the USW and the Sierra Club, now includes more than a dozen unions and environmental organizations committed to fighting for good jobs, clean infrastructure and fair trade. The group's proposal, released today, outlines a set of national actions necessary to create a manufacturing economy that is globally competitive, clean, safe and fair for workers and communities. \"The USW will always reject the false notion that we must choose between good jobs and a clean environment,\" said USW International President Tom Conway. \"We believe this country must have both, or we will have neither. That belief has formed the basis for our membership in the BlueGreen Alliance for the past 14 years.\" The BGA agenda outlines a set of national actions to modernize the U.S. industrial base, create good jobs, combat climate change and ensure fairness for workers and communities. The five pillars of the plan are to invest in a new generation of American manufacturing; to innovate to transform industry; to responsibly mine, recycle and reclaim the critical materials necessary for a secure, clean economy; to use public investment to create markets for a strong, clean, fair manufacturing economy; and to change the rules to build a clean economy that works for all Americans. \"These priorities, if they are followed, will mean a stronger, safer, more prosperous future for all workers, families and communities in the United States,\" Conway said. \"American industrial workers - and Steelworkers in particular - are an essential part of that future. \"USW members have led the way in producing the next generation of clean, environmentally friendly products, including tires designed for greater fuel efficiency, paper products from recycled materials, bearings for wind turbines, and new steel pipe to prevent leakage,\" Conway said. \"Manufacturing workers are the key to solving our environmental crisis while ensuring the growth of our manufacturing base.\" Conway said that the COVID-19 pandemic has shed light on the urgency of the United States rebuilding its manufacturing base and putting Americans back to work. \"We don't have the luxury of time,\" Conway said. \"We need to act now, to ensure the long-term health of our citizens, our economy and our planet.\" Conway is scheduled to testify on Wednesday, July 1, before a special U.S. Senate committee on the climate crisis, and he plans to submit the BGA's manufacturing agenda as part of his testimony. \"To achieve the goals laid out in the BGA's agenda, we will need the support of workers as well as government and industry leaders,\" Conway said. \"We must make sure that American workers are leading the way on these changes, rather than becoming victims of them.\" The full text of \"The BlueGreen Alliance Manufacturing Agenda: A National Agenda for Clean Technology Manufacturing Leadership and Industrial Transformation\" can be found here: www.bluegreenalliance.org/manufacturing The USW represents 850,000 workers in North America employed in many industries that include metals, mining, rubber, chemicals, paper, oil refining, the service, public and health care sectors and higher education. For more information: www.usw.org. Contact: R.J. Hufnagel, [emailprotected], 412-562-2450 SOURCE United Steelworkers (USW) Related Links http://www.usw.org", "role": "user" }, { "content": "USW Backs BlueGreen Alliance National Manufacturing Agenda", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: WASHINGTON, Jan. 12, 2021 /PRNewswire/ --Jenner & Block is pleased to announce that international trade and sanctions lawyer Rachel K. Alpert has joined the firm's Washington, DC office. Bringing a wealth of experience in economic sanctions, export controls, and international legal issues from her seven years in the United States Department of State's Office of the Legal Adviser, Ms. Alpert joins as a partner in the firm's Investigations, Compliance, and Defense Practice. Jenner & Block Partner Rachel Alpert \"Rachel enhances our ability to serve domestic and international clients on a range of challenging issues, including counseling companies on trade sanctions compliance and related internal- and government-facing investigations,\" said Katya Jestin and Randy Mehrberg, Jenner & Block's co-managing partners. \"Just as important, she shares the firm's values of delivering excellence through collaboration, to building diverse, inclusive teams, and to serving our communities with a commitment to pro bono work.\" Drawing on her State Department experience advising policy-makers at all levels on legal issues affecting US relations with countries in the Western Hemisphere, Ms. Alpert supports organizations in the oil and gas, communications, travel, and other industries on legal issues involving export controls and US sanctions laws and regulations under the International Traffic in Arms Regulations(ITAR), Export Administration Regulations (EAR), and Office of Foreign Assets Control (OFAC) regulations. She also advises companies and investors on business human rights and supply chain accountability and on national security reviews of foreign investments in the United States by the Committee on Foreign Investment in the United States (CFIUS). \"Rachel's arrival makes an immediate impact on our capabilities in these areas and adds tremendous value for our clients, who now more than ever require the type of specialized legal insight she brings for companies operating in the international marketplace,\" said David Bitkower, co-chair of the firm's Investigations, Compliance, and Defense Practice. \"Her practice also complements the work of other Jenner & Block lawyers who represent clients in matters involving international human rights and national security.\"While at the State Department, Ms. Alpert collaborated with agencies throughout the US government on legal issues related to the Venezuela sanctions program, humanitarian assistance, and recognition. Serving as lead attorney for Cuba matters at the State Department, Ms. Alpert developed specific knowledge of US government sanctions and policy toward Cuba, serving on bilateral delegations and advising on Cuba-related issues from the re-establishment of US diplomatic relations with the country in 2015 through the 2019 end of the suspension of Title III of the Cuban Liberty and Democratic Solidarity (LIBERTAD) Act of 1996.While at the State Department, Ms. Alpert also advised on the implementation of approximately $2 billion in US foreign assistance resources to prevent trafficking in persons and end modern slavery, to combat transnational crime, promote democracy, and to provide urgent humanitarian assistance throughout the world. She reviewed and drafted legislative text, and prepared senior leaders for Congressional testimony. Ms. Alpert started her State Department career in the employment law section, representing the State Department in employment litigation and advising department bureaus and principals on employment law issues within the Department and at US embassies around the globe. \"I'm excited to join Jenner & Block to develop this trade controls, national security, and human rights practice and to work in concert with the firm's other lawyers to enhance the firm's offerings to clients,\" said Ms. Alpert. \"I'm also looking forward to joining a firm with values that align so closely to mine, specifically its deep dedication to pro bono work and its commitment to diversity and inclusion in the legal industry.\" Ms. Alpert joins from Latham & Watkins, where she regularly advised companies on trade controls compliance and CFIUS matters following her State Department service. Prior to her government service, Ms. Alpert received the Frederick Sheldon Traveling Fellowship allowing her to work in Syria as research scholar. In Syria, she analyzed the legal framework for international private voluntary organizations aiding Iraqi refugees.Ms. Alpert graduated from Yale University cum laude, where she received a Richard U. Light Fellowship to study Mandarin Chinese at Princeton in Beijing. She also earned her master's degree from Tel Aviv University magna cum laude and received her JD from Harvard Law School, having received the Jack Kent Cooke Foundation Graduate Fellowship.ABOUT JENNER & BLOCK'S INVESTIGATIONS, COMPLIANCE, AND DEFENSE PRACTICEFor more than 60 years, Jenner & Block has represented corporations and individuals in complex internal investigations, criminal prosecutions, grand jury investigations, extradition proceedings, and civil enforcement actions brought by government agencies, including the US Department of Justice, US Securities Exchange Commission, the UK Financial Conduct Authority, and Serious Fraud Office.Known for handling some of the largest internal investigations in history, Jenner & Block's lawyers are called upon by companies, boards of directors, and audit and special committees to conduct investigations and provide counsel in the most demanding and complex government, regulatory and investigatory matters. The practice also has significant experience in advising clients on compliance with relevant laws and regulations, ranging from advising on establishing appropriate anti-bribery, anti-money laundering and sanctions compliance programs, to advising on ensuring an entity is not involved in the facilitation of tax evasion or in breach of regulations concerning modern slavery.ABOUT JENNER & BLOCKJenner & Block LLP is a law firm with global reach, with offices in Chicago, London, Los Angeles, New York, and Washington, DC. The firm is known for its prominent and successful litigation practice and experience handling sophisticated and high-profile corporate transactions. Firm clients include Fortune 100 companies, large privately held corporations, financial services institutions, emerging companies, Native American tribes, and venture capital and private equity investors. In 2020, The American Lawyer recognized the firm for the fourth consecutive year as the #1 pro bono firm in the United States, marking the 10th time in 13 years the firm has received this recognition. In 2020, the publication also recognized the firm as the #3 international pro bono firm, and in 2018, named the firm as its first \"Pro Bono Champion.\" In 2020, Reuters Legal named the firm its inaugural \"Pro Bono Hero.\"SOURCE Jenner & Block LLP Related Links https://jenner.com", "role": "user" }, { "content": "International Trade And Sanctions Lawyer Rachel Alpert Joins Jenner & Block", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LONDON--(BUSINESS WIRE)--Technavio has been monitoring the education apps market and it is poised to grow by USD 46.88 bn during 2020-2024, progressing at a CAGR of about 26% during the forecast period. The report offers an up-to-date analysis regarding the current market scenario, latest trends and drivers, and the overall market environment. Click & Get Free sample report in minutes Impact of COVID-19 The COVID-19 pandemic continues to transform the growth of various industries, however, the immediate impact of the outbreak is varied. While a few industries will register a drop in demand, numerous others will continue to remain unscathed and show promising growth opportunities. COVID-19 will have a low impact on the education apps market. The market growth in 2020 is likely to increase compared to the market growth in 2019. Frequently Asked Questions: Related Reports on Consumer Discretionary Include: Buy 1 Technavio report and get the second for 50% off. Buy 2 Technavio reports and get the third for free. View market snapshot before purchasing The market is fragmented, and the degree of fragmentation will accelerate during the forecast period. Age of Learning Inc., Alphabet Inc., Duolingo Inc., Edmodo Inc., edX Inc., Lumos Labs Inc., MyScript, Quizlet Inc., Rosetta Stone Ltd., and WizIQ Inc. are some of the major market participants. The growing demand for STEM-based apps will offer immense growth opportunities. In a bid to help players strengthen their market foothold, this education apps market forecast report provides a detailed analysis of the leading market vendors. The report also empowers industry honchos with information on the competitive landscape and insights into the different product offerings offered by various companies. Technavio's custom research reports offer detailed insights on the impact of COVID-19 at an industry level, a regional level, and subsequent supply chain operations. This customized report will also help clients keep up with new product launches in direct & indirect COVID-19 related markets, upcoming vaccines and pipeline analysis, and significant developments in vendor operations and government regulations. Education Apps Market 2020-2024: Segmentation Education Apps Market is segmented as below: To learn more about the global trends impacting the future of market research, download a free sample: https://www.technavio.com/talk-to-us?report=IRTNTR41164 Education Apps Market 2020-2024: Scope Technavio presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources. The education apps market report covers the following areas: This study identifies the rising preference for wearable technology as one of the prime reasons driving the education apps market growth during the next few years. Technavio suggests three forecast scenarios (optimistic, probable, and pessimistic) considering the impact of COVID-19. Technavios in-depth research has direct and indirect COVID-19 impacted market research reports. Register for a free trial today and gain instant access to 17,000+ market research reports. Technavio's SUBSCRIPTION platform Education Apps Market 2020-2024: Key Highlights Table of Contents: Executive Summary Market Landscape Market Sizing Five Forces Analysis Market Segmentation by End-user Geographic Landscape Drivers, Challenges, and Trends Vendor Landscape Vendor Analysis Appendix About Us Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavios report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavios comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios.", "role": "user" }, { "content": "The Education Apps Market to grow by $ 46.88 bn in 2020 | Industry Analysis, Market Trends, Market Growth, Opportunities and Forecast 2024 | Technavio", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SAN FRANCISCO, Nov. 24, 2020 /PRNewswire/ -- Leading used car ecommerce platform Shift (NASDAQ: SFT) has announced the launch of its third consumer car-selling service in Texas with the addition of Fort Worth. After launching select vehicle acquisitions in the central-southwestern markets of Austin and San Antonio in the last couple of weeks, Shift is now launched in a new region, bringing its seller service to the northern-eastern corner of the state. \"Fort Worth is a major thoroughfare in the state, and a huge opportunity for Shift to continue to expand in the Texas geography,\" commented Shift Co-CEO Toby Russell. \"We're thrilled to be taking this next step and bring our service to more and more consumers across the state.\" Shift's seller service will be available to consumers within the greater Fort Worth region. With this launch, consumers can begin getting online quotes for their cars through the shift.com website, generating an instant estimate. Those who wish to move forward with an evaluation can then book an appointment, and a Shift Concierge will come to their location to evaluate the car, and make a final offer. If they accept, they'll complete the entire transaction on the spot through an iPad, and receive payment digital within a few days. Appointments take approximately one hour. About Shift Shift is a leading end-to-end auto ecommerce platform transforming the used car industry with a technology-driven, hassle-free customer experience. Shift's mission is to make car purchase and ownership simple to make buying or selling a used car fun, fair, and accessible to everyone. Shift provides comprehensive, digital solutions throughout the car ownership lifecycle: finding the right car, having a test drive brought to you before buying the car, a seamless digitally-driven purchase transaction including financing and vehicle protection products, an efficient, digital trade-in/sale transaction, and a vision to provide high-value support services during car ownership. For more information please visit www.shift.com. SOURCE Shift Related Links driveshift.com", "role": "user" }, { "content": "Shift Launches Third Acquisitions Market in Texas", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: WILMINGTON, Mass.--(BUSINESS WIRE)--Charles River Laboratories International, Inc. (NYSE: CRL) announced today that it intends to offer $1 billion aggregate principal amount of senior notes due 2029 and 2031 (the notes) in an unregistered offering, subject to market conditions. Charles River intends to use the gross proceeds of the offering of the notes to redeem its 5.5% senior notes due 2026 (the 2026 notes), to fund, along with borrowings under its senior credit facilities, a portion of the purchase price for its proposed acquisition of Cognate BioServices, Inc., and to pay fees and expenses in connection with the offering, the redemption of the 2026 notes, and the amendment of its senior credit facilities. The notes have not been, and will not be, registered under the Securities Act of 1933, as amended (the Securities Act), or under the securities laws of any other jurisdiction. Unless they are registered, the notes may be offered only in transactions that are exempt from registration under the Securities Act and applicable state securities laws. The notes will be offered only to persons reasonably believed to be qualified institutional buyers under Rule 144A under the Securities Act and to non-U.S. persons outside the United States under Regulation S of the Securities Act. This press release does not constitute an offer to sell or a solicitation of an offer to buy the notes, nor shall there be any sale of the notes in any state or jurisdiction in which such an offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. Caution Concerning Forward-Looking Statements This news release includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as anticipate, believe, expect, will, may, estimate, plan, outlook, and project and other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. Forward-looking statements include statements in this news release regarding the potential securities offering and our expectations regarding the redemption of 5.5% senior notes due 2016 or the payment of a portion of the purchase price for the proposed acquisition of Cognate BioServices, Inc. with the proceeds of the notes offering. Forward-looking statements are based on Charles Rivers current expectations and beliefs, and involve a number of risks and uncertainties that are difficult to predict and that could cause actual results to differ materially from those stated or implied by the forward-looking statements. A further description of these risks, uncertainties, and other matters can be found in the Risk Factors detailed in Charles River's Annual Report on Form 10-K as filed on February 17, 2021, as well as other filings we make with the Securities and Exchange Commission. Because forward-looking statements involve risks and uncertainties, actual results and events may differ materially from results and events currently expected by Charles River, and Charles River assumes no obligation and expressly disclaims any duty to update information contained in this news release except as required by law. About Charles River Charles River provides essential products and services to help pharmaceutical and biotechnology companies, government agencies and leading academic institutions around the globe accelerate their research and drug development efforts. Our dedicated employees are focused on providing clients with exactly what they need to improve and expedite the discovery, early-stage development and safe manufacture of new therapies for the patients who need them.", "role": "user" }, { "content": "Charles River Laboratories Announces Planned Offering of $1 Billion of Senior Notes", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"North America Biofilms Treatment Market Forecast to 2027 - COVID-19 Impact and Regional Analysis by Product; Wound; End User; and Country\" report has been added to ResearchAndMarkets.com's offering. North America Biofilms Treatment market is expected to reach US$ 951.16 million in 2027 from US$ 546.93 million in 2019. The market is estimated to grow with a CAGR of 7.2% from 2020-2027. The report provides trends prevailing in the North America biofilms treatment market and the factors driving market along with those that act as hindrances. Based on the wound, the North America the biofilms treatment market, is segmented into traumatic and surgical wounds, diabetic foot ulcers, pressure ulcers, venous leg ulcers, and others. The traumatic and surgical wounds segment held the largest share of the market in 2019, also the same segment is anticipated to register the highest CAGR in the market during the forecast period. The traumatic and surgical wounds market growth is expected due to the growing prevalence of chronic diseases across the globe is likely demand more surgeries and is likely to favor the growth of the segment. For instance, As per the National Nosocomial Infections Surveillance system of the Centers for Disease Control and Prevention, every year, about 27 million surgical procedures are performed in the US, of which, 5% result in surgical site infections. The growth of this market is estimated to grow owing to key driving factors such as the increasing prevalence of diabetic foot ulcer and growing cases of burn injuries across North America. However, the market is expected experiencing slow growth during the forecast period owing to the expensive healthcare across North America. Smith & Nephew, MiMedx, ConvaTec Group Plc are among the leading companies operating in the North America biofilms treatment market. Key Topics Covered: 1. Introduction 1.1 Scope of the Study 1.2 Research Report Guidance 1.3 Market Segmentation 2. North America Biofilms Treatment Market - Key Takeaways 3. Research Methodology 3.1 Coverage 3.2 Secondary Research 3.3 Primary Research 4. North America Biofilms Treatment Market - Market Landscape 4.1 Overview 4.2 PEST Analysis 4.2.1 Biofilms Treatment Market- North America PEST Analysis 4.3 Expert Opinion 5. North America Biofilms Treatment Market - Key Market Dynamics 5.1 Market Drivers 5.1.1 Increasing Prevalence of Diabetic Foot Ulcer 5.1.2 Growing Cases of Burn Injuries across North America 5.2 Market Restraints 5.2.1 Expensive Healthcare across North America 5.3 Market Opportunities 5.3.1 Increasing Public and Private Participation in Biofilms Treatment Market 5.4 Future Trends 5.4.1 Advancement in Technologies in Biofilms Treatment Market 5.5 Impact Analysis 6. Biofilms Treatment Market North America Analysis 6.1 North America Biofilms Treatment Market Revenue Forecasts and Analysis 7. North America Biofilms Treatment Market Analysis and Forecasts To 2027 - By Product 7.1 Overview 7.2 Biofilms Treatment Market Revenue Share, by Product (2019 and 2027) 7.3 Debridement Equipment 7.4 Gauzes and Dressings 7.5 Grafts and Matrices 7.6 Others 8. North America Biofilms Treatment Market Analysis - By Wound 8.1 Overview 8.2 Biofilms Treatment Market Revenue Share, by Wound (2019 and 2027) 8.3 Traumatic and Surgical Wounds 8.4 Diabetic Foot Ulcers 8.5 Pressure Ulcers 8.6 Venous Leg Ulcers 8.7 Others 9. North America Biofilms Treatment Market Analysis - By End-User 9.1 Overview 9.2 Biofilms Treatment Market Share, by End User, 2019 and 2027, (%) 9.3 Hospitals 9.4 Home Care Settings 9.5 Others 10. Biofilms Treatment Market Revenue and Forecasts To 2027 - Geographical Analysis 11. Impact Of COVID-19 Pandemic on North America Biofilms Treatment Market 11.1 North America: Impact Assessment of COVID-19 Pandemic 12. Company Profiles For more information about this report visit https://www.researchandmarkets.com/r/61e2m4", "role": "user" }, { "content": "North America Biofilms Treatment Market Forecast to 2027 - COVID-19 Impact and Regional Analysis by Product; Wound; End User - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: TYSONS, Va., Oct. 22, 2020 /PRNewswire/ --PenFed Credit Union, the nation's second-largest federal credit union, announced that James R. Schenck, president and CEO of PenFed Credit Unionand CEO of PenFed Foundation,received the Economic Education Visionary Award. This award, presented to Schenck by the Council for Economic Education, recognizes individuals who successfully provide resources to equip citizens to make financially literate economic decisions. Council for Economic Education virtual fireside chat on the evening of October 21, 2020. Top left clockwise: Steve Liesman, CNBC senior economics reporter; Dr. Ben S. Bernanke, former chair of the Federal Reserve System; Kathleen A. Murphy, president of Personal Investing Fidelity Investments and James Schenck, President/CEO, PenFed Credit Union and CEO, PenFed Foundation. \"I am humbled to be honored alongside former Federal Reserve Board Chairman Ben Bernanke and Fidelity Personal Investing President Kathleen Murphy,\" said Schenck. \"At PenFed our mission is empowering members of our community to achieve financial well-being. We believe our nation's financial institutions have a unique opportunity and responsibility to use their resources and platforms to deliver financial education for people of all ages. Promoting financial literacy should be included in the corporate social responsibility initiatives of financial institutions as well as the curricula of educational institutions.\" Since teaching Economics and Finance at the United States Military Academy at West Point, Schenck has been dedicated to increasing economic education. For the past two years, PenFed has operated a financial education platform for school-aged children with EVERFI, a leading education technology innovator. PenFed Credit Union and PenFed Foundation also have personal finance resources for adults who might not have had the opportunity to learn about finances in school. Schenck, along with Bernanke and Murphy, participated in a virtual award ceremony and fireside chat on the evening of October 21 with Steve Liesman, CNBC senior economics reporter.\"Inequality is a complicated thing and you have to hit it at many different fronts. You just can't hope to make a new tax program and think that's going to solve the problem,\" said Bernanke during the fireside chat portion of the program. \"There are generations of disadvantage and financial literacy is a part of that and [lack of financial literacy] has contributed to the problem.\"\"There are so many people who really are intimidated by investing and therefore they get paralyzed. It's so critical the work CEE is doing to help kids and parents to have those conversations around finances,\" said Murphy during the fireside chat. \"A silver lining of the pandemic is that more and more people are becoming engaged and they are opening investment accounts or checking their accounts more frequently. Young investors are opening accounts at record levels.\"To view the 2020 CEE Visionary Award recipients' fireside chat, please visit: https://www.councilforeconed.org/visionaryawards/visionary-awards-benefit/. About PenFed Credit UnionEstablished in 1935, Pentagon Federal Credit Union (PenFed) is America's second-largest federal credit union, serving over 2 million members worldwide with over $26 billion in assets. PenFed Credit Union offers market-leading certificates, checking, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services with members' interests always in mind. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender. To learn more about PenFed Credit Union, visit PenFed.org, like us on Facebookand follow us @PenFed on Twitter. Interested in working for PenFed? Check us out on LinkedIn. We are proud to be an Equal Employment Opportunity Employer.SOURCE PenFed Credit Union Related Links http://www.PenFed.org", "role": "user" }, { "content": "PenFed Credit Union President and CEO James R. Schenck Receives 2020 Council for Economic Education Visionary Award Dr. Ben S. Bernanke, former chair of the Federal Reserve System, and Kathleen A. Murphy, president of Personal Investing Fidelity Investments, also received this year's Visionary Awards", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: GERMANTOWN, Md.--(BUSINESS WIRE)--Amentum, a leading contractor to U.S. federal and allied governments, has formalized its commitment to our nations military members and their families by embarking upon a long-term partnership with Yellow Ribbon Fund, a veteran service organization serving wounded, ill and injured service members. Amentums top-level sponsorship as a Champion Partner will enable Yellow Ribbon Fund to provide two apartments near Walter Reed National Military Medical Center to provide housing to family members accompanying active-duty members or veterans undergoing long-term treatment at the medical center. It will also support other critical near-term needs. Our nations strength is bolstered by the commitment of our military members and the steadfast support of their families, said John Vollmer, Amentums CEO. Amentum is honored to partner with organizations that provide critical support to those who are serving or have served our country. Our investment in Yellow Ribbon Fund will help enhance the lives of wounded, ill or injured service members by keeping their families together making them stronger during their life-long recovery process. On behalf of the entire Yellow Ribbon Fund team and board of directors, we want to sincerely thank Amentum for this commitment to our organization, said Meg Lewis, Yellow Ribbon Funds chief advancement officer. This partnership couldnt have come at a better time. We are honored to be partnered with a corporation like Amentum, which will be a foundation for us to continue to grow our impact. Each year, Yellow Ribbon Fund serves more than 1,700 military families. In the first six months of 2020, that number increased by 20 percent. The organization has continued to respond to the growing demand for services even though the pandemic significantly hampered the ability to host in-person fundraising events. As we close out National Veterans and Military Families Month in November, this is an important way we can recognize the contributions of those who have served, including our employees, who remain very committed to supporting those who have sacrificed for our freedom, Vollmer said. Approximately a third of Amentum employees are military veterans and the company has been recognized as the #2 Military Friendly Employer for a company its size. About Amentum Amentum is a premier global technical and engineering services partner supporting critical programs of national significance across defense, security, intelligence, energy, and environment. We draw from a century-old heritage of operational excellence, mission focus, and successful execution underpinned by a strong culture of safety and ethics. Headquartered in Germantown, Md., we employ more than 34,000 people in all 50 states and 105 foreign countries and territories. Visit us at amentum.com to explore how we deliver excellence for our customers most vital missions. About Yellow Ribbon Fund Yellow Ribbon Fund is a 501(c)3 veteran service organization, dedicated to serving severely wounded, ill and injured post-9/11 servicemembers and their families from every branch of the United States Military, following unexpected medical crises. Since our founding, Yellow Ribbon Funds priority has been to keep families together during the recovery process for wounded, ill, and injured service members. We do this by providing housing and transportation during recovery and with caregiver support when and where it is needed.", "role": "user" }, { "content": "Amentum Partners with Yellow Ribbon Fund to Support Americas Wounded Warriors", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: HOUSTON--(BUSINESS WIRE)--HighRadius, a fintech enterprise Software-as-a-Service (SaaS) company specializing in automating the order-to-cash and treasury management processes, today announced a new partnership with Sage. As part of the agreement, HighRadius has integrated RadiusOne A/R Suite with the Sage Intacct cloud financial management system and made it available in the Sage Intacct Marketplace. RadiusOne A/R brings the power of enterprise-leading AI-powered solutions to midsized businesses. With simpler user experience and faster time-to-value, RadiusOne A/R offers an eInvoicing & Collections App, Cash Reconciliation App, and Credit Risk App to help mid-sized businesses leverage accounts receivable automation technology to overcome their biggest challenges in working capital optimization. As mid-sized businesses look for sophisticated accounts receivable solutions to continuously monitor the risk of their entire customer portfolio and perform effective collections, RadiusOne A/R squarely fits into their finance digital transformation agenda. RadiusOne A/R Suite's differentiated approach with pre-loaded configurations based on industry-specific best practices helps midsized businesses automate their accounts receivable processes in a few weeks with minimal IT intervention. RadiusOne A/R Suite is built to automate clerical A/R processes for mid-sized businesses and reduce the friction for supplier A/R teams to digitally collaborate with their buyers and A/P teams, said Sayid Shabeer, Chief Product Officer, HighRadius. This partnership allows Sage Intacct customers to unleash their full potential by integrating with market-leading accounts receivable automation solutions from HighRadius. The A/R process for many midsize companies can be tedious, manual, and often very time consuming, added Melody Williams, Sages Head of Business Development for Sage Intacct. HighRadius shares our goal of streamlining and automating financial processes for our customers. This integrated solution will help our joint customers reduce errors and free their finance team to do more value-added tasks to help grow the business. Check out RadiusOne A/R Suite's capabilities and how it can become a key catalyst for business growth. About HighRadius Corporation HighRadius is a Fintech enterprise Software-as-a-Service (SaaS) company that leverages Artificial Intelligence-based Autonomous Systems to help companies automate Accounts Receivable and Treasury processes. The HighRadius Integrated Receivables platform reduces cycle times in your order-to-cash process through automation of receivables and payments processes across credit, electronic billing and payment processing, cash application, deductions, and collections. HighRadius Treasury Management Applications help teams achieve touchless cash management, accurate cash forecasting and seamless bank reconciliation. Powered by the Rivana Artificial Intelligence Engine and Freeda Digital Assistant for order-to-cash teams, HighRadius enables teams to leverage machine learning to predict future outcomes and automate routine labor-intensive tasks. HighRadius solutions have a proven track record of optimizing cash flow, reducing days sales outstanding (DSO) and bad debt, and increasing operational efficiency so that companies may achieve strong ROI in just a few months. To learn more, please visit www.highradius.com.", "role": "user" }, { "content": "HighRadius Partners with Sage To Provide End-to-End Accounts Receivable Automation Specifically designed for mid-sized businesses, HighRadius RadiusOne A/R suite is a plug and play A/R transformation platform which can be deployed in under four weeks", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: AUSTIN, Texas--(BUSINESS WIRE)--SoftServe, a leading digital authority and consulting company and Google Cloud Premier Partner has achieved the Document AI Expertise in the Google Cloud Partner Advantage Program. This Expertise reinforces SoftServes technical experience in revealing insights from text data and documents using artificial intelligence (AI) and machine learning (ML). Our AI/ML competencies applied to Document AI customer use cases allow enterprises to efficiently scan, analyze, and understand their documents while reducing the costs of manual data entry and collection, said Andrew Greene, Associate Vice President, Cloud Partnerships & Alliances at SoftServe. We help our customers discover key insights to better understand the value in their documents by simplifying unstructured data using Google Clouds optical character recognition (OCR) and Cloud Natural Language technology. Google Clouds Document AI Expertise is bestowed on partners that demonstrate success in leveraging a suite of document processing tools to digitize (scan), pre-process, classify, and extract text entities from documents. With Google Cloud Document AI, businesses can improve operational efficiency by automating the process of extracting structured data from unstructured documents, and make this information securely accessible and useful to customer business applications and users. Businesses can turn document data into actionable insights by combining the power of Google Cloud machine learning, artificial intelligence, and predictive analytics to generate business insights that drive smarter decisions. Visit SoftServes Google Cloud partner page to get started. About SoftServe SoftServe is a digital authority that advises and provides at the cutting-edge of technology. We reveal, transform, accelerate, and optimize the way enterprises and software companies do business. With expertise across healthcare, retail, energy, financial services, software, and more, we implement end-to-end solutions to deliver the innovation, quality, and speed that our clients users expect. SoftServe delivers open innovationfrom generating compelling new ideas, to developing and implementing transformational products and services. Our work and client experience is built on a foundation of empathetic, human-focused experience design that ensures continuity from concept to release. We empower enterprises and software companies to (re)identify differentiation, accelerate solution development, and vigorously compete in todays digital economy. No matter where you are in your journey. Visit our website, blog, LinkedIn, Facebook, and Twitter pages.", "role": "user" }, { "content": "SoftServe Achieves Document AI Expertise in Google Cloud Partner Advantage Program SoftServe recognized for AI/ML proficiency for document insights that increase operational efficiency, improve customer experience, and inform decision making using Google Cloud", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, Oct. 20, 2020 /PRNewswire/ --Wolf Haldenstein Adler Freeman & Herz LLP announces that a federal securities class action lawsuit has been filed in the United States District Court for the Southern District of New York on behalf of those who purchased or acquired the American Depositary Receipts (\"ADR's\") of Pintec Technology Holdings Limited (\"Pintec\" or the \"Company\") (NASDAQ: PT) pursuant and/or traceable to Pintec's October 2018 initial public offering (\"IPO\" or the \"Offering\"). All investors who purchased ADR's of Pintec Technology Holdings Limited and incurred losses are urged to contact the firm immediately at [emailprotected] or (800) 575-0735 or (212) 545-4774. You may obtain additional information concerning the action or join the case on our website, www.whafh.com. If you have incurred losses in the ADR's of Pintec Technology Holdings Limited, you may, no later than November 30, 2020, request that the Court appoint you lead plaintiff of the proposed class. Please contact Wolf Haldenstein to learn more about your rights as an investor in the shares of ADR's of Pintec Technology Holdings Limited. CLICK HERE TO JOIN THE CASE In October 2018, Pintec completed its IPO in which it sold more than 3.7 million American Depositary Receipts at $11.88 per share. On July 30, 2019, after the market closed, Pintec filed its fiscal 2018 annual report, in which it restated previously disclosed financial results. Among other things, Pintec reported net income of $315,000 for fiscal 2018, compared to its prior disclosure of $1.068 million net income. The Company also disclosed that there were material weaknesses in its internal control over financial reporting related to cash advances outside the normal course of business to Jimu Group, a related party, and to a non-routine loan financing transaction with a third-party entity, Plutux Labs. On this news, Pintec's share price fell $0.53, or more than 13%, over the next several trading sessions, to close at $3.40 per share on August 5, 2019. On June 15, 2020, after the market closed, the Company disclosed that it could not timely file its fiscal 2019 annual report and that it anticipated reporting a significant change in results of operations. Specifically, Pintec disclosed that it \"erroneously recorded revenue earned from certain technical service fee on a net basis\" for fiscal 2017 and 2018. Moreover, the Company \"announced a net loss of RMB906.5 million in the full year of 2019 due to RMB890.7 million of provision for credit loss in amounts due from a related party, Jimu Group, and RMB200 million of impairment in prepayment for long-term investment.\" Pintec ADR's are presently trading at $0.94, a nearly 95% decline from the $11.88 per share IPO price. Wolf Haldenstein has extensive experience in the prosecution of securities class actions and derivative litigation in state and federal trial and appellate courts across the country. The firm has attorneys in various practice areas; and offices in New York, Chicago and San Diego. The reputation and expertise of this firm in shareholder and other class litigation has been repeatedly recognized by the courts, which have appointed it to major positions in complex securities multi-district and consolidated litigation. If you wish to discuss this action or have any questions regarding your rights and interests in this case, please immediately contact Wolf Haldenstein by telephone at (800) 575-0735, via e-mail at [emailprotected], or visit our website at www.whafh.com. Contact: Wolf Haldenstein Adler Freeman & Herz LLP Kevin Cooper, Esq.Gregory Stone, Director of Case and Financial AnalysisEmail: [emailprotected], [emailprotected] or [emailprotected] Tel: (800) 575-0735 or (212) 545-4774 This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and ethical rules. SOURCE Wolf Haldenstein Adler Freeman & Herz LLP Related Links http://www.whafh.com", "role": "user" }, { "content": "PINTEC TECHNOLOGY HOLDINGS LIMITED CLASS ACTION ALERT: Wolf Haldenstein Adler Freeman & Herz LLP announces that a securities class action lawsuit has been filed in the United States District Court for the Southern District of New York against of Pintec Technology Holdings Limited LEAD PLAINTIFF DEADLINE IS NOVEMBER 30, 2020", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: GENEVA, N.Y., May 28, 2020 /PRNewswire/ --RealEats, a ready-to-eat meal delivery service that uses innovative sous-vide style packaging to make real food simple, today announced that it is joining forces with the Partnership for a Healthier America (PHA), a nationwide nonprofit founded alongside Michelle Obama's Let's Move! initiative. Together, the organizations will support PHA's mission to leverage the power of the private sector to bring lasting, sustainable change that improves the food supply in pursuit of health equity. RealEats is the first meal delivery service company to partner with PHA. All of RealEats' meals use a patent-pending methodology and packaging technique inspired by the classic \"sous-vide\" style of French cuisine. This unique vacuum packaging naturally locks in the freshness of real food and allows RealEats' customers to safely enjoy healthy, nutrient-dense meals free of preservatives, additives or junk of any kind without the usual preparation and cleanup associated with cooking a meal or assistance from a microwave. Most of RealEats' packaging is also made from recycled or recyclable materials and keeps meals naturally fresh for a week when refrigerated, resulting in reduced packaging and food waste. Founded in 2010, PHA was created to combat childhood obesity in conjunction with First Lady Michelle Obama's Let's Move! initiative. PHA works with hundreds of organizations across the supply chain food producers, manufacturers, distributors and retailers to transform the food landscape in pursuit of health equity. According to Earnest Research, the grocery and food delivery industry has experienced year-over-year sales growth of up to 45% since early March. RealEats has seen its average order values increase by 20% during the same time frame, while new order volume has increased by 120%. PHA has been watching the rise of direct-to-consumer meal delivery services, with a specific focus on services like RealEats that promote healthy eating initiatives and meet PHA's philosophy and approach to healthy eating. \"Partnership for a Healthier America is continually working to accelerate market innovation that is improving the landscape of food and Real Eats is doing that,\" said Nancy E. Roman, President and CEO of Partnership for a Healthier America. \"RealEats' meals and its innovative packaging set it apart from others in the prepared foods market, and we plan to work together to get further, faster.\" Unlike most meal delivery services, RealEats provides healthy, farm-to-table meals that stay fresh for up to seven days when refrigerated using real ingredients primarily from the company's carefully selected network of local farms in upstate New York, close to its kitchen. The meals, all of which are dietician-approved, can be prepared in six minutes or less and are key to maintaining a healthy and nutritious diet that will not take away time from consumers' busy schedules. RealEats is dedicated to enhancing the experience of eating at home by making it beneficial, quick and easy for people to enjoy real food. \"The core of RealEats' mission has always been to make it simple for people to access the nutritional benefits of real food,\" said Dan Wise, CEO of RealEats. \"Our pot-to-plate meals are a highly innovative way to safely, simply and efficiently deliver delicious, real food nutrition to consumers. This makes our meals a healthy and hygienic weapon in the fight for a healthier food future, which is more important than ever right now for adults, children and families across the country. We are honored to be recognized as a PHA partner and look forward to continuing to make the experience of eating more enjoyable and healthier for all Americans.\" RealEats currently ships its meals including gluten-free, dairy-free and plant-based options to customers in 28 states, with distribution continuing to expand. See how RealEats is transforming the marketplace by visitingRealEats.com. About RealEatsRealEats was founded in 2017 by Dan Wise with a mission to build a healthier food future by making it simple for anybody to enjoy real food. Celebrity Chef Aliya LeeKong leads the company's culinary efforts, developing seasonal menus that incorporate fresh, local produce that is clean, sustainable and nutritionally dense. RealEats currently serves 28 states. For more information about RealEats and to join the real food movement, visitRealEats.com, or find us on Facebook atFacebook.com/RealEatsFood, Instagram at@RealEatsFood or Twitter at@RealEats. About Partnership for a Healthier AmericaPHA's mission is to leverage the power of the private sector to transform the food landscape in pursuit of health equity. In 2010, PHA was created in conjunction with Former First Lady Michelle Obama's Let's Move! effort. PHA identifies, accelerates, and celebrates voluntary business practices that improve or increase choice or lead to new norms and behavior around food and physical activity. Most important, PHA ensures that commitments made are commitments kept by working with unbiased third parties to monitor and publicly report on the progress our partners are making. For more information about PHA, please visitwww.ahealthieramerica.organd follow PHA on Twitter@PHAnews. SOURCE RealEats America, Inc. Related Links https://www.realeats.com", "role": "user" }, { "content": "RealEats Recognized by Partnership for a Healthier America as Improving Health and Wellness through Its Innovative \"Fresh Meal\" Product Line Meal delivery service is first in its category to partner with PHA", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, April 13, 2021 /PRNewswire/ --Pomerantz LLP announces that a class action lawsuit has been filed against Lordstown Motors Corp. (\"Lordstown\" or the \"Company\") (formerly known as DiamondPeak Holdings Corp. (\"DiamondPeak\")) (NASDAQ: RIDE; RIDEW; DPHC) and certain of its officers.The class action, filed in the United States District Court for the Northern District of Ohio, Eastern Division, and docketed under 21-cv-00760, is on behalf of a class consisting of all persons and entities other than Defendants that purchased or otherwise acquired Lordstown securities between August 3, 2020 and March 17, 2021, inclusive (the \"Class Period\").This action is brought on behalf of the Class for violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 (the \"Exchange Act\"), 15 U.S.C. 78j(b) and 78t(a) and Rule 10b-5 promulgated thereunder by the SEC, 17 C.F.R. 240.10b-5. Fighting for victims rights in securities class action for over 85 years If you are a shareholder who purchased Lordstown securities during the Class Period, you have until June 8, 2021 to ask the Court to appoint you as Lead Plaintiff for the class.A copy of the Complaint can be obtained at www.pomerantzlaw.com.To discuss this action, contact Robert S. Willoughby at [emailprotected] or 888.476.6529 (or 888.4-POMLAW), toll-free, Ext. 7980. Those who inquire by e-mail are encouraged to include their mailing address, telephone number, and the number of shares purchased. [Click here for information about joining the class action] According to its website, Lordstown is an automotive company founded for the purpose of developing and manufacturing light duty electric trucks targeted for sale to fleet customers.The Company's purported flagship vehicle is the \"Endurance,\" an electric full-size pickup truck.On August 3, 2020, Lordstown and DiamondPeak announced that they had entered into a definitive merger agreement through which, upon closing, the combined company would remain listed on the NASDAQ stock exchange under the new ticker symbol \"RIDE.\"DiamondPeak was setup as a special purpose acquisition company (also known as a SPAC).DiamondPeak's shares traded on the NASDAQ stock exchange under the ticker symbol \"DPHC.\"The August 3, 2020 release provided, in relevant part, that the transaction valued Lordstown \"at an implied $1.6 billion pro forma equity value,\" and that the transaction was expected to deliver approximately $675 million in gross proceeds.The release announced that the transaction was expected to close in the fourth quarter of 2020.On October 22, 2020, Lordstown and DiamondPeak announced that DiamondPeak shareholders had approved the merger.On October 23, 2020, Lordstown announced that it had completed the business combination with DiamondPeak, and that beginning on October 26, 2020, Lordstown's Class A shares would begin trading on the NASDAQ Global Select market under the ticker symbol \"RIDE,\" and that its warrants would trade on NASDAQ under the symbol \"RIDEW.\"The complaint alleges that throughout the Class Period, Defendants made materially false and misleading statements regarding the Company's business.Specifically, Defendants made false and/or misleading statements and/or failed to disclose that: (i) the Company's purported pre-orders were non-binding; (ii) many of the would-be customers who made these purported pre-orders lacked the means to make such purchases and/or would not have credible demand for Lordstown's Endurance; (iii) Lordstown is not and has not been \"on track\" to commence production of the Endurance in September 2021; (iv) the first test run of the Endurance led to the vehicle bursting into flames within 10 minutes; and (v) as a result, the Company's public statements were materially false and misleading at all relevant times.Before the markets opened on March 12, 2021, analyst Hindenburg Research published a scathing report on Lordstown entitled: \"The Lordstown Motors Mirage: Fake Orders, Undisclosed Production Hurdles, and a Prototype Inferno.\"As alleged in greater detail below, in this report, Hindenburg noted that Lordstown has \"no revenue and no sellable product,\" and wrote that the Company \"has misled investors on both its demand and production capabilities.\"The Hindenburg report concluded that Lordstown's \"orders are largely fictitious and used as a prop to raise capital and confer legitimacy,\" and that a former employee \"explained how the company is experiencing delays and making 'drastic' design modifications, putting [Lordstown] an estimated 3-4 years away from production,\" rather than the Company being \"on track\" for a September 2021 production start.On this news, the price of Lordstown common stock fell approximately 16.5% in one day, down from its March 11, 2021 closing price of $17.71 to a March 12, 2021 close of just $14.78. This represents hundreds of millions of dollars in lost market capitalization.Then on March 17, 2021, after trading had closed, the Company held an earnings call on which Defendant Burns disclosed that Lordstown had received an inquiry from the SEC. Remarkably, although Lordstown also issued a press release and a Form 8-K announcing its fourth quarter and full year 2020 financial results after trading closed on March 17, 2021, the Company failed to disclose the existence of the SEC inquiry in those filings.[1]On this news, the stock fell approximately another 9% in aftermarket trading.The Pomerantz Firm, with offices in New York, Chicago, Los Angeles, and Paris is acknowledged as one of the premier firms in the areas of corporate, securities, and antitrust class litigation. Founded by the late Abraham L. Pomerantz, known as the dean of the class action bar, the Pomerantz Firm pioneered the field of securities class actions. Today, more than 80 years later, the Pomerantz Firm continues in the tradition he established, fighting for the rights of the victims of securities fraud, breaches of fiduciary duty, and corporate misconduct. The Firm has recovered numerous multimillion-dollar damages awards on behalf of class members. See www.pomerantzlaw.comCONTACT: Robert S. Willoughby Pomerantz LLP [emailprotected]888-476-6529 ext. 7980SOURCE Pomerantz LLP Related Links www.pomerantzlaw.com", "role": "user" }, { "content": "Pomerantz Law Firm Announces the Filing of a Class Action against Lordstown Motors Corporation and Certain Officers - RIDE; RIDEW; DPHC", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: GALLIPOLIS, Ohio, April 27, 2020 /PRNewswire/ -- Ohio Valley Banc Corp. (Nasdaq: OVBC) (the \"Company\") reported consolidated net income for the quarter ended March 31, 2020, of $1,002,000, a decrease of $191,000 from the same period the prior year. Earnings per share for the first quarter of 2020 was $.21, compared to $.25 for the first quarter of 2019. Return on average assets and return on average equity were .40 percent and 3.14 percent, respectively, for the first quarter of 2020, versus .47 percent and 4.08 percent, respectively, for the same period the prior year. CEO Tom Wiseman commented, \"No matter the circumstances, it is always disappointing to not report record earnings. However, during this period of unprecedented challenge, it is the health, safety and welfare of our customers, employees and shareholders that is of utmost importance. Our community bankers' response to the COVID-19 pandemic has been nothing short of heroic. OVB staff came up with new ways to serve our customers without contact, closed out Christmas Savings for customers that needed funds early, and extended hours at two of our drive-thru locations to 8 p.m. Monday through Saturday. As of last week, our lending teams worked day and night to arrange loan payment deferments for over 1,000 customers and helped local small businesses gain over $2.6 million from the SBA Paycheck Protection Program. Loan Central tax professionals distributed 3,000 stimulus payments to their tax refund loan customers. I'm proud to say we were early to respond and proactive in our approach to protecting the physical and economic wellbeing of all our stakeholders.\" For the first quarter of 2020, net interest income decreased $1,383,000, or 12.1 percent, from the same period last year. Contributing to the lower net interest income was the decrease in loan fees, the net interest margin and average earning assets. Starting in 2020, the Company changed its business model for Loan Central's assessment of fees for tax refund advance loans from only assessing loan fees for the tax refund loan to primarily assessing a fee for preparing the tax return in combination with a reduced loan fee. This fundamental change in the fee structure was imposed upon the Company in order to comply with new regulation. As a result, tax refund advance loan fees for the first quarter of 2020 decreased $709,000 from the same period last year. The fee income for tax preparation services was recorded as noninterest income and is discussed below. For the quarter ended March 31, 2020, the net interest margin was 4.34 percent, compared to 4.89 percent for the same period the prior year. The reduction in tax refund advance fees lowered the net interest margin 30 basis points for the first quarter of 2020. The remaining decrease in the net interest margin was related to the decrease in market rates. The Federal Reserve reduced interest rates by 75 basis points during the second half of 2019 and another 150 basis points in March of 2020, which contributed to a decrease in yield on earning assets. However, the average cost of interest-bearing liabilities actually increased due to interest rates on deposits lagging the decrease in general market rates. Furthermore, certain deposits were already at or near their interest rate floor, which limited the Company's ability to reduce deposit costs to the same magnitude as experienced on earning assets. For the three months ended March 31, 2020, average earning assets decreased $17 million from the same period the prior year, primarily attributable to commercial and installment loan segments of the loan portfolio. For the three months ended March 31, 2020, the provision for loan loss expense totaled $3,846,000, an increase of $1,469,000 from the first quarter of 2019. For the three months ended March, 31, 2020, the provision for loan loss expense incurred was primarily related to net loan charge-offs of $1,390,000 and to an increase in general reserves related to the establishment of an economic risk factor for the coronavirus pandemic. Based on declining economic conditions and increasing unemployment levels, management increased general reserves $1,942,000 to reflect higher anticipated losses due to the expected financial impact of the coronavirus on customers. In association with this higher risk factor, the allowance for loan losses increased to 1.13 percent of total loans at March 31, 2020, compared to .81 percent at December 31, 2019 and 1.03 percent at March 31, 2019. For the first quarter of 2020, noninterest income totaled $4,442,000, an increase of $2,596,000 from the first quarter of 2019. During the first quarter of 2020, the Bank entered into a settlement agreement relating to the previously disclosed litigation the Bank had filed against a third-party tax software product provider for early termination of its tax processing contract. Under the settlement agreement, the third-party paid a $2,000,000 settlement payment. Further contributing to the increase was the Company's change in its business model for assessing fees on tax refund advance loans. By primarily charging for the tax preparation services, the Company recorded $615,000 in tax preparation fee income during the first quarter of 2020. Noninterest expense totaled $9,519,000 for the first quarter of 2020, a decrease of $49,000 from the same period last year. The Company's largest noninterest expense, salaries and employee benefits, decreased $81,000, or 1.5 percent, from the first quarter of 2019. The decrease was primarily related to the expense savings associated with a lower number of employees from the sale of two branches in December 2019 and the voluntary severance program that was completed during the fourth quarter of 2019, which more than offset the expense increase associated with annual merit increases. Further contributing to lower noninterest expense was professional fees and costs associated with foreclosed assets. For the three months ended March 31, 2020, professional fees decreased $74,000 from the same period last year in relation to lower legal and accounting fees. For the same period, foreclosed asset expense decreased $63,000. Partially offsetting the expense reductions above was an increase in data processing, which increased $64,000 from the prior year first quarter primarily due to credit card processing and website maintenance costs. Ohio Valley Banc Corp. common stock is traded on the NASDAQ Global Market under the symbol OVBC. The holding company owns Ohio Valley Bank, with 16 offices in Ohio and West Virginia, and Loan Central, with six consumer finance offices in Ohio. Learn more about Ohio Valley Banc Corp. at www.ovbc.com. Caution Regarding Forward-Looking Information Certain statements contained in this earnings release that are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as \"believes,\" \"anticipates,\" \"expects,\" \"appears,\" \"intends,\" \"targeted\" and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying those statements. Forward-looking statements involve risks and uncertainties. Actual results may differ materially from those predicted by the forward-looking statements because of various factors and possible events, including: (i) impacts from the novel coronavirus (COVID-19) pandemic on our business, operations, customers and capital position; (ii) higher default rates on loans made to our customers related to COVID-19 and its impact on our customers' operations and financial condition; (iii) the impact of COVID-19 on local, national and global economic conditions; unexpected changes in interest rates or disruptions in the mortgage market related to COVID-19 or responses to the health crisis; (iv) the effects of various governmental responses to the COVID-19 pandemic; (v) changes in political, economic or other factors, such as inflation rates, recessionary or expansive trends, taxes, the effects of implementation of federal legislation with respect to taxes and government spending and the continuing economic uncertainty in various parts of the world; (vi) competitive pressures; (vii) fluctuations in interest rates; (viii) the level of defaults and prepayment on loans made by the Company; (ix) unanticipated litigation, claims, or assessments; (x) fluctuations in the cost of obtaining funds to make loans; (xi) regulatory changes; (xii) and other factors that may be described in the Company's Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q as filed with the Securities and Exchange Commission from time to time. Forward-looking statements speak only as of the date on which they are made, and the Company undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made to reflect unanticipated events. OHIO VALLEY BANC CORP - Financial Highlights (Unaudited) Three months ended March 31, 2020 2019 PER SHARE DATA Earnings per share $ 0.21 $ 0.25 Dividends per share $ 0.21 $ 0.21 Book value per share $ 27.26 $ 25.29 Dividend payout ratio (a) 100.34% 83.46% Weighted average shares outstanding 4,787,446 4,748,474 DIVIDEND REINVESTMENT (in 000's) Dividends reinvested under employee stock ownership plan (b) $ 154 $ 179 Dividends reinvested under dividend reinvestment plan (c) $ 372 $ 351 PERFORMANCE RATIOS Return on average equity 3.14% 4.08% Return on average assets 0.40% 0.47% Net interest margin (d) 4.34% 4.89% Efficiency ratio (e) 65.42% 71.72% Average earning assets (in 000's) $ 936,008 $ 953,335 (a) Total dividends paid as a percentage of net income. (b) Shares may be purchased from OVBC and on secondary market. (c) Shares may be purchased from OVBC and on secondary market. (d) Fully tax-equivalent net interest income as a percentage of average earning assets. (e) Noninterest expense as a percentage of fully tax-equivalent net interest income plus noninterest income. OHIO VALLEY BANC CORP - Consolidated Statements of Income (Unaudited) Three months ended (in $000's) March 31, 2020 2019 Interest income: Interest and fees on loans $ 10,873 $ 11,912 Interest and dividends on securities 750 827 Interest on interest-bearing deposits with banks 162 319 Total interest income 11,785 13,058 Interest expense: Deposits 1,509 1,342 Borrowings 272 329 Total interest expense 1,781 1,671 Net interest income 10,004 11,387 Provision for loan losses 3,846 2,377 Noninterest income: Service charges on deposit accounts 493 503 Trust fees 68 64 Income from bank owned life insurance and annuity assets 217 178 Mortgage banking income 90 69 Debit / credit card interchange income 943 914 Loss on other real estate owned (101) ---- Tax preparation fees 615 ---- Litigation settlement 2,000 ---- Other 117 118 Total noninterest income 4,442 1,846 Noninterest expense: Salaries and employee benefits 5,455 5,536 Occupancy 432 453 Furniture and equipment 262 263 Professional fees 598 672 Marketing expense 268 270 FDIC insurance ---- 3 Data processing 599 535 Software 381 411 Foreclosed assets 43 106 Amortization of intangibles 17 31 Other 1,464 1,288 Total noninterest expense 9,519 9,568 Income before income taxes 1,081 1,288 Income taxes 79 95 NET INCOME $ 1,002 $ 1,193 OHIO VALLEY BANC CORP - Consolidated Balance Sheets (Unaudited) (in $000's, except share data) March 31, December 31 2020 2019 ASSETS Cash and noninterest-bearing deposits with banks $ 16,023 $ 12,812 Interest-bearing deposits with banks 50,648 39,544 Total cash and cash equivalents 66,671 52,356 Certificates of deposit in financial institutions 2,360 2,360 Securities available for sale 112,191 105,318 Securities held to maturity (estimated fair value: 2020 - $12,115; 2019 - $12,404) 11,808 12,033 Restricted investments in bank stocks 7,506 7,506 Total loans 775,086 772,774 Less: Allowance for loan losses (8,729) (6,272) Net loans 766,357 766,502 Premises and equipment, net 20,970 19,217 Premises and equipment held for sale, net 649 653 Other real estate owned 325 540 Accrued interest receivable 2,650 2,564 Goodwill 7,319 7,319 Other intangible assets, net 157 174 Bank owned life insurance and annuity assets 30,813 30,596 Operating lease right-of-use asset, net 998 1,053 Other assets 5,067 5,081 Total assets $ 1,035,841 $ 1,013,272 LIABILITIES Noninterest-bearing deposits $ 213,262 $ 222,607 Interest-bearing deposits 632,617 598,864 Total deposits 845,879 821,471 Other borrowed funds 32,459 33,991 Subordinated debentures 8,500 8,500 Operating lease liability 998 1,053 Accrued liabilities 17,509 20,078 Total liabilities 905,345 885,093 SHAREHOLDERS' EQUITY Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2020 - 5,447,185 shares issued; 2019 - 5,447,185 shares issued) 5,447 5,447 Additional paid-in capital 51,165 51,165 Retained earnings 86,748 86,751 Accumulated other comprehensive income (loss) 2,848 528 Treasury stock, at cost (659,739 shares) (15,712) (15,712) Total shareholders' equity 130,496 128,179 Total liabilities and shareholders' equity $ 1,035,841 $ 1,013,272 Contact: Ohio Valley Banc Corp., Scott Shockey, CFO (740) 446-2631 SOURCE Ohio Valley Banc Corp. Related Links http://www.ovbc.com", "role": "user" }, { "content": "Ohio Valley Banc Corp. Reports 1st Quarter Earnings", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: MUMBAI, India, April 12, 2021 /PRNewswire/ -- Tata Consultancy Services (BSE: 532540, NSE: TCS), the leading global IT services, consulting and business solutions organization, reported its consolidated financial results according to Ind AS and IFRS, for the quarter ending March 31, 2021. FY 2020-21: Other Annual Highlights Q4 FY 2021: Other Highlights Net Income: $4.513 Bn*; Net Margin: 20.3%*Employee Metrics:- Net Addition: 40,185 employees- Employee Headcount: 488,649- IT Services Attrition (LTM) at All-time Low: 7.2% Free Cash Flow: $5.13 Bn, +13% YoYOver $4.17 Bn of cash returned to shareholders through buybacks and dividends Net Income: $1.267 Bn, +15.6% YoY Net Margin: 21.2%, +1 % YoY Cash conversion: Operating Cash Flow 100.0% of Net Income Net Addition: 19,388 employees, highest ever in a qtr Final Dividend per share (proposed): `15 *Excludes legal claim provision Rajesh Gopinathan, Chief Executive Officer and Managing Director, said: \"Our investments over the last decade in building newer capabilities, and in research and innovation, position us well for the multi-year technology services opportunity ahead. While we continue to dominate in our traditional areas of strength, we are making good progress in gaining share in the growth and transformation opportunity. Our focus going into FY 22 will be to engage with clients in their growth agenda, propelled by innovation and leverage of collective knowledge.\" N Ganapathy Subramaniam, Chief Operating Officer & Executive Director, said: \"I am pleased to note that in FY 21, leading organizations partnered with TCS in their growth and transformation journeys. Many of them benefited from our refreshingly different consultative approach to shaping, contracting, executing, and measuring the success of transformation programs, always holding ourselves accountable for the results.\" He added:\"It is gratifying to bring down the curtains on FY21 with a solid performance on revenue, margins and deal momentum, all of which was possible due to the client-centric and `can do' attitude of our associates rising to the occasion, keeping safe and healthy, professionally executing on SBWS and learning all the new products, toolkits and ways of working.\" V Ramakrishnan, Chief Financial Officer, said: \"I am very pleased with our performance in Q4. This caps three quarters of consistently robust performance in a pandemic year, and gives us a strong exit from FY 21. Our Q4 margins are a validation of our strong belief that it is possible to win mega-deals, post industry-leading growth, continue to invest in our people and in newer capabilities, and still deliver industry-leading profitability. All the investments that we have been making over the years position us strongly to expand our footprint in the large growth and transformation opportunity.\" Q4 Segment Highlights** Industries: All verticals showed good sequential growth, but a couple continue to lag prior year level BFSI (+7% QoQ, +13.3% YoY), Retail and CPG (+4% QoQ, -0.9% YoY), Life Sciences and Healthcare (+3.8% QoQ, +19.3% YoY), Manufacturing (+3.9% QoQ, +1.3% YoY), Technology & Services (+2.8% QoQ, +3.9% YoY) and Communications & Media (+1.8% QoQ, -4% YoY). On a full year basis, Life Sciences and Healthcare (+17.1%), BFSI (+2.4%) and Technology & Services (+0.2%) showed growth while the rest continue to be below prior year levels. Markets:Growth was led bymajor markets Continental Europe (+8.5% QoQ, +11.7% YoY), North America (+3.9% QoQ, +5.9% YoY), and UK (+3.4% QoQ, +1% YoY). Other markets grew well: Middle East & Africa (+4.2% QoQ, +10.6% YoY), India (+2.8% QoQ, +11.2% YoY), Latin America (+2.5% QoQ, +1.5% YoY), and Asia Pacific (+1% QoQ, +1.5% YoY). On a full year basis, with the exception of Continental Europe which grew +5.5%, all other markets continue to be in negative territory compared to the prior year. Services:Growth and transformation services, driven by clients continuing on their multi-horizon transformation journeys, saw strong demand. Advisory and Design services continue to gain traction across business stakeholders. There was robust growth across the board, led by Cloud Platform Services, Enterprise Application services, Cyber Security & Analytics. Consulting & Services Integration:Strong rebound continues as companies move from crisis management to adapting to new beginnings. Q4 saw an uptick in M&A and divestiture activity with clients looking to restructure for better focus on their target markets and to raise cash for acquisitions. There was also strong demand for next generation enterprise transformation, enterprise agility, and cloud strategy & transformation services. Digital Transformation Services: Growth was driven by increasing investing in technologies and business solutions to advance multi-horizon transformation imperatives. There was strong demand for data modernization and business analytics powered by DATOM, DAEzMo and Decision Fabric; intelligent connected solutions leveraging TCS Bringing Life To Things framework; Cyber Defense suite of services; remote work, automated and contact-less services, customer & employee experience, and supply chain modernization. Cloud Platform Services: Accelerating investments in holistic digitalization enabled by cloud drove strong growth in public hyperscaler and private cloud services, led by migration and modernization, cloud native application development, and collaboration services. Cognitive Business Operations: There was strong demand driven by customers' need for resilient business operations and world-class experiences through integrated cognitive operations leveraging MFDM and CogniX. Growth drivers included multiple first-time outsourcing deals, acceleration of digital adoption and hyper-automation, datacenter services, Smart Workplace solutions, digital F&A, automation, service management and pharmacovigilance services. ** Growth in CC Key Highlights TCS has been selected to lead the Supply Chain and Finance transformation for Walgreens Boots Alliance's(WBA) wholesale business. The transformation will enable WBA's business for sustainability and growth, powered by modern technologies such as SAP S/4HANA and Manhattan on Azure cloud platform. PGA Tour Superstore, an experiential specialty golf gear and apparel retailer, has selected TCS OmniStore, an award-winning, unified commerce platform, to transform the shopping experience of the retailer's eight million customers, with 'one-cart' checkout, seamless omni-channel journeys, personalization, and flexible fulfillment with endless inventory across all stores. TCS has entered into an agreement with State Streetto help enhance its Retiree Services offering with the provision of a new benefit payment technology platform. TCS will leverage TCS BaNCS Retirement platform to enable State Street to provide its clients access to expanded operational capabilities and enhanced technology. BJ's Wholesale Club, a leading operator of membership warehouse clubs in Eastern United States, expanded its existing four-year relationship with TCS. TCS is now BJ's primary IT partner and will support the system engineering of BJ's connected and intelligent operations across IT, infrastructure, quality assurance, and Cloud. BJ's will also leverage TCS' Machine-first approach to accelerate its pace of utilizing cutting-edge technologies to future-proof operations, enhance omnichannel customer experience and drive a competitive advantage. SODEXO SA, a global leader in services that improve Quality of Life, has selected TCS as its strategic partner for its [emailprotected] transformation journey towards next generation Application Management services. TCS will help Sodexo build a solid foundation for application management services and thus lead the race towards a cloud-first, analytics-led business model through standardization, simplification, and agility with the purpose of enhancing the digital experience of Sodexo consumers. Virgin Atlantic Airways Limited UKhas selected TCS as its strategic partner with end-to-end ownership of Technology Operations and Digital Transformation. TCS will lead the cloud-first digital transformation to provide best-in-class technology on a new modern and simplified technology platform to drive better customer and employee experiences. Carrefour Belgium, part of one of the world's leading food retailers, the Carrefour Group, has chosen TCS to create its new digital core platform based on SAP S/4HANA and other solutions. In order to cope with the challenges of the increasing speed of evolution of the retail activity, Carrefour wants to renew its processes from forecast to fulfillment. With the new digital core, the retailer aims to improve customer service with new mobile solutions as well as true omnichannel product and service offerings, and also improve supply chain insights. Selected by a North American Logistics company as a strategic partner to transform its IT infrastructure and improve Operational Efficiency through Cognitive Automation, rationalization and standardization to support business growth and increased demand. Selected by a US-based biopharmaceutical services provider, as their strategic infrastructure and applications transformation partner to deliver enriched user experience through persona-based services, hyper-automation and cloud adoption. TCS will provide managed services by leveraging CogniX for infra, data, cyber security, ERP & other business applications, and also collaborate in carving out the product development & imaging business. The partnership will help leverage technological solutions to help customer in service harmonization by delivering innovative clinical development solutions that reinforce patients-first focus and advance world health. Selected by a UK-based subsidiary with operations in pharmacy, health, and beauty products, as their strategic business transformation partner to enable new digital services and become the leader in customer experience. TCS will implement an industry leading cloud ERP, integrating businesses across the organization, covering finance, supply chain, and warehouse operations, organizational change management, and data management. The solution will enable new digital channels, improve customer experience, simplify client's business operations and enable a future financial shared services operating model. Engaged by Honeywell Inc, a leading manufacturing and control systems company, as the strategic partner in their supply chain processes transformation program. TCS will implement new features, modernize existing processes, and roll-out global design templates, by deploying a leading Supply Chain management platform. This solution will enable the customer to increase supply chain visibility and improve customer experience. Selected by a UK-based mutual life insurance company as the strategic partner to strengthen its market position. TCS will be the sole partner for policy systems services and transformation to a new platform, and future change programs. This effort will help improve customer experience and simplify operations through the consolidation of multiple legacy applications. Selected by a US-based agricultural products retailer and services provider to develop a modernized solution with TCS next gen digital ERP transformation capabilities. This will allow the customer to create a holistic view of process, policy, people, and technology and have continuous improvements through TCS' Perpetual Business Transformation (PBT) framework adding certainty to business value realization. Chosen by a leading provider of engineering and technology services headquartered in UK for integration and support services of asset performance and risk management suite of products leveraging TCS MFDM. Selected by a UK-based leading provider of highly engineered electrical and electronic components for embedded firmware development along with image processing and validation of the next generation vision products. Engaged by a leading Dutch-based bank to modernize its risk analytics function and accelerate its go-to-market initiatives, leveraging the power of TCS' ML Ops and advanced analytics models. TCS will also transform their global procurement to streamline spend management, minimize supplier risk and future proof capabilities. Chosen by a leading US-based car rental company as its strategic partner for data warehouse modernization and cloudification on a leading hyperscaler cloud data platform with AI and ML capabilities. Selected by a leading UK-based telecommunications company, to modernize and deliver its data and analytics programs with a primary objective to improve sales with Medium & Large Enterprises (MLE) and enhance its digital entertainment and marketing campaign processes. Chosen by a leading jet engines producer, as partner to develop their Digital platform for driving effective collaboration between engineering and manufacturing to reduce non-conformance issues. Selected by a Middle-East based leading provider of professional services as a partner for the government's Smart City program. TCS' Smart City Platform Implementation will enabledemocratization of data for enhancing the wellbeing and quality of life of the citizens and transform the city into a world class smart city. Selected by a leading Nordics-based communications and logistics solution provider for offering 'Track as you Go' service to substantially reduce or eliminate pilferage of high value items during transit. Selected a prominent financial services organizations headquartered in UK for its digital transformation journey to modernize its infrastructure, data, and application layers on cloud. This transformation will drive innovation at scale, enhance business agility and bring new services to customers quickly. Chosen by a leading European telecom provider as its strategic partner to support its 5G rollout and accelerated hybrid cloud adoption. TCS will also be responsible for delivering Central Operation Services leveraging TCS' Machine First Delivery Model. TCS Cloud Exponence platform-based delivery will enable the customer with new ways of working, delivering agile and scalable services to fast track the transformation of business support systems, boosting growth and advancing their digital vision. Selected by one of the largest supermarket chain in UK, to transform their cloud operating model using DevOps and containerization. TCS will leverage its Cloud Exponence platform to drive continuous service improvements, automation and agility in the customer's environment enabling growth through digital channels. Engaged by a major European bank, as the cyber transformation partner to provide managed services in Identity and Access Management spanning consulting, engineering and operations. This initiative will help reduce incidents, improve effectiveness, enhance privileged access visibility and control. Selected by an ANZ-based integrated services company as the strategic partner for end-to-end cyber vigilance operations. tcs will standardize the group's security services to global standards, provide end to end managed detection and response, streamline identity and access management and manage technology risk. Engaged by a leading pharmacy and healthcare company headquartered in the US for accelerated cloud modernization initiative of its long-term care and clinic business applications. This initiative will accelerate the ramp up of Covid-19 response program and provide real-time access to patient information for improved service quality. Selected by a global media and information services company to provide centralized global cyber defense and threat response services. TCS will deliver these services using an integrated Security Orchestration and Automation Response (SOAR) & managed detection and response platforms aided by intelligent insights and metrics. Chosen by a leading paint and coating manufacturing company for a multi-year strategic cyber threat detection and vulnerability management services. TCS will enable rapid threat detection, triage and response, and help reduce attack surface leveraging industry leading technology platforms. Selected by a Canadian communications and media company as its Digital implementation partner. TCS will leverage a cloud-first approach to design and deliver a new omnichannel experience aimed at providing seamless experience spanning online and retail channels for better conversion and NPS. Selected by an agricultural food products manufacturer to redesign their marketing technology landscape resulting in better leverage of central systems and partners by aligning many markets to a common model as part of the separation from a multinational CPG giant. The vision is to offer markets with world-class marketing technology, expertise, and support to improve Return on Marketing Investment. Selected by a global leader in insurance broking and risk management as a partner for designing a customer experience platform. This engagement will improve the net promoter score and return on investment by designing a web experience with a focus on customer acquisition and retention. Chosen by a leading American investment management firm to enhance their consumer experience across channels. TCS' omni-channel solution will help provide a consistent branding and seamless customer experience through multi-channel journey orchestration. Selected by a leading wireless telecommunications products manufacturer as their Systems of Engagement (SoE) partner to transform the customer experience on public facing web channels. TCS will implement industry leading experience cloud technologies to enable more personalized, faster and consistent experience, improving conversion and engagement. Selected by a major agricultural commodities and products company to undertake a business-led transformation program which will provide a platform for growth and future readiness. As part of the engagement, TCS will help the customer to standardize the ERP platform and business processes across the enterprise using a global template. Selected by a leading global life sciences company to complement its business-led initiatives that include transforming its Finance, Order to Cash, Supply Chain and Manufacturing business processes. TCS will help enable smarter decision making, modernization, improved accuracy & productivity and trend identification thereby leading to improved operational and financial results. Engaged by a US-based biopharmaceutical company as a partner to jointly design the integration of two distinct environments after its acquisition of an entity that will diversify its business while sustaining its focus on innovative science. The goal of the engagement includes minimizing variations in legal, regulatory compliance processes and business gaps. Selected by Sony Pictures Entertainment, a leading global entertainment company, as a preferred partner for their S/4HANA Realization program, a global initiative to standardize and improve accounting operations. This new digital foundation will support on-going finance transformation across lines of business, corporate functions and territories. Chosen by a US-based property and casualty insurance company, to complete pre-requisite of acquisition process of two new lines of business in a timely manner. TCS will enhance services capability and help them track, manage benefits and lifecycle of policyholders, improve customer experience and customer retention. Additionally, TCS is setting up a digital contact center and documents management system for its policyholders. Selected by a leading energy infrastructure and utility company for IT transformation of its recently acquired energy companies. TCS will consolidate, standardize and transform IT infrastructure and security operations, deploying its ignio cognitive automation suite to drive hyper-automation across the integrated operations. The solution will speed up their digital journey for faster time to market, enhance end user experience and reduce their total cost of ownership. Lufthansa Group Business Services(LGBS), the Germany-headquartered shared services partner for the Lufthansa Group, extended and expanded its partnership with TCS by a further five years. TCS will continue to deliver Revenue Accounting services for the Lufthansa Group airlines, and jointly with LGBS explore opportunities for continuous improvement and implement robotic automation. Selected by a North American telecommunications corporation, as the partner of choice to improve its Retail and SMB Business, by providing end to end consumer support from onboarding to fulfilment to retention, including collections. TCS' digital solution deploys NLP Bots to effect seamless migration to digital channels, improve sales and customer experience and optimize operational costs. Selected by a leading US semiconductor chip manufacturer for end-to-end Finance and Accounting transformation, including payroll. Leveraging TCS CogniX will help reduce past dues and disputes, duplicates and unapplied cash, delivering significant business outcome gains. Engaged by a leading staffing company as a partner to help improve their business productivity. TCS will leverage its MFDM framework to enhance overall efficiency and effectiveness of recruitment. Selected by a leading Japanese company specializing in optics and photo technology as a partner for divestiture of one of its business groups. TCS will leverage its \"Company in a Box\" model for MA&D, to setup enterprise group services for the carved-out unit. Chosen by a US-based large industry equipment rental company as the quality engineering transformation partner to support their digital transformation programs for improved customer experience and overall business outcomes. As part of the engagement, TCS will also set up a Centre of Excellence leveraging TCS Smart QE Platforms. \"With changing times and need for business agility, Sodexo is undergoing a large transformation program to bring IT and digital synergies with benefits of standardization, new ways of working, and reduced time to market. With TCS, we look forward to accelerating this journey to enable us to reimagine the experience for the millions of our customers we serve across the world.\" - Vera Ingallati, VP IT, Global Application Management, Sodexo \"To achieve Skanska's strategic goal, it is imperative we work with partners who take the time to understand our business and our corporate values of being honest, open and collaborative. In TCS we have found a partner that understands our business and corporate values. Thanks to TCS' deep domain knowledge of the engineering, procurement and construction (EPC) industry, digital thought leadership alongside its best-in-class capabilities on Oracle Cloud platform, they will be an essential partner in supporting us while we continue our journey to the cloud and overall digital transformation.\" - Per Bostrm, Chief Information Officer, Skanska \"As a people-focused business, we are fully committed to bringing valuable connections to our customers through technology innovations and providing best in class services and products. As we move to the next chapter in our partnership, TCS' deep domain knowledge of this industry and advanced technology will enable us to achieve our vision of becoming a digital telco, as well as move further along our digital transformation journey.\" - Marielle Weijters, Operations Director, Technology Build Fixed Network, VodafoneZiggo. \"LIXIL is transforming to become a more inclusive, resilient and entrepreneurial company delivering long-term sustainable growth and performance. This project with TCS was a critical enabler of our transformation and the outcomes from this collaboration have advanced our efforts considerably. We appreciated the strategic ability, speed, and professionalism of the global team we worked with at TCS.\" - Jin Montesano Executive Officer and Chief People Officer, LIXIL \"Leveraging the TCS solution and industry knowledge, SGSS has set up a technology platform aiming at providing the highest standard of service to its clients, well adapted to their business development requirements. With this successful deployment, sign of a strengthened cooperation, we offer a comprehensive suite of services, providing 24by7 true multi-entity, real-time processing with quick time to market. With the TCS BaNCS solution being at the forefront of the fintech industry, we provide better user experience to our clients while improving our operational efficiency.\" - Mathilde Guerin Head, Transformation & Technology Delivery, Societe Generale Securities Services. \"The new agreement reaffirms our confidence in the decade long partnership with TCS and we look forward to continuing to work together to deliver Nationwide's IT strategy. Our continued technology investments will simplify our IT estate and create the platforms and services necessary to meet the future needs of our members. The partnership with TCS will help us meet these challenges while prioritising the security and resilience our members expect every day.\" - Gary Delooze, Chief Information Officer, Nationwide Building Society Research and Innovation As on March 31, 2021, the company has applied for 5,879 patents, including 245 applied during the quarter, and has been granted 1,850 patents. Human Resources In Q4, TCS add 19,388 employees to its rolls on a net basis, its highest ever net addition in a quarter. The total headcount stood at 488,649, a net addition of 40,185 during the year. The workforce continues to be young and very diverse, comprising 154 nationalities and with women making up 36.5% of the workforce. TCS' organic talent development initiatives continued to deliver industry-leading outcomes. Employees logged 43 million learning hours in FY 2021, resulting in over 379,000 employees getting trained on multiple new technologies, and over 457,000 trained on Agile methods. The company continues to be the employer of choice, with industry-leading talent retention. IT Services attrition rate (LTM) was at 7.2%. \"With the second wave of the pandemic upon us, our top priority is once again to secure the health and personal wellbeing of our workforce across the world. We are looking at ways to expedite vaccinations for eligible TCSers wherever local regulations allow it, and in the meantime, urge everyone to stay safe, step out only if necessary, wear masks and practice physical distancing,\"said Milind Lakkad,Chief HR Officer. \"On the business side, our investments in organic talent development have been core to our ability to increasingly participate in our customers' growth and transformation initiatives. Our organic talent development program anticipates the technology and business needs of our customers, and designs career paths that help our employees meet their aspirations, while building leaders and a future-ready workforce for TCS.\" Awards and Recognition Business Leadership: Ranked #1 in customer satisfaction for the eighth consecutive year in an independent survey of CxOs of top IT spending organizations across Europe by Whitelane Research. Additionally, in the country-wise rankings, TCS was ranked #1 across the Nordics, the United Kingdom, Netherlands, Belux, France, Germany, Austria and Switzerland. Named as the Technology Partner of the Year by Woolworths Group, for the second year in a row, for the work done by TCS across multiple transformation initiatives to aid Woolworths' continued innovation and growth journey. Ranked among the Top 3 brands in IT services by Brand Finance; TCS clocked the highest absolute brand value growth in the sector in 2020 and was named the fastest growing brand in the industry over the last decade (2010-2020). Named a Global Top Employer by the Top Employers Institute for the sixth successive year for its employee-friendly workplace practices and continued investments in building up talent across the organization through professional development initiatives and digital skills programs. In addition, it has been certified as a Top Employer in Europe, UK, North America, APAC, MEA and LATAM. It was ranked the #1 Top Employer in the US, UK, Finland, Switzerland, Singapore, Philippines, Malaysia, Hong Kong, Ecuador, Chile and Australia in the country-wise rankings. Won two awards, Masters of Risk in Cyber Security Risk Management and Masters of Risk in Sustainability Risk Management, at the 7th edition of the India Risk Management Awards (IRMA), presented by ICICI Lombard and CNBC-TV18. V Ramakrishnan, CFO, TCS,received the FE CFO of the Year award under the Large Enterprises (Services Category), at the fourth edition of FE CFO Awards. Won the Corporate Citizen of the Year award at The Economic Times Awards 2020 for Corporate Excellence, which recognize and honour the best and the brightest for entrepreneurial and business success, along with policy and reform achievements. TCS Transforming India campaign has won the Best Integrated Campaign Award - Gold at the Exchange4Media - India PR and Corporate Communications Conference 2020. Highly Commended in the category Best Enterprise AI Solution at The AIconics Awards for its AI-powered retail merchandizing and supply chain optimization software suite, TCS Optumera. The suite helps retailers make data-driven decisions around right-sizing store space, shopper centric omni-channel assortment, pricing strategies and compliance. Won the India Digital Award Mobile and App Award in the category Best Enterprise Product or Service, for its Digital Enterprise Governance Suite that empowers its leaders with real-time insights for intelligent governance. Won the 2021 Data Breakthrough Award in the category Data Solution of the Year Retail for its AI-powered retail optimization software suite, TCS Optumera. TCS was recognized for Helping Offer the Right Assortments and Pricing to Gain Competitive Advantage. Won 11 awards at the 2020 Brandon Hall Group Excellence Awards in Technology including 4 Golds, 4 Silvers and 3 Bronzes in Best Advance in Technology, across areas of Learning and Development, Talent Management, Talent Acquisition, Workforce Management and Future of Work. Won the 2021 CIO 100 Award for its Intelligent Urban Exchange (IUX) for Workplace Resilience software. Won the 2021 IoT Breakthrough Award in the category Enterprise IoT Management Innovation for its Intelligent Urban Exchange (IUX) for Workplace Resilience software. Honored with the CIO Choice 2021 award in the category Digital Transformation Enabler for its investments in research and innovation, strong domain knowledge across industries, rigor in service delivery, and comprehensive portfolio of services and platform solutions including IT and advisory services, and digital workplace. Conferred the CIO100 Special Award for Business Transformers, IDG India's annual award program that recognizes and honors organizations and their CIOs, for its digital transformation initiatives, including its Secure Borderless Workspaces (SBWS) operating model, its digital talent platform, and AI-led solution for timely financial book closure. Partner: Won the 2020 Salesforce Partner Innovation Award in the Media Industry category for helping Equifax UK deliver enhanced customer experiences. IFRS Financial Statements Consolidated Statements of Comprehensive Income For the Year ended March 31, 2020, and March 31, 2021 (In millions of $, except per share data) Year ended March 31, 2020 Year ended March 31, 2021 Ex Adj* Reported Revenue 22,031 22,174 22,174 Cost of revenue 12,962 13,118 13,118 Gross margin 9,069 9,056 9,056 SG & A expenses 3,655 3,315 3,480 Operating income 5,414 5,741 5,576 Other income (expense), net 519 338 338 Income before income taxes 5,933 6,079 5,914 Income taxes 1,377 1,549 1,513 Income after income taxes 4,556 4,530 4,401 Minority interest 15 17 17 Net income 4,541 4,513 4,384 Earnings per share in $ 1.21 1.21 1.17 Consolidated Statements of Comprehensive IncomeFor the three-month periods ended March 31, 2020, and March 31, 2021(In millions of $, except per share data) Three-month periodsended March 31, 2020 Three-month periodsended March 31, 2021 Revenue 5,444 5,989 Cost of revenue 3,158 3,519 Gross margin 2,286 2,470 SG & A expenses 920 862 Operating income 1,366 1,608 Other income (expense), net 66 109 Income before income taxes 1,432 1,717 Income taxes 330 445 Income after income taxes 1,102 1,272 Non-controlling interests 6 5 Net income 1,096 1,267 Earnings per share in $ 0.29 0.34 *excludes legal claim provision Consolidated Statements of Financial PositionAs of March 31, 2020, and March 30, 2021(In millions of $) As of March 31,2020 As of March 31,2021 Assets Property and equipment 1,583 1,653 Right-of-use Assets 1,060 1,040 Intangible assets and Goodwill 547 603 Accounts Receivable 4,057 4,106 Unbilled Revenues 1,398 1,490 Investments 3,494 4,002 Cash and Cash equivalents 1,146 934 Other current assets 1,976 3,102 Other non-current assets 1,048 1,173 Total Assets 16,309 18,103 Liabilities and Shareholders' Equity Shareholders' Funds 11,433 12,065 Other current liabilities 3,587 4,651 Other non-current liabilities 1,204 1,293 Non-controlling interests 85 94 Total Liabilities 16,309 18,103 About Tata Consultancy Services Tata Consultancy Services is an IT services, consulting and business solutions organization that has been partnering with many of the world's largest businesses in their transformation journeys for over 50 years. TCS offers a consulting-led, cognitive powered, integrated portfolio of business, technology and engineering services and solutions. This is delivered through its unique Location Independent Agile delivery model, recognized as a benchmark of excellence in software development. A part of the Tata group, India's largest multinational business group, TCS has over 488,000 of the world's best-trained consultants in 46 countries. The company generated consolidated revenues of US $22.2 billion in the fiscal year ended March 31, 2021, and is listed on the BSE (formerly Bombay Stock Exchange) and the NSE (National Stock Exchange) in India. TCS' proactive stance on climate change and award-winning work with communities across the world have earned it a place in leading sustainability indices such as the MSCI Global Sustainability Index and the FTSE4Good Emerging Index. For more information, visitwww.tcs.comandfollowTCSnewsat@TCS_News. TCS media contacts Asia Pacific Email: [emailprotected] | Phone: +65 9138 4370 Australia and New Zealand Email: [emailprotected] | Phone: +61 422 989 682 Benelux Email: [emailprotected] | Phone: +31 615 903387 Canada Email:[emailprotected] | Phone: +1 647 790 7602 Europe Email: [emailprotected] | Phone: +46 723 989 188 India Email: [emailprotected] | Phone: +91 22 6778 9960 Email: [emailprotected] | Phone: +91 22 6778 9999 Middle East & Africa Email: [emailprotected] | Phone: +971567471988 Japan Email: [emailprotected] | Phone: +81 80-2115-0989 Latin America Email: [emailprotected] | Phone: +569 6170 9013 Nordics Email: [emailprotected] | Phone: +46 70 317 80 24 UK Email: peter.d[emailprotected] | Phone: +44 20 3155 2421 USA Email: [emailprotected]| Phone: +1 203-984-3978 SOURCE Tata Consultancy Services Related Links http://www.tcs.com", "role": "user" }, { "content": "TCS Closes FY 21 on Strong Note: Looks at Growth and Transformation to Power the Future", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PHILADELPHIA, June 10, 2020 /PRNewswire/ -- Updated modeling datareleased today by PolicyLab at Children's Hospital of Philadelphia (CHOP) show many U.S. counties, even those home to vacation destinations, are not projected to see a resurgence in COVID-19 cases through mid-July following increased travel and activity around Memorial Day weekend. However, the model's four-week forecasts are more concerning for several areas of the country, such as Texas and the greater Southwest, that already had significant disease burden or elevated risk going into the holiday weekend. The model continues to show that as communities relax social distancing, measured as increased travel to non-essential businesses, they are experiencing a rise in COVID-19 infections. However, many counties included in the analysis are not projected to see sustained spikes in cases; if they continue on the current path, they may avoid a second wave this summer. These communities include major metropolitan citiessuch as Philadelphia and Bostonas well as popular beach locations along the New Jersey shoreline and Lake Michigan. The researchers maintain that high temperatures and humidity levels, alongside suspected vigilance in personal protection in crowded indoor locations and recommended hygiene practices, appear to be limiting widespread community transmission in these counties. Nevertheless, data from the model also suggest that warmer weather alone does not mitigate the risk for virus resurgence, as Memorial Day activities had a greater impact in several locations. Forecasts worsened for several southern and western communitiesincluding Phoenix, Tampa, Houston, Dallas and Los Angelesthat the researchers have been closely monitoring for weeks. The Southwest has heightened risk through multiple states, including California, Arizona and Utah, and clusters of communities in North Carolina and South Carolina are also beginning to show signs of heightened risk, increasing the researchers' concern for a regional second wave in the Southeast. Many factors may be contributing to projected increased risk for transmission in these areas, including the inability to lower case counts; poor vigilance among community members in masking and hygiene; inadequate protection of locations at high risk for local outbreaks, such as nursing homes and prisons; and reopening too quickly. \"Since we first launched our models, we have predicted that if communities took a more cautious approach to reopeningrelaxing social distancing policies more slowly, maintaining limited gathering sizes and practicing vigilance in masking in crowded indoor locationsthey could avoid a second wave of coronavirus cases, and that is what we see realized in today's updated, but mixed, forecasts,\" said David Rubin, MD, MSCE, director of PolicyLab at CHOP and a professor of Pediatrics at the University of Pennsylvania's Perelman School of Medicine. \"While some areas appear headed for a relatively normal summer, we are concerned by the new epicenters that have formed over Texas and the greater Southwestparticularly in light of reports that ICU bed capacity is worsening in large cities like Houston and Phoenixas well as growing risk in smaller cities like Greenville and Columbia, S.C., and Charlotte and Winston Salem, N.C. It's these types of indicators that tell us which areas may be headed for a second wave of coronavirus cases and crisis.\" For additional comments from the lead investigators on their updated forecasts and findings, read this blog post:https://policylab.chop.edu/blog/covid-19-outlook-memorial-day-effect-comes-view Background Researchers at PolicyLab at CHOP and the University of Pennsylvania developed the model, known as COVID-Lab: Mapping COVID-19 in Your Community, which tracks and projects COVID-19 transmission across 384 U.S. counties with active outbreaks, representing 67% of the U.S. population and 85% of all identified coronavirus cases. The researchers built their model to observe how social distancing, population density, daily temperatures, and humidity affect the number and spread of COVID-19 infections over time across a county, accounting for test positivity rates and population characteristics such as age, insurance status, crowding within homes and diabetes prevalence. COVID-Lab's projections forecast the number of coronavirus cases communities could experience over the next four weeks based on a three-day average of their current social distancing practices, defined by the change in travel to non-essential businesses as compared to pre-epidemic. A scientific review of the team's model and findings is available as a pre-print article ahead of peer review on medRxiv. The data are publicly available in the form of interactive maps and graphs. About PolicyLab at Children's Hospital of Philadelphia:PolicyLab at Children's Hospital of Philadelphia (CHOP) is dedicated to achieving optimal child health and well-being by informing program and policy changes through interdisciplinary research. Founded in 2008, PolicyLab is a Center of Emphasis within the CHOP Research Institute, one of the largest pediatric research institutes in the country. With more than 30 highly regarded faculty and 60 passionate staff who bring expertise from myriad of fields covering health, research and health policy, our work focuses on improving public systems, improving health care delivery and improving child health outcomes. For more information, visithttp://www.policylab.chop.edu. MEDIA CONTACT: Lauren Walens, Strategic Ops & Comms DirectorPolicyLab at Children's Hospital of Philadelphia[emailprotected] or (734) 904-2181 SOURCE PolicyLab at Children's Hospital of Philadelphia Related Links http://www.policylab.chop.edu", "role": "user" }, { "content": "COVID-19 County-level Forecasts Show Limited Impact of Memorial Day Travel, Except in Established High-risk Areas", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: FORT LAUDERDALE, Fla., Feb. 22, 2021 /PRNewswire/ -- The Small Business Expo, America's biggest business networking and educational event for business owners, start-ups, and entrepreneurs, will be helping small businesses take an even bigger step forward in 2021 with the introduction of the Small Business Expo Grantsponsored by Microsoft. Continue Reading The National Virtual Small Business Expo takes place on March 25, 2021 from 10am-6pm. Attendees can register to attend for free at TheSmallBusinessExpo.com Microsoft sponsors the Small Business Expo Grant for Small Business Expo participants! One lucky Small Business will be awarded a $5,000 Grant to help their Small Business grow. According to Zachary Lezberg, CEO and Producer, Small Business Expo, \"Microsoft has generously offered a $5,000 grant for an attendee of our March 25th virtual event. This is such an amazing opportunity for a business to really invest in themselves in whatever way they feel is most valuable and we are incredibly appreciative of Microsoft's generosity.\" Companies eligible for the Small Business Grant must meet the following criteria: Be registered to attend the National Small Business Expo Virtual Show on March 25. Have 25 or more employees at the time of the show. Opt-in to the Small Business Expo Grant participation. The official rules for the grant can be found here.The Small Business Expo offers an incredible resource for information, business tools, and idea exchanges for small businesses of all sizes. In addition to networking and learning about new products and services at the exhibition, participants are invited to attend Small Business University workshops either virtually or live which cover a wealth of business-critical skills and strategies including sales and marketing, finance management, SEO strategies, social media marketing, business planning and growth, legal tips and pitfalls to avoid, human resources guidance, employee incentives, and much more.To register for a virtual or live event, visit TheSmallBusinessExpo.com.About Small Business Expo Founded in 2008, SBE is America's biggest business-to-business trade show, conference and networking event which targets companies with under 500 employees. SBE helps small business owners and other entrepreneurs take their businesses and ideas to the next level, offering quality free content and providing a thriving venue for some of the most exciting business theories and innovations. Learn more at: www.TheSmallBusinessExpo.com. MEDIA CONTACT:Jane ColocciaJC Communications917-930-0062 [emailprotected]SOURCE Small Business Expo Related Links http://TheSmallBusinessExpo.com", "role": "user" }, { "content": "Small Business Expo Introduces Small Business Expo Grant Sponsored by Microsoft", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, July 24, 2020 /PRNewswire/ -- Oldest and largest small-cap closed-end fund Average weekly trading volume of approximately 1,542,551 shares Fund's adviser has more than 40 years of small- and micro-cap investment experience CLOSING PRICES AS OF 06/30/20 NAV 14.33 MKT 12.54 AVERAGE ANNUAL TOTAL RETURN AS OF 06/30/20 NAV (%) MKT (%) One-Month* 3.84 5.12 Year to Date* -8.92 -10.53 One-Year -0.60 -1.52 Three-Year 4.19 3.56 Five-Year 6.82 6.94 10-Year 10.30 10.66 *Not Annualized Important Performance and Expense Information All performance information reflects past performance, is presented on a total return basis, net of the Fund's investment advisory fee, and reflects the reinvestment of distributions. Past performance is no guarantee of future results. Current performance may be higher or lower than performance quoted. Returns as of the recent month-end may be obtained at www.royceinvest.com. The market price of the Fund's shares will fluctuate, so that shares may be worth more or less than their original cost when sold. The Fund invests primarily in securities of small-cap and micro-cap companies, which may involve considerably more risk than investing in larger-cap companies. The Fund's broadly diversified portfolio does not ensure a profit or guarantee against loss. From time to time, the Fund may invest a significant portion of its net assets in foreign securities, which may involve political, economic, currency, and other risks not encountered in U.S. investments. PORTFOLIO DIAGNOSTICS Average Market Cap1 $1916.4M Weighted Average P/E2 21.2x Weighted Average P/B2 2.2x Net Assets $1.44B Net Leverage 2.9% 1Geometric Average: This weighted calculation uses each portfolio holding's market cap in a way designed to not skew the effect of very large or small holdings; instead, it aims to better identify the portfolio's center, which Royce believes offers a more accurate measure of average market cap than a simple mean or median. 2Harmonic Average: This weighted calculation evaluates a portfolio as if it were a single stock and measures it overall. It compares the total market value of the portfolio to the portfolio's share in the earnings of its underlying stocks. The Price-Earnings, or P/E, ratio is calculated by dividing a company's share price by its trailing 12-month earnings-per-share (EPS). The Fund's P/E ratio calculation excludes companies with zero or negative earnings (25% of portfolio holdings as of 06/30/20). The Price-to-Book, or P/B, Ratio is calculated by dividing a company's share price by its book value per share. The Price-to-Book, or P/B, Ratio is calculated by dividing a company's share price by its book value per share. Net leverage is the percentage, in excess of 100%, of the total value of equity type investments, divided by net assets. Portfolio Composition TOP 10 POSITIONS % OF NET ASSETS (SUBJECT TO CHANGE) Quaker Chemical 2.1 MKS Instruments 1.9 FLIR Systems 1.6 Alamos Gold Cl. A 1.4 FirstService Corporation 1.3 Colfax Corporation 1.3 Bandwidth Cl. A 1.2 Brooks Automation 1.2 Ares Management Cl. A 1.2 Camping World Holdings Cl. A 1.1 TOP FIVE SECTORS % OF NET ASSETS (SUBJECT TO CHANGE) Information Technology 24.5 Industrials 23.5 Financials 15.0 Materials 11.3 Consumer Discretionary 10.0 Recent DevelopmentsRoyce Value Trust is a closed-end diversified management investment company whose shares of Common Stock (RVT) are listed and traded on the New York Stock Exchange. Its primary investment goal is long-term capital growth, which it seeks by investing at least 65% of its assets in equity securities primarily of small- and micro-cap companies. Daily net asset values (NAVs) for Royce Value Trust are now available on our website and online through most ticker symbol lookup services and on broker terminals under the symbol XRVTX. For more information, please call The Royce Funds at (800) 221-4268 or visit our website at www.royceinvest.com. An investor in Royce Value Trust should consider the Fund's investment goals, risks, fees, and expenses carefully before investing. Important Disclosure InformationClosed-End Funds are registered investment companies whose shares of common stock may trade at a discount to their net asset value. Shares of each Fund's common stock are also subject to the market risks of investing in the underlying portfolio securities held by the Fund. Royce Fund Services, LLC. (\"RFS\") is a member of FINRA and has filed this material with FINRA on behalf of each Fund. RFS does not serve as a distributor or as an underwriter to the closed-end funds. SOURCE Royce Value Trust Related Links https://www.royceinvest.com", "role": "user" }, { "content": "Royce Value Trust (NYSE: RVT) as of Jun 30, 2020", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK--(BUSINESS WIRE)--EagleTree Capital, a leading independent private equity and investment firm, today announced the appointment of Fredrik M. Linder as an Operating Partner, primarily focused on EagleTrees investment activities in the consumer products sector, with an emphasis on natural and organic food and beverage and personal care companies. Mr. Linder is a seasoned executive who has been at the forefront of developments in the natural and organic consumer products sector for more than two decades. He has served in a variety of senior roles at Informa Markets, including President of the Health & Nutrition business, and has led Natural Products Expo East and West, the worlds preeminent trade shows dedicated to natural and organic companies in the food, beverage, ingredient and personal care sectors. We are extremely pleased that Fred has joined EagleTree Capital, said George Majoros, Co-Managing Partner of EagleTree. Fred is a leader in the natural and organic consumer products sector whose insights and relationships with consumer businesses will add immediate value to our consumer portfolio companies. We look forward to leveraging his expertise to source and invest in growing companies through our EagleTree investment funds. Anup Bagaria, Co-Managing Partner of EagleTree, added, I witnessed Freds leadership and expertise while working with him closely during our ownership of Penton Media and am confident his distinctive network and extensive knowledge of the natural products sector will be a valuable resource for EagleTree and our investment funds. We are thrilled to add him to our team. I am delighted to be joining EagleTree and could not think of a better team to align myself with as I begin the next journey of my career, said Mr. Linder. I look forward to helping identify and grow new consumer investments and contribute to the success of EagleTrees portfolio. Fredrik Linder Biography Prior to joining EagleTree Capital, Mr. Linder served as President of Health & Nutrition at Informa Markets, where he led Natural Products Expo East and West. While at Informa Markets, he also led the Vitafoods, SupplySide, Food Ingredients and CPHI businesses. Mr. Linder joined New Hope Network in 1997, which was acquired by Penton in 1999, and grew with the company as it was acquired by Informa in 2016. Mr. Linder has served on several boards including The Society of Independent Show Organizers, the Tuberous Sclerosis Alliance, The Coalition to Preserve DSHEA, Bastyr University, and The Dietary Supplement Education Alliance, and was on the Company Council of the International Alliance of Dietary Supplement Associations. Mr. Linder received a bachelor's degree in English from the University of Colorado. About EagleTree Capital EagleTree Capital is a leading New York-based middle-market private equity firm that has invested approximately $2.7 billion of equity capital since inception. The Firm has completed over 35 private equity investments and over 70 add-on transactions over the past 20+ years. EagleTree primarily invests in North America in the following sectors: media and business services, consumer, and water and specialty industrial. For more information, please visit www.eagletree.com", "role": "user" }, { "content": "EagleTree Capital Appoints Fredrik M. Linder as New Operating Partner Mr. Linder to Focus on Consumer Products Investment Activities; Brings Over Two Decades of Experience in Natural and Organic Consumer Products Sector", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Black Friday iPhone SE deals for 2020 are here. Compare the top deals on iPhone SE (2020) network plans and unlocked iPhone handsets. Shop the full range of deals in the list below. Best iPhone SE Deals: Best iPhone Deals: Interested in more deals? Click here to see the entire selection of live deals at Walmarts Black Friday sale and click here to check out Amazons live Black Friday deals. Consumer Articles earns commissions from purchases made using the links provided. About Consumer Articles: Consumer Articles shares informative e-commerce news. As an Amazon Associate and affiliate Consumer Articles earns from qualifying purchases.", "role": "user" }, { "content": "Best Black Friday iPhone SE Deals 2020: Top Unlocked & Carrier-Locked iPhone SE (2020) Sales Rounded Up by Consumer Articles Save on iPhone SE (2020 model) deals at the Black Friday 2020 sale, including sales on unlocked iPhone SE handsets & cell phone plans from top telecoms", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PULASKI, Va., Feb. 17, 2021 /PRNewswire/ --Electric vehicle design, engineering and manufacturing company Trova Commercial Vehicles has added European supply chain veteran Paul Kegels to its advisory board as the startup explores European zero emissions plans and potential funding of 575 million euro. Paul Kegels, an expert in supply chain management based in Europe, joins Trova Commercial Vehicles as a member of the advisory board with additional responsibility for managing the electric vehicle startups developing European enterprise model. \"Paul is a Belgium-based automotive industry expert who will provide important market insight and manage our overseas supply base,\" says Patrick Collignon, TrovaCV founder/CEO. \"He is well connected to zero-emission vehicle activity happening in Europe and will help us gain a foothold and key funding there while we continue building momentum in North America.\" In addition to joining TrovaCv's advisory board, Kegels will manage the company's European enterprise model, help find a suitable manufacturing location in Europe and develop relationships that will allow TrovaCV to tap into available funding opportunities. Kegels has two decades of international experience in automotive sourcing and systems at several overseas subsidiaries of General Motors and as an independent supply chain consultant. He currently serves as a consultant on purchasing and supplier management, training and change management coaching and remote business services.His most recent corporate role was as international purchasing manager for General Motors Europe in Spain, with responsibilities for machinery and equipment and ACDelco service parts for all makes and models programs. Past roles include purchasing manager of after sales, GM-Fiat Worldwide Purchasing in Belgium; national sales manager, GM Europe GmbH in Germany; worldwide purchasing manager, Opel Belgium N.V. in Belgium; and corporate auditor, GM Europe. He earned a bachelor's degree in building and construction engineering from St. Lucas School of Architecture in Belgium, a master's degree in applied economics and business management from University of Antwerp in Belgium and a master's degree in demand chain management from Antwerp Management School in Belgium.\"I look forward to being part of an experienced team that is well-positioned to develop driveline conversion on an industrial scale with a solid OEM approach,\" says Kegels. \"It's exciting that my after sales, global sourcing and worldwide purchasing experience will be used for something as meaningful as developing an innovative multi-platform solution for zero-carbon mobility that will have a real impact on the climate crisis.\"Kegels has worked and lived in nine countries and is fluent in Dutch, English, German and French. He and his wife have four children and live in Belgium. About Trova Commerical Vehicles Trova Commercial Vehicles provides customized engineering, design and manufacturing expertise for fully electric commercial vehicles. Located in southwestern Virginia, TrovaCV also offers cost-effective end-to-end electric vehicle manufacturing and supply chain management for OEMs seeking to achieve increased volume production. For more information, call 540-818-7661 or visit trovacv.com.SOURCE Trova Commercial Vehicles Related Links https://www.trovacv.com", "role": "user" }, { "content": "Trova Commercial Vehicles Strengthens Advisory Board's Global Perspective, Pursues 575mEuro Alliance Paul Kegels to join advisory board and manage electric vehicle startup's European supply base", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW BRITAIN, Conn., April 30, 2020 /PRNewswire/ --Stanley Black & Decker (NYSE: SWK) today announced first quarter 2020 financial results. 1Q'20 Revenues Totaled $3.1 Billion, Down 6% Versus Prior Year, With A 7% Organic Decline Primarily Related To Impacts From COVID-19 1Q'20 Diluted GAAP EPS Was $0.88; Excluding Charges, 1Q'20 Diluted EPS Was $1.20, Reflecting $60 Million In External Headwinds And Coronavirus Related Volume Declines Partially Offset By Margin Resiliency Actions Recently Announced Cost Reduction Program Expected To Deliver $1 Billion In Annualized Savings With $500 Million In 2020 Continues Suspension Of Guidance But Currently Expects Second Quarter To Be The Trough For 2020 Revenue Decline 1Q'20 Key Points: Net sales for the quarter were $3.1 billion, down 6% versus prior year, as acquisitions (+2%) and price (+1%) were more than offset by volume (-8%) and currency (-1%). Gross margin rate for the quarter was 32.7%. Excluding charges, the rate was 33.0%, down 40 basis points from prior year as price, margin resiliency and other cost controls in late March were more than offset by lower volumes, higher manufacturing costs related to the virus as well as currency and tariff headwinds. Higher manufacturing costs resulted from significant increases in PPE and freight costs. SG&A expenses were 23.9% of sales. Excluding charges, SG&A expenses were 23.0% of sales compared to 22.7% in 1Q'19, reflecting tight cost management and headcount reductions from 2019 actions partially offsetting the impact from lower volumes. The tax rate was 8.8%. Excluding charges, the tax rate was 12.5% versus 15.0% in 1Q'19. Working capital turns for the quarter were 6.0, up 0.2 turns from prior year. Stanley Black & Decker's President and CEO, James M. Loree, commented, \"We have focused our organization around four key priorities: (1) ensuring the health and safety of our employees and supply chain partners; (2) maintaining business continuity and financial strength and stability; (3) serving our customers as they provide essential products and services to the world; and (4) doing our part to mitigate the impact of the virus across the globe. \"In the first quarter, as we navigated through the early stages of one of the more challenging global crises the world has experienced, our team demonstrated great agility and resiliency in tackling the supply chain and initial demand impacts from the global pandemic as well as the carry-over headwinds from tariffs and currency. We are making critical decisions around those priorities every day to protect the company, our employees and all of our stakeholders. We are proud of how quickly and effectively our employees have responded and are confident in our ability to maintain the vitality, strength and sustainability of our 177 year old company.\" 1Q'20 Segment Results ($inM) Sales Profit Charges1 ProfitEx- Charges1 ProfitRate ProfitRateEx- Charges1 Tools & Storage $2,071 $234.8 $ 3.1 $237.9 11.3% 11.5% Industrial $591 $67.8 $10.4 $78.2 11.5% 13.2% Security $468 $20.9 $13.9 $34.8 4.5% 7.4% 1 See Merger And Acquisition (\"M&A\") Related And Other Charges OnPage 6 Tools & Storage net sales declined 10% versus 1Q'19 from the impacts of lower volume (-9%) and currency (-2%) partially offset by price (+1%). Revenue across all regions declined due to the impact from the global pandemic with North America -8%, Europe -7% and emerging markets -13%. The North America organic decline was driven by the expected difficult comparison to the prior year's Craftsman rollout and the unexpected pandemic-related impacts that emerged during the quarter. Europe and emerging markets were impacted by customer closures and government restrictions beginning in late February which continued through the end of the quarter. Overall Tools & Storage segment profit rate, excluding charges, was 11.5%, down from the 1Q'19 rate of 12.1%, as the benefits from cost control, margin resiliency actions and price were slightly offset by lower volume, tariffs and currency. Industrial net sales increased 6% versus 1Q'19 as the IES Attachments and CAM acquisitions (+15%) were partially offset by volume (-8%) and currency (-1%). Engineered Fastening organic revenues were down 9% as share gains were more than offset by lower global automotive light vehicle and general industrial production. Infrastructure organic revenues were down 6% as modest growth in Oil & Gas was more than offset by lower North American Attachment Tools volumes. Overall Industrial segment profit rate, excluding charges, was 13.2%, down from the 1Q'19 rate of 13.9%, as the negative virus-related volume impacts and currency were partially offset by cost control and margin resiliency initiatives. Security net sales declined 4% versus 1Q'19 due to divestitures (-2%) and currency (-2%). North America organic growth was up 2% as higher volume in automatic doors and healthcare were partially offset by lower installation and service revenue in commercial electronic security. Europe was down 1% organically as a decline due to customer restrictions in France and the UK was partially offset by growth in Sweden. Although the commercial electronic security organic growth in both regions were impacted by customer and government restrictions, the installation orders and backlog (+20% versus prior year) remain in a healthy position. The overall Security segment profit rate, excluding charges, was 7.4%, which was down from the 1Q'19 rate of 10.3%, as price and cost control were more than offset by lower volume in electronic security, investments to support growth and the impact from the Sargent & Greenleaf divestiture. $1 Billion Cost Reduction Program The Company's cost reduction program, announced on April 2, is currently being implemented and is expected to deliver $1 billion in annualized cost savings with an approximate pre-tax charge of $160 million expected to be primarily recognized during 2Q 2020. Based on the extraordinary sacrifices that our employees are making at this time, Jim Loree and all of the Company's most senior executives, as well as all board members, have elected to forego 20% of their ongoing cash compensation at least for the remainder of the year. The program's primary focus is to: Adjust the Company's supply chain and manufacturing labor base to match the current demand environment Substantially reduce indirect spending (currently ~$1.7B annualized) Reduce staffing, compensation & benefits in a manner that ensures the Company is prepared for a demand recovery at the appropriate time Capture the significant raw material deflation opportunity Given the unusual breadth of potential forward demand scenarios which may unfold in the coming months, the program has been carefully and thoughtfully designed to preserve the Company's financial strength and execution capability while providing flexibility to modulate costs up or down based on depth and duration of the crisis and the associated demand development. Liquidity & 2020 Outlook Stanley Black & Decker believes it is in a strong financial position and has significant flexibility to navigate this volatile period: Maintains strong investment grade credit ratings Possesses approximately $1B of cash on-hand as of quarter end Manages a robust and highly rated commercial paper program ($3B program with $1.7B outstanding as of quarter end). Carries $3 billion of revolving credit facilities backed by a well-capitalized, diversified bank group Has the ability to generate additional cash proceeds of $750 million in the second quarter upon the successful remarketing of its Series C Convertible Preferred Stock, pursuant to its 2017 Equity Units Transaction In addition, the Company plans to reduce capital expenditures and temporarily suspend acquisition-related activity and share repurchases until the demand outlook is clearer. The near term priority for capital deployment will be focused on deleveraging in line with our strong, investment grade credit ratings. From a portfolio perspective, the Company is deferring the Security strategic review until after the environment stabilizes. On April 2nd, the Company withdrew its full year guidance as a result of the uncertain macro environment. The Company anticipates COVID-19 driven demand disruptions to negatively impact 2020 results versus prior guidance and will provide context on scenario planning for its businesses on today's earnings call. Donald Allan Jr., Executive Vice President and CFO, commented, \"In an environment that continues to change each day, we are doing everything we can to evaluate and prepare for the wide variety of scenarios that could occur in 2020 and beyond. We are continuing to suspend our guidance for now and are experiencing substantial revenue declines early in the second quarter which we currently expect will represent the trough quarter for the year. We have moved quickly and decisively in the initial steps we have taken so far including our capital deployment focus and $1 billion cost reduction program to ensure we maintain a strong operational foundation and balance sheet during this unpredictable period. We are confident that once through this event we will be in a position of strength to benefit from a recovery.\" Merger And Acquisition (\"M&A\") Related And Other Charges Total pre-tax M&A related and other charges in 1Q'20 were $61.7 million, primarily related to deal costs, Security business transformation and margin resiliency initiatives, and non-cash inventory step-up charges. Gross margin included $9.1 million of these charges while SG&A included $29.8 million. Other, net and Restructuring included $18.9 million and $3.9 million of these charges, respectively. Share of net earnings of equity method investment included $1.0 million of charges. The Company will host a conference call with investors today, April 30, 2020, at 8:00 am ET. A slide presentation which will accompany the call will be available at www.stanleyblackanddecker.com and will remain available after the call. The call will be accessible by telephone within the U.S. at (877) 930-8285, from outside the U.S. at +1 (253) 336-8297, and via the Internet at www.stanleyblackanddecker.com. To participate, please register on the website at least fifteen minutes prior to the call and download and install any necessary audio software. Please use the conference identification number 2168249. A replay will also be available two hours after the call and can be accessed at (855) 859-2056 or +1 (404) 537-3406 using the passcode 2168249. The replay will also be available as a podcast within 24 hours and can be accessed on our website and via iTunes. Stanley Black & Decker, an S&P 500 company, is a diversified global provider of hand tools, power tools and related accessories, electronic security solutions, healthcare solutions, engineered fastening systems, and more. Learn more at www.stanleyblackanddecker.com. Investor Contacts: Dennis LangeVice President, Investor Relations[emailprotected] (860) 827-3833 Cort KaufmanDirector, Investor Relations[emailprotected] (860) 515-2741 Media Contacts: Shannon LapierreVice President, Communications & Public Relations[emailprotected](860) 827-3575 Organic sales growth is defined as total sales growth less the sales of companies acquired and divested in the past twelve months and any foreign currency impacts. Operating margin is defined as sales less cost of sales and selling, general and administrative expenses. Management uses operating margin and its percentage of net sales as key measures to assess the performance of the Company as a whole, as well as the related measures at the segment level. Free cash flow is defined as cash flow from operations less capital and software expenditures. Management considers free cash flow an important indicator of its liquidity, as well as its ability to fund future growth and to provide a return to the shareowners. Free cash flow does not include deductions for mandatory debt service, other borrowing activity, discretionary dividends on the Company's common stock and business acquisitions, among other items. Free cash flow conversion is defined as free cash flow divided by net income. The normalized statement of operations and business segment information, as reconciled to GAAP on pages 12 and 13, is considered relevant to aid analysis of the Company's margin and earnings results aside from the material impact of the M&A related and other charges. CAUTIONARY STATEMENTSUnder the Private Securities Litigation Reform Act of 1995 This document contains \"forward-looking statements\" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are \"forward-looking statements\" for purposes of federal and state securities laws, including any projections or guidance of earnings, revenue or other financial items; any statements of the plans, strategies and objectives of management for future operations; any statements concerning proposed new products, services or developments; any statements regarding future economic conditions or performance; any statements of belief; and any statements of assumptions underlying any of the foregoing. Forward-looking statements may include, among other, the words \"may,\" \"will,\" \"estimate,\" \"intend,\" \"continue,\" \"believe,\" \"expect,\" \"anticipate\" or any other similar words. Although the Company believes that the expectations reflected in any of its forward-looking statements are reasonable, actual results could differ materially from those projected or assumed in any of its forward-looking statements. The Company's future financial condition and results of operations, as well as any forward-looking statements, are subject to change and to inherent risks and uncertainties, such as those disclosed or incorporated by reference in the Company's filings with the Securities and Exchange Commission. Important factors that could cause the Company's actual results, performance and achievements, or industry results to differ materially from estimates or projections contained in its forward-looking statements include, among others, the following: (i) successfully developing, marketing and achieving sales from new products and services and the continued acceptance of current products and services; (ii) macroeconomic factors, including global and regional business conditions (such as Brexit), commodity prices, inflation, and currency exchange rates; (iii) laws, regulations and governmental policies affecting the Company's activities in the countries where it does business, including those related to tariffs, taxation, and trade controls; (iv) the economic environment of emerging markets, particularly Latin America, Russia, China and Turkey; (v) realizing the anticipated benefits of mergers, acquisitions, joint ventures, strategic alliances or divestitures, including the successful integration of the CAM acquisition into the Company and the return to production of the Boeing 737 MAX; (vi) pricing pressure and other changes within competitive markets; (vii) availability and price of raw materials, component parts, freight, energy, labor and sourced finished goods; (viii) the impact the tightened credit markets may have on the Company or its customers or suppliers; (ix) the extent to which the Company has to write off accounts receivable or assets or experiences supply chain disruptions in connection with bankruptcy filings by customers or suppliers; (x) the Company's ability to identify and effectively execute productivity improvements and cost reductions; (xi) potential business and distribution disruptions, including those related to physical security threats, information technology or cyber-attacks, epidemics, sanctions or natural disasters; (xii) the effects of COVID-19 and the related impact on the Company's liquidity and operations, including demand for its products, as well as the effectiveness of the Company's associated cost-saving measures; (xiii) the continued consolidation of customers, particularly in consumer channels; (xiv) managing franchisee relationships; (xv) the impact of poor weather conditions; (xvi) maintaining or improving production rates in the Company's manufacturing facilities, responding to significant changes in product demand and fulfilling demand for new and existing products; (xvii) changes in the competitive landscape in the Company's markets; (xviii) the Company's non-U.S. operations, including sales to non-U.S. customers; (xix) the impact from demand changes within world-wide markets associated with homebuilding and remodeling; (xx) potential adverse developments in new or pending litigation and/or government investigations; (xxi) changes in the Company's ability to obtain debt on commercially reasonable terms and at competitive rates; (xxii) substantial pension and other postretirement benefit obligations; (xxiii) potential environmental liabilities; (xxiv) work stoppages or other labor disruptions; (xxv) changes in accounting estimates and (xxvi) the Company's ability to successfully complete the remarketing of the Series C Cumulative Perpetual Convertible Preferred Stock within the time period or on the terms currently contemplated, if at all. Additional factors that could cause actual results to differ materially from forward-looking statements are set forth in the Annual Report on Form 10-K and in the Quarterly Report on Form 10-Q, including under the heading \"Risk Factors,\" \"Management's Discussion and Analysis of Financial Condition and Results of Operations\" and in the Consolidated Financial Statements and the related Notes. Forward-looking statements in this press release speak only as of the date hereof, and forward-looking statements in documents attached that are incorporated by reference speak only as of the date of those documents. The Company does not undertake any obligation to update or release any revisions to any forward-looking statement or to report any events or circumstances after the date hereof or to reflect the occurrence of unanticipated events, except as required by law. STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited, Millions of Dollars Except Per Share Amounts) FIRST QUARTER 2020 2019 NET SALES $ 3,129.4 $ 3,333.6 COSTS AND EXPENSES Cost of sales 2,106.3 2,228.0 Gross margin 1,023.1 1,105.6 % of Net Sales 32.7% 33.2% Selling, general and administrative 748.5 778.9 % of Net Sales 23.9% 23.4% Operating margin 274.6 326.7 % of Net Sales 8.8% 9.8% Other - net 74.9 65.4 Restructuring charges 3.9 8.7 Income from operations 195.8 252.6 Interest - net 49.6 57.8 EARNINGS BEFORE INCOME TAXES AND EQUITY INTEREST 146.2 194.8 Income taxes 12.9 24.7 NET EARNINGS BEFORE EQUITY INTEREST 133.3 170.1 Share of net (losses) earnings of equity method investment (0.2) 0.3 NET EARNINGS 133.1 170.4 Less: net (losses) earnings attributable to non-controlling interests (0.1) 0.5 NET EARNINGS ATTRIBUTABLE TO COMMON SHAREOWNERS $ 133.2 $ 169.9 EARNINGS PER SHARE OF COMMON STOCK Basic $ 0.89 $ 1.15 Diluted $ 0.88 $ 1.13 DIVIDENDS PER SHARE $ 0.69 $ 0.66 WEIGHTED-AVERAGE SHARES OUTSTANDING (in thousands) Basic 150,330 147,863 Diluted 151,903 149,908 STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited, Millions of Dollars) March 28, December 28, 2020 2019 ASSETS Cash and cash equivalents $ 987.1 $ 297.7 Accounts and notes receivable, net 1,681.5 1,454.6 Inventories, net 2,532.4 2,255.0 Other current assets 491.9 449.3 Total current assets 5,692.9 4,456.6 Property, plant and equipment, net 2,036.7 1,959.5 Goodwill and other intangibles, net 13,877.4 12,859.5 Other assets 1,298.0 1,321.0 Total assets $ 22,905.0 $ 20,596.6 LIABILITIES AND SHAREOWNERS' EQUITY Short-term borrowings $ 1,674.0 $ 337.3 Current maturities of long-term debt 3.1 3.1 Accounts payable 2,029.2 2,087.8 Accrued expenses 1,664.0 1,977.5 Total current liabilities 5,370.3 4,405.7 Long-term debt 4,662.6 3,176.4 Other long-term liabilities 3,912.9 3,872.3 Stanley Black & Decker, Inc. shareowners' equity 8,953.4 9,136.3 Non-controlling interests' equity 5.8 5.9 Total liabilities and shareowners' equity $ 22,905.0 $ 20,596.6 STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES SUMMARY OF CASH FLOW ACTIVITY (Unaudited, Millions of Dollars) FIRST QUARTER 2020 2019 OPERATING ACTIVITIES Net earnings $ 133.1 $ 170.4 Depreciation and amortization 141.1 137.8 Share of net losses (earnings) of equity method investment 0.2 (0.3) Changes in working capital1 (512.7) (616.8) Other (166.9) (122.4) Net cash used in operating activities (405.2) (431.3) INVESTING AND FINANCING ACTIVITIES Capital and software expenditures (82.9) (89.6) Business acquisitions, net of cash acquired (1,302.4) (676.2) Purchases of investments (6.5) (245.4) Payments on long-term debt - (400.0) Proceeds from debt issuances, net of fees 1,486.4 496.9 Stock purchase contract fees (20.1) (10.1) Net short-term borrowings 1,351.9 1,419.9 Proceeds from issuances of common stock 44.6 10.2 Craftsman deferred purchase price (250.0) - Cash dividends on common stock (105.6) (97.6) Effect of exchange rate changes on cash (22.6) 4.8 Other (3.9) (7.2) Net cash provided by investing and financing activities 1,088.9 405.7 Increase (decrease) in cash, cash equivalents and restricted cash 683.7 (25.6) Cash, cash equivalents and restricted cash, beginning of period 314.6 311.4 Cash, cash equivalents and restricted cash, end of period $ 998.3 $ 285.8 Free Cash Flow Computation2 Operating cash flow $ (405.2) $ (431.3) Less: capital and software expenditures (82.9) (89.6) Free cash flow (before dividends) $ (488.1) $ (520.9) Reconciliation of Cash, Cash Equivalents and Restricted Cash March 28, 2020 December 28, 2019 Cash and cash equivalents $ 987.1 $ 297.7 Restricted cash included in Other current assets 11.2 16.9 Cash, cash equivalents and restricted cash $ 998.3 $ 314.6 1 Working capital is comprised of accounts receivable, inventory, accounts payable and deferred revenue. 2 Free cash flow is defined as cash flow from operations less capital and software expenditures. Management considers free cash flow an important measure of its liquidity, as well as its ability to fund future growth and to provide a return to the shareowners. Free cash flow does not include deductions for mandatory debt service, other borrowing activity, discretionary dividends on the Company's common stock and business acquisitions, among other items. STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES BUSINESS SEGMENT INFORMATION (Unaudited, Millions of Dollars) FIRST QUARTER 2020 2019 NET SALES Tools & Storage $ 2,070.8 $ 2,292.3 Industrial 590.7 555.0 Security 467.9 486.3 Total $ 3,129.4 $ 3,333.6 SEGMENT PROFIT Tools & Storage $ 234.8 $ 265.8 Industrial 67.8 71.0 Security 20.9 39.5 Segment Profit 323.5 376.3 Corporate Overhead (48.9) (49.6) Total $ 274.6 $ 326.7 Segment Profit as a Percentage of Net Sales Tools & Storage 11.3% 11.6% Industrial 11.5% 12.8% Security 4.5% 8.1% Segment Profit 10.3% 11.3% Corporate Overhead (1.6%) (1.5%) Total 8.8% 9.8% STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES RECONCILIATION OF GAAP EARNINGS FINANCIAL MEASURES TO CORRESPONDING NON-GAAP FINANCIAL MEASURES (Unaudited, Millions of Dollars Except Per Share Amounts) FIRST QUARTER 2020 Reported Acquisition-Related Charges & Other1 Normalized3 Gross margin $ 1,023.1 $ 9.1 $ 1,032.2 % of Net Sales 32.7% 33.0% Selling, general and administrative 748.5 $ (29.8) 718.7 % of Net Sales 23.9% 23.0% Operating margin 274.6 38.9 313.5 % of Net Sales 8.8% 10.0% Earnings before income taxes and equity interest 146.2 61.7 207.9 Income taxes 12.9 13.1 26.0 Share of net (losses) earnings of equity method investment (0.2) 1.0 0.8 Net earnings attributable to common shareowners 133.2 49.6 182.8 Diluted earnings per share of common stock $ 0.88 $ 0.32 $ 1.20 1 Acquisition-related charges and other relates primarily to inventory step-up, deal costs, Security business transformation and margin resiliency initiatives. FIRST QUARTER 2019 Reported Acquisition-Related Charges &Other2 Normalized3 Gross margin $ 1,105.6 $ 6.4 $ 1,112.0 % of Net Sales 33.2% 33.4% Selling, general and administrative 778.9 (23.0) 755.9 % of Net Sales 23.4% 22.7% Operating margin 326.7 29.4 356.1 % of Net Sales 9.8% 10.7% Earnings before income taxes and equity interest 194.8 52.6 247.4 Income taxes 24.7 12.4 37.1 Share of net earnings of equity method investment 0.3 3.4 3.7 Net earnings attributable to common shareowners 169.9 43.6 213.5 Diluted earnings per share of common stock $ 1.13 $ 0.29 $ 1.42 2 Acquisition-related charges and other relates primarily to restructuring, deal and integration costs, Security business transformation andmargin resiliency initiatives, and inventory step-up charges. 3 The normalized 2020 and 2019 information, as reconciled to GAAP above, is considered relevant to aid analysis of the Company's margin and earnings results aside from the material impact of the acquisition-related and other charges. STANLEY BLACK & DECKER, INC. AND SUBSIDIARIES RECONCILIATION OF GAAP SEGMENT PROFIT FINANCIAL MEASURES TO CORRESPONDING NON-GAAP FINANCIAL MEASURES (Unaudited, Millions of Dollars) FIRST QUARTER 2020 Reported Acquisition-Related and Other Charges1 Normalized3 SEGMENT PROFIT Tools & Storage $ 234.8 $ 3.1 $ 237.9 Industrial 67.8 10.4 78.2 Security 20.9 13.9 34.8 Segment Profit 323.5 27.4 350.9 Corporate Overhead (48.9) 11.5 (37.4) Total $ 274.6 $ 38.9 $ 313.5 Segment Profit as a Percentage of Net Sales Tools & Storage 11.3% 11.5% Industrial 11.5% 13.2% Security 4.5% 7.4% Segment Profit 10.3% 11.2% Corporate Overhead (1.6%) (1.2%) Total 8.8% 10.0% 1 Acquisition-related and other charges relate primarily to inventory step-up, Security business transformation and margin resiliency initiatives. FIRST QUARTER 2019 Reported Acquisition-Related and Other Charges2 Normalized3 SEGMENT PROFIT Tools & Storage $ 265.8 $ 12.6 $ 278.4 Industrial 71.0 6.0 77.0 Security 39.5 10.8 50.3 Segment Profit 376.3 29.4 405.7 Corporate Overhead (49.6) - (49.6) Total $ 326.7 $ 29.4 $ 356.1 Segment Profit as a Percentage of Net Sales Tools & Storage 11.6% 12.1% Industrial 12.8% 13.9% Security 8.1% 10.3% Segment Profit 11.3% 12.2% Corporate Overhead (1.5%) (1.5%) Total 9.8% 10.7% 2 Acquisition-related and other charges relate primarily to inventory step-up, integration costs, and Security business transformation and margin resiliency initiatives. 3 The normalized 2020 and 2019 business segment information, as reconciled to GAAP above, is considered relevant to aid analysis of the Company's segment profit results aside from the material impact of the acquisition-related and other charges. SOURCE Stanley Black & Decker Related Links http://www.stanleyblackanddecker.com", "role": "user" }, { "content": "Stanley Black & Decker Reports 1Q 2020 Results and Details $1 Billion Cost Reduction and Efficiency Program", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LOS ANGELES--(BUSINESS WIRE)--Investors Business Daily and TechnoMetrica today announced that IBD/TIPP maintains its position as Americas most accurate national presidential poll after the 2020 election. Bucking numerous contrary trend lines among other polls and popular narratives, and relying instead on its own hard data, IBD/TIPP is now the most accurate poll over the past five presidential election cycles. Similar to 2016, when IBD/TIPP was one of only two national polls to predict the presidential election's outcome correctly, this year's poll indicated a four-point margin for Biden, compared to Biden +3 in the latest results. IBD/TIPP anticipates the final margin will approach its Biden +4 estimate as CA and NY count more votes. Some of the critical observations made by IBD/TIPP during its tracking poll in the 2020 race include: The IBD/TIPP poll was first to sound the alarm that the race would be closer than expected. It also projected that Biden would win the popular vote, but that the Electoral College was too close to call prior to the election. IBD/TIPP noted that if Biden won the popular vote but lost the Electoral College, it would represent the largest gap between the popular vote and the Electoral College in U.S. history. \"The IBD/TIPP poll goes where the data directs it, which is why it has been so successful over time, said Raghavan Mayur, president of TechnoMetrica, IBDs polling partner. 2020 was a historic election, with many unprecedented factors, including the COVID-19 pandemic and explosion of mail-in and early voting. IBD/TIPPs models and methodology proved sound, even in unique conditions. The IBD/TIPP polls established track record is due in large part to a model that focuses on the responses of those most likely to vote. The model is consistently refined to best suit the novel aspects of the election based on insights acquired as the tracking poll proceeds. The model also adapts to account for demographics such as race, gender, age, geographic region and political party affiliation of the nation as a whole. IBD/TIPP is a collaboration between Investor's Business Daily and TechnoMetrica Market Intelligence. In addition to the Presidential Election Poll, the IBD/TIPP Economic Optimism Index each month offers the earliest take on consumer confidence. IBD/TIPP also produces the monthly Presidential Leadership Index, which tracks approval ratings for presidential job performance, direction of the country, America's standing in the world and quality of life. ABOUT THE IBD/TIPP POLL The IBD/TIPP Economic Optimism Index is the earliest take on consumer confidence each month and predicts with good reliability monthly changes in sentiment in well-known polls by The Conference Board and the University of Michigan. The IBD/TIPP Economic Optimism Index is based on a survey of 1,200 adults conducted using a network of online panels. The national poll is generally conducted in the first week of the month. For more information, go to www.tipponline.com. To license the IBD/TIPP Poll, please contact [email protected]. About IBD Investor's Business Daily (IBD) is a leading financial news and research organization recognized for proprietary stock screens, comparative performance ratings and a record of identifying stock leaders as they emerge. The company takes a data-first approach to investing, educating investors about how to invest successfully using tested methods and sound research. IBD has honed its approach over the last 50 years to help investors make smarter decisions. Its stock lists have outperformed the S&P, and its presidential poll, the most accurate over the past four election cycles, was one of only two national polls to accurately predict the outcome of the 2016 Presidential Election. IBD offers a number of interactive stock research tools and provides information for investors of every level. To learn more about all that IBD has available, please visit www.investors.com. 2020 Investor's Business Daily, Inc. All rights reserved. Investor's Business Daily, IBD, CAN SLIM and their corresponding logos are registered trademarks of Investor's Business Daily, Inc.", "role": "user" }, { "content": "IBD/TIPP Retains Position as Americas Most Accurate Pollster Amid Historic Election Battle", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: CHICAGO, Jan. 28, 2021 /PRNewswire/ --Old Republic International Corporation (NYSE: ORI) today reported the following consolidated results (a): OVERALL RESULTS Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change Pretax income (loss) $ 652.2 $ 346.0 $ 688.4 $ 1,322.4 Pretax investment gains (losses) 374.7 167.4 (142.0) 636.1 Pretax income (loss) excluding investment gains (losses) $ 277.5 $ 178.5 55.4 % $ 830.4 $ 686.2 21.0 % Net income (loss) $ 519.7 $ 275.8 $ 558.6 $ 1,056.4 Net of tax investment gains (losses) 295.8 132.2 (112.1) 502.2 Net income (loss) excluding investment gains (losses) $ 223.8 $ 143.5 56.0 % $ 670.8 $ 554.2 21.0 % PER DILUTED SHARE Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change Net income (loss) $ 1.74 $ .91 $ 1.87 $ 3.51 Net of tax investment gains (losses) .99 .44 (.37) 1.67 Net income (loss) excluding investment gains (losses) $ .75 $ .47 59.6 % $ 2.24 $ 1.84 21.7 % SHAREHOLDERS' EQUITY December 31, 2020 2019 % Change Shareholders' equity: Total $ 6,186.6 $ 6,000.1 3.1 % Per Common Share $ 20.75 $ 19.98 3.9 % (a) All amounts in this report are stated in millions except common stock data and percentages. Growth in this year's fourth quarter and full year net income, exclusive of all investment gains and (losses) was driven by greater profitability in both the General and Title Insurance segments. Overall, the business produced consolidated combined ratios of 90.3% for the fourth quarter and 93.3% for the full year, improved from 95.3% registered in both comparable periods of 2019. Total and per share net income continue to be significantly impacted by changes in the fair value of equity securities. The COVID-19 pandemic and the associated governmental responses continued to have a widespread impact on the U.S. economy in the fourth quarter. A majority of Old Republic's approximately 9,000 associates are working remotely. The pandemic's impact on employment levels, businesses, and other economic activities contributed to a slight reduction in earned premiums in the General Insurance segment. The Title Insurance segment experienced strong growth in premium and fee revenues. The RFIG Run-off business produced a small underwriting loss due to elevated delinquencies. Net investment income decreased for the quarter and year-to-date periods as the ongoing moderate growth in the invested asset base was more than offset by lower investment yields. Financial market performance continued to improve in the fourth quarter, favorably impacting the fair value of the Company's equity and fixed-maturity securities. This favorable valuation coupled with positive earnings outpaced cash dividends to shareholders resulting in book value per share rising to $20.75 at December 31, 2020 compared to $20.39 at September 30, 2020. The economic impacts from the COVID-19 pandemic could affect future premium and fee revenues in the General Insurance and Title Insurance segments, and conversely underwriting expense ratios could rise. In the RFIG Run-off business, future claims experience could depend upon the continued, mitigating effects of loan forbearance programs mandated by the Federal government, and the rate at which employment levels recover. These outcomes notwithstanding, management firmly believes that the Company's strong financial condition will enable it to weather these challenges, and most importantly allow its insurance subsidiaries to meet their obligations to customers, policyholders and their beneficiaries. Old Republic's business is necessarily managed for the long run. In this context management's key objectives are to achieve a continuous, long-term improvement in operating results, and to ensure balance sheet strength for the primary needs of the insurance subsidiaries' underwriting and related services business. In this view, the evaluation of periodic and long-term results excludes consideration of all investment gains and (losses). Under Generally Accepted Accounting Principles (\"GAAP\"), however, net income (loss), which includes all specifically defined realized and unrealized investment gains and (losses), is the measure of total profitability. In management's opinion, the focus on income (loss) excluding all investment gains and losses provides a better way to realistically analyze, evaluate, and establish accountability for the results and benefits that arise from the basic operations of the business. The inclusion of realized investment gains and (losses) in net income (loss) can mask the reality and trends in the fundamental operating results of the insurance business. That is because their realization is, more often than not, highly discretionary. It is usually affected by such randomly occurring factors as the timing of individual securities sales, tax-planning considerations, and modifications of investment management judgments about the direction of securities markets or the prospects of individual investees or industry sectors. Moreover, the inclusion of unrealized investment gains and (losses) in equity securities can further distort such operating results and trends therein and thus lead to even greater period-to-period fluctuations in reported net income (loss). The impact of the continuous volatility in stock market valuations is most evident in its net of tax effect on net income (loss) for the periods reported upon. FINANCIAL HIGHLIGHTS Quarters Ended December 31, Years Ended December 31, SUMMARY INCOME STATEMENTS (a): 2020 2019 % Change 2020 2019 % Change Revenues: Net premiums and fees earned $ 1,906.1 $ 1,686.5 13.0 % $ 6,737.8 $ 6,241.1 8.0 % Net investment income 109.6 112.8 -2.9 438.9 450.7 -2.6 Other income 32.7 35.1 -6.8 131.2 132.6 -1.0 Total operating revenues 2,048.5 1,834.5 11.7 7,308.0 6,824.4 7.1 Investment gains (losses): Realized from actual transactions 1.4 7.3 14.2 38.6 Realized from impairments (2.0) Unrealized from changes in fair value of equity securities 373.2 160.1 (156.2) 599.5 Total investment gains (losses) 374.7 167.4 (142.0) 636.1 Total revenues 2,423.2 2,001.9 7,166.0 7,460.5 Operating expenses: Claim costs 606.5 667.5 -9.1 2,491.4 2,572.7 -3.2 Sales and general expenses 1,152.5 979.2 17.7 3,942.4 3,525.4 11.8 Interest and other charges 11.8 9.2 28.3 43.7 40.0 9.1 Total operating expenses 1,770.9 1,655.9 6.9 % 6,477.5 6,138.1 5.5 % Pretax income (loss) 652.2 346.0 688.4 1,322.4 Income taxes (credits) 132.5 70.2 129.7 265.9 Net income (loss) $ 519.7 $ 275.8 $ 558.6 $ 1,056.4 COMMON STOCK STATISTICS: Components of net income (loss) per share: Basicnet income (loss) excluding investment gains (losses) $ 0.75 $ 0.48 56.3 % $ 2.24 $ 1.85 21.1 % Net investment gains (losses): Realized from actual transactions and impairments 0.02 0.04 0.10 Unrealized from changes in fair value of equity securities 0.99 0.42 (0.41) 1.57 Basic net income (loss) $ 1.74 $ 0.92 $ 1.87 $ 3.52 Dilutednet income (loss) excluding investment gains (losses) $ 0.75 $ 0.47 59.6 % $ 2.24 $ 1.84 21.7 % Net investment gains (losses): Realized from actual transactions and impairments 0.02 0.04 0.10 Unrealized from changes in fair value of equity securities 0.99 0.42 (0.41) 1.57 Diluted net income (loss) $ 1.74 $ 0.91 $ 1.87 $ 3.51 Cash dividends on common stock (b) $ 1.21 $ 0.20 $ 1.84 $ 1.80 Book value per share $ 20.75 $ 19.98 3.9 % (a) Certain reclassification adjustments were made to increase 2019 periods' net premiums and fees earned with a corresponding increase to sales and general expenses to conform all prior periods to the presentation adopted in 2020. See Note (a) in Title Insurance Segment Results on page (5). (b) Includes special cash dividends of $1.00 per share declared in December 2020 and September 2019. Management believes the information in sections A to G and J of the table on the following page highlight the most meaningful, realistic indicators of ORI's segmented and consolidated financial performance. The information underscores the necessity of reviewing reported results by separating the inherent volatility of securities markets and their above-noted impact on reported net income (loss). Major Segmented and Consolidated Elements of Income (Loss) Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change A. Net premiums, fees, and other income (d): General insurance $ 861.3 $ 880.5 -2.2 % $ 3,394.2 $ 3,432.4 -1.1 % Title insurance 1,031.7 789.5 30.7 3,286.3 2,736.0 20.1 Corporate and other 2.9 3.1 -5.1 12.0 13.4 -10.0 Other income 32.7 35.1 -6.8 131.2 132.6 -1.0 Subtotal 1,928.8 1,708.3 12.9 6,823.9 6,314.4 8.1 RFIG run-off business (c) 10.0 13.3 -25.2 45.1 59.2 -23.8 Consolidated $ 1,938.8 $ 1,721.6 12.6 % $ 6,869.1 $ 6,373.7 7.8 % B. Underwriting and related services income (loss): General insurance $ 62.2 $ 10.2 N/M $ 151.8 $ 84.9 78.8 % Title insurance 123.4 67.3 83.3 % 305.8 193.4 58.0 Corporate and other (4.3) (4.6) 6.6 (17.0) (15.5) -9.5 Subtotal 181.3 72.9 148.7 440.5 262.8 67.6 RFIG run-off business (c) (1.6) 2.0 -180.1 (5.3) 12.7 -142.3 Consolidated $ 179.7 $ 74.9 139.9 % $ 435.2 $ 275.6 57.9 % C. Consolidated underwriting ratio (d): Claim ratio 31.8 % 39.6 % 37.0 % 41.2 % Expense ratio 58.5 55.7 56.3 54.1 Combined ratio 90.3 % 95.3 % 93.3 % 95.3 % D. Net investment income: General insurance $ 87.9 $ 90.6 -3.0 % $ 352.2 $ 356.4 -1.2 % Title insurance 10.6 10.6 -0.1 42.0 41.4 1.3 Corporate and other 7.6 7.2 5.4 29.4 35.1 -16.2 Subtotal 106.1 108.4 -2.1 423.6 433.0 -2.2 RFIG run-off business 3.4 4.3 -21.0 15.2 17.6 -13.4 Consolidated $ 109.6 $ 112.8 -2.9 % $ 438.9 $ 450.7 -2.6 % E. Interest and other charges (credits): General insurance $ 15.4 $ 16.4 $ 64.2 $ 71.1 Title insurance 1.9 0.8 3.8 4.1 Corporate and other (a) (5.6) (8.0) (24.3) (35.2) Subtotal 11.8 9.2 43.7 40.0 RFIG run-off business Consolidated $ 11.8 $ 9.2 28.3 % $ 43.7 $ 40.0 9.1 % F. Segmented and consolidated pretax income (loss) excluding investment gains (losses)(B+D-E): General insurance $ 134.7 $ 84.4 59.6 % $ 439.8 $ 370.2 18.8 % Title insurance 132.1 77.1 71.2 344.0 230.8 49.0 Corporate and other 8.8 10.5 -16.5 36.7 54.8 -33.1 Subtotal 275.7 172.1 60.1 820.5 655.9 25.1 RFIG run-off business (c) 1.8 6.4 -70.9 9.8 30.3 -67.4 Consolidated 277.5 178.5 55.4 % 830.4 686.2 21.0 % Income taxes (credits) on above (b) 53.7 35.0 159.6 132.0 G. Net income (loss) excluding investment gains (losses) 223.8 143.5 56.0 % 670.8 554.2 21.0 % H. Consolidated pretax investment gains (losses): Realized from actual transactions and impairments 1.4 7.3 14.2 36.6 Unrealized from changes in fair value of equity securities 373.2 160.1 (156.2) 599.5 Total 374.7 167.4 (142.0) 636.1 Income taxes (credits) on above 78.8 35.1 (29.8) 133.8 Net of tax investment gains (losses) 295.8 132.2 (112.1) 502.2 I. Net income (loss) $ 519.7 $ 275.8 $ 558.6 $ 1,056.4 J. Consolidated operating cash flow $ 1,185.0 $ 936.2 (a) Includes consolidation/elimination entries. (b) The effective tax rates applicable to pretax income excluding investment gains and (losses) were 19.4% and 19.2% for the fourth quarter and year ended December 31, 2020, respectively, and 19.6% and 19.2% for the fourth quarter and year ended December 31, 2019, respectively. (c) See Note (a) in RFIG Run-off Results on page (6). (d) Certain reclassification adjustments were made to increase 2019 periods' net premiums and fees earned with a corresponding increase to sales and general expenses to conform all prior periods to the presentation adopted in 2020. See Note (a) in Title Insurance Segment Results on page (5). General Insurance Segment Results General Insurance Summary Operating Results Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change Net premiums written $ 845.2 $ 831.8 1.6 % $ 3,431.3 $ 3,469.0 -1.1 % Net premiums earned 861.3 880.5 -2.2 3,394.2 3,432.4 -1.1 Net investment income 87.9 90.6 -3.0 352.2 356.4 -1.2 Other income 32.5 34.9 -7.0 130.3 131.9 -1.2 Operating revenues 981.7 1,006.0 -2.4 3,876.8 3,920.8 -1.1 Claim costs 581.5 642.6 -9.5 2,372.0 2,464.6 -3.8 Sales and general expenses 249.9 262.4 -4.8 1,000.7 1,014.7 -1.4 Interest and other charges 15.4 16.4 -6.1 64.2 71.1 -9.7 Operating expenses 847.0 921.6 -8.1 3,436.9 3,550.5 -3.2 Segment pretax operating income (loss) $ 134.7 $ 84.4 59.6 % $ 439.8 $ 370.2 18.8 % Claim ratio 67.5 % 73.0 % 69.9 % 71.8 % Expense ratio 25.2 25.8 25.6 25.7 Combined ratio 92.7 % 98.8 % 95.5 % 97.5 % Effective July 1, 2019, the results of the CCI run-off are being classified in General Insurance for all future periods. General Insurance net premiums earned were down slightly for the fourth quarter and full year periods. The economic impacts of the COVID-19 pandemic and tightened underwriting standards were mitigated by strong premium rate increases for most insurance products. Declining workers' compensation and general liability premiums were largely offset by rising premiums in commercial auto, financial indemnity and property coverages. Net investment income decreased by 3.0% for the quarter and 1.2% for the year-to-date period. The consolidated General Insurance claim ratio trended down in the fourth quarter and full year primarily driven by better performance in most coverages, primarily due to prior periods' favorable reserve developments. Expense ratios remained relatively consistent with the comparable 2019 periods and are generally reflective of ongoing coverage mix dynamics and the variability of sales and general expenses among such coverages. Together, these factors produced significantly greater pretax operating income for the fourth quarter and year-to-date periods. The following table shows recent annual and interim periods' claim ratios and the effects of claim development trends: Effect of Prior Periods' (Favorable)/ Claim Ratio Excluding Reported Unfavorable Claim Prior Periods' Claim Claim Ratio Reserves Development Reserves Development 2016 73.0 % 0.3 % 72.7 % 2017 71.8 0.7 71.1 2018 72.2 72.2 2019 71.8 0.4 71.4 2020 69.9 % (0.8) % 70.7 % 4th Quarter 2019 73.0 % 2.9 % 70.1 % 4th Quarter 2020 67.5 % (1.8) % 69.3 % Quarterly and annual claim ratios and trends may not be particularly meaningful indicators of future outcomes for an insurance company with a liability-oriented coverage mix and its relatively long claim payment patterns. Management's long-term targets, assuming the current coverage mix, are for annually reported claim ratio averages in the high 60% to low 70% range, expense ratio averages of 25% or below, and a combined ratio ranging between 90% and 95%. Title Insurance Segment Results Title Insurance Summary Operating Results (a) Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change Net premiums and fees earned (a) $ 1,031.7 $ 789.5 30.7 % $ 3,286.3 $ 2,736.0 20.1 % Net investment income 10.6 10.6 -0.1 42.0 41.4 1.3 Other income 0.2 0.1 53.7 0.9 0.7 39.1 Operating revenues 1,042.6 800.3 30.3 3,329.3 2,778.1 19.8 Claim costs 14.2 14.0 1.3 75.3 67.4 11.8 Sales and general expenses (a) 894.3 708.2 26.3 2,906.1 2,475.7 17.4 Interest and other charges 1.9 0.8 146.0 3.8 4.1 -7.7 Operating expenses 910.5 723.1 25.9 2,985.3 2,547.3 17.2 Segment pretax operating income (loss) $ 132.1 $ 77.1 71.2 % $ 344.0 $ 230.8 49.0 % Claim ratio 1.4 % 1.8 % 2.3 % 2.5 % Expense ratio 86.7 89.7 88.4 90.5 Combined ratio 88.1 % 91.5 % 90.7 % 93.0 % (a) Certain reclassification adjustments were made to increase net premiums and fees earned with a corresponding increase to sales and general expenses of $72.6 and $246.8 in the quarter and year ended December 31, 2019, respectively. These adjustments were made to conform all prior periods to the presentation adopted in 2020 to reflect such revenues gross of applicable commission expense and had no impact on segmented pretax operating income (loss) in any period presented. Title Insurance operating revenues were up 30.3% in the fourth quarter and 19.8% for the full year. This performance was driven by a robust real estate market supported by a continued low interest rate environment, resulting in an increase in home sales and refinance activity. Net investment income was relatively flat for the quarter and increased slightly for the year-to-date period. The Title Insurance claim ratio trended lower for the fourth quarter and full year resulting from a slight increase in favorable development of prior years' claim reserve estimates. Underwriting expense ratios improved in the quarterly and year-to-date periods resulting from greater leverage of this segment's expense structure on significantly higher premium and fee volume. Title Insurance produced significantly greater pretax operating income for 2020's fourth quarter and full year periods. The following table shows recent annual and interim periods' claim ratios and the effects of claim development trends: Effect of Prior Periods' (Favorable)/ Claim Ratio Excluding Reported Unfavorable Claim Prior Periods' Claim Claim Ratio Reserves Development Reserves Development 2016 3.5 % (1.0) % 4.5 % 2017 0.8 (3.0) 3.8 2018 1.9 (1.8) 3.7 2019 2.5 (1.2) 3.7 2020 2.3 % (1.3) % 3.6 % 4th Quarter 2019 1.8 % (1.8) % 3.6 % 4th Quarter 2020 1.4 % (2.2) % 3.6 % RFIG Run-off Segment Results RFIG Run-off Summary Operating Results(a) Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change A. Mortgage Insurance (MI) Net premiums earned $ 10.0 $ 13.3 -25.2 % $ 45.1 $ 58.8 -23.3 % Net investment income 3.4 4.3 -21.0 15.2 17.3 -12.0 Claim costs 8.4 8.2 3.3 36.9 32.3 14.1 MI pretax operating income (loss) $ 1.8 $ 6.4 -70.9 % $ 9.8 $ 29.2 -66.2 % Claim ratio 84.9 % 61.5 % 81.7 % 55.0 % Expense ratio 31.2 23.5 30.2 24.8 Combined ratio 116.1 % 85.0 % 111.9 % 79.8 % B. Consumer Credit Indemnity (CCI) (a) CCI pretax operating income (loss) $ $ 1.0 C. Total MI and CCI Run-off business (a) Segment pretax operating income (loss) $ 1.8 $ 6.4 -70.9 % $ 9.8 $ 30.3 -67.4 % (a) Results for the CCI run-off are expected to be immaterial in the remaining run-off periods. Effective July 1, 2019, these results have been re-classified to General Insurance for all future periods. Pretax operating results of RFIG Run-off reflect the expected, continuing drop in net earned premiums from declining risk in force. Claim costs for the quarter and year-to-date periods reflect greater reserve provisions necessitated by elevated delinquencies and the evolving economic impacts of the COVID-19 pandemic. Investment income declined primarily as a result of a lower invested asset base and lower investment yields. As shown in the accompanying tables, current quarter and year-to-date claim ratios reflect the aforementioned increase in reported delinquencies, a declining proportion of which remain under forbearance as compared to earlier 2020 periods. Prior period favorable development is primarily the result of improving trends in claim severity. Prior to the onset of the COVID-19 pandemic, as indicated in the far right column of the following table, the RFIG Run-off claim ratios had experienced a fairly consistent decline in recent annual periods largely due to a combination of declining new loan defaults and stable-to-improving cure rates for outstanding delinquent loans. Effect of Prior Periods' (Favorable)/ Claim Ratio Excluding Reported Unfavorable Claim Prior Periods' Claim Claim Ratio Reserves Development Reserves Development 2016 34.1 % (39.8) % 73.9 % 2017 57.6 (38.3) 95.9 2018 43.2 (27.0) 70.2 2019 55.0 (12.5) 67.5 2020 81.7 % (26.5) % 108.2 % 4th Quarter 2019 61.5 % (22.6) % 84.1 % 4th Quarter 2020 84.9 % (41.0) % 125.9 % Corporate and Other Operating Results Corporate and Other Summary Operating Results Quarters Ended December 31, Years Ended December 31, 2020 2019 % Change 2020 2019 % Change Net life and accident premiums earned $ 2.9 $ 3.1 -5.1 % $ 12.0 $ 13.4 -10.0 % Net investment income 7.6 7.2 5.4 29.4 35.1 -16.2 Other operating income Operating revenues 10.5 10.3 1.8 41.4 48.5 -14.6 Claim costs 2.1 2.5 -13.6 7.1 8.8 -19.7 Insurance expenses 0.9 1.0 -12.7 4.2 4.5 -6.6 Corporate, interest and other expenses - net (1.3) (3.7) 63.8 (6.6) (19.7) 66.3 Operating expenses 1.7 (0.2) N/M 4.7 (6.3) 174.7 Corporate and other pretax operating income (loss) $ 8.8 $ 10.5 -16.5 % $ 36.7 $ 54.8 -33.1 % This segment includes the combination of a small life and accident insurance business and the net costs associated with the parent holding company and its internal corporate services subsidiaries. The segment tends to produce highly variable results stemming from volatility inherent to the small scale of the life and accident insurance line, net investment income, and net interest charges (credits) pertaining to external and intra-system financing arrangements. Summary Consolidated Balance Sheet December 31, 2020 2019 Assets: Cash and fixed maturity securities $ 11,365.1 $ 10,381.5 Equity securities 4,054.8 4,030.5 Other invested assets 115.3 115.4 Cash and invested assets 15,535.3 14,527.4 Accounts and premiums receivable 1,593.9 1,466.7 Federal income tax recoverable: Current 5.7 Reinsurance balances recoverable 4,362.8 3,823.9 Deferred policy acquisition costs 328.0 325.4 Sundry assets 995.0 927.0 Total assets $ 22,815.2 $ 21,076.3 Liabilities and Shareholders' Equity: Policy liabilities $ 2,593.1 $ 2,419.2 Claim reserves 10,671.0 9,929.5 Federal income tax payable: Current 4.2 Deferred 137.3 112.2 Reinsurance balances and funds 725.4 616.0 Debt 966.4 974.0 Sundry liabilities 1,530.8 1,025.1 Total liabilities 16,628.5 15,076.1 Shareholders' equity 6,186.6 6,000.1 Total liabilities and shareholders' equity $ 22,815.2 $ 21,076.3 Cash, Invested Assets, and Shareholders' Equity Cash, Invested Assets, and Shareholders' Equity % Change December 31, Dec. '20/ Dec. '19/ 2020 2019 2018 Dec. '19 Dec. '18 Cash and invested assets: Fixed maturity securities, cash and other invested assets $ 11,480.4 $ 10,496.9 $ 9,806.4 9.4 % 7.0 % Equity securities 4,054.8 4,030.5 3,380.9 0.6 19.2 Total per balance sheet $ 15,535.3 $ 14,527.4 $ 13,187.4 6.9 % 10.2 % Total at cost for all $ 14,151.6 $ 13,327.2 $ 12,950.6 6.2 % 2.9 % Composition of shareholders' equity per share: Equity before items below $ 17.73 $ 17.25 $ 17.04 2.8 % 1.2 % Unrealized investment gains (losses) and other accumulated comprehensive income (loss) 3.02 2.73 0.19 Total $ 20.75 $ 19.98 $ 17.23 3.9 % 16.0 % Segmented composition of shareholders' equity per share: Excluding RFIG run-off segment $ 19.25 $ 18.37 $ 15.73 4.8 % 16.8 % RFIG run-off segment 1.50 1.61 1.50 Consolidated total $ 20.75 $ 19.98 $ 17.23 3.9 % 16.0 % Old Republic's invested assets portfolio is directed in consideration of enterprise-wide risk management objectives. Most importantly, these are intended to ensure solid funding of the insurance subsidiaries' long-term obligations to policyholders and other beneficiaries, as well as the long-term stability of the subsidiaries' capital accounts. To this end, the investment portfolio contains no significant insurance risk-correlated asset exposures to real estate, mortgage-backed securities, collateralized debt obligations (\"CDO's\"), derivatives, hybrid securities, or illiquid private equity and hedge fund investments. Moreover, the Company does not engage in hedging or securities lending transactions, nor does it invest in securities whose values are predicated on non-regulated financial instruments exhibiting amorphous or unfunded counter-party risk attributes. As of December 31, 2020, the consolidated investment portfolio reflected an allocation of approximately 74% to fixed-maturity (bonds and notes) and short-term investments, and 26% to equity securities (common stock). The fixed-maturity portfolio continues to be the basic anchor for the insurance underwriting subsidiaries' obligations. The maturities are stratified and conservatively matched to the expected timing of future years' payments of those obligations. The quality of the investment portfolio has remained at high levels. For the past several years, a significant portion of ORI's investable funds have been directed toward purchasing high-quality common stocks of U.S. companies (currently limited to fewer than 100 issues). We favor those with long-term records of reasonable earnings growth and steadily increasing dividends. Periodic stress tests of this portfolio are made pursuant to enterprise risk management guidelines and controls. Their purpose is to gain reasonable assurance that periodic downdrafts in market prices would not seriously undermine ORI's financial strength and the long-term continuity and prospects of the business. Changes in shareholders' equity per share are reflected in the following table. As shown, these resulted mostly from net income excluding net investment gains (losses), realized and unrealized investment gains (losses), and dividend payments to shareholders. Shareholders' Equity Per Share December 31, 2020 2019 2018 Beginning balance $ 19.98 $ 17.23 $ 17.72 Changes in shareholders' equity: Net income (loss) excluding net investment gains (losses) 2.24 1.85 1.89 Net of tax realized investment gains (losses) 0.04 0.10 0.16 Net of tax unrealized investment gains (losses) on securities carried at fair value 0.50 2.53 (1.38) Total net of tax realized and unrealized investment gains (losses) 0.54 2.63 (1.22) Cash dividends (a) (1.84) (1.80) (0.78) Other (0.17) 0.07 (0.38) Net change 0.77 2.75 (0.49) Ending balance $ 20.75 $ 19.98 $ 17.23 Percentage change for the period 3.9 % 16.0 % -2.8 % (a) Includes special cash dividends of $1.00 per share declared in December 2020 and September 2019. Capitalization Capitalization December 31, 2020 2019 2018 Debt: 4.875% Senior Notes due 2024 $ 397.9 $ 397.3 $ 396.8 3.875% Senior Notes due 2026 546.8 546.2 545.7 Other miscellaneous debt 21.7 30.4 38.8 Total debt 966.4 974.0 981.4 Common shareholders' equity 6,186.6 6,000.1 5,146.2 Total capitalization $ 7,153.1 $ 6,974.2 $ 6,127.6 Capitalization ratios: Debt 13.5 % 14.0 % 16.0 % Common shareholders' equity 86.5 86.0 84.0 Total 100.0 % 100.0 % 100.0 % Managing Old Republic's Insurance Business for the Long-Run The insurance business is distinguished from most others in that the prices (premiums) charged for various insurance products are set without certainty of the ultimate benefit and claim costs that will emerge, often many years after issuance and expiration of a policy. This basic fact casts Old Republic as a risk-taking enterprise managed for the long run. Old Republic therefore conducts the business with a primary focus on achieving favorable underwriting results over cycles, and on the maintenance of financial soundness in support of the insurance subsidiaries' long-term obligations to policyholders and their beneficiaries. In this light, the Company's affairs are managed for the long run and without significant regard to quarterly or even annual reporting periods that American industry must observe. In Old Republic's view, such short reporting time frames do not comport well with the long-term nature of much of its business. Management therefore believes that the Company's operating results and financial condition can best be evaluated by observing underwriting and overall operating performance trends over succeeding five- or preferably ten-year intervals. A ten-year period in particular can likely encompass at least one economic and/or underwriting cycle and thereby provide an appropriate time frame for such cycle to run its course, and for premium rate changes and reserved claim costs to be quantified and emerge in financial results with greater finality and effect. Accompanying Financial Data and Other Information: About Old Republic Conference Call Information Safe Harbor Statement Financial Supplement: A financial supplement to this news release is available on the Company's website: www.oldrepublic.com About Old Republic Chicago-based Old Republic International Corporation is one of the nation's 50 largest shareholder-owned insurance businesses. It is a member of the Fortune 500 listing of America's largest companies. The Company is organized as an insurance holding company whose subsidiaries actively market, underwrite, and provide risk management services for a wide variety of coverages mostly in the general and title insurance fields. A long-term interest in mortgage guaranty and consumer credit indemnity coverages has devolved to a run-off operating mode in recent years. Old Republic's general insurance business ranks among the nation's 50 largest, while its title insurance operations are the third largest in its industry. The nature ofOld Republic'sbusiness requires that it be managed for the long run, and its cash dividend policy reflects this long-term orientation. The current annualized dividend rate of$0.84per share marks the 39th consecutive year thatOld Republichas boosted this rate, and 2020 becomes the 79th year of uninterrupted regular cash dividend payments. Here's a summary of recent years' total book and market returns, which includes the addition and reinvestment of cash dividend payments, in comparison with the financial performance of three selected indices similarly developed. ORI Selected Indices' Compounded Annual Annual Total Annual Returns Book Value Market Value Nominal S & P Compounded Compounded Gross S & P P&C Total Total Domestic 500 Insurance Return Return Product Index Index Ten Years 2001 - 2010 8.0% 1.9% 3.9% 1.4% 1.0% Ten Years 2011 - 2020 8.8% 9.9% 3.3% 13.9% 14.3% Twenty Years 2001 - 2020 8.4% 5.8% 3.6% 7.5% 7.4% According to the most recent edition ofMergent's Dividend Achievers,Old Republicis listed in 58th place among just 113 qualifying publicly held companies, out of thousands considered, that have posted at least 25consecutive years of annual dividend growth. Conference Call Information Old Republic has scheduled a conference call at 3:00 p.m. ET (2:00 p.m. CT) today, to discuss its fourth quarter and full year 2020 performance and to review major operating trends and business developments. To access this call live in listen-only mode: Log on to the Company's website atwww.oldrepublic.com15 minutes before the call to download the necessary software, or, alternatively the call can also be accessed by phone at 1-833-494-1487. Interested parties may also listen to a replay of the call through February 4, 2021 by dialing 1-800-585-8367, passcode 5779285, or by accessing it on Old Republic International's website through February 26, 2021. Safe Harbor Statement Historical data pertaining to the operating results, liquidity, and other performance indicators applicable to an insurance enterprise such as Old Republic are not necessarily indicative of results to be achieved in succeeding years. In addition to the factors cited below, the long-term nature of the insurance business, seasonal and annual patterns in premium production and incidence of claims, changes in yields obtained on invested assets, changes in government policies and free markets affecting inflation rates and general economic conditions, and changes in legal precedents or the application of law affecting the settlement of disputed and other claims can have a bearing on period-to-period comparisons and future operating results. Furthermore, due to the financial market and economic disruptions caused by the COVID-19 pandemic and the associated governmental responses, it is therefore possible that Old Republic's operating results, business and financial condition could be adversely affected in subsequent periods depending on the length and severity of these disruptions. Some of the oral or written statements made in the Company's reports, press releases, and conference calls following earnings releases, can constitute \"forward-looking statements\" within the meaning of the Private Securities Litigation Reform Act of 1995. Of necessity, any such forward-looking statements involve assumptions, uncertainties, and risks that may affect the Company's future performance. With regard to Old Republic's General Insurance segment, its results can be particularly affected by the level of market competition, which is typically a function of available capital and expected returns on such capital among competitors, the levels of investment yields and inflation rates, and periodic changes in claim frequency and severity patterns caused by natural disasters, weather conditions, accidents, illnesses, work-related injuries, and unanticipated external events. Title Insurance and RFIG Run-off results can be affected by similar factors, and by changes in national and regional housing demand and values, the availability and cost of mortgage loans, employment trends, and default rates on mortgage loans. Life and accident insurance earnings can be affected by the levels of employment and consumer spending, changes in mortality and health trends, and alterations in policy lapsation rates. At the parent holding company level, operating earnings or losses are generally reflective of the amount of debt outstanding and its cost, interest income on temporary holdings of short-term investments, and period-to-period variations in the costs of administering the Company's widespread operations. The General Insurance, Title Insurance, Corporate and Other Segments, and the RFIG Run-off business maintain customer information and rely upon technology platforms to conduct their business. As a result, each of them and the Company are exposed to cyber risk. Many of the Company's operating subsidiaries maintain separate IT systems which are deemed to reduce enterprise-wide risks of potential cybersecurity incidents. However, given the potential magnitude of a significant breach, the Company continually evaluates on an enterprise-wide basis its IT hardware, security infrastructure and business practices to respond to these risks and to detect and remediate in a timely manner significant cybersecurity incidents or business process interruptions. A more detailed listing and discussion of the risks and other factors which affect the Company's risk-taking insurance business are included in Part I, Item 1A - Risk Factors, of the Company's 2019 Form 10-K Annual Report filing to the Securities and Exchange Commission, which is specifically incorporated herein by reference. Any forward-looking statements or commentaries speak only as of their dates. Old Republic undertakes no obligation to publicly update or revise any and all such comments, whether as a result of new information, future events or otherwise, and accordingly they may not be unduly relied upon. For Old Republic's latest news releases and other corporate documents: Please visit us at www.oldrepublic.com Alternatively, please write or call: Investor Relations Old Republic International Corporation 307 North Michigan Avenue, Chicago, IL 60601 (312) 346-8100 At Old Republic: Craig R. Smiddy, President and CEO At Financial Relations Board: Analysts/Investors: Joe Calabrese 212/827-3772 SOURCE Old Republic International Corporation", "role": "user" }, { "content": "Old Republic Reports Results For The Fourth Quarter And Full Year 2020", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: ATLANTA, Jan. 26, 2021 /PRNewswire/ --January is normally the quietest month of the year for vehicle sales as buyers take a break after holiday shopping, but according to a Cox Automotive forecast released today, January 2021 U.S. auto sales are expected to be healthy, up from last month and down less than 4% from January 2020. The forecast volume decline of 3.7% from last yeara drop of nearly 40,000 unitsis relatively mild and driven in part by one less selling day versus 2020. The January 2021 seasonally adjusted annual rate (SAAR) of sales is forecast by Cox Automotive to be 16.4 million, down from last January's 16.9 million level butup from last month's 16.3 million pace. According to Cox Automotive senior economist Charlie Chesbrough, \"The expected month-over-month uptick in sales pace suggests the vehicle market is starting the year on solid ground even with so much uncertainty in the economy.\" Consumer activity has kept the vehicle market on a strong recovery path in recent months. Retail sales, which generally account for 4-out-of-5 vehicles sold in the U.S. market, are expected to remain strong in January. Positive economic news, coupled with improving consumer confidence, is helping rebuild both interest and ability to buy. Fleet sales, on the other hand, were a large drag on auto sales volume in 2020, and the trend is expected to continue in January. Business and family travel remains well below 2020 levels, leading rental car companies to delay fleet purchasing. Cox Automotive is forecasting fleet sales to begin recovering later this year as vaccine distribution improves over the next few months and more travel is likely to follow. Vehicle sales held up relatively well in 2020. The full-year result, while down 14.5% year over year, was better than expected thanks mostly to strong retail demand through the second half of the year. Cox Automotive is forecasting full-year 2021 sales near 15.7 million, an increase of 8% from 2020, but the outlook remains uncertain with many potential threats and unknowns facing vehicle buyers. Vehicle supply is one of the largest concerns. Thin inventories remain a reality for many dealers and consumers, a result of COVID-19 production disruptions, although the worst inventory issues are in the rearview mirror now that most manufacturing sites are operating near pre-pandemic levels. Issues in the global supply chain persist, however, as news of a recent computer chip shortage reveals. Other risks to auto sales include large waves of COVID-19 cases during the winter and a second dip in the economy. January 2021 Sales Forecast Highlights Vehicle sales are forecast to fall nearly 40,000 units, or 3.7%, compared to January 2020. The volume drop from last month, however, is forecast to be significant, nearly 32%. The month-over-month comparison is skewed though, as December 2020 was among the 10-best months for auto sales in the past decade, and December is typically among the strongest sales months each year, whereas January is among the weakest. A sizable month-over-month drop was expected. The January 2021 SAAR is estimated to be 16.4 million, below last year's 16.9 million level but slightly above last month's 16.3 million pace. Car share is forecast to fall further, while pickup trucks are forecast to gain market share. January 2021 Forecast Sales Forecast1 Market Share Segment Jan-21 Jan-20 Dec-20 YOY% MOM% Jan-21 Dec-20 MOM Mid-Size Car 65,000 93,472 100,249 -30.5% -35.2% 5.9% 6.2% -0.3% Compact Car 65,000 87,039 99,239 -25.3% -34.5% 5.9% 6.1% -0.2% Compact SUV/Crossover 195,000 201,089 260,316 -3.0% -25.1% 17.7% 16.1% 1.6% Full-Size Pickup Truck 185,000 165,824 261,744 11.6% -29.3% 16.8% 16.2% 0.6% Mid-Size SUV/Crossover 195,000 187,605 277,381 3.9% -29.7% 17.7% 17.1% 0.6% Grand Total2 1,100,000 1,142,543 1,617,670 -3.7% -32.0% 1Cox Automotive Industry Insights data 2Total includes segments not shown All percentages are based in raw volume, not daily selling rate. About Cox AutomotiveCox Automotive Inc. makes buying, selling, owning and using vehicles easier for everyone. The global company's more than 27,000 team members and family of brands, including Autotrader,Clutch Technologies, Dealer.com, Dealertrack, Kelley Blue Book, Manheim, NextGear Capital, VinSolutions, vAutoand Xtime,are passionate about helping millions of car shoppers, 40,000 auto dealer clients across five continents and many others throughout the automotive industry thrive for generations to come. Cox Automotive is a subsidiary of CoxEnterprises Inc., a privately-owned, Atlanta-based company with annual revenues of nearly $20billion. www.coxautoinc.com SOURCE Cox Automotive Related Links www.coxautoinc.com", "role": "user" }, { "content": "Cox Automotive Forecast: Relatively Healthy U.S. Auto Sales Continue in January", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PRINCETON, N.J., Oct. 12, 2020 /PRNewswire/ --WCG announced today the unification of its five industry-leading IRBs Western IRB (WIRB), Copernicus Group IRB (CGIRB), Midlands IRB (MLIRB), New England IRB (NEIRB), and Aspire IRB into the single WCG IRB brand. Since 2012, the organization has successfully assembled and integrated a powerful array of premiere IRBs, now synthesized into a single, industry-leading IRB. WCG IRB clients will experience a singular, unified process and revolutionary submission platform that will not only elevate the user experience but also continue to deliver gold-standard service with the highest regard to ethics and integrity. WCG IRB iscelebrating the52nd anniversary of the foundational pillar of its IRB offering (Western IRB) this year. But even as the company looks back on decades of leadership, no time is lost on leading the industry into the future and setting the standards for clinical research in a new era through and beyond COVID-19. WCG announces the unification of its five industry-leading IRBs into the single WCG IRB brand. Tweet this \"This is just one further example of our commitment to positively transform the clinical trial process while keeping patient safety as our highest priority,\" said Donald A. Deieso, Ph.D., WCG CEO. \"WCG IRB (www.wcgirb.com) is the most advanced single IRB in the world serving biopharmaceutical companies, CROs, academic medical centers, and research institutions all of which rely on our organization to maintain the highest standards of quality, efficiency, and timeliness in all activities.\" \"Under the WCG IRB banner, our clients will continue to work with the teams they know and trust those who, for decades, have set the standard of excellence for our industry. These teams are now seamlessly connected to provide a more powerful and unified experience for our clients and partners. This step fulfills our commitment to provide an effective experience for our clients,\" says Dawn Flitcraft, President of WCG's Ethical Review Division.This transformation includes the launch of a new technology, WCG IRB Connexus, which supports our clients' ethical review submissions and management. According Flitcraft, \"it's just the latest demonstration of what WCG IRB has been doing to exceed client expectations through unparalleled service and partnership.\" \"By deploying state-of-the-art adaptive technology, the new WCG IRB Connexus supports our commitment to continuous improvement of our processes by raising the bar on transparency and compliance,\" said David Forster, WCG's Chief Compliance Officer. \"And that's our goal to improve the submission process, eliminate and reduce errors, and thereby achieve the highest ethical standards in the board review process.\"Clients have been extremely impressed with the ease of use and visibility of the new portal,\" says Flitcraft. \"We took cues from the systems we all use in our daily lives that are intuitive and simple. And clients are telling us they can't imagine ever using another IRB submission portal again now that they see how intuitive it is to use the new WCG IRB Connexus. We're one incredible team that now operates on a single platform that's, quite simply, going to change the industry.\"Details of these changes are being announced this week through the WCG IRB website. \"At WCG, we remain laser-focused on ensuring that our teams and technology platforms support our mission of assuring the highest ethical standards possible. Those who are working to develop new drugs and devices contribute to the mission of protecting public health, they deserve the best we can provide. For the past 52 years we have stood by their side in this mission we will continue to do so,\" Flitcraft continued. More information about WCG IRB and the new WCG IRB Connexus platform is available at www.wcgirb.com. About WCG WCG is the world's leading provider of solutions that measurably improve the quality and efficiency of clinical research. Comprised of two divisions, the industry's first central IRB now WCG IRB and first clinical services organization, WCG enables biopharmaceutical companies, CROs, and institutions to advance the delivery of new treatments and therapies to patients, while maintaining the highest standards of human participant protection. For more information, please visit www.wcgirb.com, www.wcgclinical.com or follow us on Twitter @WCGClinical or LinkedIn.SOURCE WCG IRB Related Links https://www.wcgirb.com", "role": "user" }, { "content": "WCG Leads the Way and Sets a New Standard - Announcing the Formation of WCG IRB and the Launch of New WCG IRB Connexus", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: SANTA CRUZ, Calif., April 13, 2021 /PRNewswire/ -- Poly (NYSE: PLT) today announcedit expects to release its fiscal fourth quarter and full fiscal year 2021 financial results after the market close on May 13, 2021. The company will host a conference call on the same day at 2pm Pacific / 5pm Eastern to discuss these results. In addition, Poly will host an Investor Day on May 20, 2021 beginning at 7am Pacific / 10am Eastern. The event will include presentations on corporate strategy, products and partners, and financial update and outlook. Investors are invited to listen to both events by accessing the webcast links on Poly's Investor Relations website at investor.poly.com/. About Poly Poly (NYSE: PLT) creates premium audio and video products so you can have your best meeting anywhere, anytime, every time. Our headsets, video and audio-conferencing products, desk phones, analytics software and services are beautifully designed and engineered to connect people with incredible clarity. They're pro-grade, easy to use and work seamlessly with all the best video and audio conferencing services. With Poly (Plantronics, Inc. formerly Plantronics and Polycom), you'll do more than just show up, you'll stand out. For more information visitwww.Poly.com. Poly, the propeller design, and the Poly logo are trademarks of Plantronics, Inc. DECT is a trademark of ETSI. Bluetooth is a registered trademark of Bluetooth SIG, Inc. and any use by Plantronics, Inc. is under license.All other trademarks are the property of their respective owners. Poly Media Contact:Shannon ShamoonPR Manager+1 (831) 201-9142[emailprotected] Investor Relations:Mike IburgVice President, IR+1 (831) 458-7533[emailprotected] SOURCE Plantronics, Inc. Related Links https://www.poly.com/", "role": "user" }, { "content": "Poly Announces Date of Fourth Quarter Fiscal 2021 Earnings Release and Upcoming Investor Day", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DARIEN, Ill., April 10, 2020 /PRNewswire/ -- LifeQuotes.com, the life insurance price comparison service that offers anonymous, comparative rate quotes and underwriting acceptance information on 43 highly-rated life insurers and allows customers to buy from any company shown, today released the results of a new life insurance survey that details current changes in the life insurance marketplace as a result of the deadly COVID-19 pandemic. While some life insurers have tightened their acceptance guidelines as a result of the COVID-19 pandemic, life insurance is readily available at all-time low prices in all states. \"We have some important news to share with the owners and shoppers of life insurance in this unprecedented time,\" said LifeQuotes.comCEO, Robert Bland. \"This is an excellent time for owners of life insurance to review and understand what they own and for shoppers to realize that restrictions on new policies could become permanent and/or more restrictive. If you are thinking of buying a new life insurance policy, life insurance remains readily available and that prices are at all-time lows.\" Of interest to owners of life insurance Rob Goss, Executive Vice President, remarked, \"We urge owners of life insurance to take the time and effort to review their current policies and to make sure that the policy amount, beneficiary designation, time left on rate guarantee and any possible conversion rights are known and understood.\"\"Some states are allowing policyholders to defer payment of insurance premiums if they have been negatively impacted financially by the COVID-19 pandemic, so check with your State Insurance Department,\" continued Goss. \"If you have been laid off and are unemployed, check with your HR department to see if your group term life coverage ended with your layoff.\"Having an adequate amount of life insurance inforce is important and everybody's situation is unique. Here are some generalized LifeQuotes.com guidelines: For people who work and have children or a mortgage: 10-15 times income For home caregivers: $300,000 minimum For burial-only coverage: $10,000-$25,000 For children up to age 18: Up to $25,000 Great prices are readily available if you are shopping for life insuranceAssuming no ratable health conditions, the following chart of sample monthly premiums below reveals the best possible monthly prices for a 10 year level term life policy. Most 10 year term life policies are renewable, without evidence of insurability, to age 90+ and may be convertible to permanent insurance without having to undergo further underwriting. Other initial rate guarantee periods such as 15, 20, 25, 30 years and longer are also available as are Guaranteed Universal Life and Whole Life, both of which can provide a level death benefit and level premium for life. Sample 10 Year Term Life Insurance Rates Female Monthly Rates Male Monthly Rates Age $100,000 $250,000 $500,000 $1,000,000 Age $100,000 $250,000 $500,000 $1,000,000 21-35 $7 $9 $12 $15 21-35 $7 $10 $14 $19 40 $8 $11 $16 $22 40 $9 $12 $17 $23 45 $10 $15 $25 $39 45 $11 $17 $27 $45 50 $13 $20 $35 $58 50 $15 $25 $43 $71 55 $17 $30 $52 $92 55 $20 $39 $70 $125 60 $24 $41 $74 $137 60 $29 $59 $124 $212 65 $34 $65 $122 $223 65 $53 $103 $194 $365 70 $59 $106 $199 $366 70 $87 $196 $328 $598 Each of the sample premiums shown assume that the applicant is in good health and has no ratable medical issues. Applicants with medical issues can also view instant quotes at www.lifequotes.com. Customers who want telephone advice and guidance can talk to our licensed specialists by calling (800) 556-9393.COVID-19 pandemic changes that are affecting life insurance shoppers\"In recent days we've seen a significant number of acceptance guideline changes that life insurance shoppers should know about,\" remarked Michelle Zieba, Sales Vice President. \"The elimination of the medical exam requirement by some insurers is an overall plus for consumers, but the tightening of certain other acceptance guidelines by some insurers can make life insurance harder to obtain.\"On the issue of the \"pandemic\" exclusion that's often seen in articles about insurance, LifeQuotes wants you to know that such an exclusion, while common in business insurance policies, is not generally seen in life insurance policies. Life insurance typically covers death by any cause at any time in any place, except for suicide within the first two policy years (one year in some states).Zieba continued, \"Noteworthy life insurer actions we've recorded in recent days from some insurers include the following items, while many others have not yet announced adjustments:\" Availability up to $3 million on a no-exam basis Some insurers are declining applicants who have recently traveled or plan to travel outside the United States Some insurers are declining applicants who are significantly overweight Acceptance after a positive test for COVID-19 is possible after a 14-day delay period and receipt of an attending physician statement stating the virus has been cleared Some insurers are requiring a signed Statement of Good Health on the date policy is delivered Some insurers will no longer underwrite applicants who are age 70 or above Some insurers are declining applicants who have serious medical issues Some insurers have withdrawn temporary or conditional coverage agreements, which means no immediate coverage until after the formal application is approved \"While it is exciting to see several insurers drop their medical exam requirements, underwriting still looks at all aspects of your health history and that those guidelines, including the financial and activity guidelines, have not been relaxed,\" said Zieba. \"If you have medical conditions, you can view customized quotes for yourself on an anonymous basis at www.lifequotes.comand our licensed specialists are available by phone at 800-556-9393 to guide you or give advice. There still remains in the marketplace a wide variety of plans at excellent rates, including plans that ask no medical questions.\"Past Accolades: \"2017 Life Insurance Innovation\" award winner Life Insurance Direct Marketing Association \"The premier Web site in terms of details and ease of use...\" -- Yahoo! FINANCE Twice Ranked #1 life insurance website by Kiplinger's Named a \"100 Most useful website\" by MSN Money Past Winner: Forbes' \"Best of the Web\" The best web site I've found...\" -- Dallas Morning News \"...we'd recommend you do your insurance shopping here...\" -- Barron's \"...outstanding - as good as a Web site on insurance can possibly be. Hats off and a gold star to the top insurance site on the Web.\" -- Insurance for Dummies About LifeQuotes.com LifeQuotes.com operates an Internet-based life insurance exchange at www.lifequotes.comin which customers can view instant quotes on an anonymous basis and buy from the company of their choice on a paperless basis. The company's comparative rater is unique in that is reveals underwriting guidelines so that life insurance applicants can have a higher confidence in the most likely final premium. The company also provides technology and fulfillment services to insurance companies, financial institutions and affinity groups with large customer bases. The company's proprietary technology provides instant quotes and illustrations from 43 leading life insurers and enables a streamlined paperless purchase process. More than 370,000 people have purchased policies through LifeQuotes.com since the firm's founding in 1984. Visit www.lifequotes.com for more information or to experience the life insurance quoting experience online.Survey MethodologyLife insurance policies described, quoted, shown and illustrated throughout this press release may not be available in all states. Policies examined include American Family Life Insurance Company, Madison, WI, policy form ICC14-LD10001; American National Insurance Company, Galveston, TX, policy form ART 12; Assurity Life Insurance Company, Lincoln, NE, policy form I L1702; Banner Life Insurance Company, Urbana, MD, policy form ICC08-LIA, and William Penn Life Insurance Company, Garden City, NY, policy form LIA-WP, both Legal & General America companies; Foresters Financial of Toronto, Canada, under form ICC16 770620; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY, policy form LEF06321-18_7-10, and The Lincoln National Life Insurance Company, Fort Wayne, IN, policy form LEF06321_5-12, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; John Hancock Life Insurance Company (U.S.A) of Boston, MA 02117, on policy form number ICC16 2016TERMand John Hancock Life Insurance Company of New York, Valhalla, NY 10595, Minnesota Life Insurance Company and Securian Life Insurance Company of St. Paul, MN under policy number F76777-15; Pacific Life Insurance Company of Newport Beach, CA, policy form P16YLT. North American Company for Life & Health Insurance, Chicago, IL, policy form LS174; Penn Mutual Life Insurance Company of Horsham, PA, under policy form ICC13-LT; Principal Life Insurance Company of Des Moines, IA, under policy form ICC17 SN 104; Protective Life and Annuity, Birmingham, AL, policy form TI-15; Pruco Life Insurance Company of New Jersey, Newark, NJ, policy form ORD 96200-2010, member companies of Prudential Financial, Inc., Newark, NJ; Sagicor Life Insurance Company of Scottsdale, AZ under form number 1000; The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA, policy form A91-OSV (SBLI and The No Nonsense Life Insurance Company are registered trademarks of The Savings Bank Mutual Life Insurance Company of Massachusetts;Transamerica Life Insurance Company, Cedar Rapids, IA, policy form 1-304 11-107, both AEGON companies; United of Omaha Life Insurance Company, Omaha, NE, policy form LAP1099, a Mutual of Omaha affiliate company.SOURCE LifeQuotes.com Related Links http://www.lifequotes.com", "role": "user" }, { "content": "LifeQuotes.com Explains How the COVID-19 Pandemic is Affecting Life Insurance Markets; Handy Tips for Owners and Shoppers of Life Insurance", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NORFOLK, Va., July 14, 2020 /PRNewswire/ --SVT Robotics, a company whose software integration platform dramatically accelerates the deployment of industrial robotics, today announced that former Walmart Inc. executive, Cameron Geiger, a global leader in sourcing, supply chain, and IT, will serve as Company Advisor. Cameron Geiger, global supply chain executive, has signed on as Company Advisor for SVT Robotics \"Cameron brings deep insight into customers' real-world pain points throughout the global supply chain, so we're thrilled to have his extensive experience as an Advisor to SVT,\" said A.K. Schultz, Co-founder, and CEO of SVT Robotics. \"We're focused on expanding our platform in ways that deliver what customers really need, here and around the globe.\" \"SVT Robotics has established a platform which accelerates the ability to deploy automation, while reducing risk and improving the integration of humans with automation,\" said Geiger. \"I am excited to help the SVT team shape the future functionality and features of the platform.\" As a 30-year business executive, Geiger has held multiple executive leadership roles across supply chain and technology for Walmart, Walmart International, and Sam's Club. His expertise covers all aspects of supply chain management, including sourcing, inventory, transportation, logistics, and automation. Geiger is currently the Chief Supply Chain Officer for Trimark USA.\"As we continue to provide the most intuitive and robust integration and execution platform available, Cameron's experience across all aspects of supply chain and technology will most certainly help us innovate and prioritize product growth where it's most essential,\" explained Michael Howes, Co-founder, COO & CTO of SVT Robotics. \"Having access to his wealth of knowledge enables us to better understand and deliver the product feature set our customers need most.\"Having worked with both startups and large technology providers, Geiger will also advise SVT Robotics on the best approaches to expand the functionality and use of their software platform, including which features are most beneficial to customers, as well as robotics and software OEMs, from an automation and supply chain perspective.About SVT RoboticsFounded in 2018, SVT Robotics is a software company that's revolutionizing robot deployments in warehousing and manufacturing industries. SVT's software platform enables companies to easily connect their enterprise systems to any robot or automation, in a fraction of the time, empowering them to compete in a quickly changing marketplace. Learn more about SVT Robotics atsvtrobotics.com,Twitter,Facebook, andLinkedIn.Contact: Jim Hodson, [emailprotected]SOURCE SVT Robotics Related Links www.svtrobotics.com", "role": "user" }, { "content": "SVT Robotics Adds Global Supply Chain Executive Cameron Geiger as Company Advisor", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: NEW YORK, April 8, 2021 /PRNewswire/ -- Purcell Julie & Lefkowitz LLP, a class action law firm dedicated to representing shareholders nationwide, is investigating a potential breach of fiduciary duty claim involving the board of directors of Pacific Premier Bancorp, Inc. (NASDAQ: PPBI). If you are a shareholder of Pacific Premier Bancorp, Inc. and are interested in obtaining additional information regarding this investigation, free of charge, please visit us at: http://pjlfirm.com/pacific-premier-bancorp-inc/ You may also contact Robert H. Lefkowitz, Esq. either via email at [emailprotected] or by telephone at 212-725-1000.One of our attorneys will personally speak with you about the case at no cost or obligation. Purcell Julie & Lefkowitz LLP is a law firm exclusively committed to representing shareholders nationwide who are victims of securities fraud, breaches of fiduciary duty and other types of corporate misconduct. For more information about the firm and its attorneys, please visit http://pjlfirm.com. Attorney advertising. Prior results do not guarantee a similar outcome. SOURCE Purcell Julie & Lefkowitz LLP Related Links http://www.pjlfirm.com", "role": "user" }, { "content": "SHAREHOLDER ALERT: Purcell Julie & Lefkowitz LLP Is Investigating Pacific Premier Bancorp, Inc. for Potential Breaches of Fiduciary Duty By Its Board of Directors", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: TORRANCE, Calif., Oct. 14, 2020 /PRNewswire/ -- Today's unveiling of the Acura MDX Prototype previews the fourth-generation of the class-defining Acura MDX, America's all-time best-selling three-row luxury SUV1. On sale early next year, the new MDX will assume the flagship role in the Acura lineup as the most premium, performance-focused and technologically sophisticated SUV in Acura history. Twenty years after the launch of the first-generation model, thebold new design and sumptuously appointed interior of the new MDX will be bolstered by an arsenal of new Acura technologies, an all-new performance-focused platform with MDX's first-ever double wishbone front suspension, and the first application of the Type S high performance moniker to an Acura SUV. The unveiling of the Acura MDX Prototype previews the fourth-generation of the class-defining Acura MDX, Americas all-time best-selling three-row luxury SUV. Launching next spring, the new MDX will assume a new role as the flagship of the Acura lineup and the most premium, performance-focused and technologically sophisticated SUV in Acura history. New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History \"This new MDX Prototype marks a turning point for Acura as our new flagship model\" - Jon Ikeda, Acura VP & Brand Officer Tweet this \"The new MDX marks a turning point for Acura as our new flagship and the most far-reaching effort yet to deliver on our Precision Crafted Performance brand promise,\" said Jon Ikeda, vice president and Acura brand officer. \"We knew we needed to deliver something more emotional and premium with performance at its core. This new MDX builds on the past 20 years of success and elevates the model to an even stronger position in the market.\" Exterior Design Enveloped in striking matte finish, the MDX Prototype, shown in both Liquid Carbon and Performance Red, makes a bold statement with its more dynamic and muscular design. The upright grille and long, sculpted hood convey power and presence and are anchored to an even lower and wider body with bulging shoulders and a greenhouse set further back, enabling a 6-inch increase in dash-to-axle dimension. Signature elements of Acura's next-generation design language are elegantly integrated with the new more premium and athletic form of MDX, including a three-dimensional Diamond Pentagon grille flanked by four-element JewelEye LED headlights, underscored by Chicane LED daytime running lights, inspired by the Acura ARX-05 race car. The front fascia has been sculpted to highlight the wide grille, integrating fog light housings under side vents that further emphasize the new MDX's wider track.In profile view, the 21-inch wheels have been pushed to the corners, giving the MDX Prototype a nearly 3-inch longer wheelbase, aiding both ride quality and more spacious seating in all three rows, as well as a larger and more versatile cargo hold. A sharply sculpted beltline connects the front and rear, where the wide-set Chicane LED taillights echo the headlight treatment in front. Next Level InteriorBefitting its new flagship status, the MDX Prototype presages the production model's more premium and sophisticated cabin design, with a cleaner, more upright instrument panel taking on a wide structural motif. High-grade, authentic materials trim the interior including open-pore wood with infused metallic flake, polished aluminum and soft-touch Milano leather. An elegant mix of Ebony and Light Orchid leather graces the instrument panel and steering wheel with French stitched detailing. Next-generation Acura sport seats offer a more sculpted form with curvilinear quilting in all three rows, gradient perforation, and high-contrast stitching and piping.The MDX's wider body design enables first-class seating with more legroom in all three rows, and notably more headroom for front and third-row occupants. An ultra-wide panoramic moonroof opens the cabin up to provide natural light to all three rows. Optimally bolstered Acura sport seats offer 16-way power adjustment and integrated massage functionality with a class-leading nine massage modes to relax the driver and front passenger after an exhilarating drive. Acura's Iconic Drive LED illuminates the entire MDX cabin with 27 different lighting schemes tied to driving modes and representative of various locations, such as iconic roads and race circuits around the world.Advanced TechnologyFeaturing a myriad of leading-edge Acura technologies, the MDX Prototype debuts Acura's all-digital Precision Cockpit, replacing physical gauges with a customizable 12.3-inch driver's meter. The new MDX also gains the latest generation of Acura's intuitive and driver-focused True Touchpad Interface, featuring an ultra-wide, 12.3-inch, full-HD center display (Acura's largest implementation yet), Acura-exclusive touchpad with \"absolute positioning\" and a new CPU for improved performance. The \"Signature Edition\" ELS STUDIO 3D premium audio system in the MDX Prototype sets a new standard for concert-quality in-vehicle audio with more than 1000 watts of power, 22 discrete channels and 25 speakers. This elevated tier of ELS system features six ceiling-mounted Highline speakers and six carbon fiber coned mid-range woofers including two positioned innovatively in the front console to create a \"Center of the Studio\" experience with perfect left to right balance. Tuned and perfected by eight-time Grammy award-winning music producer and sound engineer, Elliot Scheiner, this is the most advanced and powerful audio system ever offered in an Acura vehicle.Elevated safety technologies include the latest generation of Acura's Advanced Compatibility Engineering (ACE) Body Structure, with enhanced occupant and pedestrian collision protection capabilities, bolstered by an expanded suite of AcuraWatch safety and driver-assistive technologies, including enhanced Road Departure Mitigation, new Traffic Jam Assist and new Low Speed Braking Control. Acura's next-generation front passenger airbag technology, first seen on the new 2021 TLX and offering improved occupant protection in a wider variety of frontal collision scenarios, will be standard on all new MDX models. Performance at its Core The fourth-generation MDX debuts an all-new light truck platform built for athletic handling, refined ride comfort and exceptional cabin quietness. The most rigid Acura SUV body to date, the new MDX is engineered to support Type S-levels of performance as well as advanced collision and pedestrian safety. Anchored to the ultra-rigid new body is a new performance-focused chassis featuring MDX's first-ever double wishbone front suspension, delivering sharp and sporty handling with improved road holding and ride comfort. Further aiding handling and all-weather performance is Acura's available fourth-generation Super Handling All-Wheel Drive (SH-AWD), the only dynamic torque vectoring technology in MDX's competitive class, extracting maximum grip and cornering precision from the all-new chassis. Superior stopping performance is enabled with Brembo four-piston brake calipers, finished in a striking Ivory paint, at all four corners. Drivers can customize the ride, handling, steering, suspension and powertrain performance characteristics using the MDX's Intelligent Dynamics System (IDS). The IDS unlocks a wider range of personalized driving experiences through pre-set modes as well as giving drivers the ability to customize an Individual dynamic driving mode via the NSX-inspired Drive Mode dial, positioned prominently on the center console.Powering the fourth-generation MDX will be one of two new powertrains. Standard power will come from Acura's 3.5-liter V6 with i-VTEC valvetrain, connected to an incredibly responsive and refined 10-speed automatic transmission. The upcoming MDX Type S will feature a Type S-exclusive 3.0-liter turbocharged V6 producing an estimated 355 horsepower and 354 lb.-ft. of torque, the most powerful engine ever offered in an Acura SUV. All MDX Type S models will put power to the ground through Acura's fourth-generation SH-AWD system. Twenty Years of MDXDebuting in 2000 as the North American Truck of the Year, the original 2001 Acura MDX was the industry's first three-row crossover SUV, defining an entirely new category of vehicles that now dominate the segment. Over the past 20 years, across three generations of development, MDX has established itself as America's all-time best-selling three-row luxury SUV and one of only a handful of luxury models to earn more than 1 million U.S. customers in the past two decades2. MDX also recently surpassed the TL as the best-selling Acura model of all-time.The fourth-generation MDX will join its three predecessors as designed, developed and produced in North America. The all-new MDX will be built at the company's East Liberty, Ohio, auto plant, while both the 3.5-liter V6 and new Type S-exclusive 3.0-liter Turbo V6 engines will be produced at the company's Anna, Ohio, engine plant, which also manufactures the NSX supercar's twin-turbocharged hybrid V6 power unit. Acura's 10-speed automatic transmission is built exclusively at the company's Tallapoosa, Georgia, transmission plant. About AcuraAcura is a leading automotive nameplate that delivers Precision Crafted Performance a commitment to expressive styling, high performance and innovative engineering, all built on a foundation of quality and reliability. The Acura lineup features five distinctive models the ILX and TLX sport sedans, the RDX and MDX sport-utility vehicles and the next-generation, electrified NSX supercar. All Acura models sold in North America for the 2021 model year are made in the U.S., using domestic and globally sourced parts.Additional media information including pricing, features & specifications and high-resolution photography is available at AcuraNews.com. Consumer information is available at Acura.com. 1Based MotorIntelligence cumulative total sales among all 3-row luxury SUVs and CUVs, Jan. 1980 Aug. 2020. 2Based on MotorIntelligence cumulative total sales of all luxury models, Jan. 2000 Aug. 2020 SOURCE Acura Related Links http://www.acura.com", "role": "user" }, { "content": "New Flagship: MDX Prototype Previews Most Premium and Performance-Focused SUV in Acura History USA - English USA - espaol", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: AUSTIN, Texas, March 8, 2021 /PRNewswire/ -- Brooks Rhinehart, proven digital transformation leader, has joined Robosoft Technologies a full-service digital experiences company, as President and Country Head, USA. Based out of Austin, TX, he will lead the country operations and further drive the ambitious business growth of Robosoft in the US. Experienced digital transformation leader, Brooks Rhinehart joins Robosoft as President and Country Head, USA Commenting on the appointment, Ravi Teja Bommireddipalli, CEO of Robosoft, said, 'As a company with over two decades of experience, we alreadyhave strong relationships with select large enterprises and digital natives here in the USA. With the fast-tracking of digital transformation plans in companies in the USA through disruptive Direct-to-Consumer (D2C) business models, we as Robosoft become front-runners in partnering with them in their digital journeys.\" \"Digital Experience, or DX will be a key differentiator for enterprises across financial services, retail, e-commerce, remote delivery, media & entertainment, healthcare and more. We are uniquely placed as an agile partner to provide a different view of the world to our clients.\" \"As a B2B2C company, our mission of 'Simplifying lives' will resonate well with enterprises and digital natives. In Brooks, we have the right leader who understands the customers' business, offers a unique perspective and pushes the envelope for digital change.\"\"His 10+ years of experience in delivering digital experiences at scale and ability to be an advisor to CXOs on their digital journey will be a great asset,\" Ravi added. Brooks Rhinehart said, \"I am thrilled to be part of Robosoft, which is a 100% digital services company. The quality of Robosoft's customers and work is quite impressive. I loved the challenge of scaling up the organization to becoming a premium brand in the US.\" Brooks is an entrepreneur at heart, having dabbled in the start-up world and running his own business. Prior to joining Robosoft, Brooks spent a decade at a growth stage B2B tech services company crafting the digital strategy, creating a roadmap of solutions, and leading the execution of rich customer experiences. About Robosoft:Robosoft (www.robosoftin.com) is a full-services digital experiences company. We are proven and trusted partner for enterprises in the entire life cycle of digital transformation - from concept to delivering digital products & experiences across platforms & devices. Established in 1996 with Apple Inc., as our first customer, we today offer expertise in Advisory, Design Strategy, UX/UI, Digital Platform Development, Enterprise Applications, Cloud and DevOps, Emerging Technologies such as AR/VR/ML/Chatbot/Blockchain/IoT, Test Automation, and Analytics. We have in-depth and diverse experience across industries such as financial services, retail, consumer products, healthcare, media & entertainment (OTT) and more around the world. We work with Discovery, Hewlett Packard, ESPN, McDonald's India, AAA, AoN, R.R. Donnelley to name a few. We are a 1000+ team of engineers, digital product strategy leaders, designers and more. We are present in the US (Austin, New York, Atlanta, San Francisco), Japan (Tokyo) and India (Bengaluru, Mumbai, Udupi). SOURCE Robosoft Technologies", "role": "user" }, { "content": "Experienced digital transformation leader, Brooks Rhinehart joins Robosoft as President and Country Head, USA", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: DUBLIN--(BUSINESS WIRE)--The \"United Arab Emirates (UAE) Life Insurance - Key trends and Opportunities to 2023\" report has been added to ResearchAndMarkets.com's offering. 'United Arab Emirates (UAE) Life Insurance - Key trends and Opportunities to 2023' report provides in-depth market analysis, information and insights into The UAE life insurance segment. It provides values for key performance indicators such as gross written premium, claims paid and penetration during the review period (2014-2018) and forecast period (2018-2023). The report gives a comprehensive overview of The UAE economy and demographics, and provides detailed information on the competitive landscape in the country. Key Highlights Scope Key Topics Covered: Chapter 1 Executive Summary Chapter 2 Economy Overview Chapter 3 COVID-19 Impact Assessment Chapter 4 Summary Trend and KPIs Chapter 5 Regulatory Risk Chapter 6 Competitive Landscape Chapter 7 Competitor Profiles Chapter 8 Insurtech Chapter 9 Appendix Companies Mentioned For more information about this report visit https://www.researchandmarkets.com/r/r6z9cq", "role": "user" }, { "content": "United Arab Emirates (UAE) Life Insurance Market, Key Trends and Opportunities Report 2020-2023 - ResearchAndMarkets.com", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: HOLMDEL, N.J., May 18, 2020 /PRNewswire/ -- Vonage (Nasdaq: VG),a global business cloud communications leader, has announced that the County of San Bernardino (the County) in California has chosenVonage Business Communications (VBC) to transition its staff and 12 office locations to a remote work environment during the COVID-19 crisis. With VBC's unified communications capabilities, the County's staff of 2,200 are able to productively work from home, with access to all of the tools and business applications they need to keep operations moving forward, while staying safe by complying with social distancing guidelines. When the pandemic forced temporary closure of its office locations, the County faced the unexpected challenge of transitioning its employees to remote work. With a premise-based PBX system, it did not have the infrastructure in place to quickly switch to a virtual work environment. By leveraging the cloud, Vonage engineers were quickly able to implement the VBC unified communications solution for all 2,200 employees and transition the County to a 100% remote workforce in less than two days. \"Now more than ever, our administration is committed to serving the people of San Bernardino, providing them with the information and vital services they need and rely on,\" said said Danny Tillman, Departmental Information Systems Director for San Bernardino County. \"Vonage not only helped us to equip our thousands of dedicated staff members with the tools they need to continue to serve the community, but they deployed their experts to help navigate us through the implementation process quickly and seamlessly to get us up and running in almost no time at all.\" With VBC, San Bernardino County employees have access to everything they would have in the office, from the safety of their homes, from any device, including Team Messaging and Vonage Meetings real-time, secure video conferencing solution. \"Keeping people connected is at the heart of communications and the core of our commitment to our customers,\" said Rodolpho Cardenuto, President of the Applications Group for Vonage. \"During these challenging times, we are pleased to do our small part, helping businesses and communities to continue to provide the services we all need to get through this together. We are proud to offer our unified communications solution to San Bernardino County, enabling them to serve their community now and in the future.\" About Vonage Vonage is redefining business communications once again. We're making communications more flexible, intelligent, and personal, to help enterprises the world over, stay ahead. We provide unified communications, contact centers and programmable communications APIs, built on the world's most flexible cloud communications platform. True to our roots as a technology disruptor, our flexible approach helps us to better serve the growing collaboration, communications, and customer experience needs of companies, across all communications channels. Vonage Holdings Corp. is headquartered in New Jersey, with offices throughout the United States, Europe, Israel, Australia and Asia. To follow Vonage on Twitter, please visit www.twitter.com/vonage. To become a fan on Facebook, go to www.facebook.com/vonage. To subscribe on YouTube, visit www.youtube.com/vonage. (vg-a) SOURCE Vonage Related Links www.vonage.com", "role": "user" }, { "content": "Vonage Chosen to Provide Cloud Communications to San Bernardino County and Moves 2,200 County Staff Members Remote in 48 Hours", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: MARYLAND HEIGHTS, Mo., March 25, 2021 /PRNewswire/ --The most fundamental function of beverages is hydration, but according to studies recently compiled by Beck Flavors and Brenntag, consumers are now demanding a lot more from their drinks.\"Because of a growing focus on functionality and convenience, beverages are now being asked to work harder than they ever have before,\" says Janie Page, Sr. Director of Marketing & New Business for Beck Flavors, a leader in custom flavor innovation based in Missouri. \"That starts with boosting immunity, and improving bone, brain and heart health.\" Beverages are being asked to deliver more nutrition and health benefits than ever before, and companies like Beck Flavors are up to the challenge. Page cited the growing popularity of collagen-infused sparkling beverages to promote skin and joint health as an example of this shift. In addition, ingredients with natural properties that have health benefits are becoming more prevalent, like yuzu. \"Yuzu can add a natural, healthy, functional and premium halo to foods and drinks that target personalized health needs,\" says Page. Plant-based proteins are also seeing a jump in popularity, primarily due to their health benefits. \"Health remains the strongest driver for consumers to incorporate more plant-based proteins into their diet, exceeding other motivators like variety, environmental impact and even taste,\" adds Beeta Little, Technical Development Manager at Brenntag Food & Nutrition, the global market leader in chemicals and ingredients distribution. \"However, taste and functionality are not mutually exclusive. Consumers are realizing that they can get great-tasting, nutritionally rich products, and that's been a game changer.\"Functional nutrition has certainly come to the forefront of the beverage industry, and plant-based proteins are leading the charge. \"All plants have some proteins, but at different percentages,\" Little explains. Vegan protein is especially versatile, and Little specifically mentions yellow pea, hemp heart and pumpkin protein as popular sources in the industry.Fortified beverages with vitamins and minerals also deliver a key level of convenience in our fast-paced world. According to a study by Innova Market Insights, three out of five consumers say that vitamin/mineral claims influence their purchase decision a lot or quite a bit.\"In the end, it's about peace of mind for consumers,\" says Adam Berge, Applications Technologist at Beck Flavors. \"By offering products with health benefits that also taste great, they can more easily get the nutrition they need, and everybody wins.\" SOURCE Beck Flavors", "role": "user" }, { "content": "New Trends Reveal Importance of High-Performance Drinks for Health & Wellness Beck Flavors and Brenntag team up to expand the possibilities for beverages", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: WARREN, R.I., Dec. 16, 2020 /PRNewswire/ -- As COVID-19 vaccines begin to be distributed around the world, it is critical that they are stored in very specific temperature ranges to maintain effectiveness. Room Alertmonitors and sensors from AVTECH Software, Inc. are proven solutions to help monitor the exact conditions needed for proper vaccine storage. Continue Reading Room Alert monitors, sensors, and software are designed to protect sensitive facilities against outages caused be environment factors. Now in its 32nd year in business, AVTECH manufactures Room Alert, the world's most popular environment monitor for business continuity plans. Room Alert is made in the USA and proactively monitors environment conditions such as temperature, humidity, flood, power, smoke, and more. Room Alert is currently used in 187 of 196 countries by organizations ranging from thousands of small businesses to one of the world's largest retailers, over 80% of the Fortune 1000, the United Nations, every branch of the US military, and many state and local governments. Room Alert is designed to monitor the conditions of facilities that have specific ranges or tolerances that need to be maintained. With a wide range of products available, there is a Room Alert solution for every type of situation. Additionally, the Room Alert PRO linealso offers the security and data privacy protocols preferred by many medical organizations, including HTTPS, SNMP v3, 2048-bit encryption, TLS email and more. \"Both the Moderna and Pfizer vaccines need to be held in cold storage with very exacting specifications, including a low storage point of -94 F,\" said Richard Grundy, President of AVTECH. \"Room Alert is designed to monitor facilities with extreme temperature environments such as cold storage and provide alerts when the temperature ranges begin moving in directions that could potentially cause problems, including vaccine loss. Room Alert also provides graphing and reporting features so any facility storing COVID-19 vaccines can view environment status over time, including temperature, power, and water leaks, to potentially spot any concerns before they impact the facilities and vaccines being stored. In 2009, Room Alert was used to monitor multiple facilities that stored the H1N1 vaccine, and we are confident Room Alert will help protect the facilities storing the crucial COVID-19 vaccine as well.\"In addition to Room Alert environment monitors, AVTECH also offers a wide range of digital, switch and analog sensors and monitoring software designed to help users monitor as many environment conditions as possible to help protect their facilities. Room Alert is a crucial part of any organization's business continuity plan, as it allows users to fully monitor environment conditions in their data centers, server rooms, and facilities that can cause unexpected downtime.About AVTECHAVTECH Software (AVTECH), a private corporation founded in 1988, is a computer hardware and software developer and manufacturer based in Warren, RI with an international sales office in Dubai, UAE as well as an international distribution facility in Shannon, Ireland. AVTECH's Room Alert products are made in the USA and proactively monitor critical facilities and assets for conditions such as temperature, humidity, power, flood / water leakage, smoke / fire, air flow, room entry, motion, cameras and more. Room Alert is in use in over 185 countries and can be found in over 80% of the Fortune 1000, most state and federal agencies, and all branches of the US military. Room Alert is \"Environment Monitoring Made Easy Don't Wait Until It's Too Late!\"For more information please visit AVTECH.com.Media Contact:Russell Benoit[emailprotected]AVTECH Software16 Cutler Street, Cutler MillWarren, RI 02885Ph: 401.628.1600Related Imagesroom-alert.png Room Alert Room Alert monitors, sensors, and software are designed to protect sensitive facilities against outages caused be environment factors. SOURCE AVTECH Software, Inc", "role": "user" }, { "content": "Room Alert Offers Multiple Platforms for Monitoring and Protecting COVID-19 Vaccine Storage Rhode Island-based AVTECH has been manufacturing environment monitors and sensors to proactively monitor and alert on temperature conditions since 1988", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: BOSTON--(BUSINESS WIRE)--Tekla Healthcare Opportunities Fund (the Fund) announced today that its Board of Trustees authorized a renewal of its share repurchase program. The current share repurchase program allows the Fund to purchase in the open market up to 12% of its outstanding common shares for a one-year period ending July 14, 2021. The renewal will allow the Fund to purchase in the open market up to 12% of its outstanding common shares for a one year-period ending July 14, 2022. The Board authorized the share repurchase program as a result of its periodic review of the options available to enhance shareholder value and potentially reduce the discount between the market price of the Funds shares and the net asset value per share. The share repurchase program is intended to increase the Funds net asset value per share and could also have the benefit of providing additional liquidity in the trading of shares. The amount and timing of repurchases will be at the discretion of Tekla Capital Management LLC, the investment adviser to the Fund. There is no assurance that the Fund will purchase shares at any specific discount levels or in any specific amounts or on any specific date. The Funds repurchase activity will be disclosed in its shareholder report for the relevant fiscal period. There is no assurance that the market price of the Funds shares, either absolute or relative to net asset value, will increase as a result of any share repurchases. The Board will monitor the effect of the share repurchase program on the Funds market prices and net asset value per share, expense ratio and investment strategy over time. Tekla Healthcare Opportunities Fund (NYSE: THQ) is a closed-end fund that invests in companies in the healthcare industry. Tekla Capital Management LLC, based in Boston, serves as investment adviser to the Fund. Shares of the Fund can be purchased on the New York Stock Exchange through any securities broker. For additional information, please consult www.teklacap.com or call (877) 855-3434.", "role": "user" }, { "content": "Tekla Healthcare Opportunities Fund Announces Renewal of Share Repurchase Program", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: PLANO, Texas--(BUSINESS WIRE)--BGSF, Inc. (NYSE: BGSF), a growing national provider of workforce solutions, today announced it completed the acquisition of substantially all of the assets of Momentum Solutionz, LLC. The purchase price consists of $3.78 million paid at closing and up to $2.22 million in earnout based on achieving certain agreed upon performance targets in the first two years after closing, subject to customary purchase price adjustments. Momentum Solutionz reported unaudited revenues of approximately $3 million in fiscal year 2020. Momentum Solutionz is the 12th acquisition made by BGSF since 2009 as part of its growth strategy to enhance and expand its portfolio of service offerings and capabilities. The acquisition of this leading consulting and managed IT solutions provider not only broadens BGSFs IT solutions offerings across its installed client partner base but also creates a niche growth opportunity for high-level consultant placements. Momentum Solutionz delivers successful IT solutions to clients by providing innovative and flexible approaches that yield top-level performance and unrealized value. The company leverages an industry leading ticketing system in order to increase the efficiency, speed, routing and resolution of tasks and projects. Momentum is a recognized innovator that provides tailored IT solutions to meet the needs of complex business processes, including: Beth A. Garvey, President and CEO of BGSF, said, We are excited to welcome the Momentum Solutionz group and service suite as part of our team. We have partnered with their leadership and integrated teams for many years selling solutions through EdgeRock Technology Partners. They focus on a very high-end market, and the ability to use their tool across all of our technologies is a huge opportunity with a higher margin profile for us. Additionally, like EdgeRock, Momentum Solutionz brings multi-year customer contracts with a recurring revenue model. Jeff Servidio and Lorne Kaufman, Managing Partners of Momentum Solutionz, added, We are humbled and thrilled to become part of the BGSF family. We believe the synergies and momentum we have created with EdgeRock over the last few years will continue into the future as we are able to expand our managed services and project-based services to the BGSF family. These services will allow BGSF to grow their diversification of services while complementing the companys strengths. We believe we are well positioned with the reputation and vision of BGSF, coupled with our process and experience, to create growth opportunities both in the short term, and for years to come. About Momentum Solutionz Momentum Solutionz is a provider of IT consulting and managed services for organizations utilizing ERP systems. The companys IT consulting services include strategic planning, software selection, road mapping, cloud migration and implementation of ERP systems. The companys IT managed services include optimization and maintenance of ERP systems. The company provides services to clients throughout the United States in a variety of industries, including but not limited to hospitals, retail, universities and mid-size businesses. About BGSF Headquartered in Plano, Texas, BGSF provides workforce solutions to a variety of industries through its various divisions in IT, Cyber, Finance & Accounting, Creative, Real Estate (apartment communities and commercial buildings), and Light Industrial. BGSF has integrated several regional and national brands achieving scalable growth. The Company was ranked by Staffing Industry Analysts as the 70th largest U.S. staffing company and the 50th largest IT staffing firm in the 2020 updates. The Companys disciplined acquisition philosophy, which builds value through both financial growth and the retention of unique and dedicated talent within BGSFs family of companies, has resulted in a seasoned management team with strong tenure and the ability to offer exceptional service to our field talent and client partners while building value for investors. For more information on the Company and its services, please visit its website at www.bgsf.com. Forward Looking Statements The forward-looking statements in this press release are made under the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may include, but are not limited to, statements regarding our future financial performance and the expectations and objectives of our board or management. The Companys actual results could differ materially from those indicated by the forward-looking statements because of various risks and uncertainties including those listed in Item 1A of the Companys Annual Report on Form 10-K and in the Companys other filings and reports with the Securities and Exchange Commission. All of the risks and uncertainties are beyond the ability of the Company to control, and in many cases, the Company cannot predict the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this press release, the words allows, believes, plans, expects, estimates, should, would, may, might, forward, will, intends, continue, outlook, temporarily, progressing, and anticipates and similar expressions as they relate to the Company or its management are intended to identify forward-looking statements. Except as required by law, the Company is not obligated to publicly release any revisions to these forward-looking statements to reflect the events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events.", "role": "user" }, { "content": "BGSF, Inc. Acquires Momentum Solutionz, a Nationally Recognized Provider of Information Technology Consulting and Managed Services Broadens Professional Services Offering and Elevates High-Level Consultant Sourcing", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: STAMFORD, Conn., Aug. 12, 2020 /PRNewswire/ --Lockwood, an industry leader in scientific-based medical communications, today announced its fourth consecutive appearance on the Inc. 5000 list, the most prestigious ranking of the nation's fastest growing private companies. Microsoft, Oracle, Patagonia, 7 Eleven, Zappos.com, and many other well-known names gained their first national exposure as honorees on the Inc. 5000 list. Placement on this elite list is recognition of the company's continued growth, fueled by an acute focus on exceeding client expectations, while fostering a supportive company culture. \"When our team members feel supported and challenged, they are motivated to succeed on behalf of our clients, which ultimately benefits patients. It is humbling to be recognized for embracing a growth mindset and empowering our teams to do their best work for our clients,\" says Lockwood president and chief executive officer, Matthew Schecter. Ranking on the 2020 Inc. 5000 marks an extended period of growing revenue and customer satisfaction for Lockwood, which is currently trusted by more than 25 leading pharmaceutical and biotechnology companies and teams to bring their innovative treatment options to the market. \"If your company is on the Inc. 5000, it's unparalleled recognition of your years of hard work and sacrifice,\" says Inc. editor in chief, James Ledbetter. Lockwood moved up more than 650 spots this year, positioned amongst the top 2,000 companies. Lockwood's appearance on the 2020 Inc. 5000 list, marks the company's fourth consecutive appearance on the annual list, a feat that less than 25% of companies on the list ever achieve. This recognition adds to Lockwood's recent accolades and awards, including: 6-Time Hartford Business Journal Best Places to Work in Connecticut 2020 Financial Times Americas' Fastest Growing Company 2019 Medical, Marketing and Media (MM&M) Best Place to Work About Lockwoodwww.thelockwoodgrp.com Founded in 2007 and headquartered inStamford, Connecticut, Lockwood communicates clinical and therapeutic advances to every type of medical expert, healthcare practitioner, and decision maker. For the ultimate benefit of patients, Lockwood helps clients advance their objectives in a world of new regulations, business models, payment approaches, technologies, roles, and work practices. Lockwood teams are organized around the specific needs of each client. With extensive experience in oncology, rare diseases, and all major therapeutic areas, along with highly specialized knowledge in biologics, devices, and diagnostics, Lockwood can quickly deploy the right scientific, business, and communications experts to address the challenges at hand. SOURCE The Lockwood Group Related Links http://www.thelockwoodgrp.com", "role": "user" }, { "content": "Lockwood Named to Inc. 5000 List of America's Fastest Growing Private Companies for Fourth Consecutive Year", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: LONDON--(BUSINESS WIRE)-- FORM 8.3 PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE Rule 8.3 of the Takeover Code (the Code) 1. KEY INFORMATION (a) Full name of discloser: Millennium International Management LP (b) Owner or controller of interests and short positions disclosed, if different from 1(a): The naming of nominee or vehicle companies is insufficient. For a trust, the trustee(s), settlor and beneficiaries must be named. (c) Name of offeror/offeree in relation to whose relevant securities this form relates: Use a separate form for each offeror/offeree RSA Insurance Group plc (d) If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree: (e) Date position held/dealing undertaken: For an opening position disclosure, state the latest practicable date prior to the disclosure 14th January 2021 (f) In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer? If it is a cash offer or possible cash offer, state N/A No 2. POSITIONS OF THE PERSON MAKING THE DISCLOSURE If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security. (a) Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any) Class of relevant security: 100p ordinary (GB00BKKMKR23) Interests Short positions Number % Number % (1) Relevant securities owned and/or controlled: - - - - (2) Cash-settled derivatives: 12,565,408 1.214% - - (3) Stock-settled derivatives (including options) and agreements to purchase/sell: - - - - TOTAL: 12,565,408 1.214% - - All interests and all short positions should be disclosed. Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions). (b) Rights to subscribe for new securities (including directors and other employee options) Class of relevant security in relation to which subscription right exists: Details, including nature of the rights concerned and relevant percentages: 3. DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in. The currency of all prices and other monetary amounts should be stated. (a) Purchases and sales Class of relevant security Purchase/sale Number of securities Price per unit (b) Cash-settled derivative transactions Class of relevant security Product description e.g. CFD Nature of dealing e.g. opening/closing a long/short position, increasing/reducing a long/short position Number of reference securities Price per unit (GBP) GB00BKKMKR23 Equity Swap Reducing a long position 1,228 6.79 GB00BKKMKR23 Equity Swap Increasing a long position 26,096 6.78 GB00BKKMKR23 Equity Swap Increasing a long position 173,904 6.78 GB00BKKMKR23 Equity Swap Increasing a long position 20,975 6.79 GB00BKKMKR23 Equity Swap Increasing a long position 1,228 6.79 GB00BKKMKR23 Equity Swap Increasing a long position 306 6.79 GB00BKKMKR23 Equity Swap Increasing a long position 1,080 6.78 GB00BKKMKR23 Equity Swap Reducing a long position 182 6.79 GB00BKKMKR23 Equity Swap Reducing a long position 4,103 6.79 GB00BKKMKR23 Equity Swap Reducing a long position 306 6.79 (c) Stock-settled derivative transactions (including options) (i) Writing, selling, purchasing or varying Class of relevant security Product description e.g. call option Writing, purchasing, selling, varying etc. Number of securities to which option relates Exercise price per unit Type e.g. American, European etc. Expiry date Option money paid/ received per unit (ii) Exercise Class of relevant security Product description e.g. call option Exercising/ exercised against Number of securities Exercise price per unit (d) Other dealings (including subscribing for new securities) Class of relevant security Nature of dealing e.g. subscription, conversion Details Price per unit (if applicable) 4. OTHER INFORMATION (a) Indemnity and other dealing arrangements Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer: Irrevocable commitments and letters of intent should not be included. If there are no such agreements, arrangements or understandings, state none NONE (b) Agreements, arrangements or understandings relating to options or derivatives Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to: (i) the voting rights of any relevant securities under any option; or (ii) the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced: If there are no such agreements, arrangements or understandings, state none NONE (c) Attachments Is a Supplemental Form 8 (Open Positions) attached? NO Date of disclosure: 15th January 2021 Contact name: Milos Naumovic Telephone number: +44 203 650 8203 Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service and must also be emailed to the Takeover Panel at [email protected]. The Panels Market Surveillance Unit is available for consultation in relation to the Codes disclosure requirements on +44 (0)20 7638 0129. The Code can be viewed on the Panels website at www.thetakeoverpanel.org.uk.", "role": "user" }, { "content": "Form 8.3 - RSA Insurance Group plc", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: MENLO PARK, Calif., July 30, 2020 /PRNewswire/ --Facebook, Inc. (Nasdaq: FB) today reported financial results for the quarter ended June30, 2020. \"We're glad to be able to provide small businesses the tools they need to grow and be successful online during these challenging times,\" said Mark Zuckerberg, Facebook founder and CEO. \"And we're proud that people can rely on our services to stay connected when they can't always be together in person.\" Second Quarter 2020 Financial Highlights Three Months Ended June 30, Year-over-Year % In millions, except percentages and per share amounts 2020 2019 (1) Change Revenue: Advertising $ 18,321 $ 16,624 10% Other 366 262 40% Total revenue 18,687 16,886 11% Total costs and expenses 12,724 12,260 4% Income from operations $ 5,963 $ 4,626 29% Operating margin 32% 27% Provision for income taxes $ 953 $ 2,216 (57)% Effective tax rate 16% 46% Net income $ 5,178 $ 2,616 98% Diluted earnings per share (EPS) $ 1.80 $ 0.91 98% _________________________ (1)Includes an additional $2.0 billion legal expense related to our settlement with the U.S. Federal Trade Commission (FTC) and a $1.1 billion income tax expense due to the Altera Ninth Circuit Opinion, both accrued in the second quarter of 2019. Second Quarter 2020 Operational and Other Financial Highlights Facebook daily active users (DAUs) DAUs were 1.79 billion on average for June 2020, an increase of 12% year-over-year. Facebook monthly active users (MAUs) MAUs were 2.70 billion as of June30, 2020, an increase of 12% year-over-year. Family daily active people (DAP) DAP was 2.47 billion on average for June 2020, an increase of 15% year-over-year. Family monthly active people (MAP) MAP was 3.14 billion as of June 30, 2020, an increase of 14% year-over-year. Capital expenditures Capital expenditures, including principal payments on finance leases, were $3.36billion for the second quarter of 2020. Cash and cash equivalents and marketable securities Cash and cash equivalents and marketable securities were $58.24 billion as of June30, 2020. On July 7, 2020, we paid approximately $5.8 billion at the thencurrent exchange rate for our investment in Jio Platforms Limited. Headcount Headcountwas 52,534 as of June30, 2020, an increase of 32% year-over-year. Impact of COVID-19 on Outlook Our business has been impacted by the COVID-19 pandemic and, like all companies, we are facing a period of unprecedented uncertainty in our business outlook. We expect our business performance will be impacted by issues beyond our control, including the duration and efficacy of shelter-in-place orders, the effectiveness of economic stimuli around the world, and the fluctuations of currencies relative to the U.S. dollar. Engagement - Facebook DAUs and MAUs in the second quarter of 2020 reflectincreased engagement as people around the world sheltered in place and used our products to connect with the people and organizations they care about. More recently, we are seeing signs of normalization in user growth and engagement as shelter-in-place measures have eased around the world, particularly in developed markets where Facebook's penetration is higher.Looking forward, as shelter-in-place restrictions continue to ease, we expect the number of Facebook DAUs and MAUs to be flat or slightly down in most regions in the third quarter of 2020 compared to the second quarter of 2020. Revenue - In the first three weeks of July, our year-over-year ad revenue growth rate was approximately in-line with our second quarter 2020 year-over-year ad revenue growth rate of 10%. We expect our full quarter year-over-year ad revenue growth rate for the third quarter of 2020will be roughly similar to this July performance. There are several factors contributing to this outlook, including: First, continued macroeconomic uncertainty, including the pace of recovery and the prospects for additional economic stimulus; Second, our expectation that some of the recent surge in community engagement will normalize as regions reopen; Third, the impact from certain advertisers pausing spend on our platforms related to the current boycott, which is reflected in ourJuly trends; and Lastly, headwinds related to ad targeting and measurement, including the impact of regulation, such as the California Consumer Privacy Act, as well as headwinds from expected changes to mobile operating platforms, which we anticipate will be increasingly significant as the year progresses. Total expenses - We expect total expenses in 2020 to be in the range of $52-55 billion, narrowed slightly from the prior range of $52-56 billion. Capital expenditures - We expect full-year 2020 capital expenditures to be approximately $16 billion, at the high end of our prior $14-16 billion range, as we have resumed data center construction efforts earlier than expected. However, a great deal of uncertainty remains in our outlook, and our full year capital expenditures will depend on how the pandemic impacts our ability to construct data centers and refresh equipment. Tax rates - We expect our full-year 2020 tax rate to be in the mid-teens, although we may see fluctuations in our quarterly rate depending on our financial results. Webcast and Conference Call Information Facebook will host a conference call to discuss the results at3 p.m. PT /6 p.m. ET today. The live webcast of Facebook's earnings conference call can be accessed at investor.fb.com, along with the earnings press release, financial tables, and slide presentation. Facebook uses the investor.fb.com and newsroom.fb.com websites as well as Mark Zuckerberg's Facebook Page (https://www.facebook.com/zuck) as means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD. Following the call, a replay will be available at the same website. A telephonic replay will be available for one week following the conference call at +1 (404) 537-3406 or +1 (855) 859-2056, conference ID 3783991. Transcripts of conference calls with publishing equity research analysts held today will also be posted to theinvestor.fb.comwebsite. About Facebook Founded in 2004, Facebook's mission is to give people the power to build community and bring the world closer together. People use Facebook's apps and technologies to connect with friends and family, find communities and grow businesses. Contacts Investors:Deborah Crawford[emailprotected] / investor.fb.com Press:Ryan Moore[emailprotected] / newsroom.fb.com Forward-Looking Statements This press release contains forward-looking statements regarding our future business expectations. These forward-looking statements are only predictions and may differ materially from actual results due to a variety of factors including: the impact of the COVID-19 pandemic on our business and financial results; our ability to retain or increase users and engagement levels; our reliance on advertising revenue; our dependency on data signals and mobile operating systems, networks, and standards that we do not control; risks associated with new products and changes to existing products as well as other new business initiatives; our emphasis on community growth and engagement and the user experience over short-term financial results; maintaining and enhancing our brand and reputation; our ongoing privacy, safety, security, and content review efforts; competition; risks associated with government actions that could restrict access to our products or impair our ability to sell advertising in certain countries; litigation and government inquiries; privacy and regulatory concerns; risks associated with acquisitions; security breaches; and our ability to manage growth and geographically-dispersed operations. These and other potential risks and uncertainties that could cause actual results to differ from the results predicted are more fully detailed under the caption \"Risk Factors\" in our Quarterly Report on Form 10-Q filed with the SEC on April30, 2020, which is available on our Investor Relations website at investor.fb.com and on the SEC website at www.sec.gov. Additional information will also be set forth in our Quarterly Report on Form 10-Q for the quarter ended June30, 2020. In addition, please note that the date of this press release is July30, 2020, and any forward-looking statements contained herein are based on assumptions that we believe to be reasonable as of this date. We undertake no obligation to update these statements as a result of new information or future events. Non-GAAP Financial Measures To supplement our condensed consolidated financial statements, which are prepared and presented in accordance with generally accepted accounting principles in the United States (GAAP), we use the following non-GAAP financial measures: revenue excluding foreign exchange effect, advertising revenue excluding foreign exchange effect and free cash flow. The presentation of these financial measures is not intended to be considered in isolation or as a substitute for, or superior to, financial information prepared and presented in accordance with GAAP. Investors are cautioned that there are material limitations associated with the use of non-GAAP financial measures as an analytical tool. In addition, these measures may be different from non-GAAP financial measures used by other companies, limiting their usefulness for comparison purposes. We compensate for these limitations by providing specific information regarding the GAAP amounts excluded from these non-GAAP financial measures. We believe these non-GAAP financial measures provide investors with useful supplemental information about the financial performance of our business, enable comparison of financial results between periods where certain items may vary independent of business performance, and allow for greater transparency with respect to key metrics used by management in operating our business. We exclude the following items from our non-GAAP financial measures: Foreign exchange effect on revenue. We translated revenue for the three and six months ended June30, 2020 using the prior year's monthly exchange rates for our settlement or billing currencies other than the U.S. dollar, which we believe is a useful metric that facilitates comparison to our historical performance. Purchases of property and equipment, net; Principal payments on finance leases. We subtract both net purchases of property and equipment and principal payments on finance leases in our calculation of free cash flow because we believe that these two items collectively represent the amount of property and equipment we need to procure to support our business, regardless of whether we procure such property or equipment with a finance lease. We believe that this methodology can provide useful supplemental information to help investors better understand underlying trends in our business. Free cash flow is not intended to represent our residual cash flow available for discretionary expenditures. For more information on our non-GAAP financial measures and a reconciliation of GAAP to non-GAAP measures, please see the \"Reconciliation of GAAP to Non-GAAP Results\" table in this press release. FACEBOOK, INC. CONDENSED CONSOLIDATED STATEMENTS OF INCOME (In millions, except for per share amounts) (Unaudited) Three Months Ended June 30, Six Months Ended June 30, 2020 2019(1) 2020 2019 (1) Revenue $ 18,687 $ 16,886 $ 36,423 $ 31,963 Costs and expenses: Cost of revenue 3,829 3,307 7,288 6,123 Research and development 4,462 3,315 8,477 6,175 Marketing and sales 2,840 2,414 5,627 4,434 General and administrative 1,593 3,224 3,175 7,288 Total costs and expenses 12,724 12,260 24,567 24,020 Income from operations 5,963 4,626 11,856 7,943 Interest and other income, net 168 206 136 371 Income before provision for income taxes 6,131 4,832 11,992 8,314 Provision for income taxes 953 2,216 1,911 3,269 Net income $ 5,178 $ 2,616 $ 10,081 $ 5,045 Earnings per share attributable to Class A and Class B common stockholders: Basic $ 1.82 $ 0.92 $ 3.54 $ 1.77 Diluted $ 1.80 $ 0.91 $ 3.51 $ 1.76 Weighted-average shares used to compute earnings per share attributable to Class A and Class B common stockholders: Basic 2,850 2,855 2,851 2,855 Diluted 2,879 2,875 2,876 2,873 Share-based compensation expense included in costs and expenses: Cost of revenue $ 117 $ 109 $ 211 $ 196 Research and development 1,261 927 2,260 1,650 Marketing and sales 187 160 336 273 General and administrative 130 107 223 194 Total share-based compensation expense $ 1,695 $ 1,303 $ 3,030 $ 2,313 _________________________ (1)Includes $2.0 billion and $5.0 billionlegal expenses accrued related to our settlement with the FTC in the second quarter and the first six months of 2019, respectively, and $1.1 billion of cumulative income tax expense related to the Altera Ninth Circuit Opinion. FACEBOOK, INC. CONDENSED CONSOLIDATED BALANCE SHEETS (In millions) (Unaudited) June 30, 2020 December 31, 2019 Assets Current assets: Cash and cash equivalents $ 21,045 $ 19,079 Marketable securities 37,195 35,776 Accounts receivable, net of allowances of $365 and $206 as of June 30, 2020 and December 31, 2019, respectively 7,483 9,518 Prepaid expenses and other current assets 2,407 1,852 Total current assets 68,130 66,225 Property and equipment, net 39,006 35,323 Operating lease right-of-use assets, net 9,429 9,460 Intangible assets, net 859 894 Goodwill 19,029 18,715 Other assets 3,238 2,759 Total assets $ 139,691 $ 133,376 Liabilities and stockholders' equity Current liabilities: Accounts payable $ 920 $ 1,363 Partners payable 729 886 Operating lease liabilities, current 899 800 Accrued expenses and other current liabilities 8,496 11,735 Deferred revenue and deposits 264 269 Total current liabilities 11,308 15,053 Operating lease liabilities, non-current 9,633 9,524 Other liabilities 8,303 7,745 Total liabilities 29,244 32,322 Commitments and contingencies Stockholders' equity: Common stock and additional paid-in capital 47,805 45,851 Accumulated other comprehensive loss (142) (489) Retained earnings 62,784 55,692 Total stockholders' equity 110,447 101,054 Total liabilities and stockholders' equity $ 139,691 $ 133,376 FACEBOOK, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (In millions) (Unaudited) Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 Cash flows from operating activities Net income $ 5,178 $ 2,616 $ 10,081 $ 5,045 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 1,704 1,502 3,301 2,857 Share-based compensation 1,695 1,303 3,030 2,313 Deferred income taxes 214 1 690 184 Other 43 9 49 14 Changes in assets and liabilities: Accounts receivable (122) (1,006) 1,924 64 Prepaid expenses and other current assets (325) (252) (353) (168) Other assets 3 24 (15) 65 Accounts payable (56) 8 (100) (87) Partners payable 11 20 (158) 20 Accrued expenses and other current liabilities (3,995) 2,827 (3,016) 5,982 Deferred revenue and deposits 15 55 (1) 51 Other liabilities (487) 1,508 (554) 1,584 Net cash provided by operating activities 3,878 8,615 14,878 17,924 Cash flows from investing activities Purchases of property and equipment, net (3,255) (3,633) (6,813) (7,470) Purchases of marketable securities (6,179) (5,152) (14,063) (11,755) Sales of marketable securities 2,617 2,944 5,381 4,456 Maturities of marketable securities 3,224 1,895 7,868 4,105 Acquisitions of businesses, net of cash acquired, and purchases of intangible assets (339) (3) (372) (53) Other investing activities, net (245) (61) (288) (61) Net cash used in investing activities (4,177) (4,010) (8,287) (10,778) Cash flows from financing activities Taxes paid related to net share settlement of equity awards (753) (606) (1,444) (1,119) Repurchases of Class A common stock (1,369) (1,144) (2,618) (1,758) Principal payments on finance leases (109) (142) (209) (267) Net change in overdraft in cash pooling entities 63 58 (17) (119) Other financing activities, net 16 4 114 9 Net cash used in financing activities (2,152) (1,830) (4,174) (3,254) Effect of exchange rate changes on cash, cash equivalents, and restricted cash 93 26 (127) (18) Net increase (decrease) in cash, cash equivalents, and restricted cash (2,358) 2,801 2,290 3,874 Cash, cash equivalents, and restricted cash at beginning of the period 23,927 11,197 19,279 10,124 Cash, cash equivalents, and restricted cash at end of the period $ 21,569 $ 13,998 $ 21,569 $ 13,998 Reconciliation of cash, cash equivalents, and restricted cash to the condensed consolidated balance sheets Cash and cash equivalents $ 21,045 $ 13,877 $ 21,045 $ 13,877 Restricted cash, included in prepaid expenses and other current assets 308 9 308 9 Restricted cash, included in other assets 216 112 216 112 Total cash, cash equivalents, and restricted cash $ 21,569 $ 13,998 $ 21,569 $ 13,998 FACEBOOK, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (In millions) (Unaudited) Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 Supplemental cash flow data Cash paid for income taxes, net $ 1,041 $ 1,014 $ 1,250 $ 1,696 Non-cash investing activities: Acquisition of businesses and other investments in accrued expenses and other liabilities $ 316 $ $ 316 $ Property and equipment in accounts payable and accrued liabilities $ 1,592 $ 1,667 $ 1,592 $ 1,667 Reconciliation of GAAP to Non-GAAP Results (In millions, except percentages) (Unaudited) Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 GAAP revenue $ 18,687 $ 16,886 $ 36,423 $ 31,963 Foreign exchange effect on 2020 revenue using 2019 rates 297 573 Revenue excluding foreign exchange effect $ 18,984 $ 36,996 GAAP revenue year-over-year change % 11% 14% Revenue excluding foreign exchange effect year-over- year change % 12% 16% GAAP advertising revenue $ 18,321 $ 16,624 $ 35,760 $ 31,536 Foreign exchange effect on 2020 advertising revenue using 2019 rates 295 571 Advertising revenue excluding foreign exchange effect $ 18,616 $ 36,331 GAAP advertising revenue year-over-year change % 10% 13% Advertising revenue excluding foreign exchange effect year-over-year change % 12% 15% Net cash provided by operating activities $ 3,878 $ 8,615 $ 14,878 $ 17,924 Purchases of property and equipment, net (3,255) (3,633) (6,813) (7,470) Principal payments on finance leases (109) (142) (209) (267) Free cash flow (1) $ 514 $ 4,840 $ 7,856 $ 10,187 ______________________ (1) Free cash flow in the second quarter and the first six months of 2020 reflects the $5.0 billion FTC settlement that was paid in April 2020. SOURCE Facebook Related Links https://www.facebook.com", "role": "user" }, { "content": "Facebook Reports Second Quarter 2020 Results", "role": "assistant" } ]

[ { "content": "You are given a text that consists of multiple sentences. Your task is to perform abstractive summarization on this text. Use your understanding of the content to express the main ideas and crucial details in a shorter, coherent, and natural sounding text. \nText: AUSTIN, Texas, Nov. 17, 2020 /PRNewswire/ --Liquibase, the company behind the most powerful community-led database change management solution, today announces Liquibase Hubis generally available. This free SaaS dashboard allows Liquibase users to organize, monitor, and visualize their database changes and deployments. \"We are providing a ridiculously easy way for developers to know more about their database changes and deployments,\" said Robert Reeves, CTO of Liquibase. \"Hub gives everybody one simple dashboard to help Liquibase users easily understand which database changes have been deployed and when. This just doesn't exist today for millions of Liquibase users.\" Liquibase Hub connects to Liquibase via an API, enabling real-time monitoring of key Liquibase operations. This central location of information empowers DBAs, DevOps professionals, and managers to easily track the progress of their database changes and releases through the CI/CD pipeline. \"When I initially built Liquibase, it was a tactical keystone in the emerging CI/CD deployment process,\" said Nathan Voxland, founder of the Liquibase open source project. \"Until now, the rest of the processes and insight into them were an exercise left for users and they have been creative. I'm excited to see how Liquibase Hub amplifies their creativity and efficiency with new API-driven monitoring and reporting features.\" Liquibase Hub Boosts Database Change Visibility for the Whole Team Insight for ManagersProvides database release information in one place for all changes that occur throughout an organization. Monitoring for DevelopersProvides real-time information about deployments and an overview of recent commands for the specific database developers are working on. Collaboration for TeamsRemoves friction between Dev and Ops allowing teams to quickly understand which changes have been made and when in each environment. \"Companies today have strategic imperatives to deliver digital services to market more quickly,\" said Rachel Stephens, Industry Analyst at RedMonk. \"Organizations that prize velocity are increasingly looking at how to incorporate the database into their software development process. By helping organizations automate their database schema changes and providing deeper visibility into database changes, Liquibase Hub aims to help teams collaborate and accelerate their DevOps and CI/CD initiatives.\" Liquibase has been downloaded over 30 million times by developers and database professionals from around the world. Liquibase Hub integrates with Liquibase open source and Liquibase Pro and is free for all users, further demonstrating their commitment to the Liquibase open source community. For more information, register here. About Liquibase Powered by open source innovation and supported by the experts who know it best, Liquibase is database schema change automation designed for high-speed CI/CD. Learn more about Liquibase's visionto be the easiest, safest, and most powerful community-led database change management solution. For more information, visit www.liquibase.com, call 737-402-7187 or connect via @liquibase. Media Contact: Erika Kalar[emailprotected] Related Links https://hub.liquibase.com SOURCE Liquibase", "role": "user" }, { "content": "Liquibase Offers Insight Into Database Changes & Releases With Free SaaS Dashboard All users can organize, monitor, and view Liquibase database change activity in real-time, increasing team collaboration and deployment success", "role": "assistant" } ]